Chapter 6453 Lose too much
(It’s still two today! It’s three days since the National Day, so I just took a little rest. I don’t know why, but I’m very tired, out of breath, and feel like I’m on a plateau! I lay down at six o’clock, and set the alarm clock for 7 o’clock, and the alarm went off
I woke up, but when I opened my eyes again, it was past 10 o'clock. I'm really sorry! Of course, I wish everyone a happy National Day!)
Lin Feng launched this real universal medical insurance, but no insurance company was willing to take the bill!
Originally, Lin Feng's intention was to cooperate with many insurance companies to launch such an insurance policy. Although Lin Feng also had an insurance company, Lin Feng did not want to look too ugly and eat everything by himself.
Lin Feng's original intention was naturally to unite with various insurance companies to swallow this cake together. But obviously, these insurance companies all believed that this was a loss-making transaction and were unwilling to participate.
Is it really a loss?
Lin Feng smiled. According to a rough calculation, it will definitely be a loss. But after a careful calculation, it will definitely not be a loss!
"Since these insurance companies are unwilling to cooperate, forget it. We will just play by ourselves! This will make them regret it!" Lin Feng smiled.
If someone doesn't like it, Lin Feng will naturally not force it. You can't do it. If someone doesn't want to play with you, you have to play with them. That doesn't make sense, right?
However, his own insurance company has always been a symbolic existence before. Lin Feng did not get involved too much in this area. After all, in the insurance industry, these companies have the shadow of those gentlemen behind them.
Lin Feng was already making a lot of money, so he didn't want to make any more money on insurance. After all, in life and doing things, one should always do things in moderation and always leave a thin line in everything.
Lin Feng is not the kind of person who is extremely vicious and chases after people. Especially when it comes to making money, Lin Feng also likes to leave a way for people to survive. But obviously, the insurance company does not approve it. But there is nothing they can do if they do not approve it. They think this is the case
, you will not make any money at all, but you may lose money.
Lin Feng is not surprised by this. After all, universal medical insurance, which reimburses everything except the registration fee, does sound very scary. Moreover, in actual calculation, it is also very scary.
But this is charity. Such insurance is similar to charity. According to Lin Feng's calculations, it will never make money. Of course, it will not lose money.
Although the per capita payment is small, you must know that as long as everyone in China pays for universal medical insurance, if the minimum is 100 yuan a year, that is 130 billion yuan! Of course, 130 billion yuan sounds like a lot, but compared with the annual income of the people
The cost of medical treatment is simply not worth mentioning.
If each person pays 1,000 yuan, the insurance company will consider it. But if each person pays 1,000 yuan, then it is impossible for the whole country to pay. If everyone cannot pay, it will still be a loss.
What's more, even if the national medical insurance charges 1,000 yuan per year and everyone pays, there will still be a loss. After all, if all diseases are reimbursed, the cost will be bottomless. You know, many serious diseases can easily cost hundreds of thousands or millions.
Yes, who can bear this!
Also, what if an organ needs to be replaced? This can easily cost millions. With such a large population in China, it is very possible to lose hundreds of billions or trillions of yuan a year.
In this case, the insurance company will never accept the bill.
Of course, considering Lin Feng's net worth and the resources he controls, it is no problem if he is willing to bear this 'deficit'. But insurance companies cannot. The money they earn cannot make up for this shortfall.
"Boss, what they are considering is not unreasonable. In terms of universal health insurance, a few developed countries such as Japan and Russia have such conditions. Including the United States, they do not have universal health insurance. But even in developed countries, what they have
The fee paid is not a small amount. The average price like yours is about 100 yuan. This is really too little!" Natalie Portman looked confused.
This price is too low! She doesn't understand how Lin Feng plans to make ends meet.
"What do you think I should do to make ends meet?" Lin Fengxiao asked.
Natalie Portman frowned. She thought about this issue for a long time. It was too difficult to break even. Even with advertising, it was impossible.
"Boss, I don't think that an insurance premium of 100 yuan per capita can guarantee the balance of payments. Even if it is used for advertising, it will not work. Unless there are many rich people who are willing to donate. But donating for one year or two years is fine. Let them donate every year.
They may not be happy!" Natalie shook her head and said, "After all, it is impossible for these rich people to donate every year. Then, this money will be used to make money, and it is impossible for the stock market crash to make huge profits every year!"
Natalie thought a lot, but unfortunately she didn't come up with any answer. This matter was beyond her understanding. She didn't know how to make money.
"Natalie, this matter is definitely a loss!" Lin Fengxiao said, "It's impossible to make money. No matter who is running it, it's impossible to make money with an insurance of 100 yuan per capita!"
Natalie was stunned!
"If we calculate based on the per capita payment, we may lose 13 trillion yuan a year! Boss, this is a lot of money! It is almost equivalent to the profit you make every year now!" Natalie exclaimed.
Of course, this will not make Lin Feng bankrupt. But it will put Lin Feng under great economic pressure. In particular, this 13 trillion yuan deficit is only an estimate. In fact, once universal health insurance is provided, even the registration fee
No matter how expensive it is, once people get sick, they will choose to go to the hospital for medical treatment. This, 13 trillion is nothing, it is very likely that the number can double or triple.
After all, in many cases, when Chinese people get sick, they just manage it at home, or just find a small clinic to see a doctor and take medicine. It's so cheap!
But now, this is a trap. And it doesn't make money? Will her boss do a losing business? Natalie was very puzzled and looked at Lin Feng with a suspicious face.
Is there some hidden secret in this?
"Don't look at me, I'm really losing money this time!" Lin Feng said with a smile, "With such a small amount of money, I really can't make enough profit to maintain the medical insurance expenses. In the end, I have to pay to make up for the shortfall!"
Natalie still doesn't believe it. If this is the case, Lin Feng will go bankrupt sooner or later if he loses so much every year. Unless solar energy technology can be popularized quickly, or enough ore resources are discovered in outer space, otherwise the loss will be too big.
This is irrational!
No! My boss is so smart, he can definitely make money! He must be able! He must be able! He must have a way! My boss is a monkey!
"Hey! What did you say about your boss? How can you talk like that!" Lin Feng stared.
Chapter completed!