Therefore, Xu Wenzhou's idea is also targeted, targeting the current market transaction situation in Changshan Prefecture.
He believes that the use of cash transactions is the root cause of many security incidents, especially large-scale cash transactions.
It is human nature to be attracted by wealth.
No matter who sees a lot of white money in front of him, he will be greedy. If he is greedy for a lifetime, he will take risks.
For example, boss, you brought so much cash to go shopping in the morning. It is obvious that all the money has been spent, otherwise you will definitely be remembered.
If you are not afraid of thieves stealing, you are afraid of being noticed by thieves. As long as you are noticed by them, it will not be a good thing!
Of course you are not afraid, but those merchants and vendors are not.
Just like the man who sells horses, if he sells all his horses, he will have nearly ten thousand taels of silver. They have a long journey back to the Western Regions, and no one can guarantee that nothing will happen to them.
There are also many merchants who come from the south to buy fur medicinal materials, and they all bring a lot of money. Everyone is frightened when they come here.
There are also merchants who sell porcelain and silk. When they sell their goods, they receive a large amount of cash, so they are wary of bringing them back all the way.
Some even pay high prices to hire bodyguards to escort them, which greatly increases business costs.
These are the brave ones, and those merchants who are timid simply don’t dare to come!
Therefore, Xu Wenzhou thinks that our Yanyun County should open a bank and issue banknotes instead of cash. Banknotes are not only easy to carry, but are also much safer than cash.
Bank notes can be divided into two types according to the needs of the user, one is registered, which is safe to hold, and the other is anonymous, which is universal and convenient.
This will not only greatly facilitate commercial circulation, but we can also have a large amount of cash in hand, and we can also lend the money out to collect interest. In short, it is a win-win transaction that kills two birds with one stone.
Today's banknotes are all worth more than one hundred taels, so small traders cannot use them.
Therefore, Xu Wenzhou thought that we could also issue some small-denomination banknotes, one tael, one cent, or even the minimum denomination of ten cents.
In this way, people don't have to carry a large amount of copper coins and broken silver when they go out, and can directly use this small amount of silver notes to trade, which will also greatly promote the development and prosperity of various industries.
Of course, this ticket number must be owned by our Yanyun County government and must not be run by individuals. Otherwise, once the credibility is lost, it will no longer be possible.
The kind of banknotes Xu Wenzhou mentioned are already close to modern banks, and the small-denomination banknotes he called are actually the prototype of modern banknotes. As an ancient person, he can have such advanced ideas. This guy is really incredible.
Simple.
The idea is indeed quite bold.
Seeing everyone looking at him dumbfounded, he explained for a while, "The villain's family used to be a bank accountant, but because of the years of war in Yanyun County, the business has also declined. Due to the livelihood, he entered Liumen.
Became a government servant."
"The idea is very bold, but it is also very advanced. With the current financial strength of our Yanyun County, I am afraid it will be difficult to achieve." Chen Jisheng sighed.
"You can set up a ticket number first and do it slowly. It takes time to accumulate credibility, but we are too eager for success. We can open as big a stall as we have as much treasury money as possible. I think we will start with a small amount.
Start slowly and steadily, and when you have enough credibility, it will not be too late to let go." Xu Wenzhou said.
"Xiao Chen, what do you think?" Chen Jisheng thought he could try it out for a while.
"Xiangqin, what do you think?" Xiao Chen asked Liu Xiangqin.
"I can't keep up with Wenzhou's thinking. If we want to set up such a ticket account, there are too many specific contents involved. I have to think about it carefully... The main reason is that our county has no money and money now.
, we definitely can’t issue banknotes, otherwise wouldn’t it be short selling?” Liu Xiangqin said.
"I think Wenzhou is right. No matter what, we should set up this stall first. As for how big we can make it in the future, take our time. I still have hundreds of thousands of taels of silver, which I will give you as start-up capital, so let's
Let Wenzhou be your helper," Xiao Chen said.
In fact, Xiao Chen has had this idea for a long time, and what Xu Wenzhou said today coincided with him.
This was such a big deal that he couldn't trust others, so he had no choice but to let Liu Xiangqin do it.
"Do you want to exhaust me, Xiangqin, to death? How many things does she care about now?" Chen Jisheng felt sorry for his daughter.
"Old man, you also know how important this ticket number will be to our Yanyun County in the future, right? If not Xiangqin, who can I rely on? Come on, Xiangqin, from today on, you can concentrate on this matter for me.
, you can just take charge of other tasks. You can find others to do specific tasks, and you choose the person." Xiao Chen said.
"Yes, boss, I understand, Wenzhou, the idea was yours. Don't try to hide away. You heard what the boss just said. From now on, you will be mine. You will explain to Mo Feng when you go back in the afternoon.
Run an errand and come see me right away."
Liu Xiangqin knew that this matter was important. Since the boss entrusted her with the important task, she had to shoulder it. At present, apart from her, there was really no one else who could do it.
But a female man still needs a gang of three. Let’s get Xu Wenzhou over first.
"I'm afraid it won't work, right?" Xu Wenzhou said with a blushing face.
"Do it well, or change it if it doesn't work." Xiao Chen didn't talk nonsense to him.
"Yes!" Xu Wenzhou didn't dare to talk nonsense.
The appointment of the boss and the order of Miss Xiangqin were given, and without further delay, he had no intention of eating, so he immediately left and went back to hand over the work at hand.
After he came out, several brothers congratulated him one after another, "Boss, you have suddenly transformed, the carp has turned into a dragon!"
Xu Wenzhou, however, had a dark face and said nothing, because it was quite a leap for him to leap like that, but he still didn't know whether he would be in heaven or hell after landing.
Liu Mofeng was very unhappy when he heard that Xu Wenzhou had been poached by his boss. He had finally cultivated such an outstanding subordinate, and he just snatched him away...
Wenzhou, you kid is so serious. You just eat when you eat. Why are you so talkative? Just to show your ability?
You are better than the boss and I can do it!
Get out of here now, I never want to see you again.
Xu Wenzhou said, Boss, please calm down. Brother, I said that too much, but who would have thought that Boss would take it seriously and insist on letting me go over and do this?
First of all, your little brother, I am so good. Isn’t it because you, the boss, train me so well? If I, the little brother, have made a small fortune, but boss, do you dare to say that you have lost your face?
Secondly, do you think I am willing to do it?
I was also forced, okay? If you really feel sorry for me, boss, then go and tell the boss and let me work under you, boss.
This is what I want, little brother.
Liu Mofeng said you farted!
Who dares not to listen to the boss?
He also asked me to tell him that you are really capable of putting your boss to death.
You don’t know how much he curses people!
If the boss can respect you, you have to work hard. You are a divine dragon. Sooner or later, the shallow water of our torture hall will not be able to tolerate you.
Go ahead and fly for me!
When the day comes that you become famous, just don’t forget that I was once your boss...