Because it was Xiao Chen who provided the money, Liu Xiangqin and Xu Wenzhou decided to name this bank Xiaoji Bank after discussion.
And openly publicized that Xiao Ji’s Xiao is Xiao Chen’s Xiao.
The boss, Xiao Chen, is almost a god in the eyes of the people of Yanyun County, so it is perfect to use his reputation as a sign.
This is called using a tiger's skin to make a big flag.
The banner was raised, the banknotes were officially opened on the 23rd of the twelfth lunar month, and all the small denomination banknotes in the banknotes were printed and distributed, but the expected embarrassment still inevitably occurred.
No one among the common people recognizes this thing!
A colorful and thin piece of paper can be used as a lot of money and silver?
What about fooling children?
It feels as if there is nothing in your arms. How can there be that heavy sense of security that copper coins and silver bring to people?
It is said that it can be exchanged freely, and the ticket office is still open day and night, but who knows when you will open the yellow shop?
Do you know why there is no bank account in Yanyun County now?
It means that no one believes it, no one uses it, and it has no credibility.
I just want to ask you, is it a forced transaction?
If not, then we won’t use it for now…
Of course, it is impossible to force ordinary people and merchants to use such banknotes.
But coercive measures have to be used for a while.
Liu Xiangqin and Xu Wenzhou spent countless words to convince Chen Jisheng and Liu Congshu that after the Spring Festival, the salaries of all officials in Changshan Prefecture's yamen will be paid in banknotes.
After the order was given, the officials of all sizes in Changshan Prefecture immediately started to wail.
What do I rely on!
Just because we try our best, fulfill our responsibilities, work hard, work hard, and become as tired as our grandchildren, why do you bully us like this?
However, the order is serious and the execution is resolute.
Liu Xiangqin spoke out.
If anyone dares to be dissatisfied, just ask him to come to me. I will definitely treat him and make him docile.
Anyone who dares not to accept it will be punished as disobedient!
It can range from a fine to a severe penalty, and it can range from dismissal from office. We will never tolerate it!
If you want to make a fuss, feel free to make a fuss, girl, I'm just trying to find someone to stand out and kill as a warning to others.
Someone asked, after receiving the banknotes, can they just go to the bank account and exchange them for cash?
Is it possible that Liu Xiangqin didn’t think of something that everyone thought of?
These banknotes are all stamped with official seals and cannot be exchanged within a year. They can only be circulated and can be exchanged for silver during the Spring Festival next year.
So how did we spend this year?
That's your own business. Who can blame you if you have money and can't spend it?
Is it okay to use our authority to force those merchants to accept our banknotes?
OK.
It just has to be punished as a crime of oppressing the people.
There is no way to live this miserable life!
Because officials also need to eat and buy food, they had to discuss it with the merchants earnestly.
Present facts and reason.
Tell them that the future trend of our Yanyun County will be Jiangzi. No matter what kind of transaction, it will be settled with banknotes.
In fact, this is also good for you. First of all, let me talk about how convenient this banknote is to use. For example, if you take this 100-yuan bill, is it easier to carry than 100 copper coins?
You said you have to tie up a hundred copper coins with a rope. If the rope breaks and the coins are scattered, you have to look for them all over the place. It's fine during the day, but what do you do at night? You lose ten or eight coins and you don't feel distressed?
Besides, how sure are you of keeping it close to yourselves? What kind of thief can steal it? It’s like you are carrying a hundred copper coins, which is heavy and heavy, and you are walking awkwardly...
Besides, these small-value banknotes are even more useful. They are available in ten taels, five taels, two taels, one tael, and five taels. They are especially convenient for those of you doing business.
First of all, you don’t have to worry about silver being adulterated with copper and lead, right? You don’t have to worry about its quality, and you don’t even need to use pliers or scissors when trading!
If you still don't want to use it even if you don't want to use it, that's fine. If you just take this and exchange it for silver and copper coins at our Xiaoji Bank, wouldn't it be fine?
We can't exchange it, but you can, it's just a little troublesome to walk a few more steps, and you have to write your deposit on the exchange ticket. This is not to prevent you, but to prevent us from secretly
We asked someone to exchange it. This is a serious transaction. We don’t have any worries, so there is nothing to worry about...
Merchants can't stand up to these people's nudges. Besides, many of them are parents. If they put down their dignity to talk to us and discuss things, you have to give them some face.
Anyway, the amount is very small, even if the loss is not big, then just accept it first. If you can't exchange it later, we will talk about it later.
Of course it can be redeemed, because Liu Xiangqin had long expected that there would be such a rush to redeem, so he was already prepared.
Not only have we prepared enough cash and copper coins, but we have also thoughtfully set up a tax office in the ticket hall. You can queue up to exchange for silver, or you can use these banknotes and banknotes to pay taxes directly.
It also issued a notice that in the future, all monetary transactions involving officials, including the payment of various commercial taxes, customs duties, land rent, etc., must be settled with banknotes.
Why? Because there are more and more businesses in Changshan Prefecture now, and the manpower in each yamen is seriously insufficient. It is too troublesome to weigh the silver, check the color, color and number of copper coins. We are simply too busy. In order to improve efficiency, we only accept banknotes.
I hope you all can bear with me and understand me.
What should I do if I don’t have any banknotes? You can exchange them with silver...
In the beginning, as soon as merchants received the banknotes, they would go to the ticket office to exchange them on the same day. Only when they exchanged them for silver and copper coins did they feel at ease.
But every time the exchange was successful, I gradually started to feel a little lazy. I felt that it was too much trouble to waste time and soles on a trip for dozens of big bucks.
It's better to save more and then go. Besides, it doesn't matter if you keep some in your hand. You can still use it when paying taxes in the future.
In addition, this kind of banknotes are extremely beautifully printed, with a large Xiao symbol and the amount on the front, and various landscape paintings on the back.
For example, the ten-copper banknote with the smallest denomination is printed with Yanyun Mountain, the symbol of Yanyun County, the back of the one-hundred-coin coin is printed with Niutoushan, the five-coin banknote is printed with Yinshan, the one-tael silver is printed with Changshan, and the five-tael silver is printed with Changshan.
It is the mountains and rivers of Jiangnan, and the ten taels of silver represent the scenery of Sichuan...
It is said that these were all drawn by Ye Baiqing, our Hanlin scholar, and carved by Gongsun Ban, a great craftsman. As for the regular regular scripts above, they were written by Mr. Chen Jisheng himself.
Therefore, although it is a printed matter, it also has a certain collection value. Someone collected a set, framed it, and hung it in a conspicuous place in the store, but it also attracted many out-of-town tourists to stop and watch.
Another magical thing about this kind of banknote is that the numbers on it are printed with special materials and can still be seen clearly at night. It is said that this is called luminous anti-counterfeiting technology, but it is unheard of.
You guys would like to guess whose idea this was?
As a modern person, Xiao Chen knows the importance of anti-counterfeiting, so he would rather increase the cost of making banknotes than eliminate the harm of counterfeit banknotes.