Chapter 277 Lao Tie, watch my live broadcast to pull out the dragon’s scales
Loan business: Various forces can go to the digital bank to make a 'credit' or 'mortgage' loan. After paying the corresponding interest, they can borrow a sum of money from the digital bank for emergency use.
Time deposit: When all users deposit money into digital banks, a new 'time deposit' business is added, and interest can be earned by using time deposits.
The interest rate will fluctuate accordingly depending on the fixed term.
The so-called time deposit means that money is deposited in the bank for a certain period of time. Within this period, in principle, the money is not allowed to be used. After maturity, it can be withdrawn or used with interest.
Note: If you withdraw your time deposit or use the funds in advance, you will not be able to earn interest.
After the update, a new time deposit interface will be added to the digital banking program, and you can check all the details by yourself.
······
"Is it public?"
Dao Yi's expression changed slightly after reading the update announcement.
"But fortunately, our Qiankun Holy Land loan was not made public."
Thinking of this, he felt a little more at ease.
But then he frowned: "Aren't Xu Changsheng afraid of the dissatisfaction of those users by doing this? After all, if you think about it for a moment, you can know where the loan money comes from."
“Take users’ money to lend and earn interest.”
"this···"
Isn't he afraid?
"As for the time deposit, it's interesting. It also has interest. But how many people in the fairy world can save a large amount of money? Most of them use what they have to improve themselves, leaving only the emergency part, right?"
"That's all."
"Although sometimes I don't want to admit it, I have to say that in terms of business, I am indeed not as good as Xu Changsheng. Since I can't figure it out, I don't want to think about it. Let's see how it develops in the future."
Dao Yi didn't even think about fanning the flames or anything like that.
He was really afraid of Xu Changsheng.
Let’s not talk about whether fanning the flames will have any effect. Even if it does, when Xu Changsheng makes the matter of seeking a loan from him public, will he be able to reap any benefits?
Who will do things that harm others and benefit oneself?
Unless there is something wrong with your brain.
"It's this so-called authorized store..."
soon.
Dao Yi turned his attention to the authorized store and was very interested.
Especially after he carefully read the explanation from the authorized store, he was even more moved.
"Xu Changsheng, the thief, isn't he just giving money to others? How could he be so kind?"
He couldn't understand.
The authorized store's explanation was very clear, and that's why Dao Yi felt it was outrageous.
"Wait, I understand."
After a short period of thinking, Dao Yi's 'Self-Strategy' was successful: "That Sun thief said before that what he earns is not the money from the Immortal Machine, but the added output value of the Immortal Machine users' use of the program. In this way, it is understandable."
"Authorized stores can produce and sell fairy machines on their own, which can greatly increase the production of fairy machines and make fairy machines popular in the demon world. Soon, there will even be more users in the demon world than in the fairy world."
"By then, the money he has earned will not be even a little bit."
"besides!"
“Licensing fees are not cheap.”
"So he won't lose money in the short term, and even more so in the long term when the number of users increases."
"this···"
"You can open authorized stores in the demon world, but can you open an authorized store in the fairy world?!"
Dao Yi was very moved.
Yes, Xu Changsheng can indeed make more money through authorized stores, but if he opens an authorized store by himself, he can also make a lot of money! How many monks are there in the immortal world? Where are the current users?!
In the coming years, the supply of fairy machines will exceed the demand.
Not to mention Zixiao Holy Land's other products, you can make a lot of money by opening an authorized store just by relying on magic.
What's more, you can still sell your own goods by taking advantage of the traffic brought by the fairy machine?
This business can be done!
Perhaps, we can discuss it with Xu Changsheng?
"It's just a naming rule. Maybe other elders will be very resistant to it."
"How to choose?"
Dao Yi fell into deep thought.
But soon, he thought clearly.
"Why bother, why hesitate?!"
"Isn't the previous loan and the mass refining of Immortal Machines a matter of this work's effort to defy public opinion?"
"Today, among the many disciples inside and outside Qiankun Holy Land, how many of them don't have a favorable impression of me?!"
"As long as the disciples are satisfied, as long as their support is high..."
"What am I afraid of doing?"
"Done!!!"
Just do it.
Dao Yi immediately contacted Xu Changsheng.
Indicate your purpose of visit.
Xu Changsheng blinked, a little stunned.
"I thought that there must be forces in the immortal world who wanted to open a Zixiao Immortal Shop authorized store, but I felt that the first batch should be those second- and third-rate forces, but I didn't expect that the first one to contact me would be Holy place.”
"And it's also the Holy Land of Qiankun."
“Even before the Dragon’s Authorized Store has actually opened.”
"This is interesting."
Should we open authorized stores locally?!
If you open an authorized store, isn't it just to compete with your own business?
Within a moment, Xu Changsheng made a decision.
Dry!!!
open!
Afraid of a hammer.
Anyway, there are countless monks in the immortal world. Even if the authorized store is opened, the immortal machine business will not be saturated within a hundred years. Even if it is saturated, can’t you upgrade yourself? By then, the immortal machine S, immortal machine PRO, immortal machine PLUS, and even Come on, let’s try S PRO MAX PLUS U and add a transparent version on the back!!!
In the final analysis, Xianji is all its own business.
Scared!
Just right!
If the authorized stores are successful and open everywhere, then you can start to focus on exploring other markets.
Among the six realms, the four realms of humans, ghosts, gods and demons currently have no business.
However, banking services must be handled by people from Zixiao Holy Land.
"Can!"
"Explain the specific details."
Xu Changsheng and Dao Yi chatted.
The final result was that Daoyi borrowed several billion more, paid 10 billion in licensing fees, and decided to open a Zixiao Immortal Shop - Qiankun Authorized Store in Qiankun Immortal City, and made up his mind to open it in the shortest possible time. .
——Because most of the money from the previous loan has been refined into immortality and sold, there is no need to borrow another 100 billion.
Then···
Xu Changsheng discovered it.
I just waved my hand and the money I had allocated seemed to have done nothing, but one-tenth of it came back~
······
Night, midnight.
Xianji is updated simultaneously.
Tang Tianlie ran to the nearest Zixiao Fairy Shop, and then...
"I want to save money, regularly!"
"Millions of years!"
"oh?"
The salesperson’s smile suddenly became even brighter, “A million years? That’s the highest option on a regular basis!”
"Senior, how much do you want to save?"
"cough!"
Tang Tianlie coughed slightly, looked around, and found that his traitor was not there, so he whispered: "Save him 200 million immortal crystals."
"Interest is six million per year, right?"
hiss!
Big customer!!!
The salesperson nodded like a fool: "Yes, yes, six percent per year!"
"Moreover, for big customers like you, our digital bank has specially prepared some gifts, such as this."
She took out two small gifts, which made Tang Tianlie confused.
"A smart bag." She picked up the 'storage bag' in it and said with a smile: "It can be bound to the magic machine. You can check the contents of the bag anytime and anywhere, and you can also partition it by yourself, which is very convenient."
Tang Tianlie's mouth twitched: "Uh."
"Convenience is indeed convenient, I know that very well."
He does know very well.
This thing, I have a lot of contact with my traitor, and I have made a lot of money as a scalper!
"It's just that this bag, isn't it too high-profile?!"
The bag is very nice!
But there is a line of small embroidered words on it.
——Given to distinguished digital bank users with deposits of over 100 million Xianjing.
Good guy!
Is this because I’m afraid that others won’t know how many immortal crystals I have?!
Can I want this?
If you want, can I carry it?!
Let’s not talk about how much money he will lose after that traitor knows how much money I have. Just say that if you carry this bag and swagger through the market, you won’t be afraid of being killed by someone else?! Well, I’m not that afraid of my own strength.
But those with low cultivation...
Um?
wrong.
Those with low cultivation levels don’t have hundreds of millions of immortal crystals deposited in the bank, and they deposit them on a regular basis.
That is to say, my moral foundation is damaged and there is no hope of progress. I cannot spend the money, so I want to save it and earn some interest.
Otherwise, I wouldn’t have so much money to deposit in the bank.
"Is it high-profile?"
The salesperson smiled brightly: "I think only this kind of bag suits your temperament."
"Of course, if you don't like it, you can choose this."
She picked up a second small gift.
A magic ring.
But it's jewel-like.
There is a large gemstone inlaid on it, which is the same color as the digital banking program.
In a word.
The same style as the nouveau riche!
Don't tell me, it's really pretty.
It's a limited edition, and it looks much better than the limited editions I bought before.
Tang Tianlie fell in love at first glance: "I choose Xianji!"
“···”
Not long after, Tang Tianlie left with satisfaction.
only···
When he looked back, he realized that the counter of the digital bank was completely surrounded.
"Save money."
“I want to deposit regularly!”
"I, I, I, I also want to save..."
He was slightly startled.
“So many people want to make fixed deposits?”
He scratched his head in surprise and muttered: "Are there so many people in the immortal world with spare money?"
"Why didn't you know this before?"
He has forgotten that there are too many monks in the immortal world. Although there may be only one in a hundred, or even one in ten thousand who has spare money, under the huge base, this number will definitely not be 'small' in the night.
.
Tang Tianlie left.
I kept visiting the monks regularly, but I was so happy that I didn't want to leave for a long time.
“That’s great!”
"As expected of Holy Master Xu!"
"This old man is really benefiting all living beings in our fairy world!"
"When we deposit money into a digital bank, they take risks and keep it for us, but they actually give us money? Where can we find such a good thing? You can't even find it with a lantern!"
"Holy Master Xu really worked hard and tried his best for us!"
"Support, must support!"
"You don't support this? Are you still a human being?!"
"that is!"
“···”
······
at the same time.
Many ‘enterprises’ are also taking action.
Especially those 'enterprises' that are suffering from difficulties and cannot survive on their own.
Of course, the enterprise here refers to ‘power’, not just merchants.
They may have financial problems, or they may have some difficulties recently, but in short, they are short of money!
Since digital banks can provide loans, it’s natural to give them a try.
Then~
The loan clerks of digital banks showed their high professionalism and began to serve them. However, for many small businesses, it is basically impossible to obtain credit loans.
Therefore, we can only take out mortgage loans~
But even so, they are flocking to it.
······
"Good guy."
“Business is busy!”
Xu Changsheng looked at the background data and couldn't help but murmured: "Fortunately, there are many people making deposits. Otherwise, based on their loan speed and the previous cash flow of the digital bank, it would really be unsustainable."
"After all, digital banking is not very popular now, and in many places, you still have to spend 'real money'."
"Anyway, it's working."
"This is a good thing~!"
As for those companies that still can’t pay, what should we do?
Mortgage loans naturally don’t worry about this.
Credit loan?
Those who can get credit loans are at least medium and large enterprises. Even if they are not first-rate powers, they are at least second-rate middle- and upper-level companies. They generally will not be wiped out so easily, so you don't have to worry too much about being unable to pay them back.
Even if it is really destroyed...
Who said that if someone dies, the debt will be wiped out?!
He loaned me a loan, but he hasn't repaid the money yet. You kill him and take all his money for yourself? Well, then you can repay the loan.
not return?
It's trivial.
It's up to you to see if we dare to take action.
So Xu Changsheng is really not worried about this.
······
The Dragon Authorized Store is open!
Not only the offline authorized store, but also the Dragon Clan authorized store opened simultaneously in the virtual ‘Demon City’!
At the same time, Sun Wukong’s Huaguoshan also opened a flagship store, selling nothing else but the specialty peach.
Naturally, all of Zixiao Xianpu’s directly-operated stores in the Demon Realm are located in them.
But even so, the virtual demon city is extremely deserted, with too few businesses.
However, when the update was completed and the virtual demon city was opened, a large number of users immediately poured into it. It was deserted?
nonexistent!
In fact, most of these users are users from the fairy world, while only a small portion are users from the demon world.
"Wow!"
"The style of the virtual demon city looks so wild, which is very different from our virtual county town."
"Nonsense, a city that serves the demon world must naturally follow the style of the demon world."
"There are a few shops, and most of them are closed. But it's understandable. It's just the beginning, and the demon world is already lagging far behind. It's normal. It's normal. Let me see what is on sale."
"Zixiao Immortal Shop? It's boring. There are so many immortals in our world, so just skip it."
"Huaguo Mountain? Huh? Xiantao?!"
"This is a good thing. It can be used by immortals to extend life. One pill can last for 500 years. The most important thing is that the medicinal effect is mild. Even mortals can take it. Although only the first pill is effective in extending life, it is wonderful. I
I want to buy two for my parents, they are both mortals..."
"I want to buy it too!"
"Hiss! There are dragon specialties in the dragon authorized store? Can you buy dragon scales? Good guy, I'll go first!!!"
"Wow, the delivery fee is so expensive!!! But considering that it needs to cross borders, it's understandable."
"Things are so cheap! The products in the Dragon Clan Flagship Store are several times more expensive if you want to buy them in our fairy world!"
“Is this direct sales from the origin?”
"But with the delivery fee, it won't be much cheaper."
“It’s always cheap!”
"purchase!"
“Buy, buy, buy!”
“Just buy it!”
“···”
Fairyland users directly start the buying and selling mode in the virtual demon city.
Isn’t it just spending money?!
Isn’t it just that the delivery fee is more?
Specialties of the Dragon Clan are rare items in the fairy world. Or should I say, specialties of the demon world are rare items in the fairy world. Otherwise, how can they be called specialties?!
Although most users don’t have much money and live a tight life, there are always big guys and rich people, right?
soon.
Ao Lie was frightened by the purchasing power of Fairy World users.
"What?!"
"All of our dragon clan's products are in short supply?!"
“Isn’t it only updated ten minutes ago?!”
"How come it's so fast?"
"Did you make a wrong setting or miscalculation? What? No? Is it really sold out? Someone has contacted you and urged you to stock up quickly???"
"this!!!"
"Um?"
“Ask if our offline authorized stores have any goods?!”
The corners of Ao Lie's mouth twitched.
In stock?
There is a hammer!
Seeing the crowds of 'demon heads' swarming in the authorized store, Ao Lie felt pain and happiness.
busy!
It’s really busy!
But the business is really good!
So good that it explodes!
Some wealthy families even sent envoys to contact him, wanting to buy fairy machines in bulk. After seeing their booming business, they began to ask Ao Lie sideways, could he open this authorized store...?
In this situation.
You ask me if I have any goods, let you sell them online first?!
There is a hammer!
"No, we don't have any goods offline, so hurry up and find a way to harvest them!"
······
"Old iron 666!"
A 'young man' from the Dragon Clan is broadcasting live.
He is young, has no burdens, and likes to do odd jobs, so he has a lot of viewers.
There are many gifts too.
But gradually, he realized something was wrong.
"What? Our Dragon Clan authorized store has a booming business and is out of stock?"
"All the dragon scales are sold out?"
"What?"
"Are you spending a lot of money to buy dragon scales? Haha, old iron, you may not know that dragon scales are very important to our dragon clan. Usually only the injured and fallen parts are sold, so the quantity has always been quite rare."
"Pull it out now? What are you thinking about? How can we, the mighty dragon clan, pull out our own dragon scales just for a mere amount of money?"
"You don't care, you still want to buy it?"
"What?!!! Offer one million fairy crystals???"
“···”
"Do you want my scales? How much do you want? Pull them out now, they are very fresh!!!"
"······"
Gifts skyrocketed.
The anchor's eyes shone brightly: "Everyone, watch my live broadcast to pull out the dragon's scales!!!"
······
“The business of the Dragon’s Authorized Store is really good.”
Sun Wukong looked at the booming business of the Dragon Clan and felt a little depressed: "The Dragon Clan has become an independent business. As a result, our supply of goods will be greatly reduced, and my grandson's income will be reduced a lot."
"Fortunately, my monkeys and grandsons have also learned how to refine the magic, so there is no need to worry too much."
"Indeed..."
"I, Old Sun, really can no longer hold back my fighting spirit."
