Speaking of which, the reputation of state-owned enterprises at the moment is still very good, at least in the minds of ordinary people. After all, the working class has been promoted as advanced, and the groups formed by the working class are naturally advanced, but this good reputation cannot be used by banks.
That's not easy to do there. Because banks know what kind of living conditions most state-owned enterprises are in now. After all, they come to you for loans and ask for money as soon as they start business. It's hard for banks to figure it out.
Moreover, these eldest sons of the Republic, with the mother of the Republic standing behind them, always borrow money and never repay the loan. If a bank comes to visit, they will be even more angry than the bank. They will say, "I have no money, it's really not possible."
"What do you think is valuable and what do you move?" Do banks dare to move it? If so, how will those workers produce and how will the company maintain its operations?
In short, the general situation is like this. The banks are completely afraid of these eldest sons of the Republic. In the past, it was useless to be afraid. The eldest sons have the support of the local government. At critical times, you have to lend even if you don't want to lend. But now, Prime Minister Guoguang
After coming to power, Ji Laofuguo, the party's top economist, has strictly ordered state-owned enterprises to standardize their finances and operate independently.
In this way, the bank has obtained the sword from above and dares to ignore the troubles of the eldest sons.
But then again, this time, the banks in the Huayuan area are too lazy to deal with those state-owned bosses. It is really not out of spite, but because they are really in trouble.
Because not everyone can copy the routines and models of the hardware factory and China Construction Bank.
First of all, the hardware factory is a joint venture with the backing of Hong Kong businessmen. Even if it really fails to pay its bills, it will not be difficult for CCB to split the company up to pay off the debt. After all, it is not a purely state-owned enterprise.
Secondly, because of Xue Xiang, a super profiteer's crazy pricing, and advanced technology, the cost of a bicycle at a hardware factory is extremely low and the profit is extremely high, so he is qualified to ask CCB to only pay upfront an amount equal to the entire sale price.
Half of the payment is sufficient, but not for those state-owned enterprises.
First, their efficiency is low, and the profit of their goods is extremely low. Second, their working capital is extremely high, which requires them to withdraw funds quickly. Otherwise, let alone investing in reproduction, it will be a problem to support a huge administrative system.
Therefore, it is impossible for state-owned enterprises to only ask for half of the proceeds from the sale. In that case, they will not be able to maintain normal operations at all, but they have to pay the full amount. It is certainly impossible for banks. After all, this part of the money is in the form of loans.
The same is true for the hardware factory that pays to the company, and the mortgage is the installment sales. Even with the hardware factory's strong sales and foreign investment guarantee, at first, Zhou Mingren was only willing to pay half, leaving enough room for risk.
As for these inefficient state-owned enterprises with criminal records, they try to ask for full loans, but the banks will never agree. After all, no one can afford to take that risk!
Finally, most of the companies in the Hanayuan area do not produce large-ticket items such as bicycles. For example, the previous paper factory also got involved. Isn't it just a trouble? The installment funds are too low, so that the bank
I have completely lost interest. After all, there is no computer network at the moment, and repayment details are required one by one. It requires a lot of labor. If you pay a few cents every month, you will also trouble the bank. That will definitely be a disaster for the bank!
For these reasons, the four major banks in Huayuan are not willing to have anything to do with these state-owned enterprises!
The bank did not want to pay attention to the state-owned enterprises, but the state-owned enterprises just loved the bank. If they couldn't get it, they turned to the local government. That's why the Huayuan Prefectural Committee meeting was convened this time.
It can be said that the atmosphere of this meeting was not very good. Once the meeting started, it was as popular as expected.
The dissatisfaction of dozens of state-owned enterprises has become the best excuse for Jia Wenhe and others to attack Xue Xiang, or at least they can pretend that they are not opposing for the sake of opposition.
Zhou Mingfang was very tactful. After the meeting that day, apart from not being able to figure out why Ding Long was targeting Xue Xiang, he had a clear guess about Jia Wenhe, Zhang Lijun, and Liu Muzhong’s intentions. In his opinion, Kong Liang’s kind of
A silverfish, a hundred deaths is not enough to atone for his sins. Jia Wenhe actually attacked good comrades without conscience for this generation. He is simply helping the evil!
Seeing Jia Wenhe speaking so truthfully, Zhou Mingfang couldn't hold back his anger. He stood up and said coldly, "I remember a few days ago, Commissioner Jia said that Xue Xiang was exaggerating and twitchy. Now, now
, they sold the car, and you said that their sales method was barbaric and overbearing, I really don’t know
How come Comrade Wen He sees this kind of voluntary buying and selling behavior as overbearing? According to your point of view, if it cannot be sold, it is exaggeration and nonsense, and if it is sold, it is barbaric. Then Comrade Xue Xiang, why don't you bother me?
Yes, please resign early, I think that will be in line with your wishes, Comrade Wen He."
Zhou Mingfang became so angry that he no longer cared about being subtle, and went to Jia Wenhe openly. His last sentence even more insinuated that Jia Wenhe was selfish. Hearing this, Jia Wenhe's face suddenly turned red and his eyebrows became anxious.
Jump.
"Commissioner Mingfang, you can't say this. I don't deny that Xue Xiang's sales methods are clever, and I also admit his achievements, but have you ever thought about whether this opportunistic method is too despicable and may be suspected of inducing consumption?
, you must know that bicycles are not carrots and cabbages, and are not affordable by ordinary families. If Xue Xiang does this, he is not promoting luxury and waste. In addition, the hardware factory’s own
The selling price of bicycles is extremely high, which can be regarded as a price hike and speculation. The last point, and most importantly, is that a hardware factory that is separated from the Light Industry Bureau and not included in the supply and demand plan still adopts this kind of tricky sales method.
This is the biggest injustice to the other two bicycle factories in our Huayuan area. Commissioner Mingfang, you cannot be the one who presided over the decoupling of the hardware factory. What this hardware factory does is justified, right?"
Leaders at this level are not simple and stunning at all. As soon as Zhou Mingfang struck him with a sword, Jia Wenhe immediately returned the sword with swords facing each other, no less powerful.
Zhou Mingfang was very dissatisfied with Jia Wenhe's unreasonable interference. As he waited for a response, Huang Guan coughed and spoke, "Comrade Wenhe, you have to be objective when looking at the problem. Let me talk about three points from your point of view. First, you
It is said that the sales method of the hardware factory is shabby, and it is suspected of speculation.
I don’t know that shopping malls are like battlefields. As long as they don’t violate the law, it’s not our place to comment on any sales strategies. Secondly, you said that hardware factories are promoting inflation and spreading waste. I don’t see how buying bicycles is a waste. Which company is that?
There is no shortage of this thing in every household, such a practical one
Why are tools related to waste? According to you, if you don’t use them if you can’t afford them, then they are not considered waste. The hardware factory exerted its initiative and creatively solved many people’s practical problems, but it turned out to be a mistake? Third,
As for what you said about the other two companies?
The unfairness of the car factory makes me blush for them. If I don’t have the ability to follow the trend, I will find trouble with the government. I think these guys are used to it. They are used to sitting and eating and sleeping and thinking.
If you want to get food, just look for the Party, you are not as comfortable raising pigs as they are!"
In the last two meetings of the Standing Committee, Huang Guan's style has changed drastically. It has lost a bit of the heavy sword without edge, ingenuity and unworkability of the past.
Huang Guan was originally a big boss who worked side by side with Chen Jian and Ding Long. On weekdays, he was taciturn and rarely showed his edge. These two times, he frequently flashed his sword with the aura of a fight to the death, which made all his colleagues confused.
They were all incomprehensible. I couldn't figure out where Secretary Huang was singing. When I thought about it more deeply, I was afraid that Secretary Huang had received some orders from the top management, otherwise why would he attack so fiercely?
Thinking about it all, the more you think about it, the more cautious you become. Therefore, except for Ding Long, Jia Wenhe, and Zhou Mingfang, the three committee members who are closely related to the hardware factory, the other committee members are not willing to get involved at all.
He, the enemy's situation is unknown, and it is foolish to intervene rashly.
As soon as Huang Guan finished speaking, Ding Long slammed the table. This time, Commissioner Ding was really too angry. He didn't expect that something like this would happen again. I missed him.
The Commissioner of the Administrative Office failed to deal with a small deputy county magistrate twice. Although others didn't know it, someone else's face would get hot just thinking about it.
Ding Longfang was about to get angry when the door of the office suddenly opened. Chen Jian's secretary Zou Wenlong rushed through the door, holding a green document in his hand. On the document were four eye-catching red official script characters "Reference News".
At this moment, not only did Ding Long shut up, but all the committee members' eyes were also firmly attracted by the green document.
Speaking of this internal reference, it is famous because it is jointly published by Xinhua News Agency and People's Daily. The depth and breadth of the news reports are beyond anything seen in the world, and the readers are usually very high-level, almost all cadres at the ministerial level or above.
Fang has reading permission. And in the entire Huayuan area, only
Chen Jian, an old secretary with extremely high qualifications and merits, had just won this honor at the level of the main department and had the right to read internal references. This was what Ding Long envied and awed the most. Every time he thought about this, he understood that he and
In the minds of senior executives, Chen Jian is by no means a peer, but a superior and subordinate.
Zou Wenlong came in with the internal reference at this time. Chen Jian knew that there must be breaking news on the internal reference, because he trusted this secretary very much. Even if it was the internal reference, he would not avoid him. Not only did he let him collect and organize it on his behalf, but he also allowed him to read it.
. And Zou Wenlong has a very measured temper. It was because of the internal reference today that he did not enter the committee to take notes. But when he opened the door and entered, he obviously did not come back to continue taking notes.
If Chen Jian guessed correctly, the news brought by Zou Wenlong was not only extremely exciting, but also closely related to the central theme of the conference they were discussing this time. Chen Jian turned over the page as Zou Wenlong reminded him, and stopped dead in his tracks at a glance.
The headline is "There is great potential for installment payment, and the funds can be used for social benefit."
"Zhang", read it carefully, and you will find that this title actually comes from Ji Lao's instructions, and the essence of the full text is all centered around the discussion of this sales case of the hardware factory. (To be continued. If you like this
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