The most prosperous and central Chang'an Street in the capital, the entire Chang'an Street runs north to south, with the northern end reaching the main entrance of the palace, and the southern end ending at the Drum Tower. It has always been the most prosperous and lively place in the entire capital.
The people around Chang'an Street are also the richest people in the entire capital, so there is no doubt that the consumption energy in this area is the strongest in the entire capital.
The Gujin Tower, which is famous throughout the Ming Dynasty, is located on this street. The shining glass windows reflect the dazzling light under the sunlight.
At this time, opposite the Gujin Building, a very large building was being renovated. Like the Gujin Building, this building also used a large number of glass windows and a large number of glass products for decoration, embellishment, and viewing.
It looks very tall, and even has a tendency to surpass the ancient and modern buildings.
So even though it is still being renovated, it has already attracted a large number of people to stop and watch, wanting to see what kind of business is going on here. The owner is actually willing to spend so much money on decoration.
"First Bank of Ming Dynasty?"
There is a huge plaque hanging on it, and everyone recognizes it immediately.
Just looking at the words on it, everyone knew it, but together, everyone was dumbfounded. What is a bank?
What exactly does this bank do?
Everyone's minds are full of doubts. It is so high-end, comparable to the Gujin Building opposite, and renting such a large store in such a prosperous and core area must be a big deal. There is no doubt about this.
of.
But what exactly does this bank do? No one knows yet.
"Old Liu, when we open this bank, do we need to do it in such a high-profile manner?"
Inside the building, Zhu Houzhao, Liu Jin and Xu Guangzuo were chatting while visiting the soon-to-open First Bank of the Ming Dynasty.
In ancient times, except for brothels and other businesses, most people from all walks of life believed in the principle of keeping a low profile. No matter how low-key they were, they were afraid of being known when doing business. Sometimes they even had to reach out to each other when negotiating prices.
Inside the sleeves, use your fingers to make gestures.
It can be seen that the ancients generally did not like to be ostentatious when doing business, especially those who opened a bank, and those who were low-key could not be more low-key, for fear of attracting attention.
Of course, this is also a habit summarized by businessmen throughout the ages. The rich cannot do as well as the powerful. If you are too rich, you will become a fat pig and will be slaughtered. Therefore, even if you are rich,
That is to keep a low profile as much as possible. Making a fortune in silence is everyone's creed.
It's a good thing that Liu Jin opened a bank and actually chose to do business in the most prosperous and central area and in the most publicized way. He wished that everyone in the world knew about it.
"Your Highness, we are running a bank, not a bank."
Liu Jin stressed again helplessly.
"Yes, yes, it's a bank, it's a bank."
Zhu Houzhao smiled and said.
"The bank we open must naturally be placed in the most conspicuous position. It is best to let everyone know our existence, so that we can quickly start various businesses. Therefore, in the future, every time our Daming First Bank goes to
When opening branches in cities, we must choose the most prosperous and core areas to set them up, so that everyone can see the strength of our Ming Dynasty First Bank, so that they will trust us."
After thinking about it, Liu Jin also expressed his thoughts. Banks in later generations will definitely be opened in the most conspicuous positions, so that everyone can easily find them and handle various businesses. If you open them in a remote place,
In the corner, everyone will definitely think that your bank is not strong enough and they won’t want to deposit money there.
"Brother Liu, what I'm most worried about now is whether our bank's various businesses can be run, especially this savings business. Will anyone be willing to deposit money in our bank?"
Xu Guangzuo on the side thought for a while and expressed his worries.
"Don't worry, as long as we can establish credit, we will be anxious about how to use these deposits. After all, we have to pay interest on deposits. If we don't lend them out or invest them, we will definitely lose money.
of."
Liu Jin said very confidently.
"Come and take a look at our latest printed banknotes~"
Then Liu Jin took the two of them to the back of the bank, where a large number of staff were busy. Liu Jin picked up a stack of banknotes and said to Zhu Houzhao and Xu Guangzuo with a smile.
"This bank note?"
Xu Guangzuo picked up a silver note and looked at it carefully. The feel of the silver note was very thick, and it made a crisp sound when flicked lightly. At the same time, the toughness was also very good. The most important thing was that the pattern on it was printed very beautifully.
The banknotes are not big, and are similar to the banknotes of later generations. They are divided into banknotes with denominations of 1 tael, 2 taels, 5 taels, 10 taels, 20 taels, 50 taels, and 100 taels. Each type of banknote has a different size.
They are not big, and the colors vary. The 100-tael silver note with the largest face value is printed in purple as the main color, which is exquisite and has obvious unevenness on the paper.
The patterns printed on the banknotes of each denomination are also different. The 100-tael banknote has a pattern of the Great Wall printed on it. It is very detailed and everything can be seen clearly.
"Tsk, tsk, it's simply a masterpiece of craftsmanship. The printing is so fine, it's incredible."
Xu Guangzuo couldn't help but sigh after reading it, and then took out a banknote from Sihai Bank from his pocket. He immediately felt that the banknote from Sihai Bank was impossible to get. Compared with the banknote in front of him, it was simply useless.
There is no comparison.
"Old Liu, what do you use to identify the authenticity of this banknote?"
Zhu Houzhao was also watching these banknotes carefully. The beautiful printing of the banknotes is not the key. The key is to be able to distinguish the authenticity from the fake, so that people cannot use fake banknotes to get money from Daming First Bank.
"Yes, once this bank opens and money continues to flow in and out, there will definitely be people who value our banknotes and want to get the money."
Xu Guangzuo also nodded repeatedly and said, he was very concerned about this. For those who open banks, each bank's banknotes have their own unique anti-counterfeiting technology to ensure the safety of their own banknotes.
"Bank notes issued by ordinary banks generally rely on secret deposits and endorsements to prevent counterfeiting. These two methods are very simple and practical, and the anti-counterfeiting effect is also very good."
"But it does not apply to our Da Ming First Bank, because we issue bank notes with a fixed face value. As long as someone comes to our bank with this kind of bank note, we will give them the same amount of silver, so in anti-counterfeiting
In terms of security, we mainly rely on technology to prevent counterfeiting."
Liu Jin smiled and said.
It is not an easy task to obtain the right to issue banknotes, because the court will definitely not allow it, so for the time being, it can only be replaced by banknotes.
Although it is called a banknote, Liu Jin treated it as a banknote. He exchanged many of the banknote printing technologies from Goldfinger for the purpose of printing this banknote.
"Technical anti-counterfeiting?"
Zhu Houzhao and Xu Guangzuo were stunned for a moment, then became interested immediately.
"Look at this paper, it is not ordinary paper, but a special kind of paper made by me. I added cotton and linen to it, so the paper quality is very good, and even if it is soaked in water, it will not
It rots easily. This kind of paper cannot be made by others. This is the first anti-counterfeiting method."
Liu Jin took the banknote and began to introduce it in detail. While introducing, he also flicked the banknote gently. The paper of the banknote was basically the same as the paper used to print banknotes in later generations.
After hearing Liu Jin's words, Zhu Houzhao and Xu Guangzuo took a closer look and soon discovered that this paper was special. Even rice paper was much inferior to it.
"Look at this white blank area. Can you see an avatar next to it?"
Then Liu Jin started to introduce watermarks.
"Yes, you can indeed see it."
"It seems you are still Your Majesty~"
Xu Guangzuo and Zhu Houzhao took the banknotes and looked at the light, and they immediately saw a head that was very similar to the current Emperor Hongzhi.
"This is the second anti-counterfeiting technology, which can be called a watermark. It is also a technology that only we, the First Bank of Ming Dynasty, can master. Others cannot make this kind of watermark at all."
"Also, you can take a look at the ink on the banknotes. These inks are not ordinary inks, but specially developed inks. Once they are printed, they will not change color or fade even if they are exposed to water.
The most important thing is such exquisite colors, and only we can do it. This is the third anti-counterfeiting technology."
"In addition, the pattern on this bank note has obvious concavity and convexity. It is pressed using a heavy press. The pattern is exquisite and difficult for others to achieve."
"And the numbers on it, these Arabic numerals are not randomly compiled. The numbers on each of our banknotes are different. This is also an anti-counterfeiting technology."
Liu Jin pointed at every detail on the banknote while introducing Zhu Houzhao and Xu Guangzuo in detail about the banknote's many anti-counterfeiting technologies.
With the golden finger in hand, it is not easy to make some anti-counterfeiting equipment.
"this…"
Zhu Houzhao and Xu Guangzuo were both dumbfounded. At first they thought the banknote was very beautifully printed, but they did not expect that there was so much knowledge in it.
"No wonder Brother Liu, you are so confident. It is almost impossible to make fake banknotes."
Xu Guangzuo couldn't help but sigh after hearing this. With such powerful anti-counterfeiting technology, it is estimated that only Liu Jin in the entire Ming Dynasty could achieve it.
"Of course, I have so many skilled craftsmen under my command, and it's not for nothing. And if we find that someone dares to forge our banknotes, we will naturally not be polite. With multiple methods, there will be no problem in keeping them.
