"With such anti-counterfeiting technology, it is indeed too difficult to counterfeit."
Zhu Houzhao pondered for a while, then nodded and said.
The anti-counterfeiting of this banknote is implemented in all aspects. The materials, inks, watermarks, and colors are definitely technologies that have not been mastered in this era. If it were not for the golden finger, Liu Jin would not have been able to successfully create such an exquisite product.
The banknote comes out.
"With such a bank note, our business processing will be much simpler. When someone comes to our bank to withdraw money, we only need to give money according to the amount of the bank note. It is simple and trouble-free. Even if it is opened all over the Ming Dynasty, there will be no problem at all.
The problem."
Xu Guangzuo thought about it and immediately discovered the benefits of this kind of banknote, because this kind of banknote does not rely on secret deposits and endorsements to prevent counterfeiting. It has universal versatility, so it is more liquid and can be easily transported throughout the Ming Dynasty.
Conduct business.
Moreover, when Liu Jin issued these banknotes, he very wisely chose small denominations, and did not always use denominations of hundreds, thousands or even tens of thousands.
This means that these banknotes can gradually become common among ordinary people and gradually become the currency used by everyone every day. This is incredible. It means that as long as they are printed, it is silver. Of course, if it is the same as Comrade Lao Zhu
, if you print it crazily, it will eventually become a piece of paper.
"That's what I think, so I developed this brand-new bank note. Our First Bank of Ming Dynasty will definitely cover every corner of Ming Dynasty in the future. There is no simple and convenient bank note. The traditional bank note will definitely not work."
It is difficult for banknotes to meet this demand, so a new type of banknote must be developed."
"Our bank is convenient for work and easy for everyone to use. It has strong liquidity."
Liu Jin smiled, this game of chess was a big one, and the ultimate goal was to make these bank notes invisible and become the currency of the Ming Dynasty, and to hold the right to issue currency in his own hands.
Although it is called a banknote, if it slowly circulates, the currency power will be in the hands of the First Bank of the Ming Dynasty. At that time, it will not be so easy for the court to take back this thing, because the Ming Dynasty's first bank
The major shareholders of a bank are the emperor and the Xungui Group, the generals of the dynasty.
It is simply impossible to make them spit out the fat in their mouths, unless they meet a fool as the emperor.
"I'll show you something more."
Then Liu Jin took out pieces of round silver shiny things from the box next to him.
"What is this?"
Xu Guangzuo looked at the round thing in his hand, and he immediately saw that it was made of silver. It was shiny and silver, and he could tell at a glance, but this was the first time he had seen silver made into this shape.
Moreover, there are very exquisite pictures engraved on the front and back of it, and the front is printed with the jade seal pattern of the Qianqing Palace that is about to be built. Well, this is Liu Jin's advance propaganda, and it also symbolizes the highest power center of the Ming Dynasty.
At the same time, the words issued by the First Bank of the Ming Dynasty, one yuan, and the twelfth year of Hongzhi were engraved on it. Then there was the reverse side. The reverse side was also engraved with a very beautiful picture. The picture was the head of Emperor Hongzhi, and it also said the twelfth year of Hongzhi in the Ming Dynasty.
The words year, one yuan, the First Bank of Ming Dynasty, etc.
"Why is the silver shaped like this?"
Zhu Houzhao looked at the silver dollar in his hand carefully, thought about it and asked.
"The silver we use on the market now comes in all kinds, including official silver cast by the imperial court, private silver cast by private individuals, and bits and pieces of broken silver. There are all kinds of silver, and the silver content in the silver varies.
They are not all the same, some have high silver content and some have low silver content, which is very detrimental to our bank's daily business in the future."
"So we must cast a unified standard of silver coins to facilitate market circulation and also facilitate the development of our banking business."
"The reason why it is cast in this shape is because without certain skills, it is impossible to make such a beautiful silver dollar."
Liu Jin thought for a while and said that he traveled to the Ming Dynasty and felt that the most troublesome thing in this era was the conversion of currency. Various currencies and copper coins were divided into countless types.
There are copper coins cast in the previous dynasty, copper coins cast in the current dynasty, and copper coins cast privately. There are all kinds of copper coins, and the copper content also varies greatly. Therefore, when using copper coins, everyone should pay attention to what kind of copper coins they are.
If the copper coins contain too little copper, no one is willing to accept them.
As for this silver, its value is greater, so there are more various kinds of silver, miscellaneous, various, and very confusing. Every time Liu Jin's many industries make financial reports, it is a
Due to the heavy workload, Liu Jin sometimes has trouble finding out the bugs in his properties.
Now that we have to open a bank and produce banknotes, we need to produce silver coins accordingly. The production of silver coins is relatively simple, and the most important thing is to rely on a pressing machine to directly press the silver coins.
Of course, although this technology is very simple, it is still an advanced technology for this era. Even the officially manufactured silver ingots of this era have extremely poor quality.
Anyone who has watched Silver Ingot knows that Silver Ingot is definitely not as beautiful and shiny as shown on TV.
The real silver ingot is actually not smooth, and there are even many pores at the bottom. In the final analysis, the ancient casting technology is not up to par. This is why cannon casting is a technical job, because ancient technology was limited.
Under this condition, it is difficult to produce castings without bubbles.
The silver coins made by Liu Jin are different. The technology used is the technology that Liu Jin exchanged from Gold Finger. The silver coins cast have no bubbles, the patterns are very exquisite, and the silver content in the silver coins is very high.
It is very high and has a crisp sound when you blow it lightly.
"Huh~"
Liu Jin picked up a silver dollar and put it on his finger, blew it gently, then put it to his ear. When he heard a crisp sound, he nodded with satisfaction.
Zhu Houzhao and Xu Guangzuo also imitated Liu Jin. They blew lightly and heard a crisp sound.
"How much silver does this silver dollar contain?"
Xu Guangzuo's eyes lit up. He could tell just by hearing this voice that the silver content was high.
"Silver is eighty-nine, copper is one-yuan, and the weight is exactly one tael."
Liu Jin replied, meaning that silver accounts for 89% and copper accounts for 11%. This ratio was also cast based on the later generation Yuan Datou.
"How much silver does it contain?"
"Aren't we going to lose money?"
When Zhu Houzhao heard this, he thought about it and said.
Silver was minted in this era, even official silver, and the purity was generally between 70% and 90%. This involved fire consumption. Officials and military generals in the following provinces were corrupt, so the general content was only about 80%.
, a few are even only 70%.
The silver coin cast by Liu Jin contains 89% silver. Very, very few can reach this level. Only a handful of official silver coins cast by officials can reach this level.
As for some privately cast ingots, the silver content is even lower, so it is more troublesome for people to collect money when doing business. They need to confirm the fineness, weight, etc. of the silver, and then the conversion unit is not decimal.
It is difficult for people without certain numeracy skills to calculate these numbers clearly.
"After all, we open the First Bank of the Ming Dynasty. The silver coins we cast must naturally look good. Otherwise, people will not accept our silver coins, and we may suffer some losses in this regard. But as long as everyone can slowly accept it, in the long run,
He said, we are definitely going to make a lot of money, a lot of money."
Liu Jin thought for a while and nodded and said, this is the trouble with metal currency. For example, this silver dollar weighs one tael of silver. It is originally intact, but some people will use a knife to cut off some from the bottom. As long as the silver dollar is enough.
If you have more money, you can accumulate less and make more, and dig out some silver coins. As for the silver coins that have been shaved off, they will not affect your use.
Silver coins and gold coins minted by various countries in the world have had such problems in later generations. There is no way to solve this problem. This problem can only be solved after paper money becomes legal tender and metal currency withdraws from the stage of history.
This is why Liu Jin wanted to get the silver notes, because the silver notes are not afraid of you cutting them, nor are they afraid of you cutting them. They are all paper anyway, and it doesn’t matter if the damage is too serious. But silver coins and gold coins are different, they are cut off.
A little bit less, and the value changes.
Nowadays, only a simple and easy-to-use silver coin is minted to facilitate the development of banking business. There is no unified silver coin. Every time a piece of silver is collected, the quality must be distinguished. If it is weighed, it is really too difficult.
Trouble.
"With these banknotes and silver dollars, I am no longer worried about the bank. What I am worried about now is whether our business can be launched."
"Will anyone really deposit money into our bank?"
"Will everyone be willing to accept our banknotes and silver dollars?"
Xu Guangzuo looked at the bank note carefully, then looked at the silver dollar, and after thinking about it, he said worriedly, to be honest, if he had money, he would definitely not give it to others. After all, it would not be safe at all.
Money is safer in your own pocket.
"Yeah, I'm also thinking, Lao Liu, how are you going to start our business so that everyone can quickly accept our existence."
Zhu Houzhao thought for a while and nodded. Although Liu Jin spent a lot of thought and effort on banknotes and silver coins, it is definitely not an easy task for others to deposit money into your bank. As for loans,
, This is not urgent. There are many people who need money. As long as the wind is released, there will definitely be a lot of people coming to lend money.
"Hey, the mountain man has his own clever plan. Just wait and see. I will keep it safe so that everyone can accept our banknotes and silver dollars soon."
