Luo Dong saw everything in front of him, thought about it and decided to interview Wang Enyi in person.
His story is very educational and typical, and it is also of news value. It can mainly be used to promote the First Bank of the Ming Dynasty. With just a little embellishment, Luo Dong is confident that he can write a good press release.
But it is best to interview this Wang Enyi in person and listen to some of his thoughts and feelings. This will be more convincing. If this Wang Enyi can really turn back the prodigal son, relying on the 300,000 silver dollars left by his old man, not
Anyway, at least this year's interest is enough for them to live and drink without worries. This is also a good publicity point to make the deposit business of Daming First Bank known to everyone.
So Luo Dong also knocked on the door and asked.
"Ms. sir, a guest is here. I'll open the door."
As soon as Wu heard the voice, she quickly wiped her tears, adjusted her appearance and clothes slightly, and then came to the door and opened it to see Luo Dong.
She had never met Luo Dong, so she didn't recognize him, but after thinking about it, she thought he might be her husband-in-law's friend, and said with a smile: "Sir, what can I do for you?"
"Hello, madam, I am Luo Dong, a reporter from the Ming Dynasty Morning Post. I would like to come over and interview Mr. Wang Enyi and Wang. Is it convenient?"
Luo Dong looked at Wu in front of him and said with great respect.
"Convenient, convenient, please come in, Mr. Luo."
At this time, Wang Enyi heard the voice and walked over, saying with a smile on his face. At this time, he seemed to be a different person, no longer as arrogant as before.
"Excuse me then~"
Luo Dong smiled and nodded, followed Wang Enyi to the yard and sat down.
Mrs. Wu took the child into the house, and soon came out with two bowls of water and said, "Mr. Luo, I'm really sorry. We have just run out of tea, so I can only ask you to drink some boiled water."
"It's okay, it's okay, please madam."
Luo Dong replied with a smile.
Wang Enyi looked at Luo Dong carefully. He didn't recognize the Luo Dong in front of him, but judging from his clothes, he looked like a scholar. Among the bad friends he had made in the past, no one came to visit him since he had no money.
Well, what purpose does he have in looking for me?
"Mr. Luo, what does the Ming Dynasty Morning Post do?"
Wang Enyi asked.
"Mr. Wang, our Ming Morning News was founded by Mr. Liu Jin and Mr. Liu. It only publishes newspapers to convey some national events, strange news and so on to everyone."
"I am a news reporter for the Ming Dynasty Morning Post. I am mainly responsible for collecting news materials, writing them into manuscripts, and then publishing them in the newspaper."
Luo Dong explained this to Wang Enyi in detail about the Ming Morning News and news reporters.
"That's it~"
Wang Enyi understood, nodded and said, "Then why did Mr. Luo come to see me?"
"Because I am a reporter, I came here to collect news materials, and I heard some things about Mr. Wang, but now I see that Mr. Wang seems to be a little different from what was rumored. Apparently, he is a prodigal who never returns with money, so I also want to come and interview Mr. Wang.
, I wonder if Mr. Wang would mind?"
Luo Dong smiled and said his purpose.
"That's it. I don't mind. What's the point?"
When Wang Enyi heard this, he thought for a while and said with a smile: "It would be a good thing to write down my story so that more people can see it and learn from it."
"Thank you so much Mr. Wang."
When Luo Dong heard this, he immediately became happy and quickly took out a pen and paper and started interviewing Wang Enyi.
"Mr. Wang, I wonder what you think about gambling?"
"gamble?"
Hearing Luo Dong being so direct, Wang Enyi raised his head slightly, thought about it carefully in his mind, and said with emotion: "Nine times out of ten bets, you lose. In fact, they are all lies."
"Now that I think about it, I lost all my family wealth in just a few months, mostly because I was cheated. Once I got into gambling, even if my family had gold and silver, it wouldn't be enough to lose."
"One word of advice, don't gamble. Nine times out of ten you will lose, and your family will be ruined. I am the best example."
Luo Dong listened carefully and quickly recorded Wang Enyi's words.
Luo Dong kept asking questions one after another, and Wang Enyi also answered them one by one. He seemed to have let go of everything in the past and became calm.
One of the two asked and the other answered. Mrs. Wu stood by quietly, looking at her husband and listening to his words. She smiled happily. Her husband had changed, and all the efforts were worth it.
.
"I heard that Mr. Wang made a time deposit at Daming First Bank before he left. I wonder what Mr. Wang thinks of Daming First Bank's deposit business?"
Time passed quickly. Luo Dong looked at the sky and saw that it was getting late and it was almost time for him to leave. Moreover, he had already heard Wang Enyi's stomach growling several times.
"It's true. My father did deposit a sum of money in Daming First Bank before he left. I sincerely want to thank Daming First Bank. If it weren't for Daming First Bank, I would probably leave my father behind.
I have lost all my property, but now I still have a deposit in the bank with interest every year. In the future, I plan to use this interest to go into business and earn back all I have lost."
Wang Enyi thought for a while and decisively admitted it, and then expressed his gratitude from the bottom of his heart.
This was what he said from his heart. If the old man hadn't deposited his money in the First Bank of Ming Dynasty, he might have lost all his money now. It would be really difficult for him to turn around again in the future. It would be very difficult.
But it’s different with this deposit. It’s a deposit of 300,000 silver dollars. Because I’ve been saving it for a long time, and I’m the first customer to make a large deposit. At that time, we negotiated an annual interest rate of 7 points, which works out to 20,000 silver dollars a year.
Interest on one thousand taels of silver.
More than 20,000 taels of silver is definitely a huge sum of money in this era. A few taels of silver a year is enough for ordinary people's families. The huge interest of more than 20,000 taels of silver is enough to support even here in the capital.
It’s the facade of a wealthy family.
"Mr. Wang's prodigal son will never change his fortune, and he will definitely have great potential in the future."
Luo Dong smiled and complimented.
"Haha, Mr. Luo is joking."
"What I'm more worried about now is whether I can get interest from Daming First Bank."
Wang Enyi smiled and shook his head.
"Mr. Wang, please rest assured on this point. The First Bank of Ming Dynasty is the property of today's emperor. We, Mr. Liu, are also shareholders. We definitely keep our word. And as far as I know, part of the interest can also be withdrawn in advance."
When Luo Dong heard this, he quickly said very seriously.
“Can I really withdraw part of the interest in advance?”
Wang Enyi asked quickly as soon as he heard this.
"Of course, Mr. Wang, you can withdraw as much interest as you have deposited here. There is no problem with that."
Luo Dong had worked at Daming First Bank and knew this very well, so he said it with certainty.
"That's great. I'm not afraid of Mr. Luo's jokes. I can't even open the pot now at home."
Wang Enyi immediately held his wife's hand tightly and said excitedly.
"Mr. Wang, it's getting late, so I'll take my leave now. I've disturbed Mr. Wang a lot today. This is the cost of the interview. Please accept it, Mr. Wang."
Luo Dong smiled, then took out a silver dollar and put it on the table.
"Mr. Luo, what are you doing?"
Wang Enyi said slightly stunned.
"When our Mingming Morning News interviews people, we have to pay a certain amount of interview fees. Thank you Mr. Wang for accepting my interview. I will visit Mr. Wang again in a while."
Luo Dong explained with a smile, then put down the silver dollar and said directly: "Mr. Wang, Mrs. Wu, I'll take my leave first!"
Wang Enyi and Wu looked at Luo Dong who was walking out, and then at the silver dollar on the table. They didn't know what to say. How could they get paid for being interviewed?
"Ms. sir, do you see it?"
Mrs. Wu did not dare to take the money on the table, but she knew that her husband was hungry and wanted to buy something to eat.
"This is the first silver dollar I, Wang Enyi, have earned, but I never expected that it would come like this."
Wang Enyi picked up the silver dollar and said with some emotion: "Madam, take it to buy food. From now on, you will be in charge of the family's money."
"Hmm~"
When Mrs. Wu heard this, she felt as if she had eaten honey. She happily picked up her silver coins and went out to buy food.
…
Early the next morning, after breakfast, Mrs. Wu was about to continue to get clothes and wash clothes. Wang Enyi hurriedly went over and said: "Madam, leave the money-making matters to me in the future. How can I wrong my lady by doing something like this for a servant?"
And you."
"But my husband~"
When Mrs. Wu heard this, she was deeply moved. But after thinking about it, she felt that she should make money. Her husband-in-law had always been idle and lazy. What could he do?
"But what? Didn't I tell you that our family still has a deposit in Daming First Bank?"
"Let's go and collect the interest."
Wang Enyi smiled and said.
"Ms. sir, does our family really have savings in the First Bank of Ming Dynasty?"
When Mrs. Wu heard this, she thought for a while and asked. She thought that the family must have no money. If they really had money, Wang Enyi would have gambled away it all. Yesterday, she thought her husband said this because he wanted to save face in front of outsiders.
"Yes, of course~"
"Look, this is the proof of deposit."
"Let's go and collect the interest."
Wang Enyi took out a piece of paper from his arms. This paper was no ordinary paper. It was a voucher for the deposit business of Daming First Bank. The paper was very special.
"Hmm~"
When Wu heard this, her eyes suddenly lit up, and she quickly looked at the deposit certificate carefully. There were many words and pictures on it, and the detailed records clearly stated that Mr. Wang Shirui deposited 300,000 taels of silver into the First Bank of Ming Dynasty.
Year, the interest is 7% per year, and the interest can be withdrawn every year. After maturity, the certificate can be used to withdraw the deposit of 300,000 taels of silver dollars.
Wang Enyi put on the Wu family and her children, and the family happily entered the city and came to the Beijing branch of the First Bank of Ming Dynasty.
Zhou Zhi, the president of the Capital Branch of the First Bank of Ming Dynasty, was alarmed when he heard that someone was coming to collect interest. The First Bank of Ming Dynasty had only been open for a few months, and someone was actually coming to collect interest. And until now, the First Bank of Ming Dynasty had come to collect interest.
The bank has only a few deposit customers, and he remembers every one of them clearly.
But when he saw it was Wang Enyi, he recognized it instantly and said with a smile: "So Mr. Wang, please come inside."
"Mr. Zhou, thank you~"
When Wang Enyi saw it was Zhou Zhi, he immediately felt relieved. It was Zhou Zhi who received him when he made the deposit.
Under the leadership of Zhou Zhi, Wang Enyi and his family came to the VIP reception room upstairs.
"Mr. Zhou, you must have heard about my situation. Now I am in urgent need of money. I wonder if you can withdraw part of the interest first and give it to me to make a living?"
When he arrived at the VIP reception room, Wang Enyi also directly stated his purpose.
"Of course~"
Zhou Zhi nodded very definitely, and then said with some emotion: "A few months ago, Mr. Wang and Mr. Wang came to make deposits together. That was their trust and support for our Daming First Bank. I will let people calculate it now."
Interest."
After speaking, Zhou Zhi also gave instructions to the person next to him, who immediately nodded and started to calculate the interest.
"Great~"
When Wang Enyi heard this, he immediately said happily.
The Wu family on the side also showed a smile, and immediately felt that Mr. Wang was really foresight, and he actually deposited 300,000 silver dollars in the First Bank of the Ming Dynasty in advance.
Soon, Zhou Zhi also verified Wang Enyi's deposit certificate and Wang Enyi's identity. He also checked the secret message left by the old man. Everything was OK.
"Mr. Wang, your deposit was made on the ninth day of May in the twelfth year of Hongzhi. It is now the twelfth day of July in the twelfth year of Hongzhi. I will calculate it based on the interest for two months. The total is six thousand
Two hundred taels of silver dollars, I wonder if this is the right amount?"
After checking the information, the bank did some calculations, and Zhou Zhi also stated the amount.
"Yes~yes~"
Wang Enyi and Wu were overjoyed when they heard that they could really earn interest, and it had only been two months, and the interest was actually 6,200 taels of silver.
"Okay, I don't know, Mr. Wang, do you want a banknote or a silver dollar?"
Zhou Zhi smiled and nodded. To be honest, he was a little envious. It was different to have a rich father. He deposited 300,000 taels of silver in the bank, and the interest this year was more than 20,000 taels.
Silver, more than 20,000 taels of silver, which is an astronomical figure for ordinary people.
"Six thousand taels will be given as banknotes, and the remaining two hundred taels will be given as silver dollars."
Wang Enyi thought for a while and said.
"Okay, please wait a moment."
Zhou Zhi nodded and gave instructions to the people around him, who immediately left and quickly took the banknotes and silver dollars as Wang Enyi requested.
"Mr. Wang, please take a look."
Zhou Zhi pushed the banknotes and silver dollars in front of Wang Enyi and said.
Wang Enyi carefully counted it and found that there was nothing wrong. He nodded with a smile and said: "The number is correct. Please trouble Mr. Zhou."
"You're welcome~"
Zhou Zhi smiled and nodded.
After getting the money, Wang Enyi and his family also walked out of the Daming First Bank. They looked back at the Daming First Bank and were filled with emotion.
At first, he thought that the old man must be crazy. He actually gave the three hundred thousand taels of silver to others. In his opinion at the time, this was absolutely crazy. Who would believe that this bank had any interest.
Thirty years have passed, and the world has changed. Who knows how this money will be gone by then? This money is only money in your own hands.
But now, his mind has changed, and he actually got interest.
In just two months, there are more than 6,000 taels of silver, and there are more than 20,000 taels of interest this year. Calculated, in the past thirty years, the interest alone will be more than 600,000 taels, and the principal will also be included.
Can be taken back.
Money can really make money, and you don’t need to do anything. You only need to deposit the money in the First Bank of Ming Dynasty, and the rest can be collected in peace and interest every year.
There is no risk, but you can make more and more money for yourself.
After Wang Enyi got the money, he really changed his ways. He no longer went about drinking and gambling. He paid off his debts and still had several thousand taels of silver left.
He first bought back his Wang family's house, and then he started to visit old friends of Mr. Wang Shirui, preparing to learn how to do business, hoping to slowly earn back everything he had lost before.
…
The Tomorrow Morning Post is very busy. Journalists who have returned from various places are busy sorting out the press releases they have collected and preparing to send them for review.
The first issue of the Ming Dynasty Morning Post will be released on July 21, the twelfth year of Hongzhi. The time is getting closer and closer, and everyone is getting busier and busier.
"Tatars seize the border and invade Gansu and Shaanxi. This should be placed in the most conspicuous place~"
Bao Jiwen, the editor-in-chief of the Ming Dynasty Morning Post, was busy reviewing each press release. According to Liu Jin's instructions, major national events should be placed in a conspicuous place and given more space for reporting.
"Miru, the chieftain of the southwest, rebelled. The imperial mountain army was the main force and quickly put down the rebellion with thunderous momentum. He returned to his native land and appointed exiled officials to govern the southwest~"
"This should also be placed in a conspicuous place. It was Mr. Liu who proposed the idea of reforming the native land and returning to local status. It must be written down in a big book."
Another editor-in-chief, Ou Yangyang, also said immediately after seeing a manuscript.
"The prodigal son returns with gold, Wang Enyi's life changes~"
Soon, the manuscript sent by Luo Dong was also in the hands of editors Bao Jiwen and Ou Yangguang, and the two of them read it carefully.
"This kind of manuscript is not good~"
Bao Jiwen directly denied it. He was a traditional literati. He felt that since this newspaper published important events, this kind of thing about a prodigal son returning without money was obviously not on the table, so he rejected it directly.
"This manuscript does have some educational significance. It advises people not to gamble, but it doesn't mean it's totally impossible. I think I should let Mr. Liu take a look at it?"
