Chapter 459 Think it's expensive? Pay in installments
"How much does this courtyard-style house cost?"
Mr. Lu’s own family members are very satisfied with this house. To be honest, he also thinks this house is very good, very clean and very bright, so he directly asked about the price.
"This kind of house costs one thousand taels of silver~"
Wang Jinpo quickly replied.
"One thousand taels of silver!"
When Mr. Lu and his family heard this, they couldn't help but widen their eyes and said in disbelief.
"Is it too expensive?"
Master Lu's eldest son couldn't help but said.
Although the prices of houses here in the capital are constantly rising, you don't need thousands of taels of silver. You can buy a fairly good house with a few hundred taels of silver. Of course, the premise is that you have a house to buy.
"You guys are stealing money~"
Mr. Lu couldn't help but say.
"Mr. Lu, you are joking~"
Wang Jinpo said with slight embarrassment: "Our house is indeed a bit more expensive, but it is definitely worth the money. We have convenient transportation here, private schools, and convenient reading. In the future, there will be many factories, communities, etc. built around us."
Come on, the appreciation potential here is also huge.”
"In addition, the water in our house is tap water. Just turn the faucet and the water will come by itself. Whether you are washing vegetables or going to the latrine, you can just flush it after use. It is very convenient."
Wang Jinpo knew that he couldn't negotiate the price with the customer, he had to negotiate the value with the customer. A thousand taels of silver per set was indeed too expensive, but this price was also the price set by the above, and he had no way to change it.
"But, isn't this too expensive?"
Mr. Lu couldn't help but shook his head and said.
"We can pay in installments here, so the pressure is much less."
Wang Jinpo thought for a while and said.
"installment?"
When Master Lu and his family heard this, they were immediately confused.
"The so-called installment payment is a method in which you only need to pay a certain percentage of the down payment first, borrow the remaining amount from Da Ming First Bank first, and then repay the money to Da Ming First Bank regularly."
Wang Jinpo also quickly introduced Mr. Lu and his family.
"For example, this house requires one thousand taels of silver. You currently only have 500 taels of silver on hand. You can pay five hundred taels of silver first, and borrow the remaining five hundred taels from Daming First Bank, and then according to the installment plan
Long and short, for example, if you pay the five hundred taels of silver in installments for ten years, and then add in the interest, you only need to repay six taels of silver every month."
"Is this still possible?"
Mr. Lu and his family were even more stunned when they heard that they could actually buy a house in installments, pay a down payment, and pay the remaining few taels of silver to Daming First Bank every month to buy the house.
"Mr. Lu, you must also know that our owner of Jingcheng Real Estate is Mr. Liu, so we can have such a discount for everyone. Pay a down payment, and pay a little money every month for the rest to buy the house you like.
."
Wang Jinpo smiled. To be honest, when he first heard about installment payment, he was dumbfounded. It was actually possible to buy a house by installment payment.
Aren't you afraid that others won't pay back the money?
And this is divided into ten years. Who knows what will happen in ten years.
"This is more than 6 taels of silver every month, which means more than 70 taels of silver in a year, and in ten years it will be more than 700 taels of silver. This installment is not very good. It is better to pay it all in one lump sum."
When Master Lu heard this, he couldn't help but shake his head.
"Mr. Lu, maybe people here in Beijing also know the benefits of installment payment. Here in Tianjin, installment payment is very popular. Many people like to pay in installments when buying a house."
"Because you only need to pay a down payment and pay the remaining balance every month, you can enjoy a better life in advance. The interest paid is actually very low. Now if you borrow money casually, the interest will be more than a little, that is,
Because we are all the property of Mr. Liu, we can give everyone as low an interest rate as possible."
Wang Jinpo smiled and said.
"That's true~"
Mr. Lu nodded, then thought for a moment and said, "Take us to see that suite. This house is too expensive. We really can't afford it."
"Okay, no problem~"
Wang Jinpo nodded, and then took Master Lu and his family to visit the suite to have a look.
The design of the suite is similar to that of the suites of later generations, with an area of more than 100 square meters. Although the interior is small, it is well-equipped and everything is well designed.
The model room of the suite is also very exquisitely decorated, with tiled floors, white walls and ceilings, glass chandeliers, cozy rooms, etc. You will instantly fall in love with such a small home at first sight.
"I like my house so much. Although it is small, it feels like home~"
The daughter-in-law of Mr. Lu's eldest son looked at it several times and couldn't help but said. Then she also held her husband's hand. The meaning was too clear, that is, she must buy a house like this no matter what.
"This house can't reach the sky or the ground. It's not grounded, so what's the good thing about it."
Mr. Lu doesn't like this kind of house very much, because the area of this house is very small. It takes several such houses to have one acre of land. Moreover, there are houses above and houses below, which are not grounded.
"Mr. Lu, you are wrong. This house is not grounded, so there will be no moisture. Moreover, these houses are all designed with heating systems. In winter, when the water in the boiler is boiled, there will be no moisture inside the house.
It will be cold.”
When Wang Jinpo heard this, he also smiled and said.
"No, no, what's so good about a house like this."
Mr. Lu still couldn't help but shake his head. He didn't like this kind of house. He always felt that it was not grounded. If this person was not grounded, it would be unlucky. Moreover, the house was built so high that if it collapsed, people would be crushed.
If you die, if you encounter an earth dragon and turn over, you won't even have a place to escape.
"How much does this house cost?"
However, the wife of Mr. Lu’s eldest daughter-in-law liked it very much and asked eagerly.
"This suite is very cheap, it only costs two hundred taels~"
Wang Jinpo replied quickly.
"A house like this costs two hundred taels of silver per set. This is a money grab~"
When Mr. Lu heard this, he couldn't help blowing his beard and staring in anger.
He was not so angry that a courtyard-style house sold for one thousand taels a set, because he thought that kind of house was quite good. The only drawback was that it was expensive, but it was expensive in a way that made people like it.
But this house, a house that hangs in the air, does not touch the sky or the ground, is sold for two hundred taels of silver a set, which is simply ridiculously expensive.
"Dad, this house is only two hundred taels of silver a set. It's very cheap. You can buy several houses at once, so that all the brothers have their own houses. This Chinese New Year can also be used to propose marriage to the second uncle. By next year
We can also take care of Third Uncle’s marriage.”
Master Lu's eldest son's daughter-in-law was overjoyed when she heard this. She knew that Master Lu had also prepared hundreds of taels of silver for the house this time.
Originally, I was thinking about buying two houses. In this case, by then, the three sons would have three houses, one for each of them, and they would all be able to start a family and start a business.
Hearing her words, Mr. Lu was also slightly startled. What he said seemed to make sense. A set of two hundred taels of silver was still very cheap compared to that kind of courtyard-style house. He could use the money he had in hand.
I bought three sets.
"But such a house, two hundred taels of silver a set, is too expensive~"
After thinking about it for a while, Mr. Lu couldn't help but shook his head and said.
“It’s a bit expensive, but it’s really good.”
"The houses in Tianjin New Town are all like this. No one says that this kind of house is not good. Moreover, this house is made of reinforced concrete. It is very strong. There is no need to worry about it collapsing, and it does not need to be
Go make repairs."
"Of course, if you think it is expensive, you can also pay in installments. The down payment is one hundred taels of silver, and the remaining one hundred taels of silver will be paid back over ten years. One tael of silver every month is enough.
."
Wang Jinpo smiled and said, once again using the installment payment artifact.
Two hundred taels of silver is a lot, but after the installment payment, you only need to pay 1 tael of silver this month. It sounds like this house is very cheap.
One tael of silver a month is nothing to people here in the capital. There are many factories and workshops in the capital now. As long as you go to work, you can earn one tael of silver a month without any problem.
If you can enter Xishan Coal Industry, Jingcheng Cement Factory, Textile Factory and many other industries under Liu Jin's command, your income will be even higher.
Moreover, men used to make money, but now many textile factories here in Beijing recruit female workers. Women can also make money, although it is less than men, but it is not too far behind.
So after calculation, if the couple works together, there is no problem at all in repaying the mortgage of one tael a month.
This is just for ordinary people here in the capital. Those who can buy a house usually have a decent income, and the income is even higher. One tael of silver a month is nothing.
"Is it enough to pay back one tael of silver every month?"
When the Lu family heard this, their eyes widened slightly. They thought this house was expensive at first, but when they heard that the monthly repayment was one tael of silver, they immediately felt that this house was not that expensive after all.
"Yes, one tael of silver per month."
Wang Jinpo smiled and said, in fact, many of the houses in Tianjin New City were bought by employees from many industries under Liu Jin's command. Everyone likes to pay in installments, pay a down payment, and pay back the rest slowly. It is definitely very good.
