Chapter 668, they are all here to withdraw and deposit silver
The most prosperous Zhuque Street in Beijing is home to gold and silver jewelry stores, jade shops, antique calligraphy and painting shops, banks, banks and other high-consumption shops.
Opposite the First Bank of Ming Dynasty, there is a similarly decorated splendid building, with all-glass windows shining in the sunlight.
The big plaque of Jinshang Bank is also golden and bright, which makes people know that this is a place related to money.
Jinshang Bank, third floor.
Fan Hanshi, Wang Wentian and Huang Liwen held the banknotes printed by Jinshang Bank in their hands, and then took the banknotes printed by Daming First Bank and compared them carefully.
"It still doesn't work. The difference is too big. If nothing else, we can't make it just from this paper."
After Fan Hanshi made a careful comparison, he couldn't help but shake his head.
Jinshang Bank also wants to be like the First Bank of Ming Dynasty and issue its own banknotes.
It's just that no one has been able to study the banknote production technology of the First Bank of the Ming Dynasty. They have invested a lot of money in researching this, but they still haven't been able to study it until now.
"As well as this ink, this tax money and this unique serial number, there is no way we can copy it."
Wang Wentian also said a little discouraged.
"We don't necessarily have to follow the Ming Dynasty First Bank. Our past banknotes did not rely on these methods to prevent counterfeiting."
Huang Liwen thought for a while and said.
"So in the past, our bank business was not able to do business. We only sold millions of taels of silver a year. But as for the First Bank of Ming Dynasty, it is said that last year, they took in more than 60 million taels of silver deposits."
"Sixty million taels of silver. If we operate the bank the way we have in the past, it will definitely not work."
"We must have our own bank notes like the First Bank of Ming Dynasty. Otherwise, even if we also open a bank, we will receive silver dollars and bank notes issued by them, and we can't accept them.
There is no way to carry out banking business without charging us.”
Fan Hanshi shook his head slightly and said.
Shanxi Merchants Bank is also a time-honored bank with a long history. They do bank business for more than a day or two. It is clear that the bank's business was completely hit when they faced the First Bank of Ming Dynasty.
There is nothing we can do about opening Jinshang Bank, because if we don’t change, we will go bankrupt.
The emergence of the First Bank of the Ming Dynasty almost brought down all the large and small banks in the Ming Dynasty in a very short period of time.
Deposits have interest and loan interest is low. Wherever the First Bank of the Ming Dynasty went, there were corpses of bankrupt banks of all sizes.
"I can only spend money to see if I can get the technology for making banknotes from the First Bank of Ming Dynasty. I don't believe you can get this technology even if you have money."
Wang Wentian thought for a while and said.
"It's hard to say. The big boss behind the First Bank of the Ming Dynasty is the emperor and the prince of the day. If you have money, you also need life."
Huang Liwen thought for a while and shook his head slightly.
"Don't talk about this anymore~"
"How are the preparations for the house in the scholarly family in Dongcheng District?"
Fan Hanshi shook his head slightly, thought for a while and then discussed the real estate matter. The scholarly family was created by them in Dongcheng District. They planned to be like the scholarly elegant garden in Xicheng District. They packed up their clothes and left as soon as the money was in their pockets.
"All preparations have been almost completed, and we are just waiting for the opening~"
"It's still easy to make money. If you build a sales office and make some models, the money will roll in. It's a hugely profitable business!"
Speaking of this, Huang Liwen immediately laughed and couldn't help but sigh.
"I always think we should do less of this kind of business. If we don't build houses with the money, things will not end well if things get serious."
Wang Wentian thought for a while and said with some worry.
"What's the bad ending? If the money is in our pockets, how can any of them know that we did it?"
"Let them make trouble. As for the people above, we don't have anyone above the imperial court."
Huang Liwen said with an indifferent expression.
"Not only must we do it, but we must build more real estate projects as soon as possible and make a lot of money. Then we can go to Songhu and Nanjing in the south to continue to make money."
"One real estate project can earn millions of taels of silver, and a few projects a year will be enough for us to eat and drink."
Fan Hanshi smiled and said.
"That's how it should be. I heard that Songhu is also developing now, and real estate there must be very profitable."
Huang Liwen immediately smiled even more happily. It was so easy to make money with such a good deal.
While the three of them were chatting, someone walked up in a hurry.
"My boss, Mr. Li from Sihai Commercial Bank is here and wants to take away all the one million taels of silver deposited in our Jinshang Bank."
"Li Chunyang?"
"Take them all at once?"
When Fan Hanshi heard this, he couldn't help being slightly stunned. Sihai Trading Company was doing a lot of business, and he and Li Chunyang were old acquaintances. That's why he took away a million taels of silver deposit from Li Chunyang. Of course, the interest
It’s higher than what Daming First Bank across the street offers.
"Invite him to the living room~"
When Fan Hanshi heard this, he couldn't help but frown slightly, thought for a while and said.
"Let's go and have a look!"
After that, he took Huang Liwen and Wang Wentian to the living room on the second floor.
After waiting for a while, Li Chunyang came up.
"Mr. Li~ Long time no see!"
Seeing Li Chunyang, Fan Hanshi and the other three immediately greeted him with smiles on their faces.
"Mr. Fan, Mr. Huang, Mr. Wang~"
Li Chunyang smiled.
"Mr. Li, please sit down, please sit down~"
"Come here, serve tea~"
"No~ I have something to do today. I will leave immediately after taking the money."
Li Chunyang had no intention of sitting down. Looking at the three people in front of him, he couldn't help but sigh in his heart. They were like rat shit. They were doomed now.
"Mr. Li, are you in a hurry?"
"This money can also be transferred here at Jinshang Bank, and it doesn't necessarily need to be taken out."
Seeing Li Chunyang's anxious look, Fan Hanshi said slightly doubtfully.
"Yeah, it's very urgent~"
"There is no other way. We need money urgently now, so please make it easier."
Li Chunyang nodded and said, I'm just kidding, you are going to be finished soon. If I don't take away this money, I will keep it for you to bury with you.
"this…"
When Fan Hanshi heard this, he immediately pondered slightly. One million taels of silver was not a small amount. They, Jinshang Bank, had this amount of money, but the loss of such a large amount of silver deposits this time had a great impact.
"Mr. Fan, are there any difficulties?"
Li Chunyang looked at Fan Hanshi and asked.
"No~No, of course not~"
"We at Jinshang Bank earn interest on deposits, and you can withdraw money at any time."
"I'll ask someone to prepare the money right now!"
When Fan Hanshi heard this, he immediately shook his head and said.
"That's good~"
Li Chunyang nodded with satisfaction, then went downstairs and waited patiently downstairs.
"This Li Chunyang, did we offend him in some way?"
Seeing Li Chunyang's abnormal performance, Huang Liwen couldn't help but frown and said.
"no?"
"We have always had a good relationship with Sihai Commercial Bank. We have many business contacts and cooperation with each other. We are all old friends."
"However, his behavior today is indeed a bit abnormal."
Huang Liwen thought for a while and shook his head.
"Boss, this is a banknote of one million taels of silver, are we?"
Soon, the steward of Jinshang Bank came over carrying a large box, which contained stacks of banknotes issued by the First Bank of the Ming Dynasty, all of which were one hundred taels of silver each, a total of ten thousand.
"Please handle the relevant follow-up procedures for him~"
Fan Hanshi looked at the box of banknotes, with a lot of reluctance in his eyes, but he still gave instructions to the steward.
"Yes~"
The steward went downstairs to go through the relevant procedures with Li Chunyang, and the deposit of one million taels was withdrawn. Jinshang Bank was still very strong, and sufficient funds were prepared in the capital.
"One million taels of silver~"
"If it's real money, I'm afraid it will take many carriages to pull it, but this banknote is more convenient."
"Whenever we get this banknote, we will really have endless money to spend."
Huang Liwen came to the window and couldn't help but sigh when he saw Li Chunyang carrying the box and leaving under the protection of many subordinates.
However, before he could retract his gaze, several familiar figures came towards Jinshang Bank one after another.
"Dongjia~Dongjia~"
"Something big happened~"
After a short wait, the steward hurried up again, with sweat on his forehead, and said anxiously.
"What happened?"
Fan Hanshi frowned, feeling something was wrong today.
"Mr. Hu from Beijing Tiangong Cement Factory came to withdraw the deposit, and he also took away all the deposit at once~"
"Mr. Wang from Caiyun Textile Factory in Beijing also came to withdraw his deposits. They also wanted to withdraw all the one million taels of silver they had deposited at once."
"In addition, there are seven or eight major customers who also come here to withdraw their deposits. Together, these people will withdraw almost three million taels of our silver at one time!"
"But currently, we only have less than two million taels of silver left in our books. If we can't withdraw the money, something big will happen."
The steward said anxiously, sweat breaking out on his forehead.
"What?"
"Are they all here to withdraw their deposits?"
When Fan Hanshi, Wang Wentian, and Huang Liwen heard this, they couldn't help but all stood up. Each of them widened their eyes and said in disbelief.
"Yes, they are all here to get money~"
"And it's all today~"
The steward nodded and said.
"There are less than two million taels of silver in the account?"
Fan Hanshi then asked again.
"Yes, we usually prepare three million taels of silver. Li Chunyang from Sihai Commercial Bank just took away one million taels, leaving less than two million taels of silver."
The steward nodded and said.
"You immediately send someone to the Tianjin branch to transfer the money~"
"And send someone to my hometown in Shanxi to transfer money~"
"Also, find a way to find someone to make money~"
"And please ask them to come up. I'll see if I can stabilize them first~"
"Huang Liwen, go to the Daming First Bank across the street and see if you can borrow a sum of money from them for emergency purposes."
"Wang Wentian, go check it out. This thing is so unusual. Someone must be targeting us behind the scenes. Find out who it is."
Fan Hanshi walked around anxiously, thought about it and quickly began to give orders.