"We are all old friends, why do we have to take this money away all at once?"
"Also, we were told beforehand that the money was being withdrawn so that we could prepare the money in advance. So much money was suddenly taken away at once. We were really not prepared enough."
In the living room, Fan Hanshi smiled and said to the person who came to collect the money.
“I’m in a hurry to use money, there’s no other way~”
"Mr. Fan, can you just tell me whether this silver can be withdrawn?"
"When you deposited the money, you said you could deposit it at any time and withdraw it at any time, but you didn't say that you had to say hello in advance. What's more, this money belongs to us and is just stored in your Shanxi Merchant Bank. Now we want to take it away.
It’s only natural, right?”
Hurun looked at Fan Hanshi and said with a smile.
"Can~can~"
"We who open a bank have a lot of money. The deposits bear interest, and the freedom of withdrawal is also our aim."
When Fan Hanshi heard this, he nodded immediately.
Having done business in a bank, he certainly knew that if the bank could not withdraw the money, something big would happen. Once the news spread, more people would withdraw the money.
At that time, it won't take long for all the deposits in their Jinshang Bank to be withdrawn, but banks make money by earning interest differences.
They collected other people's deposits here, and they also loaned out the money over there. Some of them were mortgage loans for people to do business, and some of them were simply used by Shanxi merchants to do business themselves.
So if there is a run, they simply won't be able to get enough money.
"That's good~"
"Please give me all my money."
Hu Run nodded with satisfaction.
When the others heard this, they all expressed the same stance as Hurun, which made Fan Hanshi's face become even more ugly. Now the Beijing Branch of Jinshang Bank only has less than 2 million taels of silver, which is usually enough.
All these big customers came to collect money, and suddenly there was not enough money.
Making excuses at random, Fan Hanshi came to the backstage of the bank.
"Is Daming First Bank willing to lend us a loan?"
Huang Liwen came back soon. When Fan Hanshi saw him, he immediately asked anxiously.
"They refused right away. Even if I provided a lot of collateral, they were still unwilling to lend us a loan."
Huang Liwen shook his head, then thought for a moment and said, "They all insist on taking away the deposit?"
"Yes, there is no room for negotiation~"
"We all need to take away their silver deposits now, but we only have less than two million taels of silver on hand~"
Fan Hanshi nodded and walked around anxiously.
"We can only delay it first and tell them that we need time to adjust the money~"
Thinking of this, Fan Hanshi and Huang Liwen tidied up their appearance again, came to the living room with smiles on their faces, and kept explaining to them, asking them to go back first. They would keep it for a few days and then mobilize enough money to go to the capital.
Come, everyone will not lose a penny.
However, no one would listen to them at all, and none of them would leave, even if they couldn't get the money.
At the same time, people continued to come to Jinshang Bank to withdraw money, so that soon, no one could sit in the reception room of Jinshang Bank.
"Close the door first~"
"It's just a capital inventory~"
Fan Hanshi's face was livid. No one could imagine why so many people would come to collect money when the business was doing well. This suddenly caused a huge problem with their funds.
"Immediately send people to various major industries to bring over as much money as you can get~"
"Immediately send people to urge those who have borrowed money from us to ask them to repay the money without interest, and ask them to pay back the money immediately~"
"Help me make an appointment with the manager of Daming First Bank to get together at Wangyue Tower~"
Jinshang Bank was temporarily closed, and he spent countless words on the people who came to withdraw their money, and then gave each of them the less than two million taels of silver in his hand before they left temporarily.
But Fan Hanshi and Wang Wentian realized that this level might not be that easy to pass. If they couldn't get the money this year, and if they still couldn't get the money tomorrow, then there would be a big problem.
There will definitely be more people coming to withdraw money tomorrow. Not only these big customers, but many small customers will also withdraw money. If there is not enough money to cope with it by then.
The reputation of Jinshang Bank will be completely ruined, and you will no longer be able to mess around with it in the future.
What's more important is that those who can save money are all rich people, and rich people all have backgrounds. The backers behind these large and small businesses are huge.
These are not ordinary people who can be bullied at will. If these people cannot get their money, they will not even have a place to bury themselves.
Thinking of this, Fan Hanshi and Wang Wentian immediately realized the seriousness of the situation. This time, it may not only be a matter of money, but also whether they can save the lives of the whole family.
But before the money could be transferred, another piece of bad news came. The Tianjin Branch of Jinshang Bank was also facing the same problem. Big customers came to withdraw their deposits one after another. All of a sudden, the money in the Tianjin Branch was also immediately withdrawn.
It's about to become urgent.
Not only was there no way to transfer money to support the Jingcheng Branch, they even asked the Jingcheng Branch for help.
"What exactly is going on?"
"Why do so many people come to take away their deposits?"
Wang Wentian was as anxious as an ant on a hot pot.
Something big is going to happen. All the money in the Tianjin and Beijing branches has been withdrawn. If there is no more money, they don't know what to do.
"Something big happened~"
Huang Liwen, who went out to investigate the cause of the incident, came back soon, and he also brought back even worse news.
"Who is targeting us?"
Fan Hanshi and Wang Wentian immediately asked anxiously.
"I don't know, I can't find out~"
"Even those who had the best relationship with us in the past kept silent about this, and were not even willing to see me. This time, something big has really happened!"
"Moreover, the Huang family and the Liang family also sent people over just now. There are also problems in all the major industries under our command."
"Textile factories and cement factories have all received returns, saying that our quality is not good, and they want to sue us to the government and ask us to compensate them for their losses~"
"Here in Tianjin and at Tianjin Port, our ships are fully loaded, but no one from the Qihai Fish Shop comes to buy our fish."
"Also, we were supposed to arrange shipment to Nanyang today, but the companies that originally promised to deliver the goods to us are no longer willing to deliver the goods to us. If this shipment is delayed, our losses will be huge."
"Here in Xicheng District, those in Shuxiang Yayuan are still causing trouble. They have already reported it to Shuntian Mansion. The Shuntian Mansion Office has started to send people to investigate the matter."
Huang Liwen hurriedly began to speak before he even had time to take a breath. At this time, it was just February and Tianjin, the capital city, was still a little cold. At first, large beads of sweat continued to appear on his forehead.
"What?"
Hearing Huang Liwen's words, Fan Hanshi and Wang Wentian were both amazed.
I originally thought that something was wrong with Shanxi Merchant Bank, but unexpectedly, all of its properties were in trouble.
The products produced were returned, no one wanted them, and no one bought them. The raw materials the factory needed were unavailable, and other merchants were unwilling to sell them to you, or even deliver them to you.
This is not just a simple problem, but someone wants to kill them completely.
"Have we offended that true god? That we would be targeted in this way? The entire business world could be called upon to target us."
Fan Hanshi frowned, thinking hard in his mind. After thinking about it, he really couldn't figure out who he had offended, so that someone would call on the entire business community to block him.
"There are only a few people with such huge energy in the entire Ming Dynasty. We have many industries and are involved in all aspects. It is impossible for anyone to have such a huge influence and call on everyone to target us."
Wang Wentian thought for a while and shook his head.
"Prepare a generous gift immediately and let's go visit Duke Zhou!"
Fan Hanshi began to calm down and did not think about the affairs of Jinshang Bank or the money. He immediately knew that behind all this unusualness, there must be some true god targeting him.
Once you find the problem, you can naturally find a way to solve it.
Thinking of this, he immediately gave orders.
The Duke of Zhou he was referring to was naturally Zhou Jing, the former Minister of the Ministry of Hubu. Although he had already come down, he was once the Minister of the Ministry of Hubu after all. His disciples and former officials were all over the government and the public. In addition, he was able to come out because of the intercession of the cabinet minister.
He also has a close relationship with Liu Jian, Li Dongyang and Xie Qian in the cabinet.
It is definitely not wrong to find him. If you find Zhou Jing, you will naturally quickly know who is targeting you, and then you can find a way to solve the problem.
Soon, the three of them hurried to Zhou Jing's Zhou Mansion.
At the same time, the news that Jinshang Bank was out of money also disappeared. Suddenly everyone who had deposits in Jinshang Bank became anxious, came to the door of Jinshang Bank, and started to make a fuss.
