571 Only Lu Fei is allowed to set fires, Lu Yun is not allowed to light lanterns (4k)
"Sunac Real Estate Fund set a record, with RMB 3 billion sold out in one morning!"
“The real reason behind the Sunac Real Estate Fund craze is Lu Fei’s Three Body Fund.”
"Lu stock god takes action to save the fund!"
"The Lu Stock God effect has reappeared. The stock market, which has been in constant decline, stopped falling and rebounded. All indices closed slightly higher. The Shanghai Stock Exchange Index rebounded from 3526.3 points to 3557 points. Will the stock market undergo a major change?"
"It's time for the 'savior' Lu Gushen to take action!"
"..."
The three major domestic securities newspapers rushed to report the news of "Lu Fei's rescue of the market", but in fact, after Lu Fei launched the fund, he immediately stopped and flew from Yanjing to the Shanghai stock market.
Shimao Sheshan Manor is nestled against mountains and rivers.
The villa is next to the lake and faces the neighboring island. It is a true island villa, connected to each other by bridges.
Lu Fei was eating lunch and listening to the phone.
"Mr. Lu, the money has been transferred to Wanda's designated account." Zhang Lei, who called, reported truthfully.
"So fast?" Lu Fei was surprised.
“Jianxin has made a lot of efforts.”
Zhang Lei changed the subject: "However, regarding Yu'e Bao, the leaders of CCB and China Construction Bank are very sensitive. They are all asking us if we are competing with their banks for depositors?"
Lu Fei paused, "What did you say?"
"I said no."
Zhang Lei repeated it again: "The policy does not allow Caifubao to collect interest on savings. 'Yue Bao' is one of our innovative Internet financial products. It is actually a mutual fund that is just launched online. I told them not to worry.
It is guaranteed not to affect the normal operation of the bank."
Lu Fei said: "They just believe that? No way?"
Zhang Lei smiled happily: "It's a shame that Yu'e Bao has an upper limit, and the amount is only 2 billion. It can barely be used to make trouble with the fund lake. If there is no limit, they will not believe it."
"Two billion is a little less."
Lu Fei smacked his lips, feeling a little unsatisfied.
The "5.30 stock market crash" can only be regarded as a small stock market crash. The real big stock market crash is the madness after the "5.30 stock market crash". The stock market goes too far, and the Shanghai stock index will hit 6,000 points, and then completely fall to the bottom and be unable to climb out. Now we rely on funds
and Yu'e Bao only absorbed 5 billion, but it was only a drop in the bucket.
If Yu'ebao could be completely liberalized, it would definitely be very different.
However, there is no if.
Banks these days will not let Yu'e Bao absorb deposits, but they will tolerate Caifubao because the transaction money flowing into Caifubao will eventually be deposited in the bank, and Yu'e Bao is just robbing business.
"No matter what, this can be considered a breakthrough!"
Zhang Lei's voice was full of joy, "Just like Caifubao, as long as you open an opening, Yu'e Bao can develop quickly, and it may not take long before there is no need to set an upper limit."
"The money will be distributed according to the original plan."
"Understood! 500 million is used as a bank agreement deposit to let the banking industry lower its guard. The remaining 1.5 billion and 900 million are allocated to the Sunac development project. 600 million, I have bought Moutai stock at 50.49 yuan per share, and I have also paid
There are three-year treasury bonds... In the future, when Yu’e Bao stabilizes, you can also buy Logic and Fuxin bonds!”
"This is called moving away from virtual reality and supporting the real economy."
Lu Fei's launch of Yu'e Bao at this time is also to prepare an additional cash reservoir for Fuxin, which is making rapid progress, so that it can be prepared for any trouble.
The two of them kept chatting about Yu'e Bao, the rice in their bowls was getting cold, and they didn't hang up the phone, until they heard a sound in their ears——
[A novel app that has been running stably for many years, comparable to the old book-chasing tool, a source-changing app used by old bookworms, huanyuanapp.org]
"Brother Lu!"
Zeng Yu, dressed in student uniform, followed Wang Ben, came to him excitedly and nervously, and rubbed her palms unconsciously.
"Xiaoyu, here you go, have you eaten?"
Lu Fei cordially greeted her to sit down.
"I already had it on the plane."
Zeng Yu was holding her schoolbag and fidgeting.
"After you've eaten, you can eat some more with me."
Lu Fei stood up and walked straight to the kitchen.
Zeng Yu couldn't resist, so he quickly took the bowl and said with a smile:
"Brother Lu, thank you!"
"Thank me for what?" Lu Fei was curious.
"Hey, it's the World Internet Conference..."
Zeng Yu never dreamed that he, a Wuhan University student, could be selected as a volunteer for the World Internet Conference. It was not that Wuhan University was not qualified, but that such international conferences must give priority to universities around the venue. Where could Wuhan University get its turn?
It was because Zeng Li had a relationship with Lu Fei.
Who would let me deal with such a brother-in-law?
Equivalent to one of the directors of the World Internet Conference!
"The main reason is that you have outstanding personal abilities."
Lu Fei waved his hand and asked with concern: "Has the time to go to America been set?"
"It's decided, it's decided, July 4th."
Zeng Yu's face was full of excitement, "Shanghai is directly connected to Los Angeles. I have made a lot of plans. I must watch Hollywood. I also want to watch the Lakers game. It would be great if I can get the boss's autograph..."
"No problem, I'll ask Kobe to sign it for you. From the jersey to the sneakers, I'll give you a complete purple and gold suit."
"Wow! Really?!"
"It's just a phone call. You'd better write down all the things you want to do, the places you want to go, and the people you want to see. When you get to America, I'll have someone satisfy you as much as possible."
"Thank you, brother-in-law!"
Zeng Yu blurted out, suddenly realized that he had said the wrong thing, and quickly changed his words: "Ah no, Lu, Brother Lu..."
"If you shout, just shout, don't change your words, but let's just shout in private, and in public, we should show our official position."
Lu Fei smiled and gave her a dish.
"Okay, brother-in-law!"
Zeng Yu’s eyes flickered and bulingbuling shined.
My heart was pounding even more. I couldn't wait to see Zeng Li in Los Angeles, and I couldn't wait to see the World Internet Conference. Oh my, there were so many things to look forward to, and I was still worried.
Is this what troubles rich people have?
…………
"Jack!"
Cai Chongxin pushed the door open and said, "The invitation to the World Internet Conference has been sent."
Lu Yun remained motionless, staring at the computer.
"Lu Fei is so generous."
Cai Chongxin put the invitation letter in front of him, "Obviously our Ahri has been in the limelight not long ago, and he gave me a good opportunity to become famous. You must not miss such an opportunity to show your face. If you seize it well, you can make it even better."
Raise our valuation..."
"Chongxin, do you know about this 'Yu'E Bao' that suddenly appeared in Caifubao?" Lu Yun raised his head, his face gloomy.
"Oh, Lao Sun and I have actually studied this."
Cai Chongxin suppressed his smile, "It's a new financial management service launched by Caifubao. It is directly connected to Lu Fei's Three Body Fund. The banner is 'the first Internet currency fund product', and the 7-day interest rate is 2.71%.
Don’t tell me, it’s much higher than the bank’s current account.”
Lu Yun said with a straight face, "Isn't this just a bank disguised as a fund?"
"It's really different."
Cai Chongxin carefully analyzed that financial regulatory policies do not allow Caifubao to pay interest to users. The income from Yu'e Bao is not so much the interest from bank demand deposits, but rather the income from monetary funds.
"Is there any difference? Isn't this just a matter of changing concepts!"
The deer cloud slapped the gum and stood up, cursing.
"But it does make sense in theory. Yu'E Bao can be a monetary fund product."
Cai Chongxin sighed.
Once the money is transferred from the Caifubao account to Yu'ebao, the Caifubao company will automatically buy the user's money into a currency fund called "Sanbody Zenglibao Currency". In this way, the user's money in Yu'ebao will be
You can get the income from monetary funds, and Caifubao also allows you to directly use Yu'E Bao money for consumption.
"The bank just doesn't care?"
Lu Yun's eyes widened, "What the hell is the point of allowing Lu Fei to do such nonsense, but never approving our third payment finance license from Chengxintong!"
Cai Chongxin was excited, "Lu Fei and the others are very smart and understand the rules. Yu'e Bao has set a special upper limit to prevent banks from being wary and thinking they are stealing business from them."
"How many have they set?"
"2 billion."
"That's right, 2 billion, 2 billion!"
Lu Yun emphasized repeatedly: "In addition to the previous 3 billion, in just a few days, Lu Fei has collected a total of 5 billion! Almost seven to eight billion US dollars!"
"Not a cent of that 3 billion will be spent on Feigou.com."
Cai Chongxin saw his visible nervousness and quickly comforted him. He knew why he was so anxious, because Ahri's confidence in doing fly shopping before came from Ahri's strong financial resources.
Although payment, logistics, services, traffic, branding, etc. lag behind Feigou in all aspects, it has Yahoo's $1 billion in the past and the financing dividends from the listing later. It has full capital and Feigou, which neither finances nor goes public.
Net, a showdown between males and females.
But he never expected that Lu Fei would be able to think of this kind of fund-raising model, which simply wiped out Ahri's last advantage.
"So, what about the other 2 billion? The next 2 billion, and the next 2 billion after that. With Yu'e Bao, Lu Fei will have a steady stream of 2 billion, and what about us!"
Lu Yun was not only angry at the goddamn Lu Fei for not playing according to the routine, but also because Caifubao could do it, but Chengxintong couldn't, and he couldn't even get a license plate.
"Yeah, but there's one thing I don't understand."
Cai Chongxin was puzzled, "Why did he insist on creating a 'Yue Bao'? Why didn't he just let Feigou.com be listed? It stands to reason that Feigou.com should have been listed long ago. As soon as it is listed, the money and reputation will be lost.
They are all here, let alone being the number one stock in China Enterprises, I don’t think there will be any problem at least making it into the top ten.”
"Why?"
Lu Yun curled his lips and said: "Isn't it obvious? Isn't it just that the Hong Kong Stock Exchange can agree to his AB share plan? In the end, it is just a wedding dress for us. The top priority now is our integrity communication."
"But as long as they don't nod, our third-party payment license will not be secured at all. In my opinion, this World Internet Conference is just the right time to complain. After all, Ali is the second-largest e-commerce platform in the country. The sales of 619
You have done it to 27, no, more than 3 billion, so you can’t be judged!"
Cai Chongxin's eyes were full of determination.
Lu Yun grabbed the invitation letter on the table, "Yes, for this conference, the payment problem must be solved. This is a bottleneck problem and must be given the highest priority."
On the 24th, one day before the World Internet Conference, the two of them left early for the country's financial center.
I visited all the large financial institutions in the Shanghai stock market and wanted to copy Lu Fei Caifubao’s model and create an innovation in Internet finance. Unfortunately, almost all large financial institutions directly turned Lu Yun away, and even gave Lu Yun money directly.
Closed door.
In one of the few banks, the vice president received me seriously.
"Mr. Lu, Mr. Cai, I'm sorry, we welcome payment transfers and financial cooperation, okay?"
"Why not?" Lu Yun was furious.
"This is the policy." The vice president smiled.
Lu Yun smiled angrily and said: "Isn't it different for Lu Fei? Why can he just do it and publish a monetary fund like 'Yue Bao' on Caifubao?"
"We had an agreement with Mr. Lu a long time ago, and he is patriotic."
"I can also talk, and I can also be patriotic."
"What's your status in Ali Baba?"
The vice president pointed out unceremoniously that although Ali Baba obeys the management, the largest shareholder is Yahoo and the second shareholder is SoftBank.
No matter what, no one will be at ease if we open financial payments to you, but Caifubao is completely different. Mr. Lu is a proven member of our staff.
The two looked at each other in confusion, and finally understood the real reason why the license had been delayed. Lu Yun couldn't wait to ask if we could talk about anything as long as we became the talkers of Chengxin Communication?
Looking at the vice president's smile, everything was clear.
Lu Yun came back disappointed. When he walked out of the bank, the originally clear sky was suddenly covered with dark clouds, which suited his mood at the moment. He was depressed and unwilling, with incomparable anger.
"Get in the car, get in the car and say."
Cai Chongxin dragged him into the car with force.
"How can this not make sense? How can it not make sense!"
Lu Yun gritted his teeth.
Cai Chongxin sighed helplessly: "It's not unreasonable for them to do this. Chengxintong, like Ali, is a foreign enterprise. Of course, it is not qualified to obtain a payment license. Lu Fei has thought further than us about this step. At the beginning of the establishment of Feigou.com
, it’s a mistake to go out independently of Caifubao, it’s really a mistake.”
"It seems that if you want to obtain a license, you can only make Chengxintong independent from Ali Baba." Lu Yun rolled his eyes, "Perhaps, this may not be an opportunity. It just so happens that I don't want Yahoo and Softbank to get involved in Chengxintong.
of light.”
"No, absolutely not! Once Yahoo and SoftBank know that we have separated Chengxintong from the Ali system, they will definitely make a fuss in the board of directors. Now is the critical time to go public."
Cai Chongxin didn't even think about it and directly opposed it.
"Then wait until it goes on the market."
Lu Yun gave a bad smile, "Maybe we don't have to wait until it goes public. We can start now and set up a new payment system first. Import the user data of Chengxintong into this new system. This will get rid of Ahri's control."
, wouldn’t it also get rid of the control of Yahoo and SoftBank?”
"If it's discovered..."
Cai Chongxin opened his mouth. Ever since he had falsified data once or twice, he felt that he was going down the wrong path and never looked back.
Lu Yun shrugged, "We can do it secretly, and Chengxintong can continue to exist, but we found that Chengxintong is far less useful than this new system."
"Jack, it's best for us to do this..."
Before Cai Chongxin could finish speaking, Lu Yun lowered his face:
"Even if the bank doesn't change, we will change the bank!"
"Snapped!"
"Pop!"
Big raindrops hit the car window, firing like bullets from a machine gun. The rain became heavier and heavier, with large and small raindrops joining together. Then, an angry thunder roared down from the sky.
"Chongxin, I've already thought of a name."
Lu Yun smiled and said, "Just call it 'Alipay'. What do you think?"
Cai Chongxin said quietly: "Jack, it's better not to be happy too early. Have you forgotten the 'Taobao' domain name before? Maybe the 'Alipay' domain name has also been seized by Lu Fei?"
"Impossible, absolutely impossible!"
Lu Yun's heart skipped a beat, and his two children trembled.
