Daniel was in a hurry and sought medical treatment, so he asked Zhao Mingyang for help.
To put it bluntly, the relationship between Zhao Mingyang and him can only be regarded as an acquaintance and a good brother who treats him well, but in fact Daniel did not give Zhao Mingyang anything. Instead, Zhao Mingyang gave him tickets to attend NBA games.
Daniel didn't want to find Zhao Mingyang this time, but he really had no choice.
This matter for his family is really a bit difficult to deal with. In the past few years, Daniel's family expanded its industry and then sought financing. Many people had never been in contact with an investment company and did not know the ins and outs of it.
At present, there are three categories in the country. State-owned investment companies are the most powerful, followed by overseas investment companies, and finally private investment companies.
Private investment companies have the weakest capital and generally cannot invest in large projects. They just try their luck and miss out. Most of the online live broadcasts of the investment industry are mostly private.
Foreign investment companies and SDIC basically invest in large projects. To put it simply, no one is interested in doing projects worth less than 50 million yuan.
The speed of financing is faster than everyone thinks. They may pay you within a week, but they will ask you if you want to go public. They most want to cash out the company by going public, and they will give you a time limit of three to five years to go public.
If the time limit is exceeded, losses will be compensated, and the market conditions will be inspected and evaluated. The more famous the company is, the more illusory it is, the more they like it, and it is easier to cash out.
Many of the brands that were previously on TV in China built temporary metal houses in open spaces in the wilderness and spent all their money on advertising. They were very fictitious companies with only a little reputation left, but consumers did not care.
You know, this is easy to operate.
It is not surprising that many companies have experienced thunderstorms after going public, because they are already weak.
After passing the review, for example, Daniu's industry used to be a contract processing company with a large industrial chain, but it has never been listed on the market. At that time, it wanted to expand and bought the factory next door. It needed 300 million, so it went to find financing.
The investment company saw the sales data of Daniu Family, which had stable orders, and the real industry had always been fragrant and had collateral. The other party did not agree to give 300 million, but gave one billion, allowing Daniu Family to expand even more.
Industrial chain, upgraded equipment.
But there is a condition. A big-name company will go public within five years. After going public, they must ensure their predetermined principal, interest, and KPI. In fact, the simple understanding of this is to lend you money, and you can start a business, but by then you will have to pay both the principal and interest.
If you can't pay it back, you have to make up for it. In the end, many people won't be able to make up the money, and the business will be taken away.
Giving one billion is to raise the valuation so that it can be cashed out in the future.
They packaged Daniu's company into a company with a high market value, inflated revenue, and finally took Daniu's company and sold it at a high price, earning high interest and the price difference.
According to the investors' assessment, the Daniu family's industry at that time was definitely worth more than one billion. If they dared to do this, they had already done a complete risk assessment.
At that time, Daniujia was indeed one of the best foundries in the industry, with overseas orders and nearly 2,000 employees. I didn’t want to get this financing at first because the risk was too high.
Later, someone came out as a guarantee, and the Daniel family couldn't refuse that person. This is a very embarrassing point. Some investment companies will force investment. If I like your project, you must let me invest. Others
Don't even think about investing.
Finally, with the money, the Daniu family's industry doubled in size and was directly turned into an industrial park, with nearly 10,000 employees.
But the more they work, the more panicked they become, because with the rise of online businesses, everyone is competing on price, and competing on price ultimately reduces production costs. If Daniel's factory cannot achieve high quality and low price, they will go to others.
Home.
But if you do it, the cost profit is too low. The profit was not high before expansion, but the overall operating cost is high. If this continues, you will definitely not make money and you will have to raise money to repay the interest and principal.
The one billion they gave was in cash, and with the current market conditions, Daniel's family had to earn two billion a year to guarantee the return of principal and maintain the operating costs of the factory. Now that they have received two billion, the actual profit has been reduced to about three hundred million.
The expenses are too high and the profit cost is too low.
Apart from the fixed repayment of principal and interest every year, their family basically makes no money, and it is impossible to guarantee that it will be so stable every year.
This is not the biggest pitfall. The biggest pitfall is that investors use the company's profits to expand on this basis. In the past five years, the Daniel family has received basically no money, but it has opened many brand chain stores.
There will be a big problem after this is listed, and that is to attract other shareholders to come in. The property of Daniel's family may not belong to his family anymore.
Moreover, this model has put the Daniel family into a dilemma. Their shares will be used as mortgage loans to continue to expand in the future.
The Daniu family seems to be a big business now, but the risks are very high. Even if they make money from going public, they will still use the Daniu family’s money to fill the previous holes. They still have to pay back the principal and interest of the investors. In this way
After calculation, their family probably worked for nothing and had to give their property to others.
Many people are familiar with gambling agreements, but how does this gambling work?
Generally, there are several modes of corporate financing. The first one is the traditional loan principal and interest mode. This mode uses your property as a mortgage. To put it bluntly, the loan pays interest, but the interest is very high. For example, if you borrow a sum of money,
The promised interest is three percent, but in reality you have to pay seven miles or even one cent before it is released to you. The money is released to you normally, but a sum of money will be crossed out when the loan is made. This amount is the interest difference, and you have to
Make up for it.
There is also a wholly-owned acquisition, which means that they are optimistic about your property and will give you a sum of money to buy it.
The third type is the cooperation model. I contribute the money and you contribute the efforts. I don’t interfere with your normal operations, but I just take your dividends.
The gambling agreements that everyone often hears about are relatively deep. Generally, companies and investment companies that dare to play like this are just taking a gamble.
What they want is annual sales, commonly known as KPI. Generally, some companies and projects that have no money dare to do this, and some do not want to use their own money to start projects, but money is not so easy to get.
For example, Brother Shan Zheng would rather offend the theater than sell the movie to an Internet company for free broadcast. The Internet company would give a one-time buyout price to attract customers. The investors originally gave Brother Shan Zheng, for example, 300 million to film the movie.
, but after the release, the investors must get 600 million. If it is less than 600 million, they will have to fight to make up the 600 million.
There is a time limit in this agreement, and if you fail to complete it within the time limit, you will be compensated. This is why many current movies like to seek investment from insiders and dare not cooperate with investment institutions. Insiders are relatively easy to accommodate and communicate with.
.
Investment institutions are different. If you are one day late, you will default. So Shan Zheng sells the movie to an Internet company. For example, it only sells for 600 million in the end. He returns it to the investors. In fact, he also makes a profit, because the 300 million investment will definitely not be used.
With 300 million, he can't make much at most. The investment company will not lose money, and no one will lose money in this bet.
But some kinds of gambling are more miserable, such as Xiao Wang and Boss Jia.
Xiao Wang bet that if the expected sales were not completed, he would lose money. In the end, his family lost money.
Boss Jia did not achieve the expected goal. He went abroad and will come back next week.
Of these two, one is the investor who has lost a lot of money, and the other is the investor who has lost a lot. Investment institutions also face risks, and these risks are not low, so now investment institutions have returned to another way of playing, which is
Double protection.
That's the trouble that Daniel's family is facing now. They signed a KPI contract on the premise of principal and interest.
Now it's troublesome. The things are being pressed by others, and they still have to complete the expected sales. If they can't do it, their family will immediately enter debt mode.
The Daniel family is in dire straits right now. How can we fill such a big hole?
Moreover, the five-year accomplice is coming soon, and there is less than a year left, so they basically can’t finish it.
Zhao Mingyang made an appointment with Daniel for an interview and went to Daniel's property to see what was going on.
The next day, Daniel drove to pick up Zhao Mingyang. Zhao Mingyang asked Daniel to park the car and take his car. Old Wu drove the car. Zhao Mingyang guessed that people from the generation of Daniel's father were actually quite fancy.
The opponent's strength.
Daniel takes someone with him, especially at Zhao Mingyang's age, and the other person may not be able to listen too much.
But if you drive a multi-million dollar luxury car, have a driver, and follow behind you a business car with legal, financial, etc., the other party will take it very seriously.
Zhao Mingyang did not go to Daniu's company, but found a hotel to dine outside.
Daniu's father originally wanted to arrange for Daniu's uncle to come over, but Daniu demanded that his father must come to receive him in person.
When Zhao Mingyang's car arrived, Daniel's father and uncle knew that the person coming was not an ordinary person. Although a Rolls-Royce was nothing to them, at least the other party had one. This was a manifestation of strength.
In addition, when Zhao Mingyang got off the car, Daniel and Old Wu stood tall and tall next to Zhao Mingyang. Daniel's father could tell that Daniel was following Zhao Mingyang.
This boy has been disobedient since he was a child. In addition to being afraid of the girl from the Ren family, he was also taken care of by the Daniel family. He could not offend the girl from the Ren family, so Daniel restrained himself.
Now it seems that Daniel is following Zhao Mingyang. Another group of men and women in suits got out of the business car behind Zhao Mingyang. They look like corporate elites at first glance.
Zhao Mingyang walked over. Old Wu glanced at the group of people, then took a step back. Zhao Mingyang stepped forward. The group of people also saw that Old Wu was Zhao Mingyang's bodyguard.
"Dad, second uncle and third uncle, this is the president of our Youth Chamber of Commerce and my eldest brother Zhao Mingyang. I specifically asked him for help this time." Daniel also told his family last night, saying how awesome Zhao Mingyang is, but his father
I thought that sometimes kids from rich families wouldn't be able to help their families solve their problems, and it wouldn't be a small amount of money either.
Now look at Zhao Mingyang, this is very professional. Zhao Mingyang shook hands with them and then walked into the hotel.
Daniu’s family also gave the prepared documents to Zhao Mingyang to look at. Zhao Mingyang asked the team to check it, then picked up the tea on the table and took a sip and said: "My time is limited, you can make your own decision whether or not to listen to me.
People rarely recognize brothers. If Daniel calls me brother, I will treat him as a brother. I will help him when he is in trouble.
Since the other party has dug such a deep hole, why not continue to dig bigger and deeper, and you pull each other to jump into the hole together. In the end, whoever dares not to jump will lose. If you don’t dare to jump, let’s fill the hole together.”
Everyone present was surprised when they heard this. What did Zhao Mingyang mean by this? It seemed like he was going to kill the fish and break the net.
"You are friends with our family's Daniel, so I'll call you Xiao Zhao. I don't understand what you mean. What on earth do you mean?" Daniel's father looked at Zhao Mingyang and asked, this guy looks like Da Niu.
Niu looks very similar to a tall middle-aged man, but now I feel that the young man in front of me is not simple.
"It's very simple. I'll help you handle part of the business volume. I have e-commerce overseas. If you're in China, let the members of the Youth Chamber of Commerce help you spend some money. This is an introduction. You can take these orders and apply for a loan to use factory equipment.
Mortgage loans, use company mortgages, and let all shareholders take out the loans as collateral, because this requires expanding production capacity again.
To put it bluntly, a large part of the order I gave you is fictitious, that is, after I purchase it, if I return it and try to sell it or exchange it for a new one, you have to take it back and find a way to sell it or give me a new one.
But I will sign a five-year order cooperation with you, direct sales in the global market, and go for the low-end. You will take this opportunity to open factories abroad, and then expand the scale, making this enterprise have a market value of at least 30 to 40 billion.
The most I can do is add data to you and put some water into it to ensure that you complete the things in the original financing agreement. But once this water is injected, you have to find a way to extract it. At most, I can guarantee that your business will be in your hands for five years.
,
And the other party will be trapped by you, that is, the books are gone, the company is worthless, and it is all liabilities. In the next five to ten years, the other party will definitely find ways to cash out and leave. You only need to prepare a sufficient pool of funds to buy back the shares.
However, if you buy it back, you will also fall into a huge pit. Do you have the ability to backfill?
This is the most I can help you with. If you run into trouble and are unable to fill in the gaps, I will try to come up with a new plan for you. Let’s have a meal first, and then go to your industrial park to take a look."
When the Daniu family heard what Zhao Mingyang said, they breathed a sigh of relief, but Zhao Mingyang also said what he meant. They would only have a five-year reprieve at most. To put it bluntly, it meant increasing leverage again, but Zhao Mingyang could also help them digest some of the orders. This is
It helped a lot.
Daniu's family toasted Zhao Mingyang, but Zhao Mingyang refused them all. He didn't want to drink and went to the industrial park in a daze.
Daniel actually didn't expect that Zhao Mingyang might also be interested in this piece of fat.
It is difficult to get an industrial park approved. This was approved many years ago. What is even more difficult is to form industrial supporting facilities. Moreover, the Daniu family accounts for the vast majority of this industrial park. In the later stage, they will directly take over this entire area, and the industry
The advantage of the park is its ecology.
From production and processing to export, a closed loop can be formed. Zhao Mingyang walked around the industrial park. The planner who came with him whispered to Zhao Mingyang about the area covered here, the planning procedures, how to plan for the future, etc.
Zhao Mingyang went to visit the workshop again. After the inspection, Zhao Mingyang signed a contract with the other party. Very happily, the first order was for US$100 million, which confused the big guys.
Zhao Mingyang opened his mouth and kept silent for the sake of his brothers. He believed in his brothers and would do his best to help his brothers when they were in trouble...
Is it so happy? Daniel was so moved that he didn't think much about it. What would he do if he knew he couldn't complete the order in the future?
Why can't it be completed? Wages cannot be paid, so the strike cannot be completed. What should we do? Deal with the industry at a low price.
Or Zhao Mingyang becomes a shareholder and increases his shareholding to become the largest shareholder.
How can I become the largest shareholder by buying shares at a low price? Not long after IPO, I will release news saying that this company has been losing money due to falsified data. The stock has plummeted. Employees are afraid that the boss will run away and demand wages. The company cannot pay out, whether it is a big-name company or an investment company.
Everyone will be in trouble, and Zhao Mingyang will help him and gain both fame and fortune.
He is also a good brother who attaches great importance to love and justice. Daniel never expected that this good brother would be more terrifying than the previous investment company. However, this good brother would leave him a sum of money to ensure that he would have enough money to live comfortably for three generations.
"Brother Mingyang, our family still has a big problem. How do you think we can solve this problem?" Daniel returned to the car and returned to Shencheng with Zhao Mingyang.
"Tell me about it." Zhao Mingyang said.
"It's just that many of my connections couldn't be rejected. They were introduced by people with good reputations. They didn't want to be ordinary employees, so they all got a position. As a result, this group of people did everything they could, and they even formed cliques.
My dad can’t say anything, just let them go on like this, it will be very difficult to deal with, and the internal conflicts in the company are basically caused by this group of people,” said Daniel.
"It's simple. Go and register a few companies abroad and in the imperial capital of Shanghai. Let's say it's your international department. Put all these people together and have the identity of managers and supervisors. Their tasks are logistics and visiting customers. Keep them.
, whoever doesn’t want to do it can leave on his own, and the salary will be paid, just don’t let them interfere in the management.
Why do you think so many companies have offices in Shanghai, the imperial capital, and abroad? Just put these people together, internal conflicts will arise among them, and if they get rid of each other, there will be no problems.
, just let them fight among themselves, don’t dwell on this, it’s just a small problem.”
Daniel instantly understood how to do it. Zhao Mingyang had a great idea.
After returning to Shanghai, Zhao Mingyang sent Daniu to the parking lot and asked Lao Wu to drive away to meet Gu Man.
Gu Man now has her wish to live in a river-view house. This is what she has always wanted since coming to Shanghai. At that time, she heard that people who could live in a river-view house were either rich or noble. Only one in 10,000 people in Shanghai could live in one.
.
As a result, Gu Man tried it and was told that it was one ten thousandth less, and it would take one fifty or sixty thousand tenth.
It was too difficult, really too difficult. At that time, Gu Man fell into despair. After ten years of struggle, he only bought a small two-bedroom apartment.
But things are different now. She lives in a river view room of more than 360 square meters. The huge floor-to-ceiling windows can look out at the river view. On the table is the Hermès she just bought. This is something she wanted to buy before but was reluctant to buy.
of.
There are also cars. She bought her dream car, an Aston Martin coupe, a Porsche, and an Audi R8. In short, she made all her previous dreams come true.
However, there is still a bigger dream that has not been realized. She wants to be like those successful female entrepreneurs. In the spotlight, she has always wanted to be the pride of their family, the pride of the school, and be the center of attention.
She hasn't really appeared yet. Zhao Mingyang has been keeping her behind the scenes. She has a hunch that she is about to appear.
I thought about the doorbell, it was Zhao Mingyang.
Gu Man hurriedly opened the door. Zhao Mingyang looked at Gu Man who was wearing a burgundy pajamas, her hair had grown longer, and she had permed her hair into big waves. She was going to be like a royal sister.
Gu Man is the only family on this floor, and she is not afraid of being seen by outsiders. The real estate certificate area of 360 square meters is almost 400 square meters in actual area.
The view here is really good, and the price is really expensive. Zhao Mingyang has always been willing to spend money, and he is even more willing to spend money on talents. He is also a grateful person. Gu Man also helped him a lot back then, so she is very grateful to Gu Man.
Man is still very willing to give up.
This is why Gu Man didn't ask Zhao Mingyang for some promises, because Zhao Mingyang did give her a lot of guarantees, and everyone who followed Zhao Mingyang got a lot of guarantees.
Zhao Mingyang changed his shoes and walked into the house. He took Gu Man's hand and walked to the floor-to-ceiling windows to look at the night view of the Bund.
"I'll give you a gift." Zhao Mingyang said.
Gu Man didn't know what Zhao Mingyang was talking about. The next second, a word appeared on the TV tower on the Bund: ILoveYou Gu Man.
Gu Man burst into tears when she saw it. Zhao Mingyang knew exactly what she wanted. She wanted the world to know her existence, and she wanted to stand in the center of the stage.
Zhao Mingyang hugged her, and he was squandering money just to get a beautiful smile. The advertising cost was calculated by the minute. Zhao Mingyang contracted it for a full hour. This giant screen cost 30,000 per minute, and on both sides of the big screen
There are also two giant screens in the building. The screens above have the same content. Zhao Mingyang also contracted for one hour.
"I'll let the whole city see these words. You can write whatever you want, including your photos." Zhao Mingyang said.
"Can you put my photo?" Gu Man asked,
"Of course. From tomorrow on, you will have to face the media. I will make you the brightest star in the night sky," Zhao Mingyang said.
Gu Man trotted to get her phone, flipped through the photos and said, "Which one looks better to you?"
"Only children make choices. Whatever one looks good on you, put them all up." Zhao Mingyang took Gu Man's mobile phone and sent the photos to his own mobile phone, and then sent the photos to the projection screen.
Soon, Gu Man's photo appeared on the big screen. Gu Man never dreamed that one day, she would appear on the giant screen in Shanghai.
Soon, an entry appeared on the Internet #Who is Gu Man?#.
Gu Man's phone kept ringing, and her WeChat account kept ringing with messages from people asking her questions.
Gu Man has never denied that she is a vain woman. She wants the whole world to know that she is living a good life and let people know that she is excellent. She is not willing to live a mediocre life in this life. What she pursues is a place with light.
Zhao Mingyang has now given her a place to shine. She is ambitious. This makes Zhao Mingyang feel that she is the most reliable, because she will protect Zhao Mingyang's industry at all costs. She knows better than anyone else.
This ship should never capsize. If Zhao Mingyang collapses, the ship will be destroyed. Everyone on the ship will have a hard time and will sink.
Zhao Mingyang spent more than two million yuan in advertising fees to make Gu Man the headlines and make his official debut.
Gu Man posted a WeChat picture in the circle of friends and said: No need to ask, it’s me, I’m going to rest, good night everyone.
Then he turned off his cell phone and walked to Zhao Mingyang, hugged Zhao Mingyang with his arms and said, "You have fulfilled basically all my fantasies. You must have been sent by the gods."
Zhao Mingyang looked at Gu Man with a smile and said: "Where are we now? This is the beginning. From tomorrow on, you will go to the international market. The e-commerce I deployed in East Asia last year and Japan, South Korea, Europe and the United States this year will soon be launched.
, you are in charge, don’t worry, I will help you behind the scenes.
You will be a well-known female entrepreneur in the world. If you founded this e-commerce platform, you will be a legend."
"Are you creating a god?" Gu Man said.
"Why not?" Zhao Mingyang picked up Gu Man and walked to the sofa...
"You just said that I am a myth, aren't you blaspheming against the myth..." Gu Man said charmingly.