Since he took the initiative, I stopped beating around the bush and said bluntly: "Yes, Manager Zhang, I wonder if your company's funds are loose now?"
"You also know that it has been difficult for all walks of life in the past year, and our repayments are also quite slow, not very loose!"
As he spoke, he swung the club and the second shot was another perfect ball.
Then, he turned to face me, smiled and said, "But Director Chen, I'm sure I can still squeeze out some funds for you. That's no problem."
"Thank you very much, Manager Zhang."
At this time, Xiao Qin took the club over.
I took the club, and Zhang Wenchang gave up his position and said to me: "Come on, Mr. Chen, do some activities."
I moved my body a little, then placed the golf ball and assumed a golfing posture.
At this time, Zhang Wenchang took a sip of water and asked me: "How much money do you want, Mr. Chen?"
I said without hesitation: "Manager Zhang, you have to prepare at least 300 million for me."
After saying that, I followed the farthest hole and hit it.
It's a pity that we missed the hole.
Zhang Wenchang made a "tsk" sound and said, "Don't have such a big appetite, Mr. Chen! Why are you just staring at the furthest hole?"
His words were very meaningful. They were both answering what I said just now and talking about my appetite for playing ball.
I smiled and said, "Don't you want to challenge me? Manager Zhang, have you ever scored the longest goal?"
"I got in, but it was just a fluke."
"Manager Zhang, please try again."
"Okay, I'll give it a try."
Zhang Wenchang said, and he also punched the farthest hole. Just like me just now, he passed by. It is not that easy to enter.
Zhang Wenchang said with a pity, "I really don't like challenges. It's good to work slowly and steadily."
I took another shot and said, "I think there's nothing wrong with challenging it. What if I get in?"
This time, it was even worse than the shot just now.
"I'm telling you, Director Chen, try something closer. I think it will be fine."
"That's no challenge!"
Zhang Wenchang smiled, swung another shot, hit the ball close to the penalty spot, and made a perfect hole.
Then, he asked me again: "By the way, why do you need so many this time? Are you planning to do something big?"
"There are two projects that I want to win together, but I'm short on money."
"Three hundred million is a lot!"
"It's quite a lot, otherwise I wouldn't bother you, Manager Zhang."
Zhang Wenchang hesitated, then swung another shot. This time he also tried the farthest hole, but unfortunately he still failed.
He shook his head and sighed: "It's too difficult to get in, but it's almost impossible!"
Then, I played another shot, again trying the farthest hole.
While saying: "It's difficult, but you have to try, right? Don't give up just because it's difficult."
This shot still didn't go in.
Zhang Wenchang nodded and said: "That's true. If Director Chen hadn't been trying for the past two years, he wouldn't have such high achievements now."
I smiled and said: "I just follow the policy and drink some soup. Those who eat meat are the real entrepreneurs."
"No, no, no, I think you, Director Chen, are now a qualified entrepreneur. Just last week, I saw your company in the news."
"Oh, is it so?"
"Don't you know, Director Chen? You are now famous, diluting the market of small companies, but you have been involved in it, causing your brand credibility to continue to decline... It is said that there are also employee placement issues and sewage issues...
Ouch! You have so many problems now."
Zhang Wenchang's words were obviously meant for me. They made me feel a little ashamed and I forced myself to smile.
As he spoke, he swung another shot, another close shot, and this time it didn't even go into the hole.
Zhang Wenchang exclaimed: "What's going on? How come you can't even score a penalty kick?"
I forced a smile and said, "Manager Zhang, you are thinking too much. Keep your thoughts simple."
With that said, I swung another shot, and it was still the farthest hole.
I don’t know if it’s a coincidence, but I actually entered the hole this time.
Zhang Wenchang was stunned for a moment, smiled stiffly and said: "Dr. Chen is pretty good! Are these all in?"
"Lucky, lucky!"
Zhang Wenchang seemed to have no intention of playing ball anymore. After wiping his sweat with a towel, he said to me: "Director Chen, let's go over there and have some coffee."
"OK."
In the coffee shop, Zhang Wenchang and I sat across from each other, and he immediately returned to his work state.
"Director Chen, to tell you the truth, our bank's funds are indeed a bit tight right now. Coupled with your company's current reputation... it's really difficult for you to ask for so much money."
I was silent for a while and said, "How much do you think is appropriate for Manager Zhang?"
Zhang Wenchang hesitated for a moment, then changed his sitting posture and said, "Up to fifty million."
"Fifty million? Isn't that a little too little?"
Zhang Wenchang smiled and said: "Director Chen, this is a lot. Yesterday, a company in the city that was preparing to go public came to me and only loaned 20 million... This 50 million is entirely due to my personal relationship with Director Chen."
, if you go to other banks, no one will lend you even 5 million, let alone 50 million."
After Zhang Wenchang finished speaking, he paused and added: "Don't mind, Mr. Chen, I speak straightforwardly."
I smiled and said, "It's okay, you are telling the truth. Our company does have many problems now, but they are all minor problems!"
"Director Chen, you think these are small problems, but if they are not rectified, they will be big problems! Especially regarding sewage discharge, you have all been in the news!"
After saying that, he sighed again and said seriously: "Director Chen, I personally think highly of you, but I don't know what's going on with you guys recently. I really hope you can straighten things out."
"Manager Zhang, to tell you the truth, I have not been involved in the company's affairs during this period."
"Oh! That's no wonder. Mr. Chen, I told you that this is not okay. The government is very optimistic about the construction of your garment city. Don't let down the leaders above!"
"So I'm back now. I also went to the company yesterday and got a general understanding of the situation. It's time to rectify and make adjustments."
"Yes, this is what a leader should do."
I smiled, paused and then said: "Manager Zhang, can you see if you can be more generous with this funding? I'm really short of money now... Don't worry, I promise it won't be more than half a year at most."
Zhang Wenchang took a sip of coffee and said calmly: "Dr. Chen, it's not that I'm not lenient, but that I really tried my best. I have to weigh 50 million."
"I understand, but Manager Zhang, do you think there is any other way to batch an extra batch?"
"There's really nothing we can do about it, Director Chen. Everything I tell you is the truth."
I'm quite embarrassed. It's true that the more money you have, the less money you have.
When I wasn't so rich before, I didn't feel so short of money, but now that I have money, I feel short of money. What is the problem?
After a moment of silence, I finally said: "I have a house in Jiangzhou Bay. I just bought it this year. I can use it as a mortgage. Can I get more approval?"
Zhang Wenchang smiled and shook his head and said: "Director Chen, I know that the housing price of your house in Jiangzhou Bay is quite stable, but the price is only about 10 million, which is far from the amount you mentioned."
Zhang Wenchang's words instantly made me feel a little discouraged.
In the silence, Zhang Wenchang suddenly spoke again: "But if you want to take out a mortgage loan, I have an idea."