Zhang Wenchang changed his sitting position again, then turned to me and said with a serious face: "Your company will be the mortgage. Based on the current market value of your company, it is no problem for you to borrow 300 million yuan."
I guess that's what he would say. This is also my bottom line. I won't do it unless I have to.
Although I will definitely be able to repay the money, as the person in charge of a company, I cannot make such a decision casually.
During my hesitation, Zhang Wenchang said to me again: "Dr. Chen, if you want so much money, there is only one way. I know it is difficult for you to make a choice, and I will not force it. You can think about it carefully."
I nodded and fell silent again.
"Okay, I have something to do later. If you think about it clearly, you can call me at any time. Do you have my phone number?"
"some."
"Okay, let's see you next time."
I stood up and shook hands with him.
After seeing off Zhang Wenchang, I sat back on the chair, took a sip of coffee, and thought seriously.
This is not a simple decision. No matter what, I have to get the equipment and technical data from Tongda Logistics and Chen Dajiang.
This money must be spent, but what about the money?
The mortgage company can have the money, but the mortgage company means that if it is not repaid, it will be liquidated.
It’s so hard to choose. Why are you so short of money?
The cell phone rang suddenly. I took out the phone and saw that it was Chen Dajiang.
After the call was connected, Chen Dajiang said to me: "Brother Feng, I understand everything here clearly. They use an auction. I asked my friends to find out the lowest price."
"How many?"
"The reserve price is thirty-five million euros."
I took a deep breath. This converted into RMB is almost 260 million, and this is the lowest price.
I was silent for a while and asked: "How many companies are participating in the auction?"
"Including us, there are four in total."
"Okay, when will the auction start?"
"The morning after tomorrow is the evening the day after tomorrow in China."
"Okay, you try to find out the bidding price of the opponent company before the auction, and call me at any time."
"Well, but Director Chen, will our company have some difficulties in terms of funds?"
"Don't worry about this, I'll find a way."
After hanging up the phone, I fell into deep thought again.
In other words, I have at most two days to make a decision, or I can get at least 300 million within these two days.
The company cannot afford so much money at once, and even if it still has more than 100 million in funds, it is still short of that much.
It is impossible to find someone to borrow. After all, it is difficult for everyone to borrow so much money these days. No one can borrow so much money at once.
what to do?
Money, money, money, a difficult and realistic problem was placed in front of me.
But sitting here was not an option. I finished my coffee, got up and left the club.
I drove straight back home, planning to go back and discuss it with An Lan again.
I called An Lan to the study. She also knew what I was talking to her about, so she asked me as soon as she entered the door: "How was the discussion with the bank?"
"Not so good? That manager Zhang said that our company has a lot of problems right now, and he's a little bit in trouble... Hey! It's actually just an excuse. After all, I borrowed so much as soon as I opened my mouth, so he might be a little worried."
"Then how much did he admit to taking out?"
"Fifty million."
"Is there no other way?"
"Yes, mortgage."
"A house?"
I shook my head and said in a deep voice: "Company."
An Lan was silent for a moment, and she also knew that this was not a simple decision.
In her silence, I said to her again: "So I came back to discuss it with you. Now it seems that this is the only way."
"Is there a stipulated time for repayment?"
"We haven't talked about it yet. I'll contact him after I've confirmed it, but it's probably only a year at most. It depends on whether it is with interest or interest first."
An Lan was silent for a while and said, "Do you think there are any other ways? For example, financing?"
"I thought about it, but it was too late. Chen Dajiang just called and said that the auction will be held the night after tomorrow, and Tongda Logistics certainly won't be able to wait long. Tu Zhisheng still has a month at most."
An Lan sighed heavily and said with some anxiety: "There is still so much money left, how about giving up? I don't think it is necessary to do this. We can buy Tongda Logistics first."
"No, if we don't win over Chen Dajiang, buying Tongda Logistics will be equivalent to occupying resources. We have to invest money in rectification, which makes no sense."
"Then what did you think at first?"
"My original intention was not to buy the entire Tongda Logistics, but after Chen Dajiang told me about this, I decided to buy Tongda Logistics, and later planned to build a terminal in Jiangcheng."
An Lan looked at me and said solemnly: "Husband, are you taking a step too far?"
"Looking at it this way, it's a bit like setting up a clothing city. It felt like a big step forward, but haven't the benefits been reflected now?"
"That's what I say, but with the capital of hundreds of millions, can you think about it again?"
My thoughts were a little confused, so I subconsciously lit a cigarette and took a few puffs before saying: "I also want to take a break, but the two things are squeezed together, and Chen Dajiang is in a hurry. It will take two days."
A decision will be made soon.”
An Lan fell silent again. After I almost finished smoking a cigarette, she finally said, "After Chen Dajiang wins all the projects, can you guarantee that you will get your money back?"
"This is for sure. Believe me, the equipment is not important. What is important is the channels in Europe. If we buy the qualifications of the company there, we will also take over the channels... In this way, our warehouse will be overstocked.
Our products won’t have to worry about sales.”
"It's true what you said, then..." An Lan paused and then said, "Just do what you want, I support you."
I smiled and said with a long sigh: "In this case, tomorrow we will do a notarization and transfer the property to your name."
"Why did you do this?"
"I'm afraid that when the time comes..." I paused and then changed my words, "Actually, it's nothing. I just want to have more insurance. I don't want to end up with nothing."
"Didn't you say it was very safe?"
"You have to leave yourself a way out when doing things. Listen to me."
"Even if that happens, I will advance and retreat with you. I'm not afraid."
I smiled, held her in my arms, and said softly: "Don't worry, I won't let you and the children suffer."
This night was quite difficult for me.
Because making this decision is very important, it is related to the livelihood of thousands of people in the company, as well as the operation of the entire clothing city.
If anything goes wrong in this process, I, Chen Feng, will have nothing to do with it!
But I had to do this, and I also thought about giving up, but giving up would mean waiting to be diluted by Haoyang Capital, and eventually become a foreign-funded enterprise.
I will never deal with foreigners. I will build our own national brand, even if it is a joint venture.
This was my original intention in establishing Yalan Clothing, and it was also my original guarantee to Director Liu of China Merchants Bureau.