In the end, An Lan and I decided to use the company as a mortgage, because this was the only way at the moment.
The next morning I went directly to the bank to see Zhang Wenchang and called him in advance to tell him my decision.
After he asked me to prepare the materials, I went directly to his office to find him.
After arriving at his office, he first asked his secretary Xiao Qin to make me a cup of tea, and then came and sat down in front of me.
He took a sip of tea slowly and said, "Director Chen, have you decided so quickly?"
"Well, I need this money."
"Then it seems that Director Chen is bound to win!"
I smiled, and Zhang Wenchang stopped beating around the bush and said directly, "Have you brought all the materials?"
I took out the company's legal person documents from my bag, along with some other information.
Zhang Wenchang flipped through the information and read it carefully. I didn't say a word the whole time, I just looked at him quietly and had no intention of drinking tea.
Two minutes later, Zhang Wenchang collected the materials and said to me: "Well, everything is here. When will you need it, Mr. Chen?"
"It's best to allocate money today and no later than tomorrow evening."
"So urgent?" Zhang Wenchang frowned.
"It's really urgent."
"Then I have to call and ask about the situation, please wait."
I nodded, and Zhang Wenchang took out his cell phone and dialed a number. Then he smiled and walked to the window with his cell phone to make a call.
I waited quietly on the sofa. After a few minutes, Zhang Wenchang sat back.
I don’t remember asking him about the situation. After he sat down and took a sip of tea, he said calmly: “Your three hundred million is indeed a bit much. Our bank’s current capital turnover is quite difficult, but I just communicated with President Liu.
Just give it a try. As long as you have all the materials, it will be no problem to place the payment tomorrow."
I breathed a sigh of relief and confirmed: "Manager Zhang, are you sure there will be no problems tomorrow?"
"No problem, these are President Liu's exact words. President Liu went to Hangzhou on a business trip, otherwise he would come to meet you today."
"Okay, let's sign the contract."
Zhang Wenchang did not hesitate and immediately called Xiao Qin in and asked her to prepare the contract information.
Zhang Wenchang said to me again: "Dr. Chen, don't worry now, drink some tea! This is the Pu'er my uncle brought back from Yunnan. It is absolutely natural and contains no pesticides."
I chuckled, nodded and said, "Okay."
After a brief sip, I nodded and said, "Well, it's really good."
"Not bad! I have two more boxes here. You can go back and drink the one you have."
Zhang Wenchang said, walked to the desk, opened the drawer, took out a box of tea and handed it to me.
I waved my hand and said: "Manager Zhang, I don't need this. I don't like drinking tea very much and I'm not used to it."
"Oh, take it, don't be polite, we will have regular contact from now on."
I understood the meaning behind Zhang Wenchang's words, but I really didn't like drinking tea, so I politely said: "Manager Zhang, I really don't need it. I understand what you mean. I really don't know how to drink tea, and I have stomach problems."
, and I can’t drink tea either.”
"Hey! I won't drink it anymore. Stomach problems need to be treated with Chinese medicine. You have to take your time."
"Hehe, yes."
Zhang Wenchang took back the tea leaves and continued to chat with me casually for a few words until Xiao Qin took the information to the office.
Zhang Wenchang let go of the information and looked at it, then handed it to me and said, "Director Chen, take a look at it first. If there are no problems, we will go directly to the process."
I took the contract information and looked at it carefully. It was a regular bank. Although it was a private bank, Hua Xia Bank was not small.
There is nothing wrong with the information. I even read every punctuation mark carefully. After all, this involves hundreds of millions, so I can’t be careless.
After there was no problem, I nodded to Zhang Wenchang and immediately entered the process.
Zhang Wenchang said that they are all electronic contracts now, but for the sake of insurance, we have one paper contract and one electronic contract. I also agree that we should be cautious with so much money.
The entire signing process took nearly an hour. After all, there was too much money involved. Both of us were very careful about every process and did not dare to make mistakes.
Zhang Wenchang didn't dare to make mistakes. He was just a part-time worker. If something went wrong, he couldn't afford it.
Finally, we have completed all the signing procedures and signed the last contract, which means that our entire mortgage loan process is complete.
Zhang Wenchang and I stood up together and shook hands. Zhang Wenchang smiled and said to me: "Director Chen, the funds are guaranteed to be in your account before five o'clock tomorrow afternoon at the latest."
"Okay, then I'll trouble you, Manager Zhang."
"Oh, no matter how troublesome it is, we are all old friends."
I smiled, Zhang Wenchang looked at his watch and said, "It's time for lunch. Let's have lunch together at our workplace. I don't know if the work lunch in our workplace suits Director Chen's taste."
"I'll eat whatever is trivial, but I still have something to do, so I'll just ask Manager Zhang next time."
"Okay, then go ahead and get busy. If you need anything, call me."
After leaving the bank, I returned to the car and went through all the contracts again. After making sure there were no problems, I sorted and packed them.
I went back home as soon as possible, told An Lan about the matter, and gave all these contracts to her for safekeeping.
I don't feel safe even if I have this thing on me. Only with An Lan can I feel at ease.
After lunch, I went to the company again. After all, I should talk to Gao Sheng about such a big matter.
The little girl at the front desk already knew me. As soon as she saw me, she immediately stood up and asked me: "Hello, Director Chen."
I smiled at her, nodded to her, and then walked over to her and asked, "Is Gao Sheng in the company?"
"Should be there, I didn't see Mr. Gao go out."
"OK."
I called him directly and he told me that he was at the company and would come downstairs to pick me up immediately.
Because I couldn't get up to the ninth floor in this elevator, I had no choice but to ask him to come down and pick me up.
While I was waiting for Gao Sheng here, the little girl at the front desk kept standing, looking very nervous.
I smiled at her and said, "Sit down and leave me alone."
She then sat down with a smile on her face, but she also sat upright. I thought to myself, did I put so much pressure on her?
After waiting for a minute, Gao Sheng came out of the elevator.
"Boss, do you have any plans?" He walked over to me.
"Let's go to your office and talk."
I walked into the elevator with him, and Gao Sheng handed me a card and said, "Boss, this is the access card for the ninth floor of the company. Take it."
I smiled and said, "I won't take this. I'm not working in the company now, so don't give it to me."
"Boss, this company belongs to you, what are you worried about?"
"Follow the rules and treat everyone equally."
Gao Sheng said no more. After arriving at the office, I said to him: "You know what happened on the other side of Dajiang? Yesterday he called me and asked for almost 300 million in funds. The company's side is at most
We could only come up with about 100 million, so An Lan and I made a decision together."
Gao Sheng sat in front of me and listened attentively.
After a pause, I continued: "I asked a bank for a loan, totaling 300 million."
Gao Sheng was surprised: "With so much money, the bank just loaned it out?"
"Of course it's not that easy, it's a mortgage."
Gao Sheng frowned and said, "You mortgaged your house?"
"No," I shook my head and said with a smile, "I mortgaged the company."