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Chapter 860 Civilized Debt Collection

There is a magazine office on the south side of Diagon Alley, and the office of the new magazine "Defense Guide" is here.

At this moment, Remus Lupine, the new editor-in-chief of the "Defense Guide", was checking the recent development plan. He put down the parchment, picked up the black tea and tasted it slowly. His eyes fell on the shop diagonally opposite, which was the "Prophet"

The offices of the Daily News, next to the Whistle Hard Book Company.

Compared with the two famous companies opposite, their newly opened magazine seems very shabby, and many things are still in the preliminary stage.

Opposite Lupine, Sirius was sitting on a chair with his legs crossed, reading the latest issue of the Daily Prophet, not caring about the current poor situation of his magazine.

It has been almost a month since the launch of "Defense Guide". Although the situation is much better than Luping expected, it is still at a loss, and this situation may continue for a long time.

This made Lupine very distressed. He knew that the "Defense Guide" was started by Sirius in order to get a job for himself. The magazine was losing money, which was almost becoming a hurdle that Luping couldn't get over.

Just then, an owl flew in through the reserved window, threw the envelope into the mailbox, flapped its wings and flew away.

"Albert's letter?" Sirius asked without looking up.

"No, it's a letter from Mr. Jordan. I probably want to discuss with you how to ask for money from Mr. Bagman." Lupine opened the mailbox, took out the letter he just received, glanced at the sender, and placed it on Sirius

On the desk in front of you.

"That guy didn't even plan to give up. It seems that he really disgusted Bagman." Sirius smiled and put down the newspaper, not caring at all that Bagman owed him several thousand galleons.

"This month, a total of one hundred and forty-five copies of the "Defense Guide" were sold." Lu Ping took out the parchment from his desk and said to himself, "Among them, fifty copies were given away for free, so

In fact, only ninety-five copies have been sold, and twelve people have ordered it for four months. By the end of this month, I am afraid that less than two hundred copies will be sold."

It's no wonder that Lu Ping smiled helplessly. The price of a "Defense Guide" is as high as 10 sieko, but after deducting the printing fee, discount fee, owl mailing fee and other messy sundry fees, this month is completely operating at a loss, and it is small.

Sirius actually planned to offer him a good salary, but was rejected by Lupine in the end. However, the situation was still not optimistic, because the house they were currently using also needed to pay rent. If they continued to operate at a loss like this, Luping would be very disappointed.

Doubt the Defense Guide can last a year.

"Don't worry, didn't Albert prepare several sales plans for us? I think his idea is quite good. Operating at a loss is only temporary. In his words, we need to build our reputation first."

Sirius put down his legs and comforted: "As long as the sales of the magazine increase, you can make money from the magazine's advertising. And I suspect that Albert did not expect the sales of "Defense Guide" to make him money from the beginning. That guy

He is very smart and will definitely not make a loss-making transaction. He must have another purpose."

"There is another purpose." Lupine couldn't figure out what purpose Albert had. "Does Albert want to sell the magazine to the students at Hogwarts?"

Lupine didn't think the students at Hogwarts had the money to buy it, and ten cents a piece was not cheap.

All he sees now is losing money and wasting a lot of energy. If the "Defense Guide" cannot improve, Sirius may have to lose a lot of galleons.

"You don't have to worry about these things." Sirius threw the finished letter on the table and said to Lupine with a smile, "I want to go out. Our Mr. Jordan is planning a siege on Bagman to collect debts.

, intending to try to get the suppressed principal back from Bagman.”

"Isn't Bagman out of money?" Lupine knew Bagman's situation very well. After the goblins took away all the gold coins to repay debts, this unfortunate guy would find it difficult to find another Galleung in his pocket.

"Ludo Bagman does have no money now, but that doesn't mean he won't have any money in the future, and everyone just wants to get their principal back." Sirius curled his lips, he suspected that this matter had something to do with Ai

About Bert.

Of course, this is just a guess.

When Sirius went to the meeting place, he found that there were quite a few wizards who had been tricked by Ludo Bagman, a total of eleven people came.

Sirius also found Arthur's son in the crowd.

"Okay everyone, let me first talk about our situation and next goals." Mr. Jordan, as the initiator of the debt collection group, took the lead to stand up: "As we all know, Mr. Bagman's Galleons were snatched away by goblins.

, he doesn’t even have a galleon on him, so... we can’t expect Mr. Bagman to return the principal to us now. However, just because he has no money now, does not mean that he will have no money in the future. We can wait five years or even ten years.

Year, we can’t let Mr. Bagman waste our principal anyway.”

"That guy is the Director of the Department of Magical Sports and Sports, and his monthly salary is quite high. Use his salary to pay off debts." someone shouted.

Everyone thinks this is a good idea.

"You're right, we don't expect Mr. Bagman to repay the money in one go, but it would be nice to take some Galleons out of his salary to repay the money." Mr. Jordan was very satisfied with this.

"Would this be too lenient towards him?" a fat witch said angrily.

"Besides, we don't have that much time to stare at him." Percy frowned and reminded, "Five years? Ten years? We can't waste time on Bagman just because of this matter."

"Perhaps, we should report Bagman's actions to the Ministry of Magic." A half-bald wizard suggested.

"This is private gambling and is not protected by the laws of the Ministry of Magic." Percy shook his head. If he could really get money this way, he would have done it long ago. How could he waste time here discussing countermeasures with everyone.

This chapter is not over yet, please click on the next page to continue reading the exciting content! "Also, there is another question, how do you plan to ensure that the bastard is willing to pay back the money?" Sirius, who had remained silent, also raised his own question.

No matter how nice they say it now, it's meaningless if they can't ensure that Bagman pays back the money.

"Of course I thought of this, we can use this thing!" Mr. Jordan took out a piece of parchment from his robe pocket that was already full of writing.

"The magic contract." He excitedly introduced to everyone, "Within ten years, as long as Bagman pays back the money as agreed, the magic contract will be automatically terminated and we will let him go."

"This is impossible!" the fat woman screamed. "Bagman defrauded little Agatha Timms of half of the shares of Eel Farm. How could he have no money? If not, we will use violence to directly steal from him.

All valuables were taken there as compensation."

"It's illegal to do that," Mr. Jordan reminded.

"Isn't that thing in your hand illegal?" Sirius couldn't help laughing.

"This is a settlement agreement." Mr. Jordan explained with a shrug, not knowing how thick-skinned he was to be able to say such a thing confidently.

"Everyone, I must remind you that Bagman owes us money, but he can't repay it and he doesn't want to repay it. So what we should do now is to stop the loss in time instead of not getting anything at all."

"What if Bagman defaults on his debt and runs away?" someone continued to ask.

"If Bagman really dares to default on his debt, then he will probably become the most unlucky wizard in the world." Mr. Jordan revealed a malicious smile: "Moreover, as long as we sign the settlement agreement, we can pass this agreement.

We have a contract to locate Mr. Bagman’s specific location at any time. If Mr. Bagman dares to run away, we will sell his location to the goblin who can’t find him, and we can also earn some galleons from the goblin to make up for it.

Everyone’s loss, and as the price for defaulting on the debt, Mr. Bagman will always be entangled with goblins. At least for ten years, he will never be able to get rid of those goblins’ debt collection.”

"Very good, I have no objection. I'll just go with your plan. That bastard must pay the price for what he did."

Having said that, Bagman really owed a lot of people Galleons.

Seventeen people were included in the settlement agreement, but some were owed a limited number of galleons.

The first place is the fat woman, the second is Black, and the third is Jordan. When the zeros and zeros are added up, the principal amount is about 3,000 galleons.

If you include the Galleons won from the bet, it would probably have to be multiplied several times.

"I have a question. According to your magic contract, you can only get back 2,400 galleons at most within ten years. What should you do with the rest?" the fat woman asked Mr. Jordan.

"Those of us who are owed the most can take less," Mr. Jordan said without hesitation, "or deduct it in proportion."

"I have no opinion."

"No comment."

The fat woman seemed to want to say something else, but was interrupted by Mr. Jordan, "First get the galleons from Mr. Bagman."

Sirius couldn't help curling his lips, looking down on the stupid woman in front of him. This group of people planned to use their numerical advantage to force Bagman to compromise and sign the contract.

In fact, many wizards who were owed money and deceived by Bagman gathered here not all to ask for money from Bagman. They all knew about that guy's situation, and they also knew that even if they found Bagman, they would not be able to get back the galleons, but

Bagman teased them with fake Galleons and duplicate Galleons, especially Bagman's attitude towards everyone was very bad because he didn't pay back the money.

This undoubtedly made everyone very angry, and they planned to make the bastard who didn't pay back the money suffer some pain.

"Okay, I'll take you to find Bagman. That guy didn't dare go home at all to avoid the harassment of goblins. He hid directly. Come with me!"

Mr. Jordan apparated with everyone.

In a remote village on the coast of England, Bagman was dragging his tired body towards the house on the beach. It was a Muggle villa. Most of the time, no one lived in it. It was very suitable for temporary hiding to avoid those nasty goblins.

Harassment.

Bagman regretted that he provoked the group of goblins. In order to get money from him, they followed him all day long, causing Bagman to suffer from a nervous breakdown.

However, I finally got rid of them successfully.

When Bagman walked into the hall of the villa and tried to turn on the light switch, he was stunned because he found that the light suddenly turned on and a group of "familiar people" were sitting in the hall.

"You, how do you..." Bagman tried to turn around and escape from here.

"Don't get excited, Mr. Bagman, we are just here to discuss with you how to pay back the money you owe everyone." Mr. Jordan appeared from behind, handed over Bagman's wand, and put his hand on his shoulder to prevent him from doing so.

Apparated and escaped.

"I really have no money." The smile on Bagman's face was uglier than crying.

"We know you have no money."

Mr. Jordan nodded to express his understanding. When Bagman breathed a sigh of relief, he continued: "So, we just want to get back our principal. You know, we can give up the money we won from gambling, but you

Our principal cannot be taken away together."

"but I……"

"Perhaps, we should teach him a lesson." The fat woman gritted her teeth and waved her wand repeatedly, as if she was preparing to let the other party have a taste of the Cruciatus Curse.

"I really have no money, not even a galleone."

"Okay, we know you don't have money now, but you will definitely have money in the future. After all, you are the Director of the Department of Magical Sports and Sports. You have a lot of salary every month. You can just spend twenty galleons to pay off the debt." Mr. Jordan

Putting the parchment in front of Bagman with a smile, "We will give you ten years. It will definitely be easy for you to pay off this debt. In ten years, you will need to pay about 2,400 galleons, without interest, and the remaining galleons will be paid."

Long, we won’t ask you for it anymore, how about that?”

"All right."

Bagman knew he had no choice. He quickly glanced at the contents on the parchment and found that all the guys he had cheated were here. No wonder those guys didn't write to him anymore to ask for money. They had already gathered to prepare a plan.

I got up to collect debt from him.

After Bagman signed his name, Mr. Jordan took the parchment with a smile and handed it to the fat woman, "It's up to you to keep this. It's best to put it in the vault."

"I will."

"By the way, Mr. Bagman, I forgot to remind you just now. There is a magic spell on this contract. If you can't repay the 2,400 Galleons in ten years, I don't think you want to know the consequences." Mr. Jordan smiled.

He reminded, "I really don't know what will happen to a person who is too unlucky. Maybe he will choke to death when drinking water one day."

"I know." Bagman said dryly.

"Then we won't disturb you. Goodbye Mr. Bagman." Mr. Jordan returned the wand to Bagman, walked towards the outside of the villa, and apparated away.

"Damn, what a bunch of nasty guys, it seems like it's not safe here anymore." Bagman muttered in a low voice, and without hesitation, he immediately turned around to this hellish place.

As for the magic contract, Bagman doesn't care.

"Ten years of hell." He would not use ten years to pay off the debt. The guy who could come up with this idea is definitely a devil, an out-and-out devil.

"No, we have to think of another way." Bagman muttered softly.


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