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Chapter 1170 Making money is easy

The Wu family is a group of warlords who adhere to the name of the family. The small warlords follow the big warlords for the sake of justice? For food!

The small warlords follow the big warlords, and the big warlords follow the super warlords. Everyone goes out to kill people, just to eat more.

Now the super-large warlord is saying, I will give the small warlord an extra share of hardcore crops, and I will solve the problem of food for the family.

Do the small warlords care what the big warlords think? They only hate that the super warlords came back too late and they lost two years of hard-core crops.

Nizi Shengjiu thought clearly about the logic and knew that Yiyin's method would definitely succeed. In recent years, the important ministers of Sibo had been drained from the bottom of the cauldron.

The only loophole in this matter is whether the Shiba Zhong Fund can really send out enough money to buy off the Ji warriors in the entire recent Shiba territory.

Yiyin saw Nizi Shengjiu's respectful attitude but hesitated to speak, so he smiled in understanding.

Katsuhisa Niko has reservations about the Shibachu Fund's earnings because she still doesn't know the potential of the Hokurikudo trade route.

Lending out Tucang's copper coins at low interest rates was actually the same approach as Yiyin's previous interest rate cut. He was just copying a cat and using it for a purpose.

The Tokaido trade route was cut off due to the war, the Nakasendo mountain road was rugged and the trade route was not smooth, and the Hokuriku trade route now has a near-monopoly market position.

As long as the Hokkaido trade route can be kept unimpeded, there is only one thing that can limit the rapid expansion of the Shibachu Fund, and that is the amount of capital.

Modern countries cut interest rates and extend large amounts of low-interest loans to stimulate economic development.

Yiyin lent out the copper coins deposited in the soil warehouse at low interest rates, turning dead money into living money and injecting vitality into the Spozhong Fund. This is similar to the interest rate reduction policy of modern countries.

Shibachu Fund can take advantage of the explosive period of the Hokurikudo trade route and become a flying pig in the spotlight.

Part of the copper coins earned were sent to the Sibo Retainers Group as welfare, and the other part was deposited in the Loyalty Fund, and continued to compound interest, and money begets money.

Before the development of the Hokurikudo trade route enters a stable and mature stage, the Shiba Chuan Fund will only grow bigger and bigger, enough to support the loyalty of the Shiba Territory in recent years, and even the entire Shiba retainers group to the Yoshiin Bank in the future.

Nizi Katsuhisa doesn't understand how much of a cash cow the Shibachu Foundation has become, but Yi Bank needs her to understand it in order to match its own economic policies.

Yi Gin nodded at Ishida Mitsunari and said.

"This is Ishida Mitsunari, the head of Shibachu Fund."

Ishida Mitsunari bowed respectfully to Nizi Katsuhisa, and Nizi Katsuhisa returned the favor.

Yiyin continued.

"Ishida-hime, show Nizi-hime the first version of the Shibachu Foundation's trial plan."

Ishida Mitsunari handed over a document with both hands. Nizi Katsuhisa bowed slightly, took it with both hands, and read it with a glance.

The master was waiting on the throne, and Nizi Shengjiu didn't have time to think about it carefully, so she took a quick look at it. But even so, she was shocked by the huge amount of money spent on the welfare of retainers.

After Nizi Shengjiu finished reading, he looked up at Ishida Mitsunari and said hesitantly.

"Master Ishida, isn't the annuity part written here a bit too large? Can the income of the Zhong Fund support such a large expenditure?

According to your plan, the first batch of annuities at the end of this year will need to give each Ji warrior two stones of brown rice to guarantee the loyalty fund? Is this a bit too hasty? "

Nizi Katsuhisa was completely dumbfounded by the Shibachu Fund trial plan in front of him.

According to Ishida Mitsunari's plan, the Tadashi Foundation will distribute annuities twice in the middle and at the end of each year, tentatively determined to be two kilos of brown rice each time.

What is this concept?

The samurai family mobilized 250 soldiers with a territory of 10,000 koku to form a reserve team. Each reserve team had about 200 ashigaru people, and the Hime warriors had 30 to 50 people.

Warrior Ji is the backbone of the Wu family's territory. They manage the territory in peacetime and go into battle to kill people in wartime.

According to a rough calculation, there are fifty Ji warriors who serve as officials in the territory of ten thousand koku. In recent times, the number of retainers in the territory of two hundred thousand koku has exceeded one thousand Ji.

Of course, the specific situation must be more. The actual number of small warriors with knowledge, local servants in each village, and grassroots warriors who only have positions and salaries but no land is only a lot more.

But even if there are only a thousand Ji warriors, the annual annuity is two thousand koku of brown rice, and two times a year is four thousand koku of brown rice.

Even though the quantity is not huge, it is a hardcore crop that guarantees a good harvest despite droughts and floods. It cannot be reduced due to poor harvests in disaster years and wars and man-made disasters.

Once the annuity is given, it must be a source of living water that can never be cut off, otherwise it will cause turmoil in people's hearts.

If there is disharmony, the kindness of the master will not be exchanged for loyalty, but will lead to resentment of suspension of wages, which is not worth the gain.

With a territory of 200,000 shi, four princes and six citizens, the annual land income is only 60,000 shi. Based on the consumption of the Wu family in preparing for war all year round, not even 1 in 10 can be saved, which means that there is no reserve of 6,000 shi every year.

In other words, in the past few years, the Sibo collar has been squeezed through the teeth every year, and it cannot squeeze out six thousand shi, and even three thousand shi of brown rice cannot be saved.

Ishida Mitsunari waved his hand and distributed grain to every household, no less than four thousand koku per year. Did this grain fall from the sky? How could it be so easy?

Nizi Katsuhisa's doubts were not to cause trouble, but out of the instinct of an internal affairs official. She felt that the amount of the annuity was unreliable.

But Ishida Mitsunari's next words made her even more stunned and speechless.

Ishida Mitsunari bowed slightly to Yoshigan, who was sitting next to him, and then said to Nizi Katsuhisa.

"Sir, the amount of the four-stone annuity per person per year should be considered after the Sibo Zhong Fund was just established and compromised and streamlined.

According to the lord's request, every warrior Ji who serves the Shiba family must ensure that the family behind him has food to eat.

The food that a Ji warrior eats in a year is about two dan, and each household is given four stones, which is based on the rations of two Ji warriors.

Two stones are given to Samurai Ji herself, and the other two stones are given to her husband and children. The husband and children have small appetites and cannot eat as much as Samurai Ji. They are calculated as one stone per person.

Therefore, this four-stone annuity of grain can only guarantee the consumption of a family of three.

According to the Lord's wishes, after the Sibo Zhong Fund is on the right track, each household must be guaranteed an annuity of six dan, which is the food ration for one husband, one wife, and three children."

Nizi Shengjiu was speechless and looked at his master. Yiyin nodded silently and admitted that this was his own idea.

Understanding that this was the master's request, Nizi Katsuhisa looked at Ishida Mitsunari with a little sympathy, but this request was too much.

The annuities from the Shiba Zhong Fund are not just sent to the nearest Shiba collars. According to the plan, sooner or later, this is a welfare system that will cover the entire Shibo retainers group.

The six-stone standard of brown rice set by Yiyin is too high and is actually unnecessary.

The Ji warriors themselves have a job, salary or knowledge to earn a living, and there may be more than one Ji warrior in a family.

Mother and daughter soldiers go into battle. The Wu family does not raise idle people. In battles, they always recruit relatives and friends to kill people together.

Yiyin is a single-household algorithm. In actual life, small households do not exist in agricultural societies.

Wouldn't this kind of small family with only one woman as the head of the family be bullied to death by a large family with many women? Having many daughters and being blessed is the norm in rural villages.

Yiyin looked at Nizi Sheng puzzled for a long time and smiled slightly.

Of course he knew that issuing annuities at this amount would result in a large overflow of rations, but this was the effect he wanted.

When the martial arts under his command wanted sixty points, Yiyin directly increased the reward to one hundred and twenty points. Surprises that far exceeded expectations were the guarantee of loyalty, and it was also what Yiyin urgently needed now.

Food is hard currency. If you can't finish it, you can exchange it for copper coins, salt, cloth, firewood and other daily necessities.

What Yiyin has to do is to improve the quality of life of Shiba's retainers and widen the gap with other samurai families. The greater the gap, the stronger the cohesion of the Shiba retainers group.

Just like Yiyin's previous life, only poor countries have always tried their best to immigrate to rich countries. How can rich countries envy poor countries?

Everyone longs for a better life, and shouting slogans is one thing, but who really wants to live a life of hunger and poverty?

Material is the foundation and development is the last word.

The development of the Hokuriku Dou Trading Road in the past two years has exceeded Yoshihiro's imagination. It can be said that the right time, place and people are right.

The close alliance between Yoshihiro Shiba and Terutora Uesugi, the Hokurikudo countries' desire to benefit from trade routes after years of war, the commercial expansion of Sakai Port Takada Harano, and the turbulent changes in Tokaido.

This series of factors eventually fermented the Hokuriku Road trade interest group, where everyone worked together to make money without getting in trouble or causing trouble.

Even the tense situation between the Miyoshi family and the Sangluo Allied Forces did not hinder the operation of the Hokuriku Road trade route, which shows how many beneficiaries are silently maintaining this trade route.

Yi Bank is not worried that the Shibachu Fund will not make money. Ishida Mitsunari has been in charge of Naoetsu's Hokuriku Dou trade route affairs for two years and has a complete picture of the operation of the entire trade route.

With him presiding over the Shiba Tadashi Fund, and Takada Yono working behind the scenes, all the companies along the trade route will definitely give face to Shiba Yiyin, the founder and maintainer of the trade route.

With so many favorable conditions combined, Bank of America could not imagine the possibility of Spozhong Fund losing money.

Unless Oda Nobunaga suddenly gets mad and goes to attack the Asakura family in Echizen Province, who has the ability to interrupt the operation of the Hokuriku Road trade route?

Without the strength of more than two million koku, it is impossible to move the monolithic Hokuriku Road trading interest group.

As long as the trade routes are operating safely, this is a gold mine open to mining. At least until the logistics development in Kanto and Kansai is saturated, the income of Spozhong Fund is like a snowball, which will get bigger and bigger.

What Yiyin is really worried about is how to spend the large profits earned as soon as possible and use the money wisely.

If the copper coins are earned but not spent, they are just a pile of rocks. Yi Yin is not a miser. After ensuring the funds for the operation of the Shiba Zhong Fund, he will spend all the money on the heads of Shiba's retainers.

Lack of genealogy, as a man, Yiyin can do nothing but sell ruthless meat, that is, wear the skin of a tiger who is a direct descendant of the Genji family in Kawachi to scare people.

But these bargaining chips were very weak. Every time he sent troops to fight, he always begged his grandfather to sue his grandmother, and tried to build connections everywhere to seek support. He only had to kneel down to those bastard Wu family to ask for sponsorship.

The territory owned by the Shiba family itself is divided into the Konka Shiba Territory, the Owari Shiba Territory, and the Kanto Shiba Territory. They are geographically alienated and the people are alienated.

Before the plan to seize the magpie's nest succeeds, and before the territory is knitted together by blood heirs, Yiyin must control the territory through other means.

Rely on certain tools to turn Shiba's retainers from all over the country into a united group of Shiba warriors who follow him wholeheartedly.

And this tool he found was the Spozhong Fund.

Yoshigan glanced at Ishida Mitsunari and nodded slightly. Ishida Mitsunari understood the idea and said to Nizi Katsuhisa.

"Niko-sama, there is no need to worry about the profitability of the Shiba Chu Fund. As long as the Hokuriku Road trade route continues, the income of the Shiba Chu Fund will be enough to cover the annuity payment of the entire Shiba family.

In the first year of the Hokuriku Road trade route, the supplies transported from Sakai Port to Kanto were worth approximately 300,000 guen. In the second year, the value of supplies increased to 1 million guan.

Recently, several goods have arrived at Naoejin, and the selling price has at least doubled. And the materials transported to the ten countries of Kanto and Ou through Naoejin will double again.

This price is still the wholesale price controlled by Naojiang Jinguan. The actual market price fluctuates even more, ranging from high to low.

I have been the head of the Shiba family at the Naoe Jin Customs Office for two years, and I know very well which goods are of higher value and easier to transport.

The Shibachu Fund, chaired by me, will select the most profitable products. And with the cooperation of Mr. Takada Haruno, we will ensure that a sufficient share of the products is provided.

As long as the funds in Tokura are in place, I am confident that I can earn more than five times the profit from the Shibachu Fund goods shipped from Sakai Port to Naoetsu, and the annual interest on the loan itself is only 30%.

Moreover, before I returned to Koji, the Tokaido trade route was almost cut off.

Not only goods from Kansai have begun to use the Hokuriku Road trade route, but merchants from Kanto have also taken the initiative to deploy in Naoetsu, hoping to ship goods from Hokuriku to Japan.

Before the turmoil on the Tokaido subsided, the Hokuriku Road trade route had irreplaceable value for caravans traveling between Kanto and Kansai.

As the initiator of the Hokuriku Trade Road, no one can stop the Shiba family from making money on the Hokuriku Trade Road.

Anyone who dares to interfere with the interests of the Shiba family will be told to get out of the Hokuriku Road trade route!"

Nizi Shengjiu was speechless after hearing this.

In the past two years, Takada Haruno has been in charge of Sakai Port affairs and has been secretive about the profits of the trade routes. Nizi Katsuhisa really had no idea that the Hokuriku Road trade route was developing so well and making so much money.

As soon as the master came back, Takada Haruno sold the goods to the master with a sullen face. On the other hand, Nizi Katsuhisa was confused and did not know the inside story of the trade route, which was why he suffered a minor embarrassment today.

Ishida Mitsunari made it so clear, what else could Nizi Katsuhisa say?

First, the cargo throughput of the Hokuriku Road Trade Road will become larger and larger in the future. One million guan is just the beginning. There will be more opportunities to make money in the future.

Second, Yono Takada is the person in charge of Sakai Port, and Mitsunari Ishida used to be in charge of the Naoejin Customs Office. They know best what kind of goods to transport to make money, and their share will definitely be given to Shibachu Fund first.

Third, all forces must give face to the Sibo family. The pioneer and defender of the trade route is Sibo Yiyin. What happened to the Sibo family making some money? Who dares to be dissatisfied? Who dares to murmur? Just get out!

If this is compared to a football match, Spozhong Fund is no longer a referee who is biased and blows a black whistle. This is the Football Association playing football on their own. How can they lose? Who dares to win?

I am so partial to this, let alone letting Ishida Mitsunari, a veteran who has been in charge of Naoe Jinguan Office for two years, to manage the Shibachu Fund.

Even if you put a dog in the position of the person in charge, you will not lose money. You must make a fortune, a big fortune.


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