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Chapter 657 Yang Nai wants to borrow money

 Takada Yono shook his head and said.

“You have to work hard to do it.

His Highness is planning the Kanto Strategy in Echigo, which will be launched next year and requires a large amount of material support.

I have offended all the leaders of the Sibo family in recent times. If I cannot improve my own value, how can I gain a foothold in the Sibo family in the future?"

Imai Sojiu smiled bitterly, you also know that you have offended everyone?

Takada Haruno was a good businessman and refused to lie down and win, so he insisted on fighting for a chance to marry into Shiba's family.

Now Shiba Yiyin has accepted the imperial sword, and everyone knows that he is the husband of the general and the current imperial office.

These important ministers in Shiba's family are still fighting over each other, fighting over each other! Are you sick? He is the man of Ashikaga Shogun, so don't worry!

Imai Munehisa screamed and wailed countless times in the darkroom, but in front of Takada Harano, he looked like a shrewd and capable right-hand man.

It was easier to get on the boat than to get off. She couldn't get off the boat on Takada Harano, so she had to follow him all the way to the dark, and he didn't even dare to show his depression to her.

Takada Yono shook his head and said.

"Do you think we are safe? I am trying to survive.

The internal strife in the Miyoshi family is getting more and more intense, and sooner or later it will affect Sakai Port. When it comes time to turn against each other, will the shogunate stand up for you and me?"

Imai Munehisa was speechless.

She doesn't know much about politics, but if she can get to the level of a big businessman, she won't be a fool.

The harmony between the Miyoshi family and the shogunate was the cornerstone of the Shiba Shinsengumi's success in Sakai Port.

Once the situation deteriorates to the point of turning against each other, will Ashikaga Yoshiteru send troops to attack the Miyoshi family for the sake of a few Shinsengumi lives?

No, she will only sit on the mountain and watch the fight between tigers and laugh at the internal chaos of the Sanhao family. She will never send troops to force each other to make it possible for the Sanhao factions to unite to fight against foreign enemies.

Imai Munehisa might be confused, but Takada Yono was watching carefully at Sakai Port. Miyoshi Nagakei was seriously ill and could no longer suppress the two opposing factions. Sooner or later, Miyoshi Yoshitsugu and Miyoshi's trio would be at odds with each other.

There are only three or two kittens like the Shiba Shinsengumi. How can they afford to protect themselves in this storm sweeping both sides of the East Seto Inland Sea.

She is unwilling to give up the Sakai Port foundation that she has worked so hard to build. Shiba Yiyin's Kanto strategy also needs the support of a steady stream of Sakai Port goods.

Therefore, she had to find a way to sustain it, and she had to ensure that 70% of the goods from Sakai Port that went to Kanto were circulated through the Hokuriku Road trade route. This was difficult, but she had to do it.

Takada Yono said.

"If you let the news out, I will subsidize one point of interest out of my own pocket for merchants who are willing to use the Hokuriku Road trade route next spring."

Imai Munehisa opened his eyes wide and said in disbelief.

"Master Takada, if you offer such subsidies, I am indeed confident that I can get 70% of the goods through the Kanto channel.

But where do we have so much money? When the merchants find out that we broke our promise, our reputation will be damaged, and the gain will outweigh the loss."

Sakai Port is a weather vane for goods traveling through Kanto, and merchants along the way will follow the flow and take the safest logistics channel.

But the goods from Kansai to Kanto are worth millions of guan a year. Not counting the added value from Kanto, which can be millions of guan, at Sakai Port, one cent of Takada Yono's interest discount is thousands of guan.

Imai Munehisa is a big businessman with capital, and Takada Yono also made a lot of money on the Hokurikudo trading route last year.

However, it also depends on who you compare with.

Compared with the income of ordinary merchants in Sakai Port, the Shiba family earns more than 100,000 yuan a year, making them truly super businessmen.

But the money goes quickly.

Part of it is to buy goods and ship them to Shiba Yiyin in Echigo to win people's hearts and accumulate military supplies.

Part of it should be used to subsidize the nearby Sibo Territory and give it to the cash-strapped Nizi Shengjiu to maintain the daily operation of the territory.

War is the most expensive business. How many military rations, swords, guns, bows, arrows, iron cannons, and armor can be bought with this little money?

Moreover, Sakai Port's own operation also requires reserves, payment for purchasing supplies, and social expenses for up and down management. More than 100,000 guan may seem like a lot, but in fact it can only be barely maintained.

Now Takada Yono has to use a sum of money to subsidize goods, compete with Tokaido for supply, and lure merchants to use the Hokuriku Road.

As this situation develops, big businessmen related to the Tokaido route may not buy it. Cutting off people's wealth is like killing their parents, and finally starting a business war. Last year's surplus may not be enough.

Faced with Imai Munehisa's worry, Takada Yono smiled happily.

The biggest difference between her and Imai Munehisa is that she is not a businessman, she is a samurai. Although she is a fake samurai promoted by Shiba Yoshigan, she can view the nature of the samurai more objectively.

Does the Wu family need money? Yes.

So what do you need money for? To buy all the supplies needed for war.

If enough supplies can be provided, money is just a number, and the Wu family does not care about money itself.

Imai Munehisa was calculating the gains and losses in terms of money, while Takada Yono's actions were all for one goal from the moment he entered Sakai Port.

It is her duty to control as many supply channels as possible and provide the Sibo family with enough combat supplies.

Can money help her rise to the top? Can she be sent to Shiba Yiyin's room and into Shiba Yiyin's bed?

Money can't do it, but endless combat supplies can!

Takada Yono did not directly answer Imai Munehisa's concerns, but asked her instead.

"If I want to borrow money, do you have any contacts I can contact?"

Imai Munehisa was stunned for a moment, thinking he understood what Takada Harano meant, and said.

"As you know, my lord, I am involved in the business of transferring money. Although I live across the street from those who lend money, I always have some friendships.

But I still think it doesn’t have to be this way, and fishing in dry waters is not a long-term solution.”

The most profitable business in Imai Munehisa's hands is imported money and iron cannons. Finance and arms have been huge profits since ancient times.

Finance in this era was still very simple, nothing more than currency swaps and high-interest loans.

Imai Munehisa doesn't do loan sharking, she focuses on the interest rate difference generated by exchanging the incoming money. But in business, people who borrow money always know some of them.

Kyoto has been a commercial center since ancient times. Sakai Port and Kyoto are connected by the Yodogawa waterway. The loan business of the two commercial centers is extremely developed and has a history of more than 200 years.

Lending is also called Tucang, which means the warehouse of earth storage. Lenders absorb a large amount of excess funds in the market, and then lend money to the Wu family for war and business turnover.

Their interest rates are extremely high. Even though the Hokuriku Dou Trading Route is making huge profits every day, Imai Munehisa still doesn't want Takada Yono to rely on loans to make ends meet.

she said.

"Master Takada, the monthly interest rate for loans on the market is five cents. If you use the borrowed money to maintain operations, most of your income will be used to repay the loan.

It is not a long-term solution to live without money. There is no need for us to borrow money. Those who borrow money will make a lot of money in vain. Please think twice.

And the money we borrowed must be repaid."

The monthly interest is five cents, and the interest is compounded. If you borrow one thousand copper coins in one year, you will have to pay back one thousand eighty cents. The Hokuriku Road trade route is an endless gold mine, and there is no reason for the lenders to make a big profit.

She was even more afraid that Takada Haruno had evil thoughts and was thinking about borrowing money and not repaying it, or simply defaulting on the loan. Behind these loans, there was a background that even the Shiba family could not afford to offend.

Imai Sohisa was really afraid that Takada Haruno had a hot head, and ended up losing his head along with her.


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