Chapter 580 Manager Ma, don’t say I don’t take care of you (320.01 million)
Asking for monthly ticket
Cao Shujie didn't know that his daughter Mengmeng complained about him. He was driving to town at the moment.
The three-day long vacation ended soon.
In the past three days, the sales at Jiajiayue Supermarket have been really good.
On the 1st, 5 truckloads of goods were sent, and on the 2nd, another 5 truckloads of goods were sent. Who knew that it hadn’t stopped yet, and yesterday another 6 truckloads of goods were sent.
As a result, during the entire short holiday period, 16 vehicles were delivered to Jiajiayue Supermarket, with a market sales value of more than 5 million.
Fortunately, the shipment volume of the 40 new supermarkets is much less than that of the 10 supermarkets in the first wave. In addition, more than half of these 40 new supermarkets are located in various districts and counties, and their spending power is lower compared to the city.
Far less than that, and after the May Day holiday, the sales in the future should drop a lot.
But this normal sales trend still makes Cao Shujie dare not relax. When he went to town today, in addition to going to the factory to arrange new tasks, he also went to the administrative building in town to find Liu Furong and Luo Ningyou and ask them about the industry.
How is the park application going?
If the Qingshi Town Industrial Park application really fails, he will first buy land to build a new factory.
In terms of the current market demand, Cao Shujie really has no way to guarantee that the current production capacity of this factory can meet the continued growth of market sales.
Even he himself didn't expect that the marketing sales would be so outrageous.
This sales growth trend gave Cao Shujie the illusion that his product had filled a gap in the market.
Because of this, more people are attracted to buy their products.
When he arrived at the factory, Cao Shujie first walked around the workshop. He found that the production workers in the workshop were in good spirits.
When they saw him coming, everyone greeted Cao Shujie with a smile on their faces and called him "boss" affectionately.
Everyone in the factory has heard from the heads of their respective departments and the manager that after the factory achieves the sales target of 300 million, bonuses will be paid at the end of the year.
They did not think that Cao Shujie would deceive them on this matter, and because of this, they worked even harder.
Cao Shujie came out of the workshop and returned to his office. As soon as he sat down, he saw a document waiting to be reviewed on his desk.
The document was sent by the purchasing manager Xiang Zhengyan, which stated the category and quantity of the purchase.
At the same time, the estimated prices of each category and the purchasing budget are also stated below.
Purchase quantities are all in tons.
This made Cao Shujie feel the urgency of having no money.
I also realized that the money I earned was not enough to be consumed quickly in the factory.
Before the factory was put into normal operation, Cao Shujie felt that the tens of millions in his hand were already a lot, enough to live freely in Qingshi Town.
But after the factory was put into operation, Cao Shujie realized that the money was too thin.
As Xiang Zhengyan mentioned in the document, he needs to buy another 2,000 tons of apples to maintain safety stock, which will cost more than 10 million.
You can also buy strawberries, kiwis, figs, peaches, plums, apricots, green plums, etc.
Moreover, Xiang Zhengyan specifically noted in the document that the purchased strawberries were grown in greenhouses, with large production volumes and relatively cheap prices.
However, kiwi fruit and figs will not be on the market until after August, and the other items are arranged in separate places, which is more convenient for purchasing.
After Cao Shujie made notes below, he agreed to the purchase application.
As a result, the bank's loan must be implemented as soon as possible.
He still has more than 20 million in his own funds, but he cannot bear to spend like this until the funds for large-scale shipments such as Jiajiayue Supermarket are paid back.
He originally thought of going to Liu Furong and the others first, but at this moment Cao Shujie realized that he should go to the bank first.
Let Song Baoming drive him to the entrance of the Qingshi Town Branch of Yiling Rural Commercial Bank on the street in front. Cao Shujie saw Li Qiuju leading the bank staff to dance at the door, and Ma Changrong was also following him inside.
He signaled Song Baoming to stop the car and did not go over to disturb him.
After they finished dancing, Li Qiuju and Ma Changrong came over on their own initiative.
"Boss Cao, what brought you here again?" Li Qiuju asked with a smile on her face.
Cao Shujie got out of the car and looked at Li Qiuju and Ma Changrong: "Manager Li, Manager Ma, I didn't disturb you, did I?"
"What are you talking about, Boss Cao?" Li Qiuju waved her hand.
Ma Changrong knew that Cao Shujie was most likely here to see him today, so he took the initiative to take Cao Shujie to his office.
"Boss Cao is asking about the loan?"
Cao Shujie didn't talk too much. He had a lot of things to do today: "Manager Ma still knows what I'm thinking. How is the loan going? Can it be done?"
For Xuemeng Food Factory, this money is now an emergency fund and must be available.
"Boss Cao, I have already submitted the report, but I have just returned from vacation today, so we have to give us some time." Ma Changrong explained patiently, fearing that Cao Shujie would misunderstand and abandon them, so he turned around and went to the Agricultural Bank of China next door.
"Manager Ma, don't say that I don't take care of your bank's business. I am currently shipping millions of goods a day, and the shipment volume will only be greater in the future. Over there, Jiajiayue Supermarket will temporarily add 40 supermarkets during the holiday.
The daily consumption of goods distribution reaches more than 1 million, and the online sales of my Xuemeng Fruit Store are more than 4,000 orders per day. This part of the cash repayment does not put any financial pressure..."
"That is to say, I have put the upfront funds on the goods now, and the working capital on hand is limited. Otherwise, I will definitely not come to your bank to borrow loans one after another."
This is applying pressure.
Although the relationship between the two parties is very good, it does not mean that Cao Shujie must stick to Yiling Rural Commercial Bank.
Business is not a child's play, and this is not a place for emotions.
Ma Changrong also understood this, but he really didn't know the sales data of Jiajiayue Supermarket that Cao Shujie just mentioned.
After Cao Shujie finished speaking, Ma Changrong asked some more specific details.
Cao Shujie simply asked Ma Changrong to watch the video he had taken at his home Jiayue supermarket and sent to the company's management.
After reading it, Ma Changrong was a little confused.
"So many people are robbing?" Ma Changrong felt incredible.
This is a snack, not a precious product that nourishes the body, nor is it a daily necessity.
Do those people have too much money to spend?
Ma Changrong thought in his heart but did not say it out loud.
Cao Shujie told him that during the three days of the May Day holiday, 16 cars were shipped to Jiajiayue Supermarket, each worth more than 320,000 yuan.
"Manager Ma, forget it, my 16 trucks are worth more than 5 million yuan, and I sell more than 1 million yuan every day."
"Besides, our factory will soon build the second phase. When the second phase is built, our shipment volume will be greater. Then it will no longer be a matter of money." Cao Shujie said a lot, and he had data.
He is not simply talking about ideals and painting a pie.
He also told Ma Changrong that before he came to the bank, he originally wanted to go to the town government to inquire about the progress of the Qingshi Town Industrial Park, but considering the importance of money, he came here instead.
"Is our town going to build an industrial park?" Ma Changrong was shocked when he heard this important information.
There was no talk about this matter before.
Cao Shujie didn't hide it from him either. This kind of thing didn't belong to the confidentiality level at all.
"Secretary Liu and Mayor Luo of the town have already applied. Once the application is successful, an industrial park will be built with Xuemeng Food Factory Phase II as the main body and other supporting factories as supplements."
Cao Shujie really dared to say it, but the problem was that Ma Changrong believed what he said.
He felt that Cao Shujie would definitely not fool him on this matter, and this also meant that their bank needed to increase the latest appraisal value of Xuemeng Food Factory.
"Boss Cao, if this is the case, a loan of 20 million won't be enough, right?" Ma Changrong said this time.
Cao Shujie looked at him with a smile: "Manager Ma is right. The second phase project planned by Secretary Liu and Mayor Luo and I covers an area of 5,000 acres. I plan to build a very large factory area. The cost will be hundreds of millions by then."
as a unit.”
This clearly told Ma Changrong that the funds he needed were massive.
Ma Changrong's eyes suddenly lit up. He stood up and walked back and forth a few times, and then gritted his teeth and told Cao Shujie: "Boss Cao, do you think this is okay? I'll apply for the leaders of the head office to come and visit Xuemeng Food Factory. When the time comes,
What’s the problem and what problem can we solve?”
"Okay, the faster the better."
Cao Shujie also stood up and said to Ma Changrong: "I am going to go to Secretary Liu now to ask about the progress of their application for the industrial park. As long as it is approved, I will start construction immediately."
"There's no time!" Cao Shujie thought about the fact that Jiajiayue Supermarket was selling more and more products in supermarkets in the later period, and he was still developing other customers in the market, which made it clear that the current production volume would never keep up with sales.
.
He must make adjustments.
It is urgent to launch the second phase of the project.
Cao Shujie took the car and left again. When he got on the car, he told Song Baoming to go to the Qingshi Town Administrative Office Building.
Ma Changrong stood at the door of the bank, watching Cao Shujie's retreating figure. He realized that he was still treading water, and his savings had even shrunk because of his purchase of Bitcoin, and he had really lost his fortune.
Fly away at the speed of a rocket.
If one thing goes wrong, the Qingshi Town Branch of Yiling Rural Commercial Bank will lose this important customer, which Ma Changrong does not allow.
Moreover, Qingshi Town will also build an industrial park to attract a number of upstream and downstream factories centered on Xuemeng Food Factory.
What does this mean? Ma Changrong knew it very well.
If this matter is successful, Qingshi Town will enter a period of major construction.
As long as construction requires money, the Qingshi Town Branch of Yiling Rural Commercial Bank, as one of the only two banks in the town, certainly cannot compete with the Agricultural Bank of China in terms of capital, but they have geographical advantages and flexible processes.
, there are preferential advantages for loan applications.
As long as this degree is grasped, this wave of large-scale construction of Qingshi Town Industrial Park will also be a qualitative improvement for their branch.
"No wonder the Agricultural Bank of China would come to Qingshi Town to open a branch at this time. It's such a thief." Ma Changrong looked like he had seen through the Agricultural Bank of China's scheme.
But he was wrong. He thought that the Agricultural Bank of China came to Qingshi Town this year because he heard the news that Qingshi Town was going to build an industrial park.
But he forgot that when the Agricultural Bank of China came, Cao Shujie's factory had not even started operations.
At that time, Xuemeng Food Factory did not expect that they would develop a big customer right away, and they did not expect that the factory's product shipments would be so large.
At that time, Xuemeng Food Factory really had no plans to build a second phase.
It can only be said that Ma Changrong is now in the middle of the situation and is blinded.
But this wrong view gave Ma Changrong a sense of urgent crisis. Without any delay, he quickly called his superiors to report the latest news!
