Chapter 584 People killed by accident (600.01 million)
The person in charge of loans at the Postal Savings Bank is called Sun Kai, and he looks to be about 40 years old.
The man is very lean and not very tall, about 1.7 meters tall, but his eyes are very bright, which makes people think that this man is very shrewd at first sight.
When meeting Cao Shujie, Sun Kai came up and said: "Mr. Cao, I am Sun Kai from Postal Savings Qingshi Town Branch. I heard that Xuemeng Food Factory is preparing to start the second phase of project construction. Our Postal Savings specially sent gifts to Xuemeng Food Factory.
Let’s get a credit line of 50 million yuan to help Mr. Cao’s Xuemeng Food Factory reach a higher level.”
After Sun Kai finished speaking, Cao Shujie looked at him with squinted eyes and found that the expression on the other person's face was serious and he was not talking casually.
It was difficult for him to understand what Postal Savings and the man named Sun Kai in front of him thought.
But there is no doubt that Cao Shujie's impression of postal savings instantly surpassed that of Yiling Rural Commercial Bank Qingshi Town Branch based on the other party's start, but the other party also left a very deep impression on him.
"This is a master." Cao Shujie thought in his heart.
"Manager Sun, please take a seat." Cao Shujie stood up and offered his seat to him.
"Mr. Cao, you're welcome." Sun Kai sat on a chair next to him, neither humble nor overbearing.
He also made his purpose clear.
To put it simply, they also heard that Xuemeng Food Factory was going to build a second phase project.
At the same time, they also heard rumors that Qingshi Town was planning an industrial park.
In addition, they also received news that the industrial park applied for by Qingshi Town is largely inseparable from Xuemeng Food Factory.
Because of this, special cases were handled on a special basis. After repeated reports, the Municipal Postal Savings Bank temporarily approved a 50 million credit limit for Xuemeng Food Factory.
The so-called credit line does not mean that the money is directly loaned to Xuemeng Food Factory.
But Xuemeng Food Factory has prepared relevant information and can lend so much money.
But having said that, there is a lot of flexibility here. If the information prepared by Xuemeng Food Factory does not meet the requirements of the Postal Savings Bank, the actual loan amount may also be reduced.
But no matter how you put it, purely in terms of credit limit, Postal Savings Bank is more generous than Agricultural Bank of China and Yiling Rural Commercial Bank.
The people from the Agricultural Bank of China were one step ahead of the people from the Postal Savings Bank. They also came to see Cao Shujie and gave them a credit line of 30 million. Cao Shujie also thanked the other party, but he had not expressed his attitude yet.
I didn't expect that the Postal Savings Bank would be more straightforward and direct in one step, while the Agricultural Bank of China would be even more generous.
Now it depends on how much credit the Yiling Rural Commercial Bank can provide.
Cao Shujie did not chat with Sun Kai. He told Sun Kai about the company's current situation, operating conditions, and sales.
The more he heard, the more confident Sun Kai felt.
No wonder the higher-ups would make this decision.
"If Mr. Cao is interested, we can contact him again. If the funds are still not enough, we can also apply again." Sun Kai said to Cao Shujie before leaving.
The only thing they asked for was that Xuemeng Food Factory open an account in their bank and transfer their cash flow to their bank.
This is not difficult to understand. On the one hand, it is lending money to Xuemeng Food Factory, and on the other hand, it is collecting deposits.
The Postal Savings Bank has carefully studied the current situation of the Xuemeng Food Factory. The Aimeng preserved fruit in the Jiajiayue Supermarket in the Five-Star Department Store in Yiling City has been sold out.
Even if the sales of other supermarkets are not as good as the sales of this store, just give it a 50% discount. The combined sales of all Jiajiayue supermarket chains are still a very impressive number. In a sense, these are all Xuemeng.
Flow of food factory.
If Xuemeng Food Factory later has a larger production scale and larger shipments, then their cash flow will be greater, which is equivalent to increasing their deposits in disguise.
And this number is really not small.
"Okay, Manager Sun, let's keep in touch. When our project is completed and I have financial needs, I will come to you as soon as possible." Cao Shujie shook hands with Sun Kai and personally sent him out.
Cao Shujie was filled with emotion when he saw the other party getting into the car and leaving.
There is a saying that goes well, if you are poor in the busy city and have no one to care about you, if you are rich in the mountains you have distant relatives.
The current situation of Xuemeng Food Factory is not much different.
When Xuemeng Food Factory first started construction, except for manager Ma Changrong of the Qingshi Town Branch of Yiling Rural Commercial Bank, no other former rural credit cooperatives or postal savings bank came to visit.
Going back two years ago, when he first started the Taobao store of Xuemeng Fruit Shop, he went out to deliver goods and found three express delivery companies. In the end, there was only one Guan Peng of YTO Express who had the courage to sign a strategic cooperation with him and provide
Extremely low logistics prices.
Last year, when he was selling apples and saw such a large logistics volume, the other two logistics express companies in the town, SF Express and Postal Express, took the initiative to come to his door.
The Lord who does not let go of the hawk when he sees no rabbit.
This is essentially the same as today's Agricultural Bank of China and Postal Savings Bank.
"We'll wait for Manager Ma to see what's going on," Cao Shujie said.
If the conditions were the same, he would definitely choose Qingshi Town Branch of Yiling Rural Commercial Bank first.
If the conditions offered by the other party are slightly worse than those of Agricultural Bank of China and Postal Savings Bank, Cao Shujie will choose to change to a new partner.
However, there was no movement from Ma Changrong until after get off work.
Cao Shujie is not in a hurry. Their factory has just started to form the second phase of the project team.
When he drove home at night, his wife was cooking in the kitchen, Cao Shujie was playing with his daughter, and his cell phone rang.
"Shujie, manager Ma of the bank is calling you." His wife Cheng Xiaolin shouted.
She happened to come out with the food and saw it.
Cao Shujie thought that this matter had come to an end.
"Mengmeng, you play for now while dad goes to answer the phone." Cao Shujie discussed with his daughter.
The little guy is quite sensible now: "You go and do your work, I can just play by myself."
After saying that, Mengmeng lay down on the sofa and continued to play with herself.
After Cao Shujie saw the note that "Bank Manager Ma" had hung up the phone, he called Ma Changrong back.
As soon as the call was connected, Ma Changrong's voice came over. He wanted to ask Cao Shujie if he was free tomorrow. The leader of their Yiling City head office would come to Qingshi Town Xuemeng Food Factory for inspection tomorrow.
"Okay, Manager Ma, I'll be waiting for you in the factory tomorrow. What do you want to eat for lunch tomorrow? I'll treat you." Cao Shujie asked him directly.
Ma Changrong couldn't bear it. This question was too direct.
The two made an appointment on the phone and hung up the phone first.
Cheng Xiaolin came out of the kitchen with another bowl of soup and asked him what business he wanted from the bank.
"About the loan." Cao Shujie told his wife about her loan needs.
Cheng Xiaolin knew a little about the situation, and she said, "Shujie, have you noticed? We are really going back now."
Seeing her husband's puzzled expression, Cheng Xiaolin continued: "When you didn't open the factory, how much money did we still have on hand? Since you opened the factory, we haven't saved any money."
After she finished speaking, Cao Shujie also laughed.
That's really what happened.
Cao Shujie looked at his wife and suddenly said sorry.
Cheng Xiaolin shook her head and said, "Why are you saying sorry to me? I don't blame you. Besides, our family's life is pretty good now."
"You still have more than 20,000 Bitcoins that you haven't sold. Even if one is only over 400 US dollars now, it's still worth a lot of money."
"It's almost 30 million in stocks. Even if you lose half of it, you'll still be left with tens of millions." The expression on Cheng Xiaolin's face was bright.
She then pointed to herself: "Not to mention these, at least, I can earn hundreds of thousands a year. Anyway, our family's life is no problem."
Seeing his wife nagging her, Cao Shujie felt that finding this woman was the greatest blessing in his life.
"Don't worry, we can't compensate you!" Cao Shujie told his wife categorically.
Cheng Xiaolin smiled and said: "I believe you, hurry up and eat."
After dinner in the evening, Cheng Xiaolin took Mengmeng upstairs to play and teach her some things.
Cao Shujie was thinking about things downstairs.
He thought that by straightening out his thoughts, the rest would be easy to do.
Thinking about what his wife just said, this is really the case.
Since opening this factory, he has had no money in his hands.
Even though there are still more than 20 million in the card, it is not enough to put the money in.
Otherwise, Cao Shujie would not have taken out a loan again.
"Just wait, it will be fine next year." Cao Shujie thought about the bull market that will start in the second half of the year. When the money comes out of the stock market, then he will not be as stretched as he is now.
When he thought about this, Cao Shujie thought about what his wife had said just now about losing half of the stock market, and a smile appeared on his face unconsciously: "Don't you deserve a beating, you bitch?"
His grandfather Cao Zhenghu went to rest early.
Cao Shujie was afraid that he would make noise downstairs and disturb his grandfather's rest, so he turned off all the lights on the first floor and went upstairs.
Back in the bedroom, Mengmeng was already asleep.
Cheng Xiaolin was sitting on the edge of the bed waiting for him. When she saw him come in, Cheng Xiaolin told him: "Shujie, you should go to bed early. You have something to do tomorrow."
"Okay, you should rest early." Cao Shujie took his clothes and went to take a shower.
…
One night passed, Cao Shujie got up the next morning, had breakfast at home, and drove directly to the factory in the town.
When he came over, the factory employees were cleaning.
After Cao Shujie entered the office, he called the production manager Shi Jingxiu, the sales manager Guan Boyong, and the human resources manager Wang Zhifeng, asking them to be prepared. When people from Yiling City Rural Commercial Bank come over later, they will definitely go to the workshop for a tour.
Let’s listen to the factory’s sales data again.
After listening to Cao Shujie's arrangements, the three people all expressed their intention to make good work arrangements.
At around 7 o'clock, Ma Changrong also called Cao Shujie and told him that they would be at the company shortly.
As time passed, at around 8 o'clock in the morning, the day shift and night shift employees had just finished handing over work, and several cars with the words Yiling Rural Commercial Bank on them came over.
After receiving the news, Cao Shujie took Shi Jingxiu, Guan Boyong and Wang Zhifeng together to greet him.
I'm going to take a leave in advance and update two chapters tomorrow. I have some work arrangements tomorrow and I'll be very busy then, so I'll take a break.
