On March 2, 1990, two major events occurred in Japan.
Liberal Democratic Party leader Toshiki Kaifu, who was originally scheduled to end his term as prime minister on February 28, was re-elected and became the 77th Prime Minister of Japan and the third Prime Minister in the Heisei era!
Since the formation of the cabinet in August 1989, Toshiki Kaifu has always advocated controlling land prices as the focus of his policies. The slogan that land prices need to be reduced has won him the support of countless people.
The current land price is so high that it is difficult for ordinary people to look up to it. Controlling land prices has become the appeal of most people.
Another major event is related to the consortium.
Among the six major consortiums, Mitsui, Mitsubishi, and Sumitomo have invested a lot of money into the real estate industry in six major cities (Tokyo, Osaka, Kyoto, Nagoya, Yokohama, and Kobe), which instantly stimulated the entire real estate market.
The house-buying craze is raging again, and those investors who have fallen in the stock market and are not yet completely finished are putting all their money and following the consortium in the final game.
Compared with the beginning of the year, house prices in the six major cities have increased by an average of 5%, still maintaining a sufficient upward trend.
Osaka Chuo-ku.
Three months have passed since the stock market crash, and the Nikkei Index has finally stabilized at around 12,000 points. The Osaka Stock Exchange, which was bustling with people half a year ago, is now deserted, with almost no people coming in or out.
In contrast, the nearby Dongsan Chuo-ku branch still maintains the bustle as before the bubble burst, with customers coming in and out and a considerable flow of people. It seems that it has not been greatly affected.
Second floor of the branch.
All employees stood solemnly. Naoto Asano, wearing a black suit, held a red letter official document in his hand, his tone was short and his voice was low.
"...To sum up, as approved by the head office board of directors, the branch's Human Resources Department officially issued a document appointing Kitahara Aosuke, the former head of the Financing Department No. 1, Financing Department No. 1, as the head of the Financing Class No. 1, and the former Financing Class No. 1, Financing Department No. 3.
Department chair Fujiwara Norika is acting as the head of the third department of finance. Congratulations...to both of you."
After he finished speaking, he took the lead in applauding, and warm and jubilant applause followed. Kitahara Sosuke's return gave many people a shot in the arm.
The branch may be reorganized, and everyone feels heavy in their hearts but unable to do anything. Before and after the stock market bubble burst, only Sosuke Kitahara's three financing systems were making rapid progress, and many seemingly neurotic operations were proven to have terrifying prospects.
sex.
If we ask who can save the current Chuo Ward branch, if ten employees vote, I am afraid that ten of them will choose Kitahara Sosuke instead of Asano Naoto.
Naoto Asano, who is well aware of this, really doesn't want to ask Kitahara Sosuke to come back and reinstate him. However, except him, no one seems to be able to solve the Yamada-gumi's bad debt.
Fujiwara Norika felt the congratulations and envy of others, her head was dizzy, and she didn't react for a while.
She has only been in the industry for two years, and many in the same period have not even been able to get the position of director. She followed the department head, oh no, now she is the section chief, and has actually become the deputy head of the department!
Kitahara Sosuke on the side looked calm, without much emotion.
He had expected the promotion after his reinstatement, and his father called him to inform him in advance. However, the call was more worried about how he would clean up the mess of Inoue Logistics.
It was really cool when he confidently said at the press conference that he wanted to restart Inoue Logistics, but if he failed, he would become a laughing stock, and the halo of genius that had been shrouded in his head would explode in an instant.
The Kitahara family actually didn't really want to see this happen. It might be better for Sosuke Kitahara, who is now quite famous, to return to Tokyo for development. However, considering the agreement between father and son, Masao Kitahara did not interfere with this personnel transfer.
"In addition, everyone, the sub-branch has reached a life-or-death moment! Before the end of this year, we must control bad debts within 10 billion, and at the same time achieve performance that is no worse than last year, in order to retain the title of the best branch! If we fail, the consequences will be
Unthinkable!”
Naoto Asano took a deep breath and said slowly,
"Therefore, this year's main business is still real estate-oriented loans. Whether it is investment or house purchase, we try our best to accept the needs of customers. There is no need to worry about the collapse of the housing market for the time being. With the control of the Ministry of Finance and the consortium, at least this year, housing prices will
It won’t go back down yet.”
"Please, everyone!"
Habitual bowing without any sincerity.
The so-called not wanting the branch to be reorganized is mostly just that he doesn't want a stain on his promotion resume.
Kitahara Sosuke looked at Asano Naoto coldly and smiled without saying a word.
At this stage, the shrinkage of assets and bad debts caused by the stock market crash require a large amount of business and funds to fill.
The rapid increase in new business can only come from the rising housing market.
But everyone understands that the rise in the real estate market is due to the huge bubble created by surging hot money and countless capital speculating in real estate.
Without the buffer of the stock market bubble and the investment boom dissipating, those retail investors will inevitably begin to gradually withdraw from the housing market after suffering losses in the stock market.
It is best to exchange real estate for cash or gold or other value-preserving items.
In order to prevent them from exiting the market early, the consortium intervened in the real estate market so quickly, just like it did to save the stock market.
Continuing to make large-scale real estate-related loans now is tantamount to drinking poison to quench thirst, but it seems to be the only way for branches to tide over the current difficulties.
"We will do our best!" Several section chiefs bowed in return, but their faces were not as relaxed and energetic as before. Not getting a loan is a quick death, and a loan is a slow death. It would be uncomfortable for everyone.
They secretly looked at Kitahara Sosuke, who was only slightly bowing, hoping that the new section chief would have some good ideas. Then, Kitahara Sosuke, who was being watched by many people, suddenly sneered.
His laughter seemed particularly abrupt in this atmosphere, and it was directed directly at Asano Naoto, with a mocking meaning.
"Chief Kitahara, do you have any doubts about the next business policy?" Naoto Asano twitched the corner of his mouth, suppressing the anger in his heart and asked, "Or do you have better suggestions?"
This chapter is not finished yet, please click on the next page to continue reading the exciting content! "President Asano, don't you think this business policy is ridiculous?" Kitahara Sosuke looked at him, his eyes sharp and sharp, "
Not to mention the impact that housing prices, which are bound to fall, will have on these loans in the future, those who are in demand for real estate loans today are nothing more than those investors and comprehensive societies that have transformed into real estate. They just lost all their money in the stock market, and what we are going to do next is
They went to collect the loan, and then they turned around and lent the money out again using real estate investment as the reason for the loan."
"Ah, indeed, just the coming and going of funds has achieved two important indicators of reducing bad debts and increasing new business. If you continue to operate with this self-deception method, if you can survive the difficulties of restructuring and keep your best branch
Banner, you won’t refuse, right? Maybe you will be secretly happy in your heart?”
Everyone looked at Kitahara Sosuke in astonishment. He was smiling and talking, his expression was relaxed, and his tone was full of ridicule and ridicule, making people think he was watching some TV series.
A newly promoted section chief immediately started to criticize his immediate boss during the promotion meeting?
Isn’t this really a scene that only happens in TV dramas?
Asano Naoto's face turned red. He didn't expect Kitahara Sosuke to dare to directly attack him in this situation, and punched him with all his might!
"What you say is to prevent the branch from facing the dilemma of reorganization. It's just to keep your qualifications for personnel promotion. This business policy of drinking poison to quench thirst is just pushing the branch further into the abyss! That's right, what does it have to do with you?
?After surviving this year, you will be able to work in the human resources department of the branch. The life and death of the Osaka Chuo District branch will naturally be taken over by the people behind you."
One sentence after another, Naoto Asano's heart was nakedly peeled away.
He trembled all over, and then glared at Kitahara Sosuke: "Do you know what you are talking about? Chief Kitahara! I know it will be very difficult in the future, but if we don't develop housing loans, the branch will be reorganized before the middle of the year!
Apart from this, do you have a better way to get through this difficulty?!"