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Chapter 25 Loans and Negotiations

Update time:2012-06-08

When the wine is drunk, people start to talk about serious things. This is also a characteristic of Chinese wine table culture.

Section Chief Zhang first raised the topic and said: "Boss Liu, you don't know the amount of your loan this time? With our President Xu here, I believe it won't be a problem if it's not too big."

Liu Fu smiled and said: "You are also aware of my situation. A lot of money has been invested in the winery. Although production will resume soon, the funds will not be withdrawn too quickly. There is a new project recently and we need some emergency funds.

Not a lot." After saying that, he stretched out his palms.

Section Chief Zhang asked: "Five hundred thousand?" Then his eyes were startled. He could decide this number by himself, and there was no need for a bank manager. He looked back at the bank manager and saw the smile on the corner of Xu's mouth. He suddenly understood and his voice was a bit...

He said with a slight trembling: "It can't be five million."

Liu Fu nodded and said: "Yes, it is five million. Although I am a little tight on funds, half a million is not worth my mouth. What about Mr. Xu, this amount is not a big problem, right?" This was what Liu Jian had done beforehand.

As Liu Fu was told, the lion opened its mouth wide and wanted to frighten them all at once so that the next thing would be easy to handle. If it was two million, then the momentum would be much worse.

President Xu held the wine glass in his hand and turned it around, crying and laughing. He knew that Liu Fu would loan a large amount, otherwise he would not treat himself to a meal here, but he did not expect that Liu Fu had such a big appetite. You must know that this year's loan

There are not many individuals, and no one in Panshi has ever asked for a loan of such a large amount. After all, this era has not yet reached the time when all the people are engaged in development, and the real estate companies at that time could easily borrow 18 million.

President Xu thought about it for a while. He certainly couldn't lend all the five million to Liu Fu, but he couldn't lend it at all. Otherwise, he would probably lose this customer. There were so many banks, and the Agricultural Bank of China wouldn't lend. Liu Fu could go to ICBC, or China Construction Bank, or the General Association of Bank of China.

Someone who lent him a loan said that he came to him because he had dealt with the Agricultural Bank of China before. If he returned this time, he would not want to do Liu Fu's business in the future. No matter whether it was a loan or deposit, he would not leave it with the Agricultural Bank of China.

.

President Xu thought about it for a long time before saying: "Boss Liu, your amount is a bit large! It's not that I won't lend to you, but the bank must have enough mortgage!"

Liu Fu laughed and said, "What else do I care about? Whichever one you choose to use, Mr. Xu's car outside, the building at home, and the Sanbao Winery, can be used."

President Xu also smiled and said: "Boss Liu, I know you have a lot of things, but only Sanbao Winery can use them as collateral. As for the others, isn't it a joke on Boss Liu? But we have liquidated Boss Liu's Sanbao Winery before and mortgaged it."

If so, I think I can only borrow three million, and there is really nothing I can do about any more."

Liu Fu's heart sank when he heard this. He found one million more than his son had planned. Seeing Liu Fu's expression change, Section Chief Zhang thought Liu Fu was a little dissatisfied and hurriedly explained the bank's operating regulations to Liu Fu. Liu Fu

Na couldn't stand listening and looked at Liu Jian. Liu Jian nodded gently, borrowing an extra million yuan was not a bad thing.

After the decision was made, Liu Fuyou regained his boldness and said with a smile: "Okay, Mr. Xu, I will teach you this friend. To be honest, the money I invested in Sanbao Winery is only two to three million. When the winery resumes production,

I’ll send you a few bottles so that you can have a taste of our rock wine king.”

Once the matter was settled, everyone drank happily. When they dispersed, Liu Fu couldn't stand any longer. Liu Jian helped Liu Fu get into the car. Over there, President Xu's driver had been waiting downstairs, and then President Xu and the others left.

Liu Jian didn't dare to drive fast, but he couldn't stop Liu Fu from vomiting. When he arrived in the city, Liu Fu couldn't bear it anymore. Liu Jian hurriedly helped Liu Fu out of the car, and Liu Fu vomited by the riverside. Wait.

After getting in the car, Liu Fu regained consciousness.

Liu Fu frowned and said, "Xiaojian, we borrowed one million more than we planned. When we buy the printing factory, do we have to pay the full amount directly?"

Now that the loan was obtained, Liu Fu considered how to spend the money.

Liu Jian shook his head and said, "Let's stick to the plan. It would be good for us to have some extra money on hand for emergencies. By the way, dad, when will your side of the project be completed? The Grain Bureau should also have some money."

Liu Fu thought for a while and said: "The Grain Bureau project will take another two months. If all those projects are settled, we will still have about one million left." Liu Jian stuck out his tongue. He was indeed the one with the most money.

In such a fast industry, no wonder people say that contractors are nouveau riche, and money comes too easily. But when I think of the project in which Liu Fu was trapped in his previous life, he should quickly pull his father out.

Liu Jian said: "Dad, after these projects are completed, we will no longer take over the food delivery work. Our focus in the future is the winery and printing factory, which are the cash cows of our family."

Liu Fu said hesitantly: "But Xiaojian, you have to know that it's easy to make money here. In fact, we don't have to do anything at all, we just wait for the leftover money. Besides, I have been working for so long and I like the construction industry very much. Besides, I have been working for so long.

If I quit, what will happen to those workers? They have worked with me for so many years, and I just don’t care about them anymore?”

Liu Jian smiled and said: "Dad, you haven't seen the benefits of the winery. When the winery opens up sales, you will know what it means to make money quickly. Besides, if you like architecture, we can set up our own company when we have money.

Construction company. The first thing now is to develop the winery and acquire the printing factory."

Liu Fu nodded and said, "Well, this is the first priority. By the way, Xiaojian, your uncle and the others will be back in a few days. Not only are your third uncle, the eldest sister from the aunt's family, and the young lady from the second aunt's family coming, but also your eldest sister."

Brother-in-law is coming too."

Liu Jian was a little surprised. He thought that his eldest sister and his eldest brother-in-law might not be able to come. When he asked, he found out that his eldest sister had a child. Their wages in Dalian were not high. The expenses for the children were getting higher and higher, and they had no house. Hearing

The two of them were tempted by the salary Liu Fu offered, and as soon as they added it up, they all came to work. Moreover, in their uncle's factory, they would not feel wronged, so they all came.

Liu Jian thought for a while and said: "Dad, let mom rent a house in advance. The rent is not much anyway, so we will pay for it. This will make them feel more comfortable after they come."

Liu Fu said: "Okay, I'll tell your mother when I get back. It's not easy for them to come all the way. By the way, Xiaojian, should we talk to Mayor Yu now?"

Liu Jian smiled and said: "Yes, dad, we are all ready. It depends on how determined the mayor is. We are ready and all we need is the east wind. Haha, if the negotiation is successful, dad, you will become tens of millions."

A rich man."

Liu Fu said with a smile: "I don't know which one is rich, just don't be in debt." The laughter of the father and son spread far and wide in the night.

Before Liu Fu went to find Mayor Yu, he received a call from the city government. The caller was the mayor's secretary. It seemed that there had been no reply from Liu Fu after waiting for a few days. Mayor Yu was a little anxious. And printing

The factory has gone on strike, and sitting quietly in the city hall square every day has become a unique sight. If the commotion continues like this, Mayor Yu's dream of being the top leader may be gone.

Several meetings were held, but no solution could be found. The factory director and accountant have become wanted criminals, but they have long gone. Even if they find the money, they may not be able to get it back. At the bank,

After I heard that I had been asking for a loan, the city government provided a guarantee, but the Industrial and Commercial Bank of China kept an eye on the mayor and refused to let him go. As a result, Yu Guohua couldn't eat or sleep well these days. I heard the secretary say that Liu Fu bought another

I couldn't help but feel a little angry when I bought a new car. Well, you Liu Fu had the money to buy a car, but you couldn't help the government solve this problem. So I called Liu Fu.

When Liu Jian heard the news, he smiled and said to Liu Fu: "Dad, it seems that the city government is very determined. Go and talk to the mayor, but don't agree too readily."

By the time Liu Fu came out of the mayor's office, two hours had passed. When he got in the car, Liu Fu smiled and talked about the negotiation process. It turned out that Liu Fu was crying about poverty at the beginning and repeatedly talked about his difficulties. When the heat was almost over,

, and explained his conditions smoothly. Of course Yu Guohua knew that the price of the city printing factory was more than three million, but he really couldn't find anyone else except Liu Fu. It's not like no one has looked for him in the past few days, thinking

They wanted to buy a printing factory, but the price they were given was several hundred thousand, and the most they offered was only one million. Probably the price of Liu Fu's acquisition of Sanbao Winery spread out, and other people wanted to follow suit, but the printing factory and

Is it the same as Sanbao Winery?

To be honest, Yu Guohua was very satisfied with the price Liu Fu offered. He assumed all the debts. Although this part had to be deducted from the total purchase price, the city government could still get more than 1.7 million, with only one point.

Liu Fu asked for priority in repaying the loan. The city government would only pay one million upfront, which made Yu Guohua a little dissatisfied. He wanted to solve the printing factory issue at once without leaving any future troubles, but Liu Fu also said

He wanted to set aside some money to fund the printing factory's resumption of production. Yu Guohua couldn't say, "Give me the money. The factory wants to produce or not." After thinking about it, he decided to hold a meeting to make a decision.

Liu Jian thought for a while and said: "Dad, it seems that the city government will have a meeting for a few days. Let's go get the loan first. How about the trademark side?"

Liu Fu said: "It has been handed over to the provincial printing factory and will be delivered in a week. The winery is almost ready and the bottles are on the way. I think it can be reopened."

Liu Jian said: "Yes, we are almost ready. Let's resume production. Dad, we need to hold an opening ceremony. Let's find a ceremony company to plan it. By the way, let's talk to the TV station and let them do a publicity for us.

"

Liu Fu frowned: "The opening ceremony is easy to talk about, but can the TV station come? We are a private enterprise, not a government unit. Can they do free publicity?"

Liu Jian said: "Normally they won't, but if the mayor comes, then we will invite the mayor, Uncle Chen, Uncle Wang from the tax bureau, President Xu from the bank, the section chief from the grain bureau, and the director from the public security bureau.

Uncle Cheng, Uncle Yu from the tax bureau, there are so many people, I don’t believe the TV station can come. I believe these people will benefit from rebuilding the winery into a well-known enterprise. Once they come, someone will say hello to the TV station.

Maybe we don’t even need to go there specially.”

www.piaotian.com


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