Chapter 0828 Self-driving tour on the grassland (Part 2)
"Mr. Zhou," Wu Zhengxun on the side helped, "Xiao Ning is the backbone of our airline's avionics..."
"President Zhou," Xu Chongsheng also became more energetic, "Can we let these second-generation people make a bad start from Xiaoning? It's not easy for us to recruit people. If there are two or three such things, how can we still work?
"
Although Zhou Yan also knows that it is a basic professional quality not to bring personal emotions to work, but since he has been wronged, he has to get it back.
After thinking about it, he turned back and told Wu Zhengxun: "Old Wu, find someone to inquire about the details. We can just extract the remaining value from our people. We cannot tolerate others kicking us..."
When the boss spoke, Wu Zhengxun became more enthusiastic about doing things. He turned around and said to the president of the company's youth mutual aid association: "Xiao Ding, did you hear that? I've heard the news. Let's go back and find someone to trouble..."
After a while, the dog-licking song ended. The secretary of the Youth League Committee of the airline smiled and took the microphone: "It's a rare opportunity to get together. I heard that President Zhou is a Maiba. Should we invite him to perform a show?
?
Mr. Xu, don’t snicker, you have to prepare too!”
Then, the host started to shout: "Mr. Zhou, come one!"
Zhou Yan had no choice but to stand up, thought for a while, and walked to Senior Brother Ning: "Brother, pick me up on the guitar!"
"Today, let's play "Fly Higher"."
Although Zhou Yan doesn't like Jiuji Zhang's ex-husband in leather pants, he has to admit that some of his songs do have high intentions.
"Life is like a big river
Sometimes peaceful, sometimes crazy
…”
"Zhou Yan is really versatile this time..." Cheng's wife looked at Zhou Yan, who was playing and singing, and put a piece of mutton belly on the plate in front of Cheng Lidong with a smile.
"I only found out today..."
Most of the people present, like Cheng Lidong, felt a little surprised that Mr. Zhou, who had always been serious about words and expressions, was very good at playing guitar.
After singing, Zhou Yan did not leave immediately, but put down his guitar and said with a smile: "I have always admired my wife, do you know why?"
"Mr. Zhou, how could we know this?"
"I admire her long-term vision," Zhou Yan smiled, "It's one thing to know that you have a bright future, but it's another thing to dare to take risks along the way with you."
After hearing this, some people have already turned their attention to Senior Brother Ning.
"I'm too lazy to paint a picture for you about our company. You should know that our company is engaged in the aviation industry and has a complete industrial chain. As for technology..." Zhou Yan smiled, "Everyone knows what the level is at home and abroad.
.We ourselves know the level of our company.
As for the benefits of our company, I am too lazy to talk about it. There are several companies that dare to provide apartments to their employees and houses to their married employees near Wugan in the capital.
You might say, it’s not yours, so it’s not safe to live in?
But you are carrying tens of millions of debts in the capital, and the house you bought is not as good as our double dormitory, so you can live in peace and quiet?
As for how long you can live in the company apartment, it depends on you. Do you have the confidence to gain a foothold in the company? Do you have the confidence to strengthen your wings and move up the company?
Some people may also know about Xinghan's policies related to job hopping. As long as your project passes the evaluation of the company and the committee, the company will provide you with interest-free entrepreneurial funds.
As for those who have failed the review, although I personally dare not vouch for it, nine out of ten of them are unreliable.
Of course, I have another suggestion regarding job-hopping.
After real estate is already booming, funds will inevitably flow to real estate with high yields, and the manufacturing industry will inevitably be backlogged.
To put it bluntly, after changing jobs, your salary may not be able to keep up with the cleaning staff in our company."
As soon as Zhou Yan talked about the big situation, the middle and senior management all pricked up their ears.
"Mr. Zhou, what do you think about the real estate market?"
"Is there a real estate speculator at home?" Upon hearing this, Zhou Yan knew how many houses the employee who asked the question should have in his home. He smiled and continued, "Everyone should be aware of the current real estate and operating model.
Loan, buy land, build a house, re-loan, and so on. Of course, this is the operating law of real estate development.
As for real estate, a few words of advice.
Everyone should have studied Ma Zhe.
The value of commodities comes from undifferentiated human activities. The price of commodities depends on the exchange value. The price of commodities fluctuates around the value of commodities.
These words are a bit broad, let’s give an example.
The value of a commercial house is actually the source price of materials plus labor hours and tool depreciation.
When it comes to the consumer level, it is the developer’s raw material purchase price plus the wages of migrant workers, plus material loss, equipment depreciation, and a little profit.
The exchange value is based on the sales price and the developer’s cost, plus the premium for the school district and the environment.”
"Mr. Zhou, there is another major aspect of real estate developers' costs, which is the cost of land purchase."
"You have hit the Achilles' heel of our country's real estate agents," Zhou Yan sighed slightly, "There is an unavoidable problem in the development of commercial housing in our country, and that is the nature of land ownership."
At this time, an employee finally reacted: "Land is owned by all the people, and when domestic residents buy a house, they can enjoy the land use rights for free, and should not pay for the land use fees?"
"In the past, the government built houses, and there was no way around the land use fees." Zhou Yan smiled coldly, "Now, as soon as the developer changes hands, it becomes that you spend money to buy the development.
He bought the merchant’s house and then spent money to buy back the land use rights that should have belonged to him..."
Everyone present was in emo...
"So, why do you think I put so much effort into building employee apartments?"
"Oh, Mr. Zhou, that's not right..." Xu Chongsheng stood up with a smile, "I remember you have several houses in the capital?"
This chapter is not over yet. Please click on the next page to continue reading the exciting content! "Do I still have a house in my hometown? Eat more and occupy more, and don't have to pay more than you occupy?" Zhou Yan rolled his eyes, "So, I have a house.
For living, don’t think about buying a house to live in for now.
As for those who own several houses, just take it easy and sell the houses before the commodity value returns, and be careful not to lose money."
"When will the house return to its value?" Xu Chongsheng said with a smirk on his face.
"What I say next is not allowed to be recorded." Zhou Yan sighed, "We talked about the operating model of real estate developers earlier.
Regarding the operation of this model, there is a measurement standard called the leverage ratio, which is the ratio of the real estate developer's loans to its controllable fixed assets.
It can be expected that in the next four to five years, the leverage ratio of many real estate developers will reach more than 300. Note that when converted into a proportion, it is 30,000%.
Moreover, in actual operation, the upper limit of leverage ratio in the real estate market does not depend on the creditworthiness and loan repayment ability of real estate developers, but on the courage of lending banks.
The real estate market is actually like a snowball, but in fact the real scale of real estate is only the water in the snowball..."
Needless to say, Zhou Yan said that many people also know what will happen when the snowball rolls to the end: unable to prevent it, unable to stop it at all...
"Mr. Zhou, according to you, wouldn't this academic field be able to continue forever?"
Indeed it is.
According to Zhou Yan’s memory in his previous life, if the black swan of the epidemic had not been a "circuit breaker", the big snowball in the real estate market would have continued to roll for several years...
And whether there will be a black swan meltdown in this life, Zhou Yan himself is not sure.
After thinking for a while with a frown, Zhou Yan finally gave the answer: "Meltdown!
If the leverage ratio of the real estate market reaches a certain level, it will definitely have an impact on the financial market. Some banks will definitely go bankrupt because they have accumulated a large amount of non-performing assets and cannot hedge their operations.
At that time, the country will definitely introduce a circuit breaker policy..."
