typeface
large
in
Small
Turn off the lights
Previous bookshelf directory Bookmark Next

Chapter 218: Bank Rejection, Risk Transfer

However, she also figured out Ye Hua's temperament. After all, she knew everything, so she pretended that nothing happened, otherwise she would inevitably be tormented by him again.

"You reminded me to report these things to you when there is progress. Intel has airlifted the first batch of chips, a total of 6.5 million pieces, and other outsourcers have also completed the first batch of supplies, within a week.

After that, the final modular assembly can be carried out, and by the beginning of May, the final PHC host will be able to supply about 6 million sets to the market."

Ye Hua nodded. PHC equipment may not be the most profitable product of Coastline Company, but it is the cornerstone of the entire ecological chain. He attached great importance to this matter. After thinking for a moment, he said: "The production capacity is still not enough. Inform the operations department to expand production capacity as soon as possible."

"Well, we have already begun internal discussions about expanding production capacity and have concluded the results. In a week, the company will gather the outsourcing manufacturers in the downstream industry to expand production scale." Qiao Wei said.

Since the mass production of PHC, the electrical product manufacturing industry in the Pearl River Delta has ushered in a period of good times. Coastline Company will mass produce 20 million sets of PHC equipment, which means an output value of more than 120 billion US dollars, equivalent to more than 800 billion yuan.

orders are divided among the major upstream and downstream supply chains.

Manufacturing factories that had been laying off workers or even facing closure due to lack of work immediately prospered. Coastline Company's orders were outsourced to major supply chains. Suddenly, there was no work to do, and now it is almost unable to take orders.

Of course, Coastline Company cannot spend more than 100 billion U.S. dollars at once, nor can it have that much capital. However, it is impossible to eat up the upstream and downstream supply chains all at once. Coastline Company spent more than 20 billion U.S. dollars in the first phase.

That is 140 billion yuan. All the money earned last year will be invested in the mass production of PHC. With the arrival of PHC pre-sale and May release date, the second phase of investment will follow after the return of funds.

It is worth mentioning that during this period, the major commercial banks almost crossed the threshold of Coastline Company. Since the banks learned that Coastline Company will invest in mass production of 20 million units in PHC this year, they quickly calculated

This requires a capital investment of US$137 billion. At the beginning, the risk assessment showed that the bank was a bit weak.

However, with the popularity of PHC pre-sales, the risk assessment centers of major banks immediately regarded Coastline Company as a high-quality investment target, so the presidents of major commercial banks came to Coastline Company to promote the loan business.

More than 130 billion, still in U.S. dollars. It is true that Coastline Company is rich, but it is not as rich as any other country. Apart from Apple, no other company in the world can spend so much money. No other company can do this.

Even the major banks are unlikely to come up with it, but it is estimated that after offsetting the capital turnover of Coastline Company, there should still be a funding gap of more than 40 billion US dollars, about 300 billion yuan.

Even if it is more than 300 billion, it is a sky-high price, and two or three banks cannot afford it.

It can be seen that it is not surprising that bankers have crossed the threshold of Coastline Company, but the presidents of major banks are very angry because they have not been able to meet Ye Hua in person as they wished. Coastline Company is indeed short of money now, but it has not found it.

The bank borrows a penny.

What really made the bank very angry was that not only did Ye Hua not meet any bankers, he also did not allow senior executives like He Hao and Qiao Wei to deal with the bank.

Coastline Company has not had any debt to banks since its establishment. Part of the reason is that he hopes that this record will be maintained forever and that Coastline will have a zero debt ratio to banks. As long as you do not owe the bank money, your company will not have any unpredictable problems.

Ye Hua is really not interested in those who engage in finance and bankers. They are the real vampires. Coastline Company did make more money than finance at one time, but it cannot ignore the promotion of entities and technology.

What about bankers? Now they see that your prospects are good and they will lend you loans. But if something goes wrong, they will immediately withdraw the loan.

The so-called loan withdrawal means that before the repayment period stipulated in the agreement is reached, the bank thinks that there is a problem in the operation of your company, and it demands to withdraw the loan in advance. Which company can bear this?

The former richest man, Lao Wang, went from buying and selling to selling, and the whole Wanda Group was in a state of collapse because of bank loan withdrawals.

Ye Hua has always been a cautious person. He has no choice but to offend too many people and touch too many people's cheese. Large-scale debt banks mean that uncontrollable risks will skyrocket. In case of operating problems in the market, such as artificial

If the operation is compromised by someone behind the scenes, it will cause a chain reaction.

At this time, if the bank gives you a trick to wipe out your salary, it will be your life. If this kind of thing really happens, then Ye Huatie will definitely have to sell and sell like Lao Wang. Those bad old men who are involved in finance are bad.

very.

Without owing money to the bank, these potential risks will not be linked to Shoreline Company.

In fact, Ye Hua is also a very good person, and maintaining a record of not owing the bank a penny is definitely not the main reason.

The reason why he didn't see people from the bank himself, and at the same time, he didn't let his subordinates come into contact with them...

However, Shoreline's funding gap of more than US$40 billion is still there, and the absence of people from banks does not mean that this gap will disappear.

Banks have been rejected by Coastline Company, but as long as the mass production plan of 20 million sets of PHC this year remains unchanged, the gap of more than 40 billion US dollars will not disappear, and banks also know this.

For banks, this business must be done.

Ye Hua has now closed the door to the coastline. At this time, it is equivalent to forcing the banks to find major outsourcing manufacturers in the PHC supply chain. The same is true for lending them money, but it will be a lot more troublesome and the cost will rise.

, there is no coastline here, it is quick and practical to get there in one step.

But at least this loan business can be done and you can still make money.

Ye Hua also cooperated with the bank tacitly at this time. In fact, he just played a gangster role with the supply chain manufacturers below, and he was also very bad. He made it clear that I don't have that much money, but you have to take my order.

Keep up with the production capacity, and I will give you money when the funds return. If you don't do it, I won't place an order for you. I will give it to others, and you can figure it out.

At this time, the factory bosses felt very uncomfortable, which meant they had to take a lot of risks.

The money has been invested, but the accounts payable from Coastline Company are delayed, and the company's capital turnover will have problems. If there is a problem in the market, the goods will have to be hoarded in inventory. The risk is here, but

We can’t give up the lucrative contract with Coastline Company, what should we do now?

So for factory owners, there is only one way, to find a bank loan.

All I can say is...wonderful!

Ye Hua's move is tantamount to killing two birds with one stone. It not only solves the problem of insufficient production capacity supply caused by the company's funding gap, but also spreads the risks evenly to the major manufacturers in the upstream and downstream supply chains.

It was a clever move, but it only cost a little bit. The bosses of major factories were asked to bear the risk for no reason, and they were definitely scolding Ye Hua behind his back.

However, Ye Hua didn't mean to trick them. Behind so many supply chain manufacturers are thousands of on-the-job workers. Banks would not dare to do anything wrong when making this money. They would often engage in things like loan withdrawals, which would affect so many people.

Guangdong, the banks also need to re-evaluate. If the banks act like this, factories will close down in large numbers, and hundreds of thousands or millions of people will lose their jobs, then something big will happen.

It fully proves that there is strength in numbers. Although Ye Hua has transferred potential risks to upstream and downstream supply chain manufacturers, due to its large area and great influence, banks dare not act blindly. Under the condition of multi-party constraints, it is equivalent to

The realization offsets the potential risks.

Why do we engage in those vain capital operations that only benefit ourselves at the expense of others? We should all do business together honestly, everyone can make money, and everyone can eat meat. This is sustainable money making and scientific development. How wonderful.




This chapter has been completed!
Previous Bookshelf directory Bookmark Next