“The founder of an online third-party payment platform ran away with his donation, thousands of merchants and tens of thousands of users’ funds disappeared, and the amount of losses was as high as 1.2 billion.”
On the Internet, a piece of news shocked the entire network. The person in charge of a relatively well-known third-party payment platform fled with the money, causing many users’ funds to disappear. In an instant, it became popular on Fanfou.com.
"It's really a fool to save money online. I've never put money on an online platform. Wouldn't it be nice to put it in a bank and enjoy interest?"
"Yes, there is no guarantee for the online payment platform. The most you can do is bind it to online banking and use it to pay when necessary."
"The one above is too extreme. Nowadays, online payment platforms are so convenient. Who would withdraw tens or hundreds of dollars to a bank card? Just leave it and pay for the day's phone recharge."
Many users began to discuss this matter, and after hearing the news, Su Wang also showed a thoughtful look on his face.
In the previous life, the Ministry of Industry and Information Technology began to stop third-party payment platforms, and they had to obtain a license before they could engage in third-party payment business. Now that this incident has come out, it is very likely that the license will be issued earlier.
Su Wang is determined to get this payment license, which is related to his final layout. No matter how strong WeChat's user group is, if it does not have its own payment system, then the entire WeChat will be half useless.
What is the commercial value of WeChat?
Huge traffic!
But traffic does not mean money, it also involves the issue of traffic monetization. WeChat’s traffic monetization is very simple, it is the many third-party services derived from WeChat Pay.
From booking hotels, car bookings, traveling, to all kinds of living expenses and online shopping, WeChat payment accounts for the majority of the income. Although many of these things are provided by third-party companies, it is enviable to just take a commission.
thing.
A micropayment license is required.
Thinking of this, Su Wang picked up his cell phone and dialed Wang Kaige's number.
"I guessed you would call me."
As soon as the call was connected, Wang Kaige's joking voice came from the other side. Su Wang smiled. If there was any outsider who knew most about his own industry, it would be Wang Kaige.
"I just got news that the Ministry of Industry and Information Technology is holding a meeting with the banking department. The results of the meeting are expected to be out soon. There is no problem with the above ideas in this regard. After all, Alibaba, Tencent and several other giants are negotiating there.
, you don’t have to worry.”
Su Wang smiled. He understood what Wang Kaige meant. Those banks naturally wanted to take this opportunity to close the third-party payment platform and let their own banks develop their own online banking.
But banks have flaws, and these flaws are the same as China Mobile's Fetion. To describe it in one sentence, success is Xiao He, failure is Xiao He.
The bank is in charge of the funds and allows users to make direct purchases using online banking. The third-party payment platform itself has no money and is just a bridge connecting users and banks.
But in China, because there are too many big banks, no one is convinced. If ICBC comes up with a payment platform, other banks will not accept it. If China Construction Bank comes up with it, ICBC will not accept it either.
Therefore, at this time, the advantages of a third-party payment aggregation platform that has nothing to do with banks come out. All users can bind to online banking, and then the platform can directly settle with the bank.
At this time, the Internet had already given birth to some payment giants, such as Alibaba's Baofu, Tencent's Tenpay, and Shanda's payment platform. If banks wanted to regain the power of online payment, these giants would not agree at first.
Although the development speed of micropayment is not satisfactory, it has only accumulated 30 million users so far, and merchants have just exceeded one million. This is mainly due to the contribution of Meituan.
There is still a big gap between micropayment and the major giants, but in the online payment industry, it can also rank among the top ten.
In Su Wang's memory, when the Ministry of Industry and Information Technology first opened up licenses in the previous life, it issued a total of 13 licenses. Normally, micropayments must be among them, but Su Wang is worried that someone will play tricks on them and maliciously target micropayments.
.
After all, there is someone watching behind him.
"I know what you are worried about, and I will keep an eye on it for you." Wang Kaige also knew what Su Wang was worried about, and expressed his stance before Su Wang could speak.
"Thank you."
Su Wang hung up the phone call from Wang Kaige. I have to say that it was really pleasant to cooperate with Wang Kaige. This guy always thinks about things very thoughtfully. It's no wonder that he can become a family at such a young age.
Regional Head of Global Investment Banking.
"If we recruit Wang Kaige to our company and take charge of capital operations... forget it, I am still a clay Buddha crossing the river now, so I don't want to invite others."
Halfway through the idea, Su Wang gave it up. For someone of Wang Kaige's level, it would not only be as simple as getting the company's annual salary, but there would also be some share rewards of investment income.
The most important thing is that as the head of Carlyle Investment Bank, he has amazing connections. It would cost a lot to poach such a great person.
"If the company can survive this crisis, the idea is something to consider."
Su Wang remembered Tencent's Mr. Liu Zhiliu, who was originally the head of a large foreign financial institution. He was responsible for Tencent's listing. Later, he was spotted by Ma Krypton Finance and directly hired Tencent to become the president and head of the investment department.
.
"Now, it depends on what the other party will do."
Su Wang put his hands behind his head and began to wait for his opponent's move.
…
Mr. Ye from Nanguo Group did not make Su Wang wait long for his move. In addition to contacting Tencent to stop the merger of Dianping and Meituan, the second move was quickly put into action.
"LG, Samsung, Lenovo, Motorola...joined forces to remove WeChat software because WeChat violated user rights."
Listening to Gao Tingting's report, Su Wang had a sneer on his face. It was really a big deal. At present, these are the only companies in the domestic high-end mobile phone market. This cooperation is equivalent to almost blocking WeChat.
"Mr. Su, what should we do now?"
Gao Tingting also had a look of worry on her face. WeChat is an excellent software and very popular among users, but if it is blocked, users will have to abandon WeChat and use Tencent's communication.
With Tencent's technology, it probably won't take a month to develop the same functions as WeChat.
After all, no matter how powerful WeChat is, it is just a software. It is impossible to expect users to choose to change their mobile phones for WeChat, let alone that there are not many mobile phones to choose from in China.
"what to do?"
Just when Su Wang was about to tell Gao Tingting his coping strategy, his cell phone rang, and it was a very unfamiliar caller number.
After answering the call, Su Wang's expression became very strange, because he never expected that this person would call him.
"Get the car ready, I'm going to a place to meet someone."
This phone call made Desu Wang change his original mind, and everything had to be rearranged after meeting this person.
…
In Beijing, I am very familiar with Wangtianju private restaurant!
But this time, what Su Wang saw was not the acquaintances from the Internet in the past, but a big boss whose name he had admired for a long time but had never seen before.
"Mr. Su, I'm really sorry for taking the liberty of inviting you."
"Mr. Jia is so polite. In fact, I admire Mr. Jia very much. I am very honored to meet Mr. Jia."
Su Wang didn't lie. He really felt honored to meet this person at this time, because the next three years will always be this person's highlight moment. In just a few years, he went from a small company to a huge one.
It took him less than three years to become an Internet giant.
LeTV President Jia Yueting!
Around 2016, Jia Yueting's image in front of everyone was completely subverted. The Jia Yueting 16 years ago was a brilliant entrepreneur and the idol in the hearts of many entrepreneurs. But the Jia Yueting 16 years later has become an old entrepreneur.
Lai's label.
At this time, LeTV Group, although it had not yet reached its peak, was already making waves in the Internet market with its LeTV.com and LeTV TV sets.
In Su Wang's view, no matter whether Jia Yueting is a liar or not, one thing must be admitted: LeTV plays an indispensable role in why domestic TV prices have dropped so quickly.
Domestic TV sets have always been monopolized by old manufacturers such as TCL and Skyworth. However, LeTV Group has entered the market brutally. The price of the same size TV is less than half of other TV sets on the market. In an instant, these old TV manufacturers have also reduced their prices.
.
Copyright distribution, the first video stock, box, super TV... LeTV has become the first Internet video stock. Even Suwang's current Sutang Technology is not as influential as LeTV in the video network.
But what made Su Wang curious was that this big boss was so proud of himself at this time, why did he suddenly ask him to meet?
"Mr. Su, after reading your reports, I am sure that you are a great genius. However, I personally don't admire geniuses very much. However, a piece of news I got a few days ago made me full of admiration for you, Mr. Su.
"
Jia Yueting looked at Su Wang and said straight to the point, "I admire your courage to reject those big families and choose to fight against the Nanguo Group."
Hearing Jia Yueting's words, Su Wang's eyes narrowed. He did not expect that Jia Yueting would know this, but after thinking about it, he realized that there is no airtight wall on the Internet, and this kind of thing is not a secret among the upper levels.
However, just because he admired his courage, he went out of his way to meet with him. Su Wang didn't think that Mr. Jia would be so leisurely at this time.
It wasn't until Mr. Jia's next words that Su Wang knew the reason, and at the same time, Su Wang suddenly figured out many things.