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Chapter 1343 [Let’s play slowly and play slowly]

Wednesday, May 2nd.

Fang Hong was paying attention to the news on the Internet. After a while, the beautiful assistant Qian Bushan came over, sat down next to him and said: "We will hold a press conference tomorrow afternoon to officially announce it to the outside world, and also announce the launch of the project construction bidding.

"

Hearing this, Fang Hong nodded slightly and stared at the screen and said, "Just proceed according to the established plan."

Tian Jiayi suddenly said: "The launch of this plan has affected many people's cakes. Commercial housing has been greatly impacted. The real estate market has declined to varying degrees in recent days. Maybe this year will become the peak of the real estate market."

Fang Hong: "Huh..."

Just a gentle smile from Yun Danfeng, this was his emotional reaction.

The employees of Qunxing Enterprise were originally a very potential group of buyers of commercial housing, and the number was huge. However, Fang Hongzheng's actions caused this huge group of buyers to disappear overnight.

It doesn’t matter if the scale is small, the key is that the scale is terrifyingly large, that’s 14 million people!

The recent property market has been declining, and among them employees of the Galaxy Group have contributed a lot of selling pressure. Yes, not only has this group with great purchasing potential disappeared overnight, even those who have already bought a house are still there.

Jump off the car.

With this housing benefit, many employees of some cluster companies who have bought a house and are repaying the loan decisively choose to quit their job, unwilling to bear the mortgage loan and live a life of making monthly payments on time.

Because everyone knows how to calculate accounts, the mortgage interest of thirty years is worth the price of the house itself. A house worth 1 million yuan will cost about 2 million yuan to buy it, including the loan interest.

Now there are companies that provide free housing, and the specifications of the houses are not bad at all, and most of them are even better than the houses you bought yourself.

Of course, you can live in the free house provided by the company first, and then buy the house with full payment later. Although the house price may increase during this process, you save interest. Even if the price doubles when you buy a house later, the price will still be the same.

You can also afford to buy a house with full payment, which is basically the same as buying a house with an advance loan now.

If you don't buy now, the money will always be in your hands, which means you have greater initiative to advance or retreat.

As for the fact that houses will triple in the future, it is impossible. In the current property market cycle, where are prices? What is the current birth rate? In fact, home buyers have some idea. If the price triples in the next cycle, it will be 100% direct.

Even if you look at the big fireworks, the probability of doubling the current size is very small.

But even if it doubles, I can accept it. In the future, the price of buying a house will double compared with the same period last year. When the full payment is taken, the worst is just that buying a house now will be burdened with interest. In the worst-case scenario, still compare the current loan

The cost of capital paid to buy a house is roughly the same, which is acceptable.

But here comes the question, what if the house price doesn’t increase in the future? Wouldn’t the thirty-year loan interest be saved?

Not rising means saving money for a house. What if the house does not rise but falls in the future? That will not only save interest, but maybe the down payment now can buy a fully paid house in the future.

The only risk considered is that you may lose your job, but it doesn't matter. If you lose your job, you will still have seniority to support you. This is another strong buffer. The most important thing is that even the subsidiaries of Galaxy Holdings are facing large-scale layoffs, and most of them are mid- to high-end.

These large-scale layoffs of companies with high value-added profits can largely explain that the economic environment is extremely bad for most industries and industries. How can the property market be immune to this?

In that case, the property market will definitely not be able to boom, and it will even fall in both volume and price in the cold winter. This situation may not even be a bad thing. After all, I saved a lot of savings before the big layoffs, and maybe I can just rely on the savings.

Save up all the money to buy a house of your choice easily.

As for not having any savings, I can only say that I have no brains and no plans.

The conclusion drawn from such calculations is obvious. It is most advantageous to transfer the house now and hold cash, so that you can advance or retreat and have the initiative.

Therefore, a large number of corporate employees who have already bought houses and are paying monthly mortgage payments have jumped out of their cars, further putting pressure on property market prices, and it is only natural for them to decline.

And the impact is not limited to the property market, but also affects banks.

The 14 million employees of Xingxing Enterprises do not need to bear mortgage loans if they do not buy a house. It is not an exaggeration to say that banks will lose more than ten trillion yuan in loan business in the next thirty years, and what they will lose is the highest quality business with the lowest bad debt rate.

Today is the first trading day after the May Day holiday. The banking sector plummeted -4.63% today, breaking the new low since September 2016. The drop from the highest point in January this year has exceeded -22%.

At this moment, Fang Hong's mobile phone rang. He looked at the caller ID and was surprised, and immediately answered the call: "...Is this happening? Haha, yes, I knew about this from the beginning.

I have expectations in my heart... I feel relieved with your words, um, okay, goodbye."

Tian Jiayi saw him hanging up the phone and asked curiously: "Who called?"

Fang Hong said concisely and concisely: "Luo Qing'an."

Tian Jiayi's eyes flashed with strange color: "Luo Qing'an?"

Fang Hong tilted his head and looked at the beautiful assistant and said with a smile: "Many people came up to complain and complain, and by the way, they got me involved, just because of the recent incident."

Tian Jiayi asked: "Who?"

Fang Hong said calmly: "Who else can it be? Whoever this hurts the most is the one."

After hearing this, Tian Jiayi generally understood, and immediately asked: "Is there a lot of resistance?"

Fang Hong smiled and said calmly: "There is resistance. It's not a big problem."

The higher authorities actually have a headache about the real estate market. Although it is a game between the upper authorities and the local governments over who can take care of the child, but if the local governments really just lay down and open up, it would be impossible for the children to really run out of energy.

Indifferent.

One or two is okay and can be dealt with, but the problem is that there are not just one or two, but a group. If you take care of one, the other will definitely compete with you. When you look at the other, yo, it turns out that you can take care of it. As long as you can cry, you can eat candy. Then I

I cried too, and cried harder.

Originally, I could just grit my teeth and solve the problem myself, but I chose to leave it alone and wait for you to take care of it.

At this time, the stars came in with their poles, but when viewed from above, the eyes lit up. Let the stars exert their catfish effect, and maybe they could open up a new situation. The key is to be able to survive the situation, because the stars came in with their poles and wanted to take a shot. It is impossible to pull away and leave.

Looking at it, only the size of Qunxing can hold it. He is really too rich, especially how much wealth has been accumulated overseas. The authorities are not sure, but it must be quite amazing, at least it is far beyond the book data. of.

Fang Hong also knew very well that he understood this move before he put it in, but he still did it because entering the game was the only correct answer.

Luo Qing'an called, and Fang Hong also understood that there was a lot of resistance, but you were able to withstand the resistance. Go and rectify it. Once you rectify it, everything will be fine. If you don't rectify it, you can't pat your butt and leave, otherwise I'll slap you. Ass, either stop it now and don't mess with this muddy water.

Don't muddy the waters.

That's what I say, but given your size, you are the only one in the whole village who can hold it. I will come over one day and invite you to join the muddy water. I hope you can raise your hand. Can you say no? It is impossible for the above to really let the child die. This is also the reason why Fang Hong chose to put this pole in even though he knew the stakes involved.

Naturally, those who come in with just a stick will not pat their butts and walk away. It’s OK to cover the whole story, no problem. But no matter how you do it, the stars can always say a few meaningful words, right? Correspondingly, they will naturally bring about the right to speak. This is a bargaining chip, and this is a new level of game. The current stars are also existences that cannot die, and they are also a kind of bargaining chip. This is another level of game.

Qunxing has grown to its current size. Some things are not something you can hang on high if you want. With such a big body, no one can ignore it and cannot ignore it. It seems that it is not in the game, but it has already been. Entering the game does not depend on personal will. The moment you gain strength, it means you are in the game.

Having understood this, Fang Hong has nothing to worry about. Now that the time is right, he decisively advances the 4 trillion plan and controls the rhythm in his own hands.

It's not that bad. It's worse than bad. At least the opponent is worse. In turn, isn't it your own advantage?

The situation is so complicated, there's nothing to worry about, just take your time and play the game slowly.




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