Chapter 1319 Financial Reform - Qianzhuang Headquarters Association and the New Woben System
"Chang Sheng/Li Jinglong/... pay homage to your Majesty, long live your Majesty!" In the side hall of Qianqing Palace, more than ten people knelt down and saluted.
"Get up quickly." Yunxi hurriedly said: "We are not going to court at this time, so you don't need to be so polite. Lu Yi, help Duke Zheng get up quickly; you guys, please help other nobles get up quickly."
Lu Yi hurriedly led the young eunuch to help him. Seeing that Yunxi did not just say it casually, but really told them not to be polite, they followed the young eunuch's strength and took over. They were all practicing martial arts diligently. If a person is unwilling to get up, there is no way that these young eunuchs, who are fifteen or sixteen years old, will be able to help him up.
At the same time, everyone secretly glanced at Chang Sheng. Yunxi specifically asked the eunuch Lu Yi who was close to him to help him, which made everyone envious. But envy was useless. Although Chang Sheng only had one sister, this sister married The former prince, or the mother of the current emperor? Xu Yingxu had three sisters who married Zhu Yuanzhang's sons, but they were all princes, so naturally they were not as close to the emperor as Chang Sheng; and his youngest sister also married the emperor as his concubine, so the closeness was We are close, but we are one generation younger.
When everyone stood up, Yun He told them to sit down without being formal. They all saluted again, then sat on the chairs brought by the young eunuch, and listened carefully to Yun He's instructions.
"Dear dear friends, do you know that I have announced that you will enter the palace today, and what do you have to say?" Yunxi was in a good mood and asked with a smile.
"I don't know." Geng Xuan said immediately, and everyone agreed. Regardless of whether they knew it or not, they all had to say they didn't know.
"Then, dear friends, let me guess what I want to tell you about?" Yunxi said again.
Li Jinglong and Xu Yingxu looked at each other. When the emperor asked this question, it was obviously impossible not to say anything, but it might not be a good thing if he guessed it right. His Majesty might wonder if you knew it in advance. Li Jinglong was here He instantly thought of what he was going to say, and said before anyone else could say anything: "Your Majesty, I guess, your Majesty has some instructions regarding military matters."
"Your guess is wrong." Yunxi said with a smile.
Afterwards, many people guessed a lot of things, none of which had anything to do with what Yunxi was going to say. Yunxi seemed to have guessed what they were thinking, and said: "My dear friends, don't worry. I only discussed this matter with Chen Di before. No one knows, and Chen Di will never tell others, dear friends, don’t worry."
"What your Majesty ordered today, I guess, may be related to the exchange of treasure banknotes for gold coins, and the implementation of the nest system in banks and pawnshops." Xu Yingxu said.
"Aiqing's guess is good." Yunxi said with a smile, and then said: "Then what exactly do Aiqing think I want to talk to you about?"
"I am bold, thinking that Your Majesty will allow my family to open a bank or pawn shop." Xu Yingxu said again.
Hearing this, the eyes of many nobles present lit up, as if they had seen a beautiful money scene. But Yunxi smiled and said, "Ai Qing, you guessed wrong."
"But what I want to say is not much different from what you said, Yingxu."
‘Huh?’ Everyone present was a little disappointed after hearing Yunxi’s first words, but after hearing his last words, they focused their attention on Yunxi again.
Yunxi did not resort to litigation and said directly: "I want to separate the printing of gold and silver coins, the printing, issuance and exchange of gold and silver coins from the Ministry of Household Affairs. Among them, the printing of gold and silver coins, the printing and issuance of precious banknotes. The affairs are under the control of the internal government yamen, and for exchange and other matters, I am planning to find people among the people to set up a bank guild to be responsible for coordinating various banks and pawnshops, and to undertake the issuance of treasure banknotes, exchange and other matters."
"And this bank guild is naturally composed of the owners of local temples and Taoist temples in each place. But since we have to deal with the yamen, and there is no such yamen in the local area, we all need to communicate with the yamen of the central court, so I plan to
A general bank guild has been set up in the capital, and most of the guild members are members of the local guilds. The rest, I want you and your family to do."
"Your Majesty, I dare to ask Your Majesty what you mean?" After Yunxi finished speaking, there was a slight silence in the venue. After a while, Yang Feng asked.
"What I mean is to let your beloved family members join the bank's head office and serve as some of the people in charge." Yunxi said in more clear words.
"Thank you for your grace!" After another moment of silence, everyone present stood up and bowed to Yunxi. Some even wanted to kneel down, but were stopped by the young eunuch standing next to him.
In fact, they don't understand what this bank's head office does, but temples and Taoist temples can earn high profits at basically no cost. It is absolutely impossible to serve in this head office that seems to be able to manage temples and Taoist temples.
There is no benefit to them at all. Just collecting bribes from local temples and Taoist temples is not a small amount of money. And some smart people have noticed that Yunxi said from the beginning that this is a private guild, not the imperial court.
Yamen, that is to say, the bribes they collect from local temples and Taoist temples are not subject to the laws of the court. Even if they are exposed, they will not be punished. At most, they will resign under the pressure of public opinion, but their family will be able to send another person immediately.
On top of that, there is no loss to the entire family. 'No, how can such a matter be left to someone in the family at will? It must be a close relative.' Someone thought.
Moreover, compared with allowing them to run temples and Taoist temples by themselves, letting their people serve as stewards in the head office also eliminates the time required to accumulate credit, the trouble of running operations, and the possibility of corruption between shopkeepers and clerks. If we talk about running a temple
, Taoist temples are worth a lot of money, so working as a steward in the head office is nothing but a lot of money.
So how could these people not be very grateful to Yunxi?
"Everyone is flat." After everyone sat down, Yunxi said: "There is one more thing I want to tell you all. You may have heard about temples and Taoist temples and they should implement the nest system. This
The statement cannot be wrong, but the nest system I want to implement is different from the previous one."
"In the past, we had a lot of rules for merchants operating in this business. If we followed the rules completely, I'm afraid the merchants would be paupers." Yunxi said with a smile. Everyone laughed when they heard the word 'pauper'.
"But the new nest system that I want to implement is different. The new nest system has only two rules for merchants: First, only people with nest capital are allowed to operate this business. People without nest capital are not allowed to operate. Violators will be serious
Secondly, no matter how the business is, taxes are collected according to a fixed amount every year, but the tax quota does not remain unchanged for ten thousand years, but is linked to the tariff. The increase in the tax rate is the same as the increase in the tax quota. "
"What do you think, dear friends?" (To be continued)