"I only obey His Majesty's orders." Everyone said this. First of all, they do not directly operate banks or pawnshops, but only mess around in the head office. How the rules of the nest are determined has little to do with them;
Secondly, in order to show that they did not agree randomly, they always had to wait for a while. During this short period of time, they pondered these two rules in their heads, and they really felt that there was nothing wrong with them.
"Since all my dear friends think it is good," Yunxi paused and said to the people in front of him: "The Ministry of Household Affairs has issued a document allowing the exchange of treasure banknotes for gold coins. It is not appropriate for banks and pawn shops to implement the new nest system for a long time.
And it just so happens that Wudang, Shaolin, Longhua Mountain, Taishan, etc. have all sent people to the capital to see me recently. In this case, although the local guild has not yet been established, the headquarter guild in the capital can be established first, and then the various guilds can be established.
The people in charge of the temples and Taoist temples, and the people sent by the families of your beloved ministers, are the stewards."
"Yes, Your Majesty, I obey your order." After hearing this, everyone was filled with joy again, although they didn't show it at all on the surface. This means that they can make money immediately. The local government will not be able to collect the money for a while.
, but the banks and pawn shops in the capital will definitely bribe them immediately. Although a large sect like Wudang cannot be easily offended, this is something that benefits everyone, and it is expected that they will not hinder their family members from collecting money.
After that, Yunxi gave them a few more instructions, and it was noon. Naturally, they were allowed to have another lunch. Although everyone did not dare to be discourteous in front of His Majesty, they felt happy and drank a little more.
He started talking more and showed that he was in a good mood while talking. Yunxi could see all this.
After half an hour, everyone had finished their meal, stood up, saluted Yunxi and left the palace. Yunxi smiled and said a few words to them one by one and let them go.
On the way out of the palace, Lan Zhen couldn't help but say: "Your Majesty is so considerate of us nobles. Last year he allowed us to take over the steel factory that originally belonged to the imperial court, and this year he asked us to send people to the bank's head office. This
Just give us money for nothing! Even the former Song Dynasty did not do this. The most profitable businesses in the former Song Dynasty were tightly controlled by the court. Even people like the Cao family (Cao Bin) had to work hard.
Send people to grab food. Your Majesty is really too considerate of us!" He couldn't help but say it twice.
"Yes," Cao Xing also sighed: "In addition to not allowing generals to use soldiers at will, His Majesty's treatment of our nobles and nobles is much better than the emperor of the previous Song Dynasty. No, not allowing the use of soldiers is also better than the previous Song Dynasty.
.The only soldiers in the former Song Dynasty were Taizu and Taizong. The two generations could still fight, but the country was decayed just over thirty years after its founding. When Zhenzong was in power, the Liao Kingdom seemed to be in uninhabited territory when it came to attack. If it were not blocked by the Yellow River, Bian
The capital will be lost, and the Southern Song Dynasty will appear more than a hundred years in advance. Today, your Majesty is not allowed to use soldiers, and those who violate the order will be severely punished. This is also to prevent the army from being ruined like the previous Song Dynasty, and for the sake of the Ming Dynasty."
But Chang Sheng, who walked with the two of them, was not as happy and excited as they were. "But I always feel that His Majesty's move should not be just to show sympathy for our noble family. If he just shows sympathy for us and allows us to open a bank, then the pawn shop will not be the same."
It’s done? Why do we need to set up a bank head office?”
"I think, first of all, His Majesty is worried that if we directly operate banks and pawn shops, we will use our power to suppress the banks and pawn shops opened by others. In the end, the banks and pawn shops in the capital may be opened by people like us. Your Majesty will not I would like to see this happen."
Lan Zhen continued: "As for the second one, of course His Majesty has his own plans. Although I don't understand it, I still feel that this bank head office is not that simple. Your Majesty must want it to be of great use."
"But what does this have to do with us? We just need to obey His Majesty and get the money. We don't have to think too much."
…
…
At the same time, in the Qianqing Palace, Wang Xi also asked Yunxi very puzzledly: "Your Majesty, why do you treat nobles so favorably? It was not enough to allow them to open a steel factory last year, but also allowed them to intervene in the bank and pawn shop business? "
"And that's enough to allow them to intervene in banks and pawn shops. Why not allow them to run banks and pawn shops, and also set up a bank head office?"
"Wang Xi, you asked three questions." Yunxi was not annoyed at all or felt that he should not care about his questions. Instead, he sat down and drank the soup after the meal while laughing. He said.
Before Wang Xi could figure out why he had asked four questions, he heard Yunxi say: "I'll answer the ones that are easy to answer first."
"The easiest answer is why we should give them preferential treatment. I remember you asked this question before, and I also answered it. Think about it when you go back, and I won't say more."
"The second easy answer is that they are not allowed to operate banks and pawn shops. If they are allowed to directly operate banks and pawn shops, they will use their power to suppress the banks and pawn shops opened by other merchants. Finally, the banks and pawn shops in the capital are all opened by these nobles. This is not a good thing, and of course I must avoid it."
"Although the third and fourth questions are two questions, they are closely related and difficult to answer. Let me think about it."
The third question Wang Xi asked was why the bank head office should be established. To put it simply, he felt that although the financial industry in the Ming Dynasty was still very immature, it would definitely grow into a towering tree in the future and become the Ming Dynasty and even the whole world. The most important industry has become the lifeblood of a country.
Of course, for such an industry, Yunxi will not completely let it go, but must supervise it. Moreover, this industry is still very immature now, and it is easier to set rules. When you grow up, it will be very easy to change the rules that are commonly known in the industry. It was difficult, so he wanted to set up an agency to supervise the financial industry at this time.
But how to supervise it left Yunxi very scratching his head. If a yamen supervision were set up in the court, according to the general rules of this era, if banks and pawnshops across the country were not controlled, the responsible officials would be very loyal to the emperor and patriotic. If that death Those who want money, it is estimated that the last ones left will be important officials of the imperial court and the shops of noble families, and ordinary middle and lower-level officials will not be able to make money.
But if a completely private institution is set up, Yunxi himself will not feel at ease, and if the court does not give great support to the people in charge of this bank head office, it will not have much effect; if the court supports it, China People have always been very particular about only following orders once they have the power, which is not much different from setting up a yamen for supervision.
After repeated thinking, Yunxi finally decided to establish the current model of the bank head office.
(I'm sorry that I didn't finish writing these contents in this chapter today. I will finish this part tomorrow and move on to the next part) (To be continued)
