Even for Black Flag Commercial Bank, a capital adequacy ratio of 8% is the norm for most U.S. commercial banks.
Under the regulatory requirements proposed by Japan, either the capital adequacy ratio does not meet the standard, or the capital adequacy ratio meets the standard, but the ratio of subsidiary tier one capital to core tier one capital is too high, and it also fails to meet the standard!
I roughly took a look at the big banks with big names in the United States, such as Citibank. Today, Citibank's capital adequacy ratio is only 8% (some say it is 4%), and it does not even meet the regulatory requirements of the US authorities.
Moreover, the core capital adequacy ratio is as low as only 9%. I heard that the FDIC may even intervene in Citibank recently.
In such an environment in the United States, where the desire for investment has been greatly reduced and the economy can be said to be in a semi-recession, almost no commercial bank can open a branch in Japan.
Among the American banks in Japan today, the earlier ones include The First Bank of Chicago, Union Bank of San Francisco, Mellon Bank, etc., except in 1989, when the First Bank of Chicago opened its first branch in Tokyo and began to conduct business.
In addition, other banks have entered, but like their own offices, they have no authority to conduct business. And First Bank is also the first banking institution in the United States to open a branch in Japan!
Carter didn't quite understand what path this First Bank took to open a branch in Tokyo in those years of abnormal regulation. But Carter knew very well, at least according to the regulations introduced by Japan.
, this kind of regulatory relaxation is basically superficial.
But on the surface, this is indeed true, and they are practicing the open policy they promised!
I have to say, this is a good move!
Doesn’t the United States require us to open our markets and relax regulatory restrictions?
I did let go, it’s time for you to show some sincerity, right?!
However, compared to the needs of both parties, Japan only wants the American market. It is a bit difficult for the United States to play the same trick, smiling on the surface but operating like a mmp behind the scenes!
In the adjustment of international trade, the most obvious and critical indicator is tariffs!
Japan has now taken the first step to raise foreign ownership restrictions. Logically speaking, it is now the turn of the United States to lower tariffs! Once the tariffs are lowered, the result will be that Japanese goods will once again enter the United States in large quantities, while capital from the United States will not
Can't enter Japan!
Isn’t this a clear loss?!
As for, apparently, I will follow the example of Japan and lower tariffs. Hello, hello, hello, everyone. Then the local government will issue an administrative restriction order to reduce the actual number of Japanese products on the shelves.
This is basically impossible for the United States!
If the federal government could have this kind of control, then the old Dixie gang in my hometown, Texas, wouldn't be clamoring about the Lone Star Republic all day long, right?!
In addition, the reduction of tariffs is real, even if it limits the actual number of goods on the shelves, or the sales price must not be lower than that of American products of the same grade and type. This will also lead to a problem, that is, the cost of Japanese goods may be higher.
Low! That means that merchants selling Japanese products will make more profits
Money moves people's hearts!
Once this is done, let alone Japan, the United States itself will have to start a quarrel first.
Moreover, the most important thing is that the special NND foreign exchange control has not been relaxed! It has even strengthened a wave of control in reverse, in order to stabilize the situation when Japan is experiencing a big collapse. Japan is almost
No shame!
One of the most representative regulations is that all export companies in Japan must deposit their foreign exchange earnings into Japanese bank accounts!
It is tantamount to forcibly collecting all foreign exchange funds to strictly prevent foreign exchange outflows, causing the Japanese yen currency to collapse.
It is clear that Carter, including the analysts in the basement, believe that the value of the yen will not collapse, but is even quite stable.
It may be because the authorities are obsessed with it, or they are confused because they care about it. Today’s Japan doesn’t think so!
Get enough foreign exchange reserves first, just like having food in hand so that you can calm down. No matter how much it is, get it first!
In a time like this, when you want to exchange hundreds of dollars or thousands of dollars, you have to be asked several times about the purpose, and the exchange of your own hundreds of millions of dollars is a problem only if it can be approved!
Oh, what a headache!
Obviously, in history, what I know the most is that Brother Asan likes to engage in this kind of gameplay that does not respect martial ethics!
Obviously I have been very careful to avoid the third brother. So far, my business dealings with India have been limited to software outsourcing. Unexpectedly, in the end, I was taught a lesson by Japan.
"Brother, why haven't you come down yet? Didn't you say you just want to watch for a while? Now, Aunt Jin cut some fruit and ate it!"
Just when Carter was rubbing his temples with a headache, a bouncing figure from outside the door ran in. He picked up a piece of apple skewered with toothpicks and handed it to Carter's mouth.
"It doesn't take long just to read the report. I was distracted thinking about some problems, which wasted a lot of time. Yes, it's delicious! Thank you, where did you buy this apple? Come on, let's go down!"
After rubbing Xiao Yinxin's head, Carter chewed an apple and closed the report with the word "Secret" in front of him. Well, it's a little embarrassing!
At this moment, Carter suddenly understood why the future Red Hat brother would bring some secret documents home. Sometimes, it is better to work at home, at least in the basement, in front of his own eyes
But there was no beautiful scenery lined with green trees, and no one gave him fruits. Moreover, Carter had to say that there were simply too many secret documents in the United States!
According to incomplete statistics, the U.S. federal government, including the military, produces confidential documents at a rate of about 3 copies per second. It feels like every big deal needs to be labeled confidential.
For example, the report on Japan's upcoming increase in the proportion of foreign investment is a confidential document before it is announced. But after Japan announces this adjustment, it will naturally become a "non-confidential document."
There are too many documents like this! In terms of timeliness, it’s hard to say how long they are.
When there are too many confidential documents, there will naturally be a sense of the so-called overflow of secrets. They are all overflowing. This is a secret, and that is a secret. But usually many people have seen it, and each other will not regard it as a secret.
secret, then
"I don't know, maybe it's at Sam's? Aunt Jin said that since there are a lot of people in the family, we go to Sam's to buy things. It's big and cheap!"
Li Yinxin was obviously very happy about Carter's ability to put down work in time and spend time with her. She jumped up and down when walking next to Carter. She came from a wealthy family, and although she was young, she also knew that for people like Carter,
, how important the career is in their hearts. Even the father who loves him the most cannot do this, but Carter can
"Oh? Do we still have a Sam's Club here? Indeed, more than a dozen people eat, drink, and eat every day, and buying groceries every day is like wholesale. It is really not cost-effective to go to ordinary supermarkets to buy them! It seems that I will have to wait for a while.