"Assistant Lin, what is this?" Gong Fan turned around and looked at him.
"Manager Gong, let's talk. There happens to be a tea restaurant nearby, let's sit together?" Lin Xiaoguang invited with a smile.
Gong Fan is a deputy division level cadre, and Lin Xiaoguang is a senior officer. The former is in his thirties, and the latter is very young, but they are not ordinary people, and one is from Hua Run and the other is from the Bank of China. They are not in the same system.
, we were not familiar with each other before, but now, is it really a casual chat?
Gong Fan's mind was spinning, he waved his hand and said with a smile: "Assistant Lin is Hua Run's rising star and a top student who graduated from Tsinghua University. I have been wanting to chat for a long time. It just so happens that I am treating you today."
"Manager Gong, you are too polite."
There are many tea restaurants in Central, including the century-old Lian Heung House, the decades-old Midtown Restaurant, Lan Fong Yuen and Tsui Wah Restaurants.
Since it was relatively close to Lianxiang Tower, the two of them went to the nearest one.
As he walked into the tea restaurant, Gong Fan said with a smile: "When you come to Hong Kong, you have to do as the locals do. I have been coming to Hong Kong for many years. At first, I was not used to Hong Kong-style tea restaurants. Now that I have gotten used to it, I feel uncomfortable even if I don't come here for a day.
awkward."
"Assistant Lin is from the north and has been in Xiangjiang for less than half a year. Are you used to it?"
"Fortunately, I am a very restless person. I always like to walk around. I have strong adaptability and can live anywhere." Lin Xiaoguang smiled and said tentatively: "It's not very convenient now that we are outside.
We still have to pay attention. Brother Fan, if you think highly of me, just call me Xiaolin. If I call you Brother Fan, do you mind?"
"Haha..." Gong Fan waved his hand: "You are too polite, then I will call you Xiaoguang."
Lianxiang Tower is a little older, located in a small alley. The centuries-old teahouse is full of traces of time. Just like the three vigorous and powerful characters on the Lianxiang Tower signboard, the running script is like flowing clouds and flowing water, which shows the ancient style.
The breath of the Republic of China is coming.
It was only around ten o'clock in the morning, but the teahouse was still full of customers. The hall with dozens of tables was all full, and almost ten people were crowded into each small table, shoulder to shoulder.
After ordering refreshments first, the two finally found a seat in a corner, occupied it first, and then went to the dining area to wait.
At the exit of the meal, Gong Fan looked at him and said with a smile: "When you come to Lianxiang Pavilion to drink tea, you can't wait for the waiter to greet you. You have to take the initiative and open the table. Whether you can eat or not depends entirely on your own ability.
Someone will bring something to you, so you don’t have to be polite and courteous. You have to know how to grab it and eat it only after you grab it. As for what you grab, it all depends on luck. What’s good is that any snack is good.
Delicious.”
Lin Xiaoguang thoughtfully said: "After hearing what Brother Fan said, I think tea drinking is very similar to doing business. There are certain rules, but whether you can make money depends on your ability."
Gong Fan was stunned for a moment, then thought about it, suddenly realized, and said with a smile: "This is the first time I heard someone say that."
After getting tea and snacks, they sat down and chatted while eating.
Gong Fan took the initiative to ask Lin Xiaoguang some things, such as his place of origin, his parents, his school, his classmates, etc. Lin Xiaoguang did not hide anything, exaggerated a little, and told him everything.
Of course, he also mentioned a little bit about his acquaintance with Shen Yizhou, Ye Wendong, Ding Yuanchao and other second generations.
After hearing this, Gong Fan sighed: "Xiaoguang, you have caught up with the good times. I remember that I still recommended you to go to the university. I searched for the director of the County Revolutionary Committee for a long time, and I don't know how many good things I said before I went to a university.
Technical secondary school, if I hadn’t gone to technical secondary school, I would still be farming right now.”
Noticing the surprised look on the customer's face next to him, he shook his head: "Let's not talk about this anymore, Xiaoguang, why did you come to me today?"
Gong Fan spoke very politely.
He couldn't help but be rude. Firstly, Lin Xiaoguang was a top student. Secondly, he was also a party member and cadre specially trained by the Ministry of Foreign Trade. Thirdly, he knew a lot of people, and they all had great backgrounds, so he couldn't help but ignore them.
Although the level is low now, it should not be underestimated in the future.
Lin Xiaoguang smiled and finally got down to business, but he was still making side remarks and did not get to the point.
He took a sip of tea, savored the aroma of tea between his lips and teeth, and then asked: "Brother Fan, by the way, does your Bank of China do lending business now?"
Gong Fan was not surprised to know that he had a complaint against the Bank of China, but he dropped the subject: "If you ask about this, how about we find a quiet place to have a good chat? Come to my office?"
"OK."
After checking out and going out, the two of them went to the Bank of China office building together.
When he arrived at the office, Gong Fan made a pot of tea, thought about it, and then said: "How should I put it? We had lending business in the past. As you know, our Bank of China inherited the foundation of the Beiyang Government and the National Government. Until the movement,
Although Bank of China is a chartered foreign exchange professional bank, its overseas branches all have this business."
"No more now. In March last year, the Bank of China was separated from the People's Bank of China and established the State Administration of Foreign Exchange. Now the Bank of China and the State Administration of Foreign Exchange are two separate teams with one team. They are mainly responsible for foreign exchange and foreign trade, and there is almost no progress in credit."
"What? Are you asking for your Huarun Wanjia, Director Luo?" Gong Fan looked at him with a smile.
Lin Xiaoguang did not answer directly, but just said: "Although Huarun Wanjia's 100 stores have begun to make profits, our director has always had a problem. Brother Fan, let me tell you the truth. We were originally planning to open a large supermarket, but something went wrong later.
, played a trick on domestic suppliers, and the director has always been worried about this."
"Although he doesn't say it in his heart, I know that the director still wants to open a large supermarket. Firstly, supermarkets are more profitable than convenience stores, and the market is broader. Secondly, he can also count on the suppliers he has contacted before.
I didn’t break my promise.”
"Although the convenience store project is profitable at the moment, it is not very profitable. With sales of 4.5 million a month, the convenience store cannot get a penny. So much turnover in a month has gone into the account of your Bank of China and given to the country.
Having earned so much foreign exchange, Brother Fan, we are also a central enterprise, please support our work, for example, give us a loan of three to five million, and we can enter a large supermarket."
"Do you think so?" Lin Xiaoguang was moved with emotion and reason.
After listening, Gong Fan finally understood what he meant. He frowned and felt very embarrassed.
After thinking about it, he said: "Logically speaking, we are both state-owned enterprises. Although you are from the Ministry of Foreign Trade and we are from the People's Bank of China, I should indeed support your work."
"But I'm also in a dilemma. I haven't done any credit business in several years."
"That's it, who hasn't had a first time? Reform and opening up is not the first time. The credit business was something that your Bank of China had before. Now it is just recovering. Brother Bufan, would you like to send a report and give it a try?
, if it succeeds, this will also be your political achievement, don’t you think so?" Lin Xiaoguang blinked.
"Xiaoguang, you are really as cold as a jade pot. You are so active in your work. I wish you were in Bank of China." Gong Fan clicked his tongue.
Lin Xiaoguang smiled, saying that he was not selfless. If Bank of China could lend money to Huarun Wanjia, and then operate it again, maybe it could also lend money to Qinhuai, so that there would be no need to develop step by step.
"Brother Fan, to be honest, I'm not very restless. I'm very interested in going to your Bank of China, but the company and the department won't let me." He waved his hand.
"Xiaoguang, I'll give it a try when it comes to credit. But if you really want to come to Bank of China, there's nothing you can do. Maybe one day you'll get the chance."