It didn’t go into too much depth, and it didn’t talk about finance or capital.
Zhao Xi told this person in the industry that the most primitive business in the banking industry, or the business of banknotes, deposits, loans and remittances to the world.
This principle is not difficult to understand, and the benefits are obvious.
Private loans in the Song Dynasty were quite frequent, and the interest rates remained high. Otherwise, there would not be an institution like Xiangguo Temple, the richest institution in the country.
Therefore, when this person in the business of giving happiness started to say these things, no one paid much attention to it. The Qingmiao method... It is estimated that Wang Jiefu also came up with usury.
Everyone's eyes widened when they heard that interest was actually paid for depositing money, and when they heard that institutions had been set up in all states, counties, and counties of the country and the country to form an independent information exchange system, so that the entire country could exchange remittances.
With just a layer of window paper, in the commercial environment of the Song Dynasty, everyone had a little business knowledge.
When the window paper is punctured, everyone can see the benefits.
Usury money, such huge usury money!
After Yi Ji Leye finished speaking, the Zichen Palace was eerily quiet. The only sound in the entire hall was Zhao Xi's gentle sipping of tea...~
You bastard! Zhao Xi couldn't help but cursed secretly. He's still a husband, and they are all elites. After all, they have never seen money. Is this the case?
But one thing is gratifying. They all have a long-term perspective and are not obsessed with interest rates that are several times lower than the current rate.
"Zhongzheng, take them to the side hall first and wait... let's just send them out of the palace."
Zhao Xi pointed at Yi Leye.
The words that follow should not be heard by anyone in the industry.
Perhaps the husbands were not shocked, but kept silent because they were taboo about the presence of foreigners.
Anyway, after Zhao Xi told Yizhileyeren to leave, all the husbands came to their senses and covered up the gaffe just now.
"Officials, this person should be taken care of..."
That’s right! Old Han, I’m more worried about you than the credit of Yi-Gi Leye.
"Prime Minister Han, Wang Zhongzheng knows how to do it. Besides, wisdom cannot be taken away. People have this knowledge, but they are far away from their hometown and have no foundation in the country, so they cannot realize their ideas."
Han Qi's ideas are narrow, but he is responsible. It is estimated that if Zhao Xi agrees, he will not hesitate to exterminate the Yizileye people living in Bianliang.
After Zhao Xi finished speaking, there was a moment of silence. He felt like he had nothing to say.
Wang Anshi? Forget it, is this still the Qingmiao Method? Although it leads to the same goal through different paths, it has nothing to do with the Qingmiao Method.
Apart from the fact that the people did not pay any taxes and the country used it for its own purposes, there was no trace of the Green Seed Law.
Although there is still the possibility of corruption, you have been blinded by the huge interests and can no longer see these loopholes where corruption exists.
Because this can be done without regard to the local government or even the imperial court... This is absolutely not allowed!
Wang Anshi would never allow the imperial court to be abandoned. Although it was not the Qingmiao Law, this method of connecting the world was derived from the Qingmiao Law, and it was to achieve the goal of the people using the country for their own purposes without adding any tax.
In the current situation of stalemate in the court, this is another way of using the green seedling method.
"Government, is it privately run or government run?"
He was really not polite at all. That’s what Han Qi asked.
"Officials, this matter must not be handled by the private sector!"
There was no gap at all. Han Qi fell silent and Wang Anshi took over.
This is a pure minister, a minister who only wants to realize his lifelong ambition and change the current situation of the country.
Wang Anshi's character and sentiments are higher than Sima Guang, and even higher than everyone present.
"Xiangong Han, who do you think has the strength to connect the world? I'm afraid it's not necessarily possible even if you win over Xiangguo Temple, right?"
"Is there any other family that has the credibility to save all the people of the dynasty? Also, do you think it is appropriate for one family to control the economic lifeline of the dynasty?"
"Let's put it this way, banks will eventually be related to coinage, and it can even be said that the two will complement each other. How can it be handed over to the private sector?"
Asking whether it is private or government-run means that you agree with the matter.
Zhao Xi wanted to see if Han Qi had reached the limit of his shamelessness and would change his attitude to oppose it because he did not allow private organizations.
"Corruption among officials, such as the implementation of the Green Crop Law, is still unavoidable when running banks."
I don’t know whether it’s because this is no longer the Green Crops Law, or Sima Guang is also attracted by the huge benefits. His opposition is not as firm as his opposition to the Green Crops Law, and his tone is much gentler.
"So, I don't want to rely on the government system. The preparation of the banking industry will be a system independent of states, counties, and counties, and there will be no affiliation with governments at all levels."
"It will be directly under the management of the imperial court and directly responsible to the imperial court. The chief officials at each level will also be directly appointed by the imperial court!"
After making such flirtatious remarks, Zhao Xi still wanted to see the reaction.
If these husbands are really shameless to a certain extent, he really wants to take full control of them.
To be honest, with the complete transportation network he has established, the powerful escort team, and the income from many industries, it should be no problem to play a bank.
No one said anything, it seems there is a lower limit to shamelessness.
"Government-owned does not mean that all share capital is official. The bank's initial idea is that the court will control no less than 50% of the members, and the rest will accept private capital as shares. This is one."
"Second, the bank's chief official grade is equivalent to the chief official of the same level of government. The bank's position allocation is selected by court officials, internal supervisors, clan relatives, foreign relatives, and private equity investors. However, at the beginning, the specific details of the bank
The business will be handled by a talented person."
"Third, the salary of court officials in the banking industry will be two to three times higher than that of officials at the same level. Any official engaged in banking affairs must sign an industry law to enter the industry. The most critical point is that they can be killed!"
"With the expansion of the banking industry, everyone can see the future prospects, and the depth of the impact on the country's economy is also foreseeable. Therefore, in order to avoid corruption, detailed punitive measures must be formulated."
"Killing one person, exterminating a family, or even punishing an entire clan is fine. When corruption affects a county or a state, or even affects the economic order of a country, different crimes and punishments will be given according to different circumstances."
"It has been agreed that the political hall will meet with people from the same industry to come up with specific regulations for the establishment of a bank. The structure of the head office and branches, the responsibilities and obligations of the head office and branches, staffing and how to distribute profits, confidential notes and internal exchanges, etc.
wait."
"At this point, we can learn from some practices of Chengdu Lujiaozi. The specific details will be discussed later. Now we need to decide whether this bank will be opened or not?"
The general direction and principles have been initially determined, but why should we open it or not?
Officials are becoming more and more shameless now.
Besides, with such huge interests, who wouldn’t want to get a little fishy?
It’s Wang Anshi. Well, Lao Wang is still confused about whether this and the Green Miao Method are two different things.
For Zhao Xi, what he is concerned about is whether the princes agree or disagree on the punishment for killing.
He needs an excuse that he can agree with so that he can open up a hole for killing civil servants.
Not being able to kill scholar-bureaucrats was a guarantee for court officials to do whatever they wanted, and it was also the reason why Zhao Xi was timid in many matters.
As long as there is an opening, there is no need to worry about getting involved.