In fact, when it comes to banks, Zhao Xi is only half as good as a knife.
However, Leye people have a natural financial talent, a little knowledge of the banking industry of later generations, a foundation in Chengdu Lujiaozi, and courtiers who are familiar with the government system. I believe that the political affairs hall can formulate a plan
A makeshift banking system.
There are finally fewer memorials. After all, there is no such thing as the Green Seedling Method.
Banks are a new thing, and there is no way to judge them.
To keep money for others, you actually have to repay it...~ I can understand the usury, but I can't understand this.
Therefore, everyone is waiting to see what happens, or waiting for the political hall to issue specific rules.
The imperial dynasty gave preferential treatment to scholar-bureaucrats, and the salaries of courtiers were also considerable. Unfortunately, I always felt that they were a bit bloated after becoming rich, and all they could do was to enjoy the rest except farming.
There were parties and banquets. From time to time, I would go to Fanlou to meet my little girl, and I would often buy a few concubines and maids.
There are not many people who live a shameless life and can actually spend money to do business. Except for those who have successive generations of court officials and have a good foundation, they will naturally have savings.
Therefore, there are not many people who are really capable of getting involved in such things as banks. After all, this requires real cash. Even businessmen are in the minority.
Of course, those who play Cuju are another matter.
Zhao Xi will not pay attention to these.
After the meeting, it means that if the courtiers have any opinions, the princes will be directly confronted and cannot get to them.
As for how the bank's share capital will be distributed, I believe you can handle it well... After all, if you pick anyone at random, whether it's a literary leader or a wealthy family, he will always have his own fans.
As long as they can't disturb the court meeting or the Chui Gong Hall, Zhao Xi won't bother to intervene... and the princes won't let them disturb the Chui Gong Hall.
Officials do things...forget it, if they really want officials to take charge, everyone will probably only be able to drink soup.
At this time, Zhao Xi recalled Xue Xiang from Gongfang City and ordered the Jiangwu Hall to open a school.
At this time, whether they were recommended or self-recommended, officials who wanted to work in the banking system were also approved by the political hall.
The difficulty of making this list really made Zhengshitang put a lot of thought into it.
It's not that no one goes there, and it's not that people flock to it. Anyway...how should I put it, it's a bit messy.
In terms of treatment and future prospects, they are all very good. However, the condition of being able to kill makes everyone still a little timid.
If you hang around in the court and gain seniority, you will reach a certain status sooner or later. There is no risk of death or annihilation of your family.
But everyone knows that the banking industry is an industry under the government system, and it is also a place where problems can easily occur.
Let's not talk about Su Song, Xue Xiang and others, just look at Li Jie and Li Mingzhong, who went from being a white man to a fourth-rank court official in just ten years.
Even Lu Huiqing, who was a Jinshi in the second year of Jiayou's reign and had the smoothest official career, was only promoted from the fourth rank. This was because of the new law and was pushed to the top by Wang Anshi.
How about Su Shi? He also has a place in the Shilin literary world, but he is just a promoted official from the fifth rank of Kaifeng Prefecture.
Entering the banking system should be said to be entering a fast lane for promotion, and you are almost certain to achieve rapid success.
But if you step on the wrong foot, the consequences will be a hundred times worse than in court.
Compared with courtiers, the eunuchs and clan members are much simpler. The eunuchs are household slaves and can be assigned at will. However, the current clan members still feel that they are really the closest people to the official family. Especially those who are about to give birth to five children.
The clan members who obeyed were eager to sell their lives to the officials so that they could exchange for the prosperity of their descendants.
With the list drawn up, Jiangwutang's first banking industry management training class came into being.
The Government Hall has not been rolled out on a large scale across the country, but it has been cautious and a few state capitals have been selected for pilot projects.
Zhao Xi didn't care about this, but agreed with Zhengshitang's caution.
The imperial court identified Qinzhou, Guangzhou, and Chengdu as the opening points for the first batch of bank shops. Of course, Bianliang was definitely indispensable.
After this, the number of people was not large, so Zhao Xi still held a training class seriously.
The first lecturer of the training class was Zhao Xi, the current emperor. This fully demonstrates the importance that officials attach to banks.
Zhao Xi roughly explained the little banking knowledge he knew, but the focus was on scaring people.
Anyone who colludes with local governments and forcibly allocates loans to improve performance will have their credit deprived!
Anyone who engages in malpractice for personal gain and lends money or grain that is significantly higher than the value of the collateral will have his or her credit deprived of credit!
Anyone who violates the regulations, enters and exits the treasury without permission, or fails to strictly enforce the regulations, resulting in insufficient reserves, causing a run, and affecting the daily life of the local government and people, will be killed without mercy!
…
The political hall has not yet released the specific details. Zhao Xi only used his rough memory to plug all the loopholes that could be exploited with fairly heavy penalties.
Anyway, after listening to it for a long time, I got the impression that he would be deprived of his fame, exiled, killed, his whole family, and a whole clan...
As a result, every person who was full of confidence and intended to use the bank to get promoted ended up remembering only the word "kill".
I can’t tell whether I am familiar with the business or not, but I remember what constitutes a violation.
As for other knowledge, such as Arabic numerals, accounting methods, exchanges, deposits and withdrawals, etc., Yishi Leye and Xue Xiang are responsible for training.
The first boss of the bank, Zhao Xi, is going to be handed over to Xue Xiang, from the second rank, to the same level as the chief officer of the Six Ministries and Jiuqing...
This is also the reason why people in the first training class withstood the intimidation of officials and continued with their original intention.
The content of Zhao Xi's first class after the class started was also sorted out by Xue Xiang and handed over to the Political Affairs Hall...
In this way, the changes caused by the Green Seed Law and eventually transformed into banks came to an end.
During this period, the Farmland Water Conservancy Law and the Clan Law were also promulgated, which caused chaos for nearly a year. Zhao Xi's nerves were strained for nearly a year, and he also planned for nearly a year.
There was a result. At least Zhao Xi pushed out the banking industry without leaving any trace. Even if it was replaced by the Green Crop Law that was criticized in later generations, Wang Anshi's ambition was not hurt.
As for the occasional unbearable words from Wang, he didn't bother to care about it... He was such a pitiful baby, and there was no point in worrying about it.
…
"The dynasty dispersed, Wang Jiefu stayed..."
It was another court meeting day, but Zhao Xi had to leave Wang Anshi behind again.
The reason is that this big ginseng, who has no time to spare, handed himself another discount... the Market Change Law.
"Da Shen, it's not that I don't support innovation, on the contrary, I want to change the current situation of the country more than anyone else."
"It's just... you have to eat one bite at a time and do things one by one. Now that the Green Seed Law has just ended, you have to give the courtiers a chance to breathe and give them time to digest their hostile emotions."
"The Market Change Law...you also know that this is another law that violates the interests of most ministers and workers, and will cause fierce debates in the court."
"The dust of the Green Crops Law has just settled, and now the Market Change Law is being discussed immediately. It will only make people who originally opposed the Green Crops Law but agree with the Market Change Law have to oppose the Market Change Law."
I believe Wang Anshi can understand the meaning of this statement.
It is better to leave some time and neutral space.