Luo Xincheng was not satisfied with the location at first, but after listening to the introduction of the apartment type, looking at the location, and listening to his brother-in-law talk about the surrounding situation, he decided to buy it.
"Let's just buy this. Is there a model house? Can I go and have a look?" Luo Xincheng asked.
There are model houses, but they are still original rough houses, all made of cement and concrete, and not even a bit of putty is applied. You need to take a look at this one.
The whole family went over and took a look. Two of the three bedrooms faced the sun, the third small bedroom was shady, there was a bathroom in the master bedroom, and the other was a public bathroom.
The living room is open from north to south and looks relatively small but okay.
Liu Chunhua had already begun to think about the decoration. She asked her daughter: "Xiyun, you just finished the decoration. This decoration will cost a lot of money."
Xia Zekai took the words and said: "Mom, I opened a decoration company in partnership with others. I will do the decoration of this house, so you don't have to worry about it."
"How about that? Let's..."
Liu Chunhua didn't want to take advantage of her son-in-law, but before she finished speaking, Xia Zekai stopped: "Let's just decorate like this. When the time comes, Xincheng will decide on a decoration plan, and we will charge the cost price."
That was the real cost price, just like his second brother, Liu Chunhua didn't say anything else.
I went back to calculate the details and found out that Qicheng Aideli paid the provident fund, so the loan interest was even lower.
The sales office asked Luo Xincheng again about his income, and finally recommended him a 15-year loan plan, with equal monthly repayments of 1,335.07 yuan in principal and interest, and a total interest of a little over 50,000 yuan.
If his normal life is not delayed, it will be even easier if his salary is raised later.
When it came time to pay the money, Liu Chunhua meant that she would go home on the weekend and withdraw the 75,000 fixed deposit while the Rural Credit Cooperative was at work on Monday, and then go to the boss to calculate the account and take it.
The money then goes back to Ali.
The only pity is that this fixed term expires in three months, and it is a pity that the interest will be lost.
As soon as she mentioned this, Xia Zekai stopped her from doing such a thing and said, "Mom, I'll put down the down payment first. Don't rush to withdraw your fixed deposit now. Let's talk about it when it's due."
"That's no good, I can't ask for this money from you." Liu Chunhua refused immediately.
Xia Zekai was at a loss and said, "Mom, let me borrow it, that's fine."
"Well, after I withdraw the fixed deposit, I will pay you back the money." Liu Chunhua said clearly, one thing is another thing.
"Can I choose a house now?" Xia Zekai asked after everything else was settled.
As soon as she walked in, she was told that there were still houses in the first phase. Xia Zekai didn't believe her lie that all the houses were sold out.
These days, apart from the established development plan for the west side, houses in the north cannot be sold so quickly.
Sure enough, the other party mentioned several houses with 126 square meters and three bedrooms, multi-story, small shared area, and you can choose a room.
No one was involved in this job, so Luo Xincheng made his own choice. He finally chose Room 301, Unit 2, Building 6. The floor was neither high nor low, which was just right.
There is also a garage and storage room below.
The storage room is above ground, but the price is only half of the house price, and the garage is priced at 25,000.
"I bought it," Xia Zekai said openly.
I chose a 12-square-meter one for the storage room, so I couldn't afford to lose.
The money for the storage room and garage must be paid in cash, and no loans are allowed, which is nothing to Xia Zekai.
In total, the down payment plus the money for the garage and storage room totaled 121,300 yuan.
The manager of the sales office made the decision and waived off the small change. The down payment totaled 120,000. It was done!
Xia Zekai asked his brother-in-law for a bank card number and said he would transfer 120,000 to him when he returned.
When Liu Chunhua saw that the down payment of more than 80,000 yuan had originally been settled, it had become 120,000 yuan. She panicked and quickly asked her daughter.
Luo Xiyun explained to her, and then she understood. She was really feeling a little stressed, but she didn't say anything. It was already very difficult for her son-in-law to do this.
If she needs to pay back the money, she should pay it back. If that doesn't work, she should pay it off in two installments.
Liu Chunhua initially planned to go back on Monday, but the sudden intervention of buying a house disrupted her plan, so she later changed to the weekend to get the money.
Now that the down payment issue has been temporarily solved by her son-in-law, Liu Chunhua is not in a hurry to return to Yicheng tomorrow.
I have to go through the remaining procedures with my son on Monday, and there are still a lot of things left.
On Saturday afternoon, Luo Xincheng did not return to the company. After finishing these chores, Fu Yang would tell him what to do with the rest.
She originally wanted to go shopping in the city and buy two pieces of clothes for her father-in-law and mother-in-law to take home, but after buying a house, Liu Chunhua said she didn't want the clothes bought by her son-in-law, and said she would save money if she could.
Xia Zekai ran out of ideas and asked his wife to persuade him to buy one, but it didn't work.
When Luo Xincheng's mobile phone received a text message with a credit of 120,000 yuan, it was the heaviest moment in his 23 years of life. He felt heavy on his shoulders. The Lenovo 3G mobile phone seemed to be as heavy as a ton and he couldn't hold it.
.
"I really have my own house." Luo Xincheng shouted in his heart.
But he knew in his heart that the reason why he was able to own a house of his own so smoothly was that he should be most grateful to his parents, sister and brother-in-law.
For the first time in history, he said "thank you" to his relatives at home, and the feelings that he was not good at expressing before were naturally expressed at that moment.
Xia Zekai came over and patted him on the shoulder: "Brother, what our mother means is that you find a partner quickly, get married and have children as soon as possible, do you understand?"
"Hey, hey! I understand!" Luo Xincheng was a little flustered, but his tone was firm.
"Husband, thank you!"
In the room, Luo Xiyun held Xia Zekai's arm and whispered.
Xia Zekai put his arm around her shoulders and said, "Thank you, are we still going to do this? Wife, tonight you...?"
"Get out!" Luo Xiyun didn't expect that the good atmosphere would be ruined by Xia Zekai's dirty-minded bear. She was so angry that she wanted to kick him, but Xia Zekai quickly ran away.
Liu Chunhua called her husband Luo Qing in the corridor that night and told him on the phone that she had bought a house for her son in Qicheng. The down payment was provided by her son-in-law, and she would withdraw the fixed deposit later.
return.
She also told Luo Qing that she would let her son buy a house here to settle down, and that he and his sister would be not far from here in the future, and they would also have someone to take care of them.
If you really think that Liu Chunhua is a country peasant woman and don't think about things, you would be completely wrong. She is not the head of the family for nothing.
…
On Monday, Luo Xiyun took another day of annual leave. After she sent Yatou and Tongtong to kindergarten, she accompanied her mother and brother to go through the remaining procedures of buying a house and submitting a loan.
Xia Zekai went to the company.
After a week of reorganization, the equipment debugging of the new factory was completed and the workshop was thoroughly cleaned.
Xia Zekai went over to take a look today. If there are no problems, he will set a date to hold a formal start-up ceremony.
He still had to invite Wang Hongsheng to come to the platform, but he couldn't be careless.
"Boss, it's all done. I'll show you around." Lu Chen came over.
Xia Zekai nodded and asked Lu Chen to gather the other managers together, and together they visited every corner of the factory.
There are a total of 43.5 acres of land, more than 28,000 square meters, and a circumference of more than 700 meters. After walking around, I was sweating and my clothes stuck to my body, which was really uncomfortable.
"Lao Lu, please hurry up and arrange for people to solve all the problems just checked. I'll call Wang Hongsheng and see if he is available one day, and we will make an appointment."
After completing a circle, Xia Zekai said.
Lu Chen agreed and quickly assigned all the recorded regional issues to the heads of each department. He only asked for one thing: finish it as soon as possible. If you can't finish it today, you won't get off work.
Xia Zekai called Wang Hongsheng and found out after asking that he was going to the county town for research on Tuesday and would be free on Wednesday.
Xia Zekai also specifically asked him if he had any other plans for lunch.
After hearing Wang Hongsheng say that there were no other arrangements, Xia Zekai informed Lu Chen and set the date for May 26.
This day is the 13th day of the fourth lunar month. It is a good day to go out, open a business, have good luck, go into a house, and go out to meet nobles. It is a good day!
