723 Borrowing Money (2/5) Asking for a Monthly Pass,
If you just jump in because you think you can do it, you think you can do it, you will be completely defeated in the end, and you won't even have a chance to make a comeback.
The company's development to Xia Zekai's level is no longer solely due to his own achievements. Behind Jingtong Development Co., Ltd., there are more than 1,000 families who rely on him for food. Xia Zekai is walking on thin ice every step he takes and does not dare to take it lightly.
As for the production aspect, as long as the market positioning is correct, that aspect will be better solved.
But market research cannot be completed in a day or two, so Xia Zekai was not in a hurry and just waited patiently.
…
Xia Zekai had not yet waited for the results of the market survey, but he received an unexpected phone call.
Sun Xu from Ke Lan Co., Ltd. called him: "Brother Xia, do you have time?"
"Yes, if Brother Sun needs anything, just tell him directly." Xia Zekai asked him, puzzled.
Then I heard Sun Xu say: "Brother Xia, I'll treat you to a meal tonight. Do you have time?"
"Brother has already said that I definitely have time, but I'll treat him to dinner," Xia Zekai said.
Sun Xu smiled and said: "Today is mine, next time it's yours, let's meet at Qingquan Villa at six o'clock in the evening."
"Okay!" Xia Zekai agreed happily.
After hanging up the phone, Xia Zekai didn't think much about it. He called his wife Luo Xiyun again and told her that he was going to have dinner with Sun Xu from Kelan Shares that night, so he wouldn't go home to eat and asked her
Don't wait any longer.
"Okay, Zekai, drink less." Luo Xiyun told him.
Xia Zekai said "hmm" twice and said, "Don't worry, I won't drink too much."
"You just open your mouth, but you never get what you promise." Luo Xiyun complained to him.
Xia Zekai listened honestly and did not dare to refute.
…
At the same time, in the office of the chairman of Qicheng Kelan Co., Ltd., Sun Xu looked at the report brought to him by the finance department, with a particularly solemn expression on his face and a heavy heart.
Affected by the global financial crisis in 2008, the overall chemical industry market was still affected. It continued to decline in 2009 and 2010, which is reflected in the financial statements of the company's revenue in these two years, which was worse year by year.
Kelan Shares is a listed company. When the market revenue is not good, the reaction on the stock market is more intuitive. The valuation of Kelan Shares has dropped from the highest of 67 yuan to 31.4 yuan now, a complete drop.
It was halfway down, and it was still going down unilaterally, with no sign of stopping the decline. Even though they had implemented securities management, it still didn't work, which made Sun Xu feel quite heavy.
The downward pressure on him from the stock price also comes from the various major shareholders. Everyone is in a relationship where everyone wins and loses.
However, the chemical industry has not yet seen improvement, which makes some shareholders feel that their future is bleak and they have no confidence.
Coupled with the downturn in the overall chemical market industry in the past two years, Kelan's funds have become tight.
Sun Xu also raised a wave of funds a few years ago, but the situation did not improve, and the money raised was spent again.
He still has to borrow money to survive.
After thinking about it, I thought that this little brother Xia Zekai I just met seemed to have some money.
At around four o'clock in the afternoon, Sun Xu took a female secretary and driver to Qingquan Villa.
After arriving here, Sun Xu asked his secretary to open a private room, order Qingquan Villa's specialty dishes, and let the village cook the dishes first while he waited.
…
After Xia Zekai finished busy with the company, he saw that it was almost five o'clock and thought about going there early so as not to keep Brother Sun waiting any longer.
Wang Yi and Cui Xiaofeng followed him there together.
After arriving at Qingquan Villa, Xia Zekai called Sun Xu, who came down with his female secretary to pick him up within minutes.
Xia Zekai looked at his female secretary in surprise.
You are really well-dressed. Winter is not over yet, so you put on a skirt and light-colored velvet pants on your legs. What are you doing?
The makeup on the face is very delicate, and the whole face looks particularly rounded. Coupled with the wavy hairstyle of the shawl, it looks particularly attractive.
"Brother Xia, you're here so early." Sun Xu was very happy and shook hands with him when he came up.
Xia Zekai smiled and said: "Brother Sun invited me, but I don't dare to be late."
"Brother Xia, you're too polite. Let's go. It's cold outside. Let's go to the room quickly." Sun Xu said.
He saw Wang Yi and Cui Xiaofeng following Xia Zekai, and said to his female secretary: "Xiao Shi, go and arrange for these two little brothers to eat well."
"Yes!" Lit Rui hurriedly went to make arrangements.
After Sun Xu brought Xia Zekai into the room, they sat down. He poured Xia Zekai a cup of tea. Only then did Xia Zekai notice that he and Sun Xu were the only two people in the huge room.
"Brother, are we just the two of us?" Xia Zekai asked.
Sun Xu nodded: "It's just the two of us. To be honest, I want to ask my brother for help with something, but it doesn't matter. Let's eat first and chat while eating."
It didn't take long for the waiter to start serving the food, and the female secretary named Litui also came over. After she came over, she took on the role of serving tea and wine, and asked the waiter to go out.
Li Li opened a bottle of Moutai himself and poured it for Xia Zekai and Sun Xu respectively.
Xia Zekai chatted with Sun Xu with a smile, talking about the happy New Year events.
"Brother, come on, let's have a drink first." Sun Xu picked up the wine glass and said.
Xia Zekai didn't refuse, and he met Sun Xu, and the two drank slowly and ate their food.
"This steamed elbow is a specialty of Qingquan Villa. It is soft and tender and not greasy. How does Brother Xia enjoy it?"
Listening to Sun Xu's personal introduction, Xia Zekai nodded: "Very good, I didn't expect that an elbow could do this."
"Eat more, and pack two later to take back to your siblings and nieces to try." Sun Xu said.
"Haha!" Xia Zekai smiled very happily. He cupped his hands and said, "Since I said it, I'm not polite. I'm really going to pack it up later."
"Hey, why are you being polite to me?" Sun Xu asked him to put down his hand and tasted other dishes.
He was still explaining while eating. It could be seen that this was not his first time eating here.
Xia Zekai also remembered this place.
"Brother Xia, let's have another drink." After eating for a while, Sun Xu picked up the wine glass again and wanted to have another drink with Xia Zekai.
Not only did they both drink, Sun Xu's female secretary Lit Rui also toasted Xia Zekai.
After the meal was almost done, Sun Xu still didn't say what happened. Xia Zekai took the initiative to ask him: "Brother, just tell me if you have anything to do. As long as I can help, I will definitely help."
The underlying meaning also told Sun Xu that if it was a very difficult matter, he wouldn't be able to help.
Everyone is in this industry, so they all know this.
Sun Xu said 'hmm' and said, "Brother Xia, to be honest, I'm embarrassed to tell you this, but I'm really in trouble. I encountered a little trouble, so I had no choice but to ask you for help.
"
Xia Zekai put down the chopsticks in his hand, wiped his mouth with a tissue, and listened carefully.
Then I heard Sun Xu talk about the difficulties encountered by the chemical industry as a whole. Finally, he inevitably talked about the situation the company encountered. He did not vomit his bitterness, but just explained the problems the company encountered in detail.
The problem was stated.
Finally, he said: "There is really not much liquidity left in the company. I have to raise a sum of funds to be prepared."
"Brother, didn't you go to the bank and ask?" Xia Zekai asked him.
Sun Xu nodded: "I also asked, but you also know that the bank is all about collecting funds at the end of the year, and I won't be too lazy to go after the year."
"Brother, how much do you need?" Xia Zekai asked again.
Sun Xu thought for a while and said: "Fifty million is enough. It would definitely be better if it was more."
Fifty million is not a small amount of money.
Having said that, with the current scale of Kelan Shares, it would be useless if they borrowed less. Their company also borrowed a lot from banks. In addition, after the financial crisis, the economy went down, and banks are not philanthropic.
Even though Kelan Shares was strong in the past, many listed companies have gone from the peak to the trough, and borrowing money is not so easy.
Hearing that Sun Xu finally told the story, Xia Zekai felt relieved: "Brother, to tell you the truth, I can get it for 50 million, but it will take some time. 100 million, I'm tight."
Tomoe can do it too..."
Hearing what Xia Zekai said, Sun Xu was really shocked.
Before looking for Xia Zekai, he made calculations and felt that it would be okay for Xia Zekai to squeeze some money for him without affecting the capital turnover of Jingtong Development Co., Ltd., but with this amount of funds, it would be difficult.
Bar.
But he didn't expect Xia Zekai to be so happy.
"Good guy, Brother Xia is truly the God of Wealth!" Sun Xu thought to himself.
The next moment, he took the initiative and said: "Brother Xia, look at this, I can't use your money in vain."
He said: "I have two ways. The first one is that we follow the bank's highest interest rate. It will take me one year and I will pay it back to you at the end of this year."
"Or if Brother Xia doesn't mind it and thinks Ke Lan's shares are okay, I can convene the board of directors to issue some additional shares in the name of raising funds. If Brother Xia is willing to pledge the capital, that's fine."
After listening to the two methods Sun Xu said, Xia Zekai pondered for a while, but did not directly agree. He said: "Brother Sun, let's do this. When I go back, I will ask the finance department to calculate it and see how long it will take to get the funds to him.
Take it out, no matter what the result is, I will give you a definite answer within three days."
"Okay, brother Xia, be happy. I'll toast you with another drink." The expression on Sun Xu's face softened much.
He knew in his heart that when Xia Zekai went back for financial accounting, he was investigating the strength of Kelan Shares, not the speed at which they raised money.
But this makes Sun Xu feel more at ease. Otherwise, if someone is stupid and agrees to lend you money directly, then unless it's hundreds or thousands of dollars, it's still the kind of relationship that is very good.
No matter if it's 50 million or 100 million, even if the bank agrees to lend you money, it will do some research in advance. There is no free lunch in the world.
After forgetting this matter, the atmosphere becomes better when we drink again.
Litmus toasted frequently and even leaned towards Xia Zekai, but Xia Zekai blocked him with a smile.
Later, Litmus also noticed that Xia Zekai was very polite to her, so she stopped pretending to be sentimental and sat down in her original position, serving tea and pouring wine.
After almost three hours, Xia Zekai left. Before leaving, Shi Rui asked the waiter to bring the two packed elbows to Xia Zekai.
This is something Sun Xu specially asked to do.
After watching the Bentley Mulsanne leave, Shi Rui stood beside Sun Xu and asked softly: "Mr. Sun, can you do it?"
"It's not a big problem. Brother Xia is a real person and he won't play tricks with you." Sun Xu said.
Shi Rui couldn't say anything else, so she asked: "Mr. Sun, the room has been reserved. Can you go over and have a rest?"
"I'm not going, I'll go home first." Sun Xu felt a little ashamed of Xia Zekai's attachment to home.
It's getting late, it's time to go home.
Litmus opened her mouth, wanting to say something, but in the end she wisely closed her mouth and didn't say a word.
…
Xia Zekai came home from Qingquan Villa smelling of wine and a faint scent of perfume.
As soon as he entered the door, he saw Luo Xiyun sitting on the sofa in the living room and looking at his mobile phone. He smiled and shouted: "Daughter-in-law, you are still waiting for me."
"You are so beautiful, what are you getting?" Luo Xiyun was stiff-mouthed, but he still came over and took the elbow from his hand.
Her nose was quivering, and she suddenly smelled a little strange smell. She leaned over Xia Zekai and smelled it carefully twice. Without revealing any expression on her face, she asked: "Zekai, who were you drinking with?"
"Didn't I tell you that I had a drink with Brother Sun Xusun from Ke Lan Co., Ltd. By the way, there was also Brother Sun's secretary, a woman, but I feel like there is something going on between them."
Hearing what he said, Luo Xiyun felt relieved.
Xia Zekai didn't know that his 'sincerity' allowed him to escape the disaster temporarily. He took off his coat, put it on the hanger, changed into slippers, and then said: "Wife, what do you think Brother Sun wants to do with me?"
"How do I know?" Luo Xiyun didn't even bother to guess.
She opened the bag in her hand and took a look at the contents: "Why are there two elbows?"
"Brother Sun said this is a special dish of Qingquan Villa. I ate it quite well, so I packed two of them for you three to take back to try." Xia Zekai said calmly.
Not seeing Yatou and Tongtong, he asked: "Where are they?"
Hearing what he said, Luo Xiyun had another smile on his face: "They were tired from playing and fell asleep early."
She then said, "Zekai, you are really good at it. How can you even go to a banquet and take food with you?"
"Why not? I'll bring you something so it won't be embarrassing." Xia Zekai doesn't care about face, how much money can it be worth.
He took the initiative and said: "Besides, Brother Sun is asking for something from me tonight. He wants to borrow some money from me. It doesn't matter if we just get some elbow grease."
"Borrow money? How much?" Luo Xiyun asked casually.
This kind of commercial loan was a common thing, and she didn't make a fuss about it.
Xia Zekai said: "At least 50 million, I won't say more. It's a bit difficult for Kelan Shares to have capital turnover. The bank should have another loan problem."
"Let me tell you, the bank is such a bad guy. When you don't need the money, they are very active. When you really use the money, they are very annoying again. It's really unprofitable." Luo Xiyun complained.
