Han Enxi entered the room, looked around, raised her eyebrows and said with a smile: "Mr. Chen's girlfriend must have some obsessive-compulsive disorder. Even the cups on the coffee table must be symmetrical."
"There are some. Miss Han, is that what you said just now true or false?"
Chen Dongcheng is concerned about the loan mentioned by Han Enxi, and it is a loan of no less than one billion US dollars.
To be honest, Chen Dongcheng is really short of money now.
Despite Mr. Chen's glory, he has the momentum to develop Cao Cao Group into a top domestic company.
However, the foundation is weak and the business has expanded. Even with the funds from Shenhao Games alone, it is difficult to keep up.
The balance owed to Soho Group was settled just a few years ago, and Century Tower is completely owned by Chen Dongcheng.
In addition to the previous purchases of airplanes and yachts, 1.6 billion was invested in Baicaowei to build 4 production bases, and Qingju Technology shareholders held the equity.
That means a sum of money is constantly flowing out.
Recently, Cao Cao paid to sponsor the Spring Festival Gala, and one billion must be prepared first.
The 1.3 billion for the acquisition of Powerlong Tower must also be paid to the British consortium in one lump sum.
Chen Dongcheng can defeat another competitor because of his fast remittance speed.
For example, many foreign investors acquire domestic office buildings with the intention of making short-term investments and quickly returning their capital.
Chen Dongcheng, with the same quotation and faster payment method, is naturally more competitive.
Number of steps: 11.18 million
Property: 89.78 million
Experience value: 12.913/100 billion
Loans: 4.28/5 billion
The 5 billion previously borrowed from the Universe Bank has now been almost spent.
The number of steps in the game is only enough to maintain the operation of the company under his name, and he is walking on thin ice.
Its business lines are generally in a cash-burning stage.
It's really difficult to find a way to make money.
The only source of funds is Tottenham's settlement every season, which can quench Chen Dongcheng's thirst to a great extent.
Han Enxi lay half-lying on the sofa carefree, and found that Chen Dongcheng was looking at her and deliberately licked his lips.
This girl has such a big heart. She has no idea how dangerous it is to come to a strange man's house and do this kind of seductive behavior.
Chen Dongcheng pretended that he didn't see it and continued to ask: "Just tell me, is the loan thing true?"
"What's your attitude? If I say there is a way, then there must be one. Get me a bottle of water first."
Han Enxi glared at Chen Dongcheng unhappily, sat up straight and leaned on the sofa, crossing her legs.
Chen Dongcheng frowned and walked to the refrigerator, took a bottle of mineral water and threw it to her: "Drink quickly and answer the question after drinking."
"Gudong, Gudong."
Han Enxi drank in small sips, raised her white swan neck, and exuded great charm in every move she made.
It would be nonsense to say that Chen Dongcheng had no other thoughts in this situation.
When a man and a woman live together in the same room, there can be no ambiguity.
However, considering Han Enxi's family background, Chen Dongcheng still has a firm grasp on his own affairs.
What kind of girl can I touch, and what kind of girl can’t be messed with even if I chop Dior into pieces.
Han Enxi undoubtedly belongs to the latter type of woman, who looks beautiful but hides murderous intent.
Han Enxi's eyes were vaguely disappointed, and she was playing with the bottle in her hand.
If Chen Dongcheng had done something to her just now, she would have just shouted and the bodyguards waiting outside would have immediately taught him how to behave.
"My second uncle has business cooperation with many foreign banks, so it won't be a problem to help you get a loan.
Generally, when Internet companies like yours seek bank loans overseas, they usually add about 100 basis points to the LIBOR interest rate."
Generally speaking, one basis point is equivalent to 0.01%, and 100 basis points is 1%.
Libor interest rate refers to the London interbank offered rate, which is a measurement standard.
Many banks at home and abroad use this interest rate as a benchmark for loans, mortgages, debt issuance, etc.
Large groups such as Ahri, Tengxun, and Baidu will choose to seek bank loans overseas.
On the basis of the Libor interest rate, different base points are added to attract foreign banks to subscribe for loan lines.
For banks, these large domestic groups have guaranteed profits.
Even if the basis point is slightly lower, only 90, they are willing to accept it.
If it is some start-up companies, there is no chance to meet them at all.
To give a simpler example, refer to the latest one-year US dollar libor, the average interest rate is 1.726%.
If Ali is willing to pay 95 basis points, the interest rate after the interest rate difference is 2.676%, which is far lower than the domestic ICBC loan interest rate of 4.75% (with a term of 3-5 years).
For a large group like Ali, the amount of loans sought is not small, usually starting at US$2 billion.
A 2% interest rate reduction every year would save $40 million.
The more you borrow, the more you save.
But this involves another core issue: different companies have different borrowing costs.
For example, Tengxun may be able to obtain a loan of US$2 billion by only using the LIBOR interest rate plus 90 basis points.
If Chen Dongcheng wanted to borrow US$2 billion, even if he added 280 basis points, no bank would be interested.
Investing in unlisted companies is too risky, unless Chen Dongcheng's company is a well-deserved overlord in a field, or even in a monopoly position.
Only companies like this will make these overseas banks very interested.
Chen Dongcheng knew this, so he was very suspicious of Han Enxi.
It's not that he doubts the ability of Han Enxi's second uncle, but he doubts Han Enxi's claim for a billion dollars.
Under Chen Dongcheng's gaze, Han Enxi also told the truth.
"One billion U.S. dollars is definitely unrealistic, and your company cannot meet this qualification.
The only domestic companies that overseas banks are interested in are BAT, and at most, Didi and JD.com.”
Chen Dongcheng nodded, walked to the door, opened it, and made a gesture of invitation.
"What are you doing?" Han Enxi was a little surprised.
"You drank the water and took a rest.
Please, Miss Han, please go back to your home first, I have a meeting tomorrow."
Chen Dongcheng's tone was a bit disdainful: "If you can't do something, don't open such a big road to Haikou. Aren't you embarrassed?"
"You still have the nerve to tell me?!"
Han Enxi said angrily: "If I don't say I can lend you 1 billion US dollars, can you let me in?"
"Uh...can't."
Chen Dongcheng thought for a while and replied honestly.
There is no way, Mr. Chen is just so realistic.
If you're useless, why don't you pretend to be a big lady with me?
Han Enxi laughed angrily: "Although I can't help you get 1 billion US dollars in financing, 300 million US dollars is still no problem. Do you want it?"
Chen Dongcheng thought for a while, closed the door, went to the refrigerator to take out the fruit, washed it and handed it to Han Enxi: "Try the newly bought fruit."
Han Enxi's mouth twitched, looking at the wilted apple, she said angrily: "Thank you, Mr. Chen, for your kindness. I'd better leave this apple to you, old man, to eat by yourself."
“I heard that JD.com recently wanted to get involved in the overseas joint loan market, but it only applied for a loan of US$500 million.
Can you help me get a $300 million loan?"
Although Chen Dongcheng's attitude was better, he still did not hide his doubts in his tone.
Han Enxi knew that distrust between each other would be inevitable when working together for the first time, so her mentality was pretty good.
"You don't have to worry about this, you just need to make statistics on the financing, valuation, and cash situation of the companies under the Cao Cao Group.
I will ask my second uncle to send your company information to interested banks and take the lead in arranging a loan for you."
"That's no problem, but what do you want?"
Of course Chen Dongcheng would not think that Han Enxi simply wanted to help him. His charm was not that great.
Han Enxi smiled like a little fox.
"What I want is very simple. I want to invest in a company under your name."
"Let's talk about it. If I think it's suitable, I'll let you invest."
Han Enxi's eyes lit up: "I want to invest in Douyin."
Chen Dongcheng shook his head: "No, Douyin will not be split up and will always become a wholly-owned subsidiary under the name of Cao Cao."
Han Enxi changed her voice: "Then I want to invest in Pinduoduo."
Chen Dongcheng still shook his head: "No, the current valuation is too low, it's boring."
Han Enxi suddenly became angry: "This one doesn't work, that one doesn't work, so which one can I invest in?"
"Otherwise, I'll sell you part of the equity in the company that will be merged with Keep and Super Orangutan?"
Chen Dongcheng said with a kind face: "If you look at the Internet fitness track, Keep and Super Orangutan merged to take over both offline and online.
The future prospects are very promising and worth investing in.”
Han Enxi looked at Chen Dongcheng and sneered: "Mr. Chen really made a good plan. Why, do you want me to take over?"
"I just mentioned it casually, otherwise, Cao Cao's takeout will count as your share?"
Han Enxi's heart skipped a beat and immediately shook her head.
“The takeaway pattern is not clear, and the money-burning war has no end.
The most I can invest is 30 million U.S. dollars. The shareholding is too small and the risk is too great."
Chen Dongcheng was very impressed with this girl. It was not easy for her to comment so sharply.
Han Enxi thought for a while, then gritted her teeth and said, "I will propose a company for the last time. If you refuse again, we will never be finished."
"you say."
Chen Dongcheng knew that it was not appropriate to tease this girl anymore, otherwise it would easily anger her.
"Then I want to invest in Little Blue Book."
Han Enxi has obviously done his homework and has a clear understanding of the companies under Chen Dongcheng's name.
Chen Dongcheng thought for a while and nodded: "I have no problem. Xiaolan Shu, I will notify Zeng Yiming to contact you."
Looking at domestic Internet companies, there are few that are not short of money, and Little Blue Book is no exception.
Even Ali and Tengxun are constantly borrowing money to invest. Anyway, the cost of borrowing money abroad is low.
As long as the investment project has prospects, the borrowing costs are nothing.
Han Enxi smiled with satisfaction, stood up and said, "That's pretty much it, so I won't disturb Mr. Chen and you rest.
I will contact my second uncle when I get back and help Mr. Chen get the loan as soon as possible."
"Okay, Miss Han, walk slowly."
Chen Dongcheng walked to the door, waited for Han Enxi to enter the elevator, and closed the door.
No matter where Han Enxi comes from, as long as you ask for something from him, it will be easy to handle.
If financing can be used as a condition to open up Han Enxi's relationship, it will definitely be worth it.
When Han Enxi returned home, she couldn't wait to call her second uncle.
On the other end of the phone was a middle-aged man with a calm voice: "Girl, what's the matter?"
"Hehe, I want my second uncle to do me a favor..."
Han Enxi finished speaking in one breath and waited for the reply from the other party.
Han Zejun thought to himself that this girl finally knew how to control her temper, and said with a smile: "I have also heard of the Chen Dongcheng you mentioned.
He plays well with the kids in Magic City. Such people are worth making friends with and avoid conflicts easily.
I will try my best to help him arrange it, and be sure to let him accept your favor.
In addition, if you invest in his company, it can be regarded as a kind of friendship.
What you need to do is to maintain this friendship and make it your network."
Han Enxi nodded obediently, not looking like a little witch at all, and then Han Zejun ended his long speech.
But Han Zejun agreed, and Han Enxi was relieved, at least she didn't embarrass herself in front of Chen Dongcheng.
If Han Zejun didn't agree, Han Enxi would probably want to move out overnight to avoid being ridiculed by Chen Dongcheng.