As the time approached noon, Gu Shouyi made an impromptu phone call and mysteriously took Chen Dongcheng to a restaurant.
Diaoyutai State Guesthouse.
How can I describe this place? The threshold is high or not, and there are quite a few wedding banquets held here, so it's not that mysterious.
But, if you want to book a table temporarily, it will definitely be quite difficult.
Lao Gu just wanted to show off his muscles in front of Mr. Chen, so he temporarily asked a friend to do it.
"Mr. Chen, what do you want to eat for lunch?
If I want more people, I will invite a few elites in the industry to join in the fun.
If there are fewer people, then we two brothers can eat by ourselves."
Chen Dongcheng looked at Lao Gu with a smile, and immediately understood that the elite in the industry must be a trap for sex.
"Just the two of us, let's talk about business first."
Mr. Chen refused righteously and sternly, but this sugar-coated bullet could not sway Mr. Chen.
Gu Shouyi's eyes were a little surprised, and he smiled and said: "Okay, then I'll tell them in advance and be prepared."
The two talked as they walked, got in the car and went straight to the Diaoyutai State Guesthouse.
When you arrive at the gate, you report your car number and the guard lets you go.
Lao Gu was familiar with the thief at the Diaoyutai State Guesthouse, so he directed Mr. Chen to turn left and right and stop in front of a small building.
"Mr. Chen, are you satisfied with this environment?"
At a glance, Chen Dongcheng saw that the severe cold in winter had wiped out the former Jiangnan garden flavor of Diaoyutai.
The thin ice on the lake has locked the blue waves of fish and algae, the trees and stone bridges have lost some of their beautiful embankments and willows, and the pavilions, terraces, buildings and pavilions all seem to have entered hibernation.
“Graceful and elegant, worthy of the reputation of China’s No. 1 hotel.”
Mr. Chen gave it a very high rating. It is estimated that there is no other hotel in the country with tighter security than Diaoyutai.
If nothing else, apart from Diaoyutai, who can afford to hire those armed policemen at the door?
“I used to occasionally come to Diaoyutai with my friends to have tea and chat in winter. Diaoyutai in winter is more delicious.”
Gu Shouyi smiled and nodded: "In recent years, Diaoyutai has begun to host wedding banquets, and the level of mystery is not as high as before.
However, some places are still closed to the public. I was lucky enough to visit them once with my boss.
It is very shocking and fully demonstrates the magnanimity of China as a great country."
Mr. Chen became more and more curious, but he also understood that this thing was beyond the reach of ordinary people.
Lao Gu pointed to a few sentries and knew how tight the security inside was.
Lao Gu introduced Chen Dongcheng as he walked until he came to the place where he was eating.
When it comes to how Chen Dongcheng feels about the State Guesthouse, the decoration and other aspects must be aimed at the solemn atmosphere.
I can't say how beautiful the waitress is, she is at least 175 and above, and looking at her walking posture, she looks like she came from the military.
The male is basically 180, strong and strong, with a straight posture and decent etiquette.
The private room covers an area of 40 to 50 square meters, with only one table in the middle.
There were some precious cultural relics on both sides, and the waiter removed several other sets of tableware.
Gu Shouyi pointed to the tableware and introduced: "I took away more than a dozen sets of teacups with dragon patterns like this when I left.
There is also this kind of golden bowl, which was specially commissioned by the State Guesthouse to be made by Jingdezhen masters, and the craftsmanship is unparalleled."
Chen Dongcheng took a closer look. The carvings on the dragon-patterned tea cups were vivid and vivid. No wonder the police took away more than a dozen sets.
There were only two people in the huge private room, Chen Dongcheng and Gu Shouyi, which was really a waste.
Wine and food were served one after another. Lao Gu opened a bottle of 2006 Moutai and filled a glass for Chen Dongcheng first.
Gu Shouyi didn't eat the food, so he toasted first: "Mr. Chen, I'll do it first as a courtesy to Lao Gu. Regarding the cooperation paid by Cao Cao, you still have to take care of me, Lao Gu."
"Gu Xing's words are serious, but can Universe Xing really approve a loan of US$1 billion?"
Chen Dongcheng was still a little hesitant.
"There is definitely no problem with approval. We can serve as the lead bank and endorse the Cao Cao Group.
It’s easy to find several banks that are interested in cooperating.”
Gu Shouyi was not too worried. Among other things, the Didi stock that Chen Dongcheng had previously received was enough to reassure many banks.
When Didi's stock was mentioned, Gu Shouyi was a little jealous: "Mr. Chen, I heard that Didi is planning to conduct a new round of financing recently?"
"We have this plan, and foreign investment institutions are already in contact, and their willingness to subscribe is relatively strong."
As the second largest shareholder of Didi, Cheng Wei naturally needs to report this news to Chen Dongcheng.
Gu Shouyi's eyelids twitched: "Mr. Chen, there were rumors before that Didi's valuation will reach 50 billion US dollars after this round of investment. Is it true or false?"
"Gu Xing and I are close friends, so I won't hide it from you. After this round of financing, Didi's valuation will indeed reach US$50 billion."
Chen Dongcheng wiped the corners of his mouth with a napkin and said calmly.
hiss!
Gu Shouyi was afraid that he would fail to manage his expression, but the news was too exciting and he really couldn't control it.
If Didi succeeds in this round of financing, it will be terrible!
As an unlisted company, its valuation has crushed countless established companies that have been listed for many years.
"Congratulations to Mr. Chen. Didi has successfully raised this round of financing. Mr. Chen's net worth will also skyrocket."
Gu Shouyi's eyes were full of brilliance. He heard that when Qingju Technology was selling out, Chen Dongcheng invested in other shareholders' stocks and took all the shares issued by Didi.
Didi originally issued 10% of the equity, and the equity previously held by Chen Dongcheng was diluted to about 2.5%.
Even if a number of investment institutions gradually move in, it will not hinder Chen Dongcheng's gains.
Even if this round of dilution is 10%, the Didi shares held by Chen Dongcheng are worth more than 5.5 billion US dollars.
Forbes announced Chen Dongcheng’s net worth of US$4 billion, which is pure nonsense.
The Didi shares held by Chen Dongcheng alone already exceed this amount.
Gu Shouyi's mind flashed quickly and he made a bold decision.
"Mr. Chen, since your personal assets are of relatively high quality, I suggest you take out two loans.
In one case, ICBC, as the lead bank, contacted several domestic banks and granted Cao Cao Group a credit line of one billion US dollars.
As for the interest rate, it will be based on Shibor interest rate + 1.5%. What do you think?"
Shibor interest rate is the Shanghai inter-bank lending rate.
Generally speaking, syndicated loans are based on Shibor interest rates plus different basis points.
A syndicated loan of one billion U.S. dollars is really not something that ordinary companies can obtain.
Gu Shouyi continued: "According to industry regulations, our Universe Bank is the lead bank.
The loan share shall not be less than 20%, and the share distributed to other banks shall not be less than 50%.
We at Cosmos Bank are willing to take some risks. If other banks are not interested enough, we will take all the remaining shares."
Chen Dongcheng narrowed his eyes, it seemed that Lao Gu was planning to bet his future.
You must know that the amount of the syndicated loan he requested is not a small amount. In order to avoid bad debts, all loan projects are reviewed and approved again and again.
As the lead bank, as long as it takes 20% of the loan share, it is already in compliance with the regulations.
Gu Shouyi undoubtedly took a huge risk by raising the loan limit of Universe Bank to 50%.
"No wonder Gu Xing was promoted so quickly, his courage is amazing!"
Chen Dongcheng sincerely praised that opportunities are always given to those who dare to fight.
It would be better to have someone else with a stable personality and unwilling to take risks.
I will definitely choose to take the 20% loan share honestly.
Neither offending Chen Dongcheng nor putting himself at great risk.
Gu Shouyi did this to a large extent to show his favor to Chen Dongcheng.
"There are only so many opportunities in this life. Now that I have met Lao Gu, I will never miss it."
Gu Shouyi smiled calmly and said: "If our bank increases its loan share to 50%, the risks for other banks will naturally be reduced.
There will definitely be many banks interested, and compared with the benefits, some risks are worth it."
“What about the other loan?”
Gu Shouyi's eyes were intense: "If Didi can really complete the financing at US$50 billion, I can help Mr. Chen re-mortgage the stock and loan out part of the funds, no less than US$2 billion."
This time it was Mr. Chen’s turn to be really shocked. Counting the previous loans, it was equivalent to the Universe Bank family having approved $3.5 billion for Mr. Chen.
I have to say that Gu Shouyi is really courageous.
If Didi's stock price shrinks, his position will be in danger.
Gu Shouyi is still very convinced about Didi’s prospects. Looking at the domestic market, there is no competitor and a monopoly has been formed.
Profitability will come sooner or later. After listing, it will definitely lock in the top ten positions on the domestic Internet list.
Mr. Chen pondered for a while, deliberately appearing less urgent.
"It will take two months for Didi's financing. There is no urgency for the other loan. Gu Bank can arrange it."
"Then let me tell Mr. Chen about the interest rate of the syndicated loan first."
Gu Shouyi took a sip of Moutai to moisten his throat: "Usually our domestic rate is Shibor interest rate, plus a variable base point.
The latest Shibor interest rate with one-year maturity is 4.04%.
Since Caocao Group is temporarily unprofitable and its business lines are in a loss-making stage, other banks will definitely be very cautious.
I think 150 basis points is a more reasonable number."
"5.54% interest rate?"
Mr. Chen thought about it and found that compared to Ali, their interest rates in the overseas joint loan market must be higher.
However, when the Cao Cao Group goes abroad, it will definitely encounter a cold ending.
"I don't have a problem, the interest rate is very reasonable."
Mr. Chen thought for a moment and then readily agreed.
Gu Shouyi said with a sincere expression: "Mr. Chen, it stands to reason that it would be difficult for your company to obtain a syndicated loan.
Especially a figure as high as one billion US dollars.
This interest rate is already the limit I can get for you."
If the amount is lower, Universe Banking can absorb it on its own.
No bank dares to take a billion-dollar loan for itself, as the risk is too great.
Chen Dongcheng understands very well that as long as he can get a loan, it is a trivial matter.
"Then it'll be fine, I'm looking forward to your good news." Chen Dongcheng raised his glass and smiled.
Gu Shouyi felt relieved and replied with a smile: "That's right. Mr. Chen just waits for good news."
The sound of the clinking glasses is clear and sweet.
Gu Shouyi knew very well that the more loans he helped Chen Dongcheng get, the deeper their friendship would be.
As for whether Mr. Chen is really short of money, that doesn't matter at all.
Anyway, Gu Shouyi's job is to lend money, and he is not from the FBI, so how can he bother to check Mr. Chen's background.