Zhang Yida drove Ding Siyao to Quanjude and planned to take her to taste the authentic Beijing roast duck.
I ordered a roast duck and the two of them chatted while eating.
Zhang Yida glanced at her and asked:
"Where do you plan to stay?"
Ding Siyao wiped her mouth with paper and said:
"Let's just find a hotel for one night tonight. Let's look for a house tomorrow!"
Zhang Yida frowned, thinking that this girl might not be financially well off soon after she started working. So she smiled and said:
"Stay in a hotel! The company will reimburse you."
Ding Siyao shook his head and smiled:
"No need, I used to work part-time in college when I returned to school late. I always stayed in hotels, which are the kind of accommodation I'm used to. It's not that expensive. Don't waste your money!"
Zhang Yida raised his eyebrows and continued to persuade:
"You don't have enough money, so don't feel sorry for yourself. You are now the vice president of Yimin Investment, and you represent the face of the company. Don't be stubborn with me."
Ding Siyao glanced at Zhang Yida and whispered:
"The second generation of rich people are very particular! One night in a hotel is enough for half a month's living expenses!"
The voice was very small, but Zhang Yida still heard it. Zhang Yida looked at Ding Siyao's charming face and joked:
"Then why don't you sleep at my house? It won't cost you a penny."
Ding Siyao's face suddenly turned pale, thinking that Zhang Yida was trying to hide the rules from him. She glared at Zhang Yida fiercely, and immediately stood up and prepared to leave.
Only then did Zhang Yida realize that this silly girl had misunderstood. He immediately stood up and grabbed Ding Siyao who was about to leave. He said awkwardly:
"What I mean is that my house is a three-bedroom house. I can give you one room to live in. Don't misunderstand me. Maybe I made a mistake in my expression. I'm sorry!"
When Ding Siyao heard this, she stared at Zhang Yida's face for a long time with suspicion, trying to detect the authenticity from some subtle facial expressions.
Zhang Yida did not dodge, smiled apologetically, and acted sincerely.
He looked at Ding Siyao with his deep eyes for nearly half a minute, which made Ding Siyao's face turn red to the root of his neck.
Ding Siyao couldn't help lowering her head, looking away, looking at her toes, and whispered:
"Stop talking nonsense next time, I will be really angry next time!"
Zhang Yida shook his head like a rattle and said:
"Stop talking nonsense! Stop arguing and stay in a hotel near the company! It will be convenient to get to the company tomorrow morning."
Ding Siyao remained silent and nodded in agreement.
Then the air suddenly became quiet, both of them stopped talking, and the atmosphere was very awkward.
Ding Siyao broke the calm and said:
"My former boss asked me to ask you, will Ruixiang Technology cooperate with the loan company? Help the loan company provide customer acquisition channels for this kind of cooperation."
Zhang Yida secretly thought, "Fuck", all of these loan people are talented people with such keen business acumen. Not long after Ruixiang Technology gathered traffic, he came to inquire about cooperation.
He squinted his eyes and said lazily:
“Of course cooperation is welcome!
We will develop the product next, specifically a loan supermarket.
Between the two cooperation models, online loan companies use technology to connect and click on the advertisement to directly jump to the application.
When we cooperate with offline small loan companies, we allocate the customers who apply for them by region and provide the cooperative company with the mobile phone number of the customer to apply for. The loan company then contacts the customer and goes to the store to handle the loan business.
At the same time, we can also differentiate loan categories based on the customer's application conditions. Home loan customers are matched with mortgage companies, and credit loan customers are matched with credit loan companies.
Of course, we must also strictly review the qualifications of cooperative loan companies. Those that do not meet our standards, such as some loan shark companies, refuse to cooperate."
Ding Siyao said in surprise:
"So you've already thought about the cooperative model! Why do you have such a big head? You deserve to make money!"
Zhang Yida is quite proud. I have used all kinds of fancy skills from later generations. How can I not be half a step ahead of the times?
After the meal, Zhang Yida drove up to Ding Siyao and found a business hotel near Wudaokou. He spent 1,200 yuan to book a deluxe room.
He helped Ding Siyao carry her suitcase, sent her to the room, and then said goodbye and left.
After Zhang Yida left, Ding Siyao lay back and collapsed on the soft Simmons in a "big" shape.
Looking up and sideways, through the huge floor-to-ceiling windows, you can see the Wudaokou CBD with tall buildings and bright lights in the distance.
Said to himself:
"Ding Siyao, come on! There will be a place for you there."
Zhang Yida did not go back to school, but drove to Wudaokou "Zijingyuan" community. He had not lived in the newly purchased finely decorated house here.
Parked the car in the underground parking lot, took the elevator up to the 16th floor, took out the key and opened the door.
After entering the house, washing up, I went to bed with my body full of exhaustion and fell into a sweet dream.
The next day, Ding Siyao arrived at the 36th floor of Colin Building early. Zhang Yida took her around the company, and finally went to the P2P development team's office to introduce Ding Siyao and the technical team to each other.
Zhang Yida arranged: "The technical team has also introduced you to it. Next, you go and confirm the office space. For the time being, you will just borrow Ruixiang Technology. It will not be convenient for a long time.
Also, have you found a good place to live?
Get settled early, and then I can arrange business to take you around Beijing’s markets and visit major P2P companies to learn more.”
Ding Siyao said vigorously:
"I'm going to find a good place to live today.
I will find a good office address tomorrow and settle down there for at most three days. After three days, I will arrange a business trip to take me to the market for inspection!"
Zhang Yida pursed his lips and smiled and said:
"Actually, there's no need to be in such a hurry. I'll give you a week to find your housing and office address. It's still enough time to inspect the market after a week."
Ding Siyao said seriously:
"After receiving your salary, I will definitely work hard and bring out my value. I will do these tasks as quickly as possible."
Zhang Yida scratched his head, this girl is really stubborn! She has the potential to become a strong woman, she must be trained well. Hahaha!
Thinking of this, I couldn't help but laugh out loud.
Ding Siyao was a little confused, why did this perfectly good person suddenly start laughing!
Zhang Yida asked: "Do you want me to accompany you to find a house? It's more convenient for me to drive you."
Ding Siyao shook her head repeatedly, not wanting to trouble him for help anymore. She bit her lip and said softly:
"I'll just go by myself. I'll take a look around here and rent if I find something suitable. You still have so many official duties to deal with, so go ahead and do your work first!"
Really, I can do it alone!"
Seeing her firm attitude, Zhang Yida gave up.
Ding Siyao dragged her suitcase and carried her backpack, and first went to an agency store near Wudaokou to inquire. After learning that a one-bedroom apartment nearby cost four to five thousand yuan a month, she was heartbroken.
Finally, I searched for a house along the subway line to the north and spent a whole day running. Finally, I found a private house in Changping District, more than 30 kilometers away.
The house is a bit shabby inside and out. It costs 2,500 a month for one bedroom and one living room. I paid a deposit of 10,000 yuan and paid 3 yuan to move in successfully.
The empty room was full of dust and the furniture was shabby and old.
Ding Siyao filled a basin of water again and cleaned the furniture, doors, windows, living room, kitchen, and bedroom inside and outside.
I went out to buy a new quilt cover and made the bed. After washing myself, I was so tired that I couldn't even straighten my back in bed.
I didn't even want to eat dinner, so I fell into sleep exhausted.
The next day, Ding Siyao, who had solved the housing problem, was full of energy and started to find an office address for the company.
Finally a suitable office was found a few kilometers away from Colin Building.
The office is in Zixing Building, which can be considered to be located in the Wudaokou area, and the location is okay.
I rented half a floor of 500 square meters, and the half-year rent was 900,000.
After simple decoration, we moved there with a technical team of more than ten people.
The partner that Zhang Yida entrusted the headhunter to find for Ding Siyao was also in place.
On the 25th floor of Zixing Building, in the office of the general manager of Yimin Investment Management Co., Ltd.
Zhang Yida, Ding Siyao, and a middle-aged man in his 40s were sitting on the sofa.
The middle-aged man was plain-looking, wearing a pair of black-rimmed glasses, sitting there with a smile on his face.
Zhang Yida smiled lightly and said:
"Mr. Fan, I've been hoping for the stars and the moon, and finally I've got you here. With your many years of experience in the e-commerce industry, what do you think should be done about our company's P2P business? Please give me some advice."
When the headhunter recommended candidates, he provided seven or eight resumes. But Zhang Yida immediately fell in love with Fan Hongyang, who was born in Ali and served as C2C business operations director. He lured him from Lin'an with an annual salary of 600,000 yuan plus 5% of the shares.
Came to the capital.
The reason why I chose this person is because of his nearly ten years of experience in the e-commerce industry. E-commerce is actually very similar to the P2P financial side operating model, where traffic is king and transaction volume is the mainstay. P2P can even be called financial e-commerce.
.
Today is Fan Hongyang's first day of official reporting at the company. She knew that Mr. Zhang was considering him. He answered confidently:
"Since Mr. Zhang mentioned it, I discuss this topic based on my many years of e-commerce experience.
Naturally, I also took a fancy to the operating model of e-commerce. C2C e-commerce is very similar to P2P.
One is an individual seller selling goods to individual buyers.
One is that individual lenders lend money to individual borrowers.
If I were on the financial side, I would follow the e-commerce style of playing high and high.
Buy traffic, lock traffic, facilitate transactions, do good after-sales, and increase repurchase rates.
In P2P terms, it means attracting new users, retaining users, promoting investment, providing good services, and allowing users to become active investors.
The core of everything is to expand the user scale, increase the transaction scale, and increase the loan balance.
Burn money in the early stage to build data, introduce financing and then expand the scale. Finally, rely on scale to reduce capital costs and operating costs and achieve profitability.”
Zhang Yida smiled knowingly. We are all smart people. We can tell the truth in one point. The P2P operating model is very complicated. So he said:
"In the early stage, Data Ruixiang Technology will guide traffic to us, so early seed users don't need to worry. Of course, this will also require advertising fees, and the friendly price is 50% off.
After seed users come in, how do you retain them? How do you get users to increase investment? How do you get users to invite relatives and friends to register and invest? This is what you need to focus on and improve next.
At present, the company does not have much funds, only four to five million in its account.
All this money will be used for operational promotion, and the data must be generated.
There is no need to worry about financing, I will take care of the negotiation.
I will give you a month. The business must be on the right track. The scale of data is related to the scale and valuation of our financing.