The business team was still negotiating with the Chengdu government. Zhang Yida took the time to come to his cousin Xia Qian's school to see his cousin's entrepreneurial achievements during this period.
Zhang Yida was walking on the campus of Communication University, looking at the groups of students, and lamented that the quality of beauties was indeed much higher than that of other universities.
Studying art is very expensive. Students' families are generally relatively wealthy and have a lot of living expenses. Students are naturally more willing to spend money on dressing up.
Zhang Yida walked in front in casual clothes, while Qian Li followed behind him in a black suit.
The scene was a little out of place. From time to time, some students glanced at Zhang Yida and the two of them.
Some people looked familiar to Zhang Yida, and some even guessed that it was Zhang Yida, but no one dared to come forward and strike up a conversation.
Zhang Yida asked several passing students and finally found his cousin's express delivery store.
Zhang Yida took a look at this small store, which was probably only twenty or thirty square meters in size. There was also a big "ZTO Express" sign at the door.
In the express room, there are two girls in their late teens squatting on the ground sorting express delivery.
Zhang Yida looked inside a few times, but didn't see Xia Qian.
"Handsome guy, do you want to pick up the courier?"
A girl saw Zhang Yida looking around, so she asked aloud.
"no!"
Zhang Yida smiled and waved his hand, "Is your boss here Xia Qian?"
"Yes!" the girl asked, "Do you have anything to do with him?"
Zhang Yida declined the girl's offer to help him contact Xia Qian and called Xia Qian himself.
Xia Qian was having sex with his roommate in the dormitory. When he saw his cousin calling, he didn’t care about playing the game. He ran out of the dormitory without turning off the computer. While running, he talked to Zhang Yida, "Cousin, where are you?" ?I’m on my way over!”
Xia Qian's roommates came to their senses. Seeing Xia Qian running away without even saying hello, they all started scolding him.
"Brother Da, how long have you been here?"
Three minutes later, Xia Qian, who was running wildly, appeared in front of Zhang Yida.
"We just arrived, what were you doing? Why didn't you guard the shop?"
Xia Qian didn't dare to say that he was hiding in the dormitory to play games, so he made a pretense that he was doing hygiene in the dormitory.
"Who is this eldest brother?" Xia Qian looked at Qian Li, who was wearing a suit and standing like an iron tower next to Zhang Yida.
"He is my security consultant, please call him Brother Li!"
Xia Qian called out "Hello, Brother Li" again. Qian Li didn't say much. Knowing that this was Mr. Zhang's cousin, he smiled and nodded.
Zhang Yida followed Xia Qian into the express shop and carefully looked at the layout and placement of the packages.
It's quite neat. Zhang Yida guessed that it must be the work of the two girls. He didn't believe that his cousin had such patience.
"not bad!"
Zhang Yida walked around the express shop and praised him.
Xia Qian was also very happy to receive praise from his cousin, and said modestly, "Brother Da, you still have good guidance!"
After encouraging his cousin again, Zhang Yida prepared to have lunch with him.
"Brother Da, I have a classmate who wants to see you."
When Zhang Yida proposed to have lunch, Xia Qian suddenly said this.
"See me?"
Zhang Yida looked at Xia Qian and asked again: "Are you using my name to show off everywhere?"
"Absolutely not! The conscience of heaven and earth."
"Then why would someone want to see me?"
Zhang Yida didn't believe Xia Qian's words. Who would go to see a classmate's cousin if nothing happened?
Xia Qian said: "He is the only one who knows that you are my cousin. He has opened a company and wants to discuss cooperation with Yimin Online Finance or Ruimin Financial Management."
"What company?" Zhang Yida asked.
"Loan company." Xia Qian said with a guilty conscience.
Zhang Yida's mind was spinning very quickly, and he thought of many possibilities at once, and began to test Xia Qian, "What kind of cooperation does he want to discuss?"
"Your company approved the funds for him, and he used them to make loans."
"No, what does a student like him know about lending money?"
Xia Qian was a little embarrassed and advised: "Brother Da, just give me face and meet him!"
Zhang Yida thought for a while, then looked at Xia Qian, who looked pleading, and said, "Okay! If you call him, cooperation will be eliminated. We cannot afford to take this risk.
It’s okay to have a few casual chats between friends.”
After hearing Zhang Yida's words, Xia Qian knew that cooperation would not be possible. He called Su Ying disappointedly and informed him of the situation.
Su Ying was also a little disappointed, but thinking about having dinner with Zhang Yida and building a relationship, he became excited again. This is an opportunity that many people will never encounter in their lifetime, and must be cherished.
In a private room of an ordinary restaurant outside the university, Zhang Yida met the friend Xia Qian mentioned, that is, Su Ying.
Su Ying was a little cautious, smiled at Zhang Yida, called Mr. Zhang and sat aside.
Zhang Yida took a moment to look at Su Ying. He was about the same age as his cousin, and he knew that he was engaged in super-profit lending. In some respects, he had surpassed most of his peers.
After hearing Xia Qian's introduction that he was from Dongou, Zhang Yida felt relieved again.
As Jews in the East, the local business atmosphere is strong. It is not difficult to understand that Su Ying has been influenced by his father's generation since he was a child, and has a business acumen far beyond that of his peers.
Moreover, one of the headquarters of ultra-profitable loans in the previous life was Dongou, which was jokingly called the "Dongou Consortium" in the industry, and its business expanded to Brazil and Russia.
"Su Ying, I'm sorry, I can't promise you cooperation. Yimin Wangjin and Ruimin Financial Management are both direct asset management companies and have never cooperated with external institutions.
Only when the assets are in our own hands can we control the financial risks, which is also our responsibility to ourselves and our users."
Zhang Yida's words were very sincere. Su Ying did not expect that this big boss would explain so much to him, so he nodded and said, "Mr. Zhang, I understand. I am very happy to have a meal with you. "
When Zhang Yida saw that Su Ying did not continue to pester him, he knew that this was a man who knew how to advance and retreat, and he couldn't help but give him a high look.
"Why would you think of making an IOU?"
Zhang Yida was a little curious and asked Su Ying.
Su Ying grinned, "Let's make money! Although my family's conditions are pretty good, I'm not satisfied. I want to surpass the achievements of my father's generation."
Su Ying's calmness surprised Zhang Yida. The former made no secret of his desire and pursuit of money.
In the new era, everything is about money.
"It's just that domestic supervision has not kept up. With luck, you may be able to do it for two or three years. If it takes longer than that, don't think about it."
Su Ying felt that this trip was really the right one. The information expressed in Zhang Yida's words alone was enough for him to use for a lifetime.
"Thank you, Mr. Zhang, for your advice! I think two years is enough. I can't do this all my life. After I have the first pot of gold, I will consider starting a real business in the future."
Seeing that Su Ying was quite decent, Zhang Yida said a few more words:
“If you start an Internet business in China, the dividends are basically maxed out. Southeast Asia is a good choice.
Take Indonesia as an example. The legal annual interest rate is 300%, so it’s a good idea to start a financial technology business..."
After finishing the meal, Zhang Yida was basically talking, while Xia Qian and Su Ying were listening.
Especially Su Ying, he felt that he learned a lot.
It turns out that he just decided to do it because IOUs were more profitable, and he basically didn't think about the future.
Now Zhang Yida's words have ignited a new life goal for him, to lend money abroad and plant the little red flag of Chinese cash loans all over the world...
After dinner, Zhang Yida left Xia Qian alone and prepared to have a good talk with him.
"What's wrong? Are you jealous of the profit from the IOU?"
Looking at his slightly depressed cousin, Zhang Yida asked with a smile.
Xia Qian sighed, "If you do a good job, you can earn millions a month, drive a sports car, live in a mansion, and sleep with Internet celebrities."
Xia Qian knew that his cousin was ridiculing him, but he still pretended not to understand and replied: "Yes! Who wouldn't envy this kind of life!
Except for you, a well-fed man doesn’t know how hungry a hungry man is!”
Zhang Yida nodded, "Yes! I believe most people are envious of their daily income.
But I can assert that in the next few years, half of the people you envy will enter."
"Where's the other half?" Xia Qian was interested in this.
Zhang Yida continued: "The half of those who know how to advance or retreat will either wash their hands in a golden basin or go overseas to harm foreigners."
Xia Qian stopped talking. He wanted to say that he was the other half who knew how to advance and retreat.
Zhang Yida saw through his thoughts and shook his head with a smile, "Who is the unlucky half and who is the lucky half depends on luck.
If you are unlucky and someone dies in the collection, then you just have to walk around with nothing to eat."
"Isn't it okay if we don't collect the money?" Xia Qian asked, scratching his head.
"This is impossible." Zhang Yida explained to him, "This interest rate determines that it is a subprime mortgage among subprime mortgages and a junk customer among junk customers.
Apart from students, only desperate people would borrow this kind of money.
There are not many platforms now, and everyone can make money with their eyes closed.
In the future, as there are more platforms, the life cycle of a user will be shortened. Bad debts will also explode all at once.
If you don’t collect money, then you are doing charity.”
"Then I'll just do it for this year." Xia Qian also understood and stopped before the regulatory policies were issued and successfully landed.
Zhang Yida had a headache. If Xia Qian was caught doing this, he would be involved in some negative consequences. That's why he was so opposed to Xia Qian's IOU for borrowing money from Bei.
"We are in the process of implementing the second headquarters of DouShi and Dogfud. Both companies need a large number of Internet celebrities.
From now on, you will be responsible for going to major universities to sign beautiful girls to become Internet celebrities, okay?"
Xia Qian sighed, it's this again. He heard his cousin mention it during the Chinese New Year. He really felt that he didn't have much future. How could anyone earn millions a month by doing loans?
"Brother Da, can't you ask me to get a one-year IOU with Su Ying?"
Zhang Yida wanted to let him go, but what if his uncle got a child like this in?
Especially if I didn't stop him even though I had the ability to stop him, I feel guilty about it!
"In this way, you sign up with Internet celebrities. For every successful signing and meeting the company's standards, I will ask the company to reward you 100,000 yuan."
Zhang Yida had already made up his mind and asked Dogfud to handle this matter. It was his wholly-owned company, and it would be no problem even if he was given more money.
"What's the standard?"
Seeing that he was now interested, Zhang Yida breathed a sigh of relief and continued: "The standard can't be too low, right? For example, if the contract reaches 500,000 fans in three months..."
"This is too difficult!"
Zhang Yida continued to lie and said: "We have a professional training team. All you need to do is look at the beautiful girls and sign them up. We will do the training."
Think about it, if you sign one person a day, you will have 365 people a year. Even if the passing rate is only one-tenth, you will still have an income of more than 3 million yuan a year...
If I ask the company to equip you with a Porsche, think about it, you can deal with so many girls.
I believe you will find a girlfriend soon."
When Xia Qian heard about Porsche, he grinned, "I don't study well, you can't lie to me."
Zhang Yida waved his hand and said absolutely not, he could still get more than one million.