"Brother Gang, why do you remember to call me when you have time?"
Zhang Yida pretended to be confused with his understanding. He thought to himself, don’t you want to control me? Now I’m giving you a chance, come quickly.
"Yida, you also know that Handing Group has just acquired Fortune Insurance and has been busy integrating.
In addition, private equity business is also full of troubles. So I basically didn't ask much about Hantai Fund.
It was only then that I learned that Hantai Fund issued a notice to terminate its cooperation with Changqianbao.
You don't know how angry I was when I heard this, my lungs almost exploded.
Isn’t this a matter of the relatives’ pain and the enemy’s happiness? We are both from Sichuan and Shu, so it is not easy to gain a foothold in the capital.
We should have supported each other, but in fact, we have been doing this.
The Hantai Fund can achieve this today, which is definitely inseparable from Ruixiang’s enthusiastic assistance.
I have figured out the whole story, but the CFO you sent here had a little conflict with General Manager Lu Weizhong.
Lu Weizhong is also impatient. He will mess around when he is anxious and sends you a random contract to you.
After I learned about this, I scolded him for half an hour.
He also realized his mistake now and wanted to find an opportunity to apologize to you in person.
Do you think Fang is not convenient now? If it is convenient, I will go to Ruixiang Building with him."
Hu Gangyi said after a call, he took himself clean, and Lu Weizhong became the scapegoat.
Lu Weizhong is also a veteran of the Handing Group. He has followed Hu Gang since his beginning of his business and is considered a general in the other side's camp.
Zhang Yida didn't believe that Lu Weizhong would be so impulsive. Without Hu Gang's instructions, he would dare to offend Rui Xiang, the second shareholder so much?
"Brother Gang, it's okay. Manager Lu is considered a person with a temperament. I didn't take it to my heart at all."
Hu Gang was delighted on the other end of the phone. Is there a turning point?
It turns out that a young man is so happy that he will be able to hold a few words. If he says that, he must use this to make a fuss and gain greater voice or some benefits from the company.
"Actually, the superiors have long had their opinions about the dominant position of Tianhong Fund."
Zhang Yida is right. Hu Gang has been in the China Securities Regulatory Commission and is also a well-informed person. He has heard similar rumors long ago.
Where are the money funds invested?
Invest in short-term securities such as treasury bonds, commercial paper, bank time deposit certificates, financial bonds, government short-term bonds, corporate bonds, etc.
After Yu'ebao was launched, many people no longer go to the bank to deposit money.
Especially young people, they have no habit of saving money. If they have a little spare money, they will put Yu'ebao or other online financial products.
On the one hand, Yu'e Bao stole a lot of bank deposits, and on the other hand, Yu'e Bao relies on bank lending to obtain profits.
This directly increases the bank's capital cost, so limiting Yu'ebao is imperative.
The scale of Yu'ebao has reached nearly one trillion yuan, and this scale has surpassed some joint-stock banks and is close to the four major banks.
However, the above kept saying that he wanted to take care of it, but the board did not fall.
Hu Gang didn't know when the relevant regulatory policies would be officially issued. He heard Zhang Yida continue:
"The news of Hantai Fund's suspension of cooperation was heard by the four major shareholders of Ruixiang, and they proposed the idea of opening up the change treasure and connecting them to the four funds.
Ruixiang is not my own. If the shareholders speak, we must also sell this face."
After a pause, Zhang Yida said again: "The most important thing is that Hantai Fund stopped cooperation at that time. We must find a backup fund!
So, that's how it is!"
Hu Gang sighed and asked, "Is there any possibility of recovery? After all, the formal supervision has not been introduced yet. With Tianhong Fund, a tall one, heading in front, the board will not fall on Hantai Fund so quickly."
"Oh..." Zhang Yida sighed, "It's too late! All the contracts have been signed, so it's impossible to be invalid!
Besides, if you go back on your word, you will not give face to the four major businesses! I don’t have the courage.”
Hu Gang only felt very regretful, and good things were made into a mess.
You should know that such a thing would happen, and he didn't dare to force Zhang Yida too much, no matter what he said!
Losing 100 million in profits every year is a trivial matter. When converted to the company's valuation, it means that it is a few billion less!
He still had a hint of doubt. Are these four major industries the guise of Zhang Yida?
Probably not! Hantai Fund cuts profits by 200 million yuan every year, and its valuation is also cut off billions.
Ruixiang, as a shareholder holding 49% of the shares, will also bear half of these losses.
It shouldn't be a battle of intent, but I'm afraid the four major banks learned that the contract was terminated and took advantage of the situation.
Hu Gang asked again: "Now Yida, can Hantai Fund reconnect to change treasure?"
Zhang Yida played with the lighter on his desk and did not give an immediate reply.
After Hantai Fund terminated its cooperation, Ruixiang's operation team only needed to use a little means to let users redeem first and then subscribe, which would destroy the 200 billion-yuan monetary fund scale of Hantai Fund to the point of being wiped out.
But Zhang Yida didn't want to do anything.
It’s not that I’m afraid of losing money, but that I’m afraid of angering Hu Gang, and that I’m stunned if I don’t sell the company to myself in the future.
There was no reply on the other end of the phone for a long time, and Hu Gang thought that Zhang Yida's anger had not yet subsided.
So he added another fire, "Yida, I promise that something similar will not happen again.
The operation, management, finance, etc. of Hantai Fund are fully relaxed to the sharp-eye world.
We both discussed big and small matters and never concealed anything. Look, is this OK?"
"Okay, then reconnect!"
Zhang Yida said again, "However, I made an agreement in advance. Ruixiang dared not favor any party. To attract users to deposit, five funds must show their magical powers!"
"I understand, Hantai Fund is not afraid of competition, and the yield rate is definitely satisfying users."
"Okay," Zhang Yida smiled and said, "Oh, by the way, Brother Gang, Ruixiang is going to open the public beta of the mini program. Does Hantai Fund want a place?
I'll reveal to you a little bit, this mini program is amazing to operate...
Anyway, you have an advantage if you do it first!”
"Okay, then thank you brothers! Hantai Fund wants a place!"
After hanging up the phone, Zhang Yida smiled coldly. He was such an old fox.
Although Zhang Yida is a fellow villager with Hu Gang, he has no admiration for him.
In five years, a company has brought its market value from tens of millions to tens of billions of dollars, an increase of tens of thousands of times.
But only the parties involved know how many insider trading is there and what non-compliant transactions are.
All we play are all about financial capital operations and cutting leeks.
If it is industrial capital, it can also drive the development of some industries and solve some employment and taxation.
Such people can only be called businessmen, not entrepreneurs, nor entrepreneurs.
...
"This software is called sweet potato video, and it targets users in third- and fourth-tier cities and rural areas."
After sorting out the businesses of Pinduoduo and Doushi, Lu Qi put forward many ideas, one of which was to sink the market.
After Zhang Yida downloaded the sweet potato video software on his mobile phone, he fiddled with it.
I found that the UI interface is not much different from Doushi, and asked: "Is there any difference between the recommended algorithm and Doushi?"
"There is a difference. Compared with Doushi, the traffic of sweet potato videos will not be particularly tilted, and the videos of long-tail users have more exposure opportunities.
In addition, the content style will be more down-to-earth. Content creators are mainly ordinary people, which are closely related to life and have stronger social attributes."
Zhang Yida was stunned for a moment, "Is this imitation of Kuaishou?"
Lu Qi smiled and nodded, "Yes, we are just imitating Kuaishou."
"Kuaishou has obvious first-mover advantage in sinking channels, so it's not easy to catch up, right?"
"That's right," Lu Qi's face calmed down, "but we have to do this.
Doushi and Pinduoduo's genes do not match. Pinduoduo has to complete the market sinking next, and live e-commerce, and it is necessary to have a short video software like Sweet Potato Video to assist him.
If you don’t do it now, you will have even less chance in the future!”
Lu Qi has a good idea, and Zhang Yida also supports doing so.
With the peak of domestic short video dividends, major short video platforms will become popular in the future and try their best to break into each other's hinterland.
“Are there any good operating strategies?”
Lu Qi said: "First start cold, then spend money to buy volume, and after starting volume, cooperate with Pinduoduo to help creators earn income."
Seeing that Zhang Yida did not reply, Lu Qi continued: "At present, Kuaishou has started commercialization, but their commercialization is mainly based on live broadcast reward revenue.
What we want to do is live e-commerce, and Kuaishou has not tried much in this area at present.
This is also our only opportunity. If we can attract some high-quality creators of Kuaishou through live e-commerce, it will greatly weaken Kuaishou's threat to Doushi.
In addition, Pin Duoduo will also benefit a lot from it!”
"Okay, I have no objection, follow your ideas!"
After discussing the sweet potato video, Lu Qi talked about Doushi's commercialization again.
"Doushi is still in a rapid growth stage, and advertising cannot be too rampant. We must do a good job of review and checking.
The specific forms include open-screen advertising, information flow advertising, topic customization, stickers, etc.
In addition, for advertisers, we also need to develop an advertising delivery system, including user portraits, big data feature analysis, advertising creative production, effect optimization, effect statistics and other functions."
Zhang Yida nodded, "It's time to start commercialization. By the way, advertising has to list a few banned industries.
For example, you must not accept P2P financial management, otherwise you will have endless troubles.”
"Haha, is it that exaggerated? You are also the boss of a P2P company, so unconfident?"
Zhang Yida shook his head, "It's not a matter of being unconfident. This kind of transaction involving money must be paid attention to.
Have you heard of the Qiaoxing Debt Incident? There is also Ruixiang closing the Internet financial supermarket."
"Okay, then I'll refuse to enter the financial management industry."
Lu Qi asked again: "Is the loan advertisement OK?"
"Yes, but the procedures must be complete and there is a financial license."
"By the way," Lu Qi said again, "We don't have an advertising sales team, should we form our own or recruit an agent?"
"Build it yourself! You don't like the agency model, and we have started commercialization, and there are advertising dividends, so you should not worry about selling advertisements."
Zhang Yida talked to Lu Qi again about the people who went to poach, and Qiandu was listed as the first target because he was close to each other and had advertising sales experience.