In the conference room of Ruixiang Jinke Group Company on the 36th floor of Colin Building.
A group of men and women sat on both sides of the large conference table. Zhang Yida sat at the top, and next to him were Lin Zhenyang, Lei Dongming, Gu Panpan and others.
There are also a few unfamiliar faces.
Zhang Yida spoke: "Everyone applause to welcome the new partners."
Everyone applauded, and Zhang Yida then announced a series of personnel arrangements:
“Next will be:
Mr. Xie Huaiyu serves as CEO of Mung Bean Credit and vice president of the group.
Mr. Hong Haibo serves as CEO of Tiance Technology and vice president of the group.
Ms. Lan Lan serves as the group’s CFO and vice president.”
Lei Dongming has confirmed that he will leave Ruixiang Jinke Group and is doing the final handover work.
So no one was too surprised to hear that a new CFO was appointed.
Then the three new executives who took office introduced themselves.
Hong Haibo is a middle-aged man in his 40s with a bit of bald head. He stood up and greeted everyone with a smile on his face, and then introduced himself.
"Hello colleagues, my name is Hong Haibo. I graduated from MIT and served as the senior project director of the e-Financial Technology Department.
…
Now I am taking on the role of CEO of Tiance Technology... I hope to work hand in hand with everyone... to build our own top financial technology projects in China."
Xie Huaiyu is in his thirties, wearing a suit and leather shoes, with his hair styled in a three-quarter hair style, and wearing a pair of gold-rimmed glasses. He looks very elegant. He introduced himself:
"I am Xie Huaiyu, and I am very happy to join Ruixiang and become colleagues with all the elites.
I graduated from Fudan University with a bachelor's degree and a master's degree from Yale University. After graduation, I entered the e-credit risk management department and held positions such as supervisor, manager, and director.
…
Now he serves as the CEO of the company Mung Bean Credit... he will perfect the product and bring it to the market as quickly as possible..."
Lan Lan has short hair that reaches her ears. She is in her early thirties and is wearing a beige Chanel coat. She has a capable temperament and a serious smile. She said solemnly:
"I am Lan Lan. I graduated from the Chinese University of Hong Kong with a bachelor's degree. I then went to the United States to study for a master's degree in finance from Columbia. I once served as the vice president of the Asia-Pacific region of the investment bank of American Express Group.
Currently serves as the group's CFO..."
…
This round of recruitment was successfully completed, and it took Ruixiang a lot of headhunting fees to find three candidates that Zhang Yida was quite satisfied with.
At the same time, Zhang Yida also promised annual salaries ranging from 1 million to 3 million to the three newly hired executives, as well as option commitments starting from 50,000 shares per year.
Based on Ruixiang’s current valuation, 50,000 shares is equivalent to US$500,000.
Talent introduction is expensive!
But, it's all worth it.
With the entry of the three senior executives, Lei Dongming was first freed from the two-front battle and handed over all the work to Lan Lan. He completely resigned from Ruixiang and transferred all his work focus to Huayi Capital.
At the same time, because Lei Dongming resigned, part of the options he received was returned based on his working years, nearly two-thirds, and only 100,000 shares were retained.
Hong Haibo entered Tiance Technology and immediately established several research and development directions and began to build a financial intelligent investment advisory system and a big data risk control system for external export.
When Xie Huaiyu arrived at Mung Bean Credit, he first conducted a thorough investigation of the business and data of the group's subsidiaries and gained a thorough understanding.
He led the R&D team to build a data summary system within the group. The follow-up work will use the data continuously generated by this system to conduct data analysis and processing to create the ultimate weapon-mung bean credit score.
What troubles Zhang Yida the most is the magic treasure payment.
So far, Mobao Payment has extended its cooperation to hundreds of Internet financial companies through the platform resources of Ruixiang Group, spanning the two major industries of financial management and loans.
There are hundreds of cooperative companies, all of which are in the mutual finance industry, and the transaction volume is very impressive. It is a certainty that Mobao Pay will turn a profit this year.
But, this is far from enough!
What we are currently doing are B2C payments, and our main service targets are B-side enterprises.
On the C side, Alipay and WeChat are currently at an inextricable battle, and Mobao is like a bystander watching others conquer the city.
WeChat dominates social networking and has its own online transaction scene. In the 2014 Spring Festival, a WeChat red envelope increased its market share, filling up Alipay's long-term leading advantage, and both parties returned to the same starting line.
In addition to its own e-commerce business, Alipay began to carry out a large number of offline discussions and launched a counterattack by investing huge subsidies.
With such a small body like Rui Xiang, the two giants will teach you how to be a good person in a matter of minutes. It is as easy as crushing an ant.
Next to it is Goudong Pay, and Qiandu Wallet is eyeing it.
The four giants of BATJ are all gathered on this battlefield.
Zhang Yida is waiting for an opportunity and has started to open up the accounts of various subsidiaries internally. When the time comes, a unified account will be launched.
Users only need one account to log in to each Ruixiang APP.
Currently, this function is still under emergency testing. After the testing is completed, it will be time to show off the sword.
But at present, Ruixiang's platforms have eliminated the overlap, and they all have less than 100 million users in total. Compared with the 500 million users of Renpay and the 1 billion users of Penguin, the gap is indeed not small.
Therefore, efforts must be made offline as well.
Offline, four first-tier cities in Beijing, Shanghai and Yangpeng were initially selected, and tens of millions were spent to promote a wave of businesses.
Then Tiance Technology and Mungdou Credit have almost launched their products and started Series B financing.
With the Series B financing, we will continue to fight against the giants. As long as the decline is not completely revealed, we will fight to the end with the two Ma dads!
This payment battle will last for a long time, and it will not end in three or five years. It was still being fought in the previous life in 2019, but the pattern of two worlds has almost been established.
…
Beijing.
Inside Huath Chuangxing Advertising Company.
Liang Weimin was leaning on the sofa, with his legs crossed and a folder in his hand. Standing in front of him was a respectful middle-aged man.
Liang Weimin glanced at the document for a few times, then threw it on the table, looked at the middle-aged man for a few times, and said:
"Lao Liu, does your plan work? If it doesn't achieve the effect I want, just go home and retire!"
The middle-aged man felt a chill running down his spine, and he quickly smiled and said:
"Young Master Liang, don't worry, I have carefully designed this plan and it will definitely satisfy you."
Seeing that Liang Weimin didn't speak, Old Liu kept looking at him. He felt a little scared. The chairman's son was too difficult to take care of. He hurriedly continued:
"Master Liang, your request is to bring down this Jingrui Fortune Company, right?
This is simple.
My plan is to make Jingrui Wealth invest a huge amount of advertising money. The advertising effect will be very good at the time, but in the future, customers will be lost.
In this way, they signed the contract. The advertising effect we promised has been achieved. If the subsequent conversion is not successful, it is their own business. This is not our fault. They will lose in the lawsuit.
After we use this trick, they will be mute and unable to tell the pain of eating coptis."
After finishing speaking, he looked at Liang Weimin with a charming smile.
Liang Weimin said coldly: "I will not only make his advertising money go to waste, but also make him bankrupt."
Old Liu had a headache. This was too difficult for him. He said bravely:
"Master Liang, after all, we are just an advertising company. Even if all the advertising fees invested by Jingrui Fortune are wasted, it will only leave him with no liquidity. Isn't it possible to make him bankrupt?"
Liang Weimin scolded: "Then what's the use of you? You can't handle such a small thing, and you are still a director. Have you not run business for a long time, and want to work at the grassroots level to re-train?"
Old Liu looked sad and said helplessly: "Then the most we can do is let him invest all his working capital in advertising?
It's impossible for him to sell everything and invest all his wealth in it. Mr. Liang, the most we can do is let his company go bankrupt, but we can't let him go bankrupt personally."
Liang Weimin gradually calmed down. No matter how great his company was, it was just an advertising agency, and it was impossible to wipe out all the money of its advertisers.
He Shenghua's ability to build the company to its current scale shows that he is not stupid. It would be a fool's errand to ask him to spend all his wealth on advertising.
We can only figure it out slowly.
Thinking of He Qingxuan's face and fiery body that could bring disaster to the country and the people, Liang Weimin felt hot in his heart.
When I make your father bankrupt, let's see if you can pretend to be innocent and lose face.
Liang Weimin's money offensive was invincible and invincible against other women, but it failed in front of He Qingxuan.
Later, I met He Shenghua and after a little inquiry, I found out that He Qingxuan's family still had a net worth of tens of millions, and I realized that this trick would not work so well in front of her.
It happened that He Shenghua's company wanted to advertise and approached him again, so Liang Weimin had the idea in his heart to take this opportunity to destroy the He family.
Although Liang Weimin lives and drinks every day, he knows his family's business very well.
After all, the foundation for his "life-long debauchery and love of freedom" still comes from his family's property, which he will inherit in the future. Isn't it okay if he doesn't know more about it?
Precisely because he understood the advertising industry and knew all the shady secrets involved, Liang Weimin was ready to set a trap to bring down the He family.
The He family's company went bankrupt, and he launched the Jinyuan offensive again, appearing in the He family as a savior.
Wouldn't it be natural to take the opportunity to get "close and intimate" with He Qingxuan?
Thinking of this, Liang Weimin couldn't help but smile.
When Old Liu saw that Mr. Liang finally smiled, he must be satisfied! Then he put down the stone in his heart.
After Liang Weimin thought for a moment, he ordered:
"After we go to Jingrui Company, you can find a way to communicate privately with their operations director."
Old Liu rolled his eyes and suddenly realized:
"Master Liang, do you mean to publicize the director of operations of their company?"
Mr. Liang smiled coldly and said, "What if? We've got their operations director, let him cooperate with us internally and externally, and let him drain all the blood of Jingrui Company."
Old Liu took a deep breath, this Young Master Liang was really vicious.
But on the surface, he still smiled and said: "Master Liang, you are so clever. If their operations director cooperates, it will be much easier for us to do things."
"Besides, if the He family goes bankrupt, there will be some hope!"
After thinking about it for a while, Lao Liu added, thinking that a dead Taoist friend would not die a poor Taoist.
The He family has no relationship with him. Although he can't bear it, for the sake of his own future, he still has to hold on to Mr. Liang's thigh tightly.
"Oh, what do you say?" Liang Weimin became interested. Didn't this old Liu just keep saying that it couldn't be done?
Old Liu glanced around to make sure there was no one around him, then leaned down to Liang Weimin's ear and whispered something.
After listening to Lao Liu's "poisonous plan", Liang Weimin's smile became even stronger.