Shi Zhijian hurriedly stood up and shook hands with Gui Lao: "Hello, Mr. Saipan! I didn't expect that we would meet so soon! Let me introduce, this is my friend Mr. Wu Fuxiong Wu!"
Daeshengxiong hurriedly raised his buttocks, bent down to shake hands with Saipan, and said: "Hello! Hello!" It was his first time to deal with foreign devils, and he was a little nervous.
The three of them took their seats respectively.
Shi Zhijian said: "Dear Saipan, I have something to trouble you today!"
"Oh, just say whatever you want, you are Inspector Lei's friend, and you are my friend!" Saipan said, taking out a box of cigars from the desk drawer and handing them to Shi Zhijian and Dai Xiong, "Give it a try, dear
Yes! This is an authentic Cuban cigar!”
Da Daoxiong salivated and wanted to take one out, but when Shi Zhijian didn't move, he pulled his butt back.
Shi Zhijian waved his hand and said: "There is no need to smoke. To be honest, I am very urgent about this matter! First of all, I want to withdraw the money deposited in your bank!"
"How much to take?"
"all!"
"Uh, all of them?" Saipan was a little surprised. He had managed to help the bank get the money, and now Shi Zhijian is going to take it away in just a few days. Wouldn't the bank suffer a loss?
"Dear Shi, do you need it urgently? If so, I can give you some first!"
"No, I want to take them all out!" Shi Zhijian saw Saipan's eyes flashing and knew what he was thinking, "In addition, I have one more thing that I need your help with-----"
"Oh, what is it?" Saipan is a bank executive after all, and he can keep his composure when encountering difficulties.
Shi Zhijian winked at Da Daoxiong, who quickly took out a briefcase from his waist and handed it to Shi Zhijian.
Shi Zhijian took the briefcase, took out some documents and information from it, stood up and handed it to Saipan: "These are some land title documents from the New Territories. I want to mortgage them to your bank!"
"Oh, you want to do a mortgage loan?!" Saipan has dealt with this kind of thing a lot, and felt that Shi Zhijian was overqualifying himself, and the bank's business managers could handle it.
But when Saipan saw that the land area that Shi Zhijian was going to mortgage was as high as 500 acres, he was stunned.
…
Saipan is a banker, so of course he has a clear understanding of Hong Kong's real estate development trends.
The real estate industry in Hong Kong Island and Kowloon is now densely packed, and the New Territories will soon be developed, so the 500 acres of land in Shi Zhijian's hands is definitely a golden egg that has not yet hatched!
Saipan was secretly happy in his heart, but kept his expression on the surface. He threw the documents directly on the desk, leaned on the boss's chair, clasped his hands together, and said with a very embarrassed expression: "Oh, I'm sorry, dear Shi! If you
The land you want to mortgage is located in Hong Kong Island or Kowloon, so I will definitely help you get it done, but... it happens to be in the New Territories!"
There was a pause.
"You also know, what is the New Territories? For a beautiful place like Hong Kong, the New Territories is the countryside! It is a place with no existence value! The land there is very cheap... Dear Shi, I say this, do you understand?
?”
"Of course I understand!" Shi Zhijian slowly took out a cigarette and held it in his mouth.
Dai Daoxiong wisely took out a match and helped him light it.
Shi Zhijian took a breath and blew out a beautiful smoke ring, which slowly rose.
Thinking about the words, Shi Zhijian scratched the bridge of his nose with the hand holding the cigarette: "That was all in the past, wasn't it? What is Hong Kong like now, dear Saipan, you should know better than me! To be precise, Hong Kong Island and
You know better than me what stage Kowloon's real estate industry has developed!"
"I think there must be many real estate developers who have cooperated with your bank. Now that Hong Kong is in a period of demographic dividend, you must know what the future of the New Territories will look like in Saipan, and how valuable my five hundred acres of land are!
"
Saipan's green eyes narrowed, and for the first time, he began to look squarely at Shi Zhijian.
Saipan has always been in contact with the tycoons of Hong Kong's upper class society. Those people have such forward-looking vision and insight, but now Shi Zhijian is very good at it, and he is still so young.
Dai Daoxiong looked confused at the side. He didn't understand what Shi Zhijian and Saipan were talking about. He didn't understand a word about real estate development or demographic dividend.
Shi Zhijian continued his efforts, "Also, what is the current situation of housing prices in Hong Kong? Yes, after last year's price reduction trend, housing prices in both Hong Kong Island and Kowloon dropped by 20%, but in just one year, Yau Ma Tei, Tsim Sha Tsui, and Mong Kok
House prices in these three places have increased by 30%!”
"If nothing else, let's just talk about Ming Tak Garden in Tsim Sha Tsui. The 1,000-square-foot house is now priced at 100,000! Tianhe Garden in Mong Kok is even as high as 150,000! What is the reason? The demographic dividend will definitely continue to expand, and the New Territories will also
I will engage in real estate development, and the actual value of my five hundred acres of land will definitely be revealed!"
"Finally, let's talk about the economic development policies of the British Hong Kong government. Within the scope of government plans, Hong Kong will gradually de-industrialize in the future, abandoning garment factories, plastic flower factories, electronic factories, etc. created by cheap labor, and return shipping and finance to
There are real estate as the three pillars of the economy!”
Shi Zhijian's words went beyond Saipan's knowledge and imagination.
Will real estate, shipping and finance become the backbone of Hong Kong?
is it possible?!
It can be said that Shi Zhijian's knowledge, which was more than fifty years ahead of his time, completely shocked Saipan.
But Shi Zhijian knew that everything he said was not an exaggeration at all, especially about real estate.
American writer Joe Stawell wrote in his book "The Godfather of Asia - Hong Kong, Money and Power in Southeast Asia": "The population of Hong Kong was 600,000 in 1946. By 1959, the population of Hong Kong exceeded 3 million. By 1969
In 2016, it exceeded the 4 million mark, an increase of seven times! Someone wants to have a house, so how do you get a house? Of course, you need to occupy land to build it. At the same time, countless real estate tycoons came into being!"
While Saipan was dumbfounded, Shi Zhijian crushed the cigarette he had only taken a few puffs into the ashtray, leaned forward, and stared at him: "So Mr. Saipan, as a person, you must have a long-term perspective to make money, and as a bank, you must have a long-term perspective."
You have to look far to make a profit! You are a famous bank executive in Hong Kong. I don’t think you don’t know such a simple truth?”
Saipan was stunned for a moment, looked weird, and suddenly laughed, "Haha, dear Shi, I just realized that you are a very interesting friend! Well, I can help you make a mortgage, but your land needs to be reviewed--
---How much do you want specifically?"
It's so simple for a smart person to talk. If you can't fool him, just get straight to the point.
Shi Zhijian also laughed and did not say anything directly. Instead, he took the plate of small biscuits next to him. The biscuits were made into the shape of a cartoon fish. Some of the biscuits were eaten by Dao Daoxiong, and there were still seven or eight pieces left.
Shi Zhijian grabbed the biscuits, snapped them, threw five biscuits into the plate, and said slowly: "I really like biscuits, but unfortunately I don't have a big appetite, five biscuits will make me full! As for the extra ones, Saipan is welcome
Sir, please do as you please!"
After saying that, he threw another small fish cracker into the plate.
Five coins plus one, make six coins!
Sabai smiled, heartily.
"Dear Shi, I promise you! I will help you get it done!"
"That's good!" Shi Zhijian stood up and shook hands with Saipan, then glanced at the family photo Saipan placed on his desk: "Go to Hawaii for your next vacation. There are beaches, waves, and coconut trees. You will definitely be happy with your family by your side!"
Sebai beamed: "If I have money, of course I will go to Hawaii. I'm looking forward to it!"
Dai Daxiong next to him was even more confused. Why were they talking about biscuits and Hawaii? What the hell?!