In the 1960s, Hong Kong's identity gradually changed from a trading port to an industrialized city, with plastic flower factories, garment factories, and the most famous toy factory in Hong Kong, and textile factories everywhere.
However, with the scale of Hong Kong's economic development, this cheap labor industry will eventually be eliminated and replaced by shipping, finance, and real estate!
In particular, the most brutal real estate development in Hong Kong is inseparable from the financing and loans of major banks from beginning to end.
As the head of Standard Chartered Bank in Tsim Sha Tsui, Saipan has absolute real power in bank loans.
In this era, it has become a fixed pattern for the ghost guy to be the boss and the Chinese to be the subordinates. Often, many people in the bank will obey the ghost guy's words unconditionally.
Therefore, under the leadership of Saipan, the 500 acres of New Territories land in Shi Zhijian's hands quickly entered the mortgage loan review process.
The review process was very formal. Shi Zhijian asked Dao Daoxiong to accompany the bank's "senior reviewer" to Yuen Long, New Territories, to personally inspect the land and understand the local conditions. Then he drank a bottle of Fanta soda and ate
After a bowl of rice rolls, Dao Daoxiong stuffed him with another 5,000 Hong Kong dollars, and then he came back in a rickshaw, sighed at the seal, and personally stamped the red seal on the review document: Passed!
The whole process takes less than three hours!
After completing the review, Saipan personally helped Shi Zhijian handle the loan mortgage procedures. Standard Chartered Bank mortgaged 500 acres of land in total: 600,000!
…………
In the general manager's office-----
"Dear Shi, I wish us a happy cooperation!" Saipan shook hands with Shi Zhijian again.
Shi Zhijian lamented how fast banks handle loan business in this era. From entering the bank to getting a loan of RMB 600,000, it took less than half a day.
At this time, Saipan's subordinates brought over 500,000 yuan and placed them neatly on Saipan's desk.
"No, dear Shi, count them, are they correct?"
Shi Zhijian didn't react at all, and the eyes of Da Daoxiong who was following him almost popped out.
Half a million Hong Kong dollars were piled on the table, like a mountain of gold.
This is the first time in his life that he has seen so much money!
Shi Zhijian looked at the 500,000 Hong Kong dollars and knew that the remaining 100,000 had been withheld by Saipan in advance.
"No need to count, I trust your bank!"
"Haha, that's great! By the way, do you still need to take out your 300,000 yuan now?"
"Of course no, I didn't expect your bank to be so efficient, let alone that my loan would be approved!"
As he spoke, Shi Zhijian asked Dao Daoxiong to take out the paper bag, took out 300,000 yuan from the 500,000 yuan, then grabbed another 20,000 yuan and put it in his arms, and said to Saipan: "Help, save the rest."
Go first!"
"Of course, it's my pleasure!"
Sebai snapped his fingers, and his staff collected the remaining 180,000 yuan. Together with the previous 300,000 yuan, they issued a deposit certificate of HKD 480,000 to Shi Zhijian, and prepared a stack of Standard Chartered Bank checks for Shi Zhijian.
In the future, Shi Zhijian's large-value transactions can be signed directly.
No matter how stupid Daesheng Xiong is, he has figured it out at this moment.
Shi Zhijian backhandedly mortgaged 500 acres of land for 600,000 yuan. Saipan swallowed up 100,000 yuan, leaving 500,000 yuan!
In other words, after Shi Zhijian bought the land for 300,000 yuan, he sold it for 500,000 yuan!
This kind of coquettish operation left Daeshengxiong stunned.
These pieces of land would be dead at best in Master Ding's hands.
The gap between Mr. Ding and the times makes him look down on banks and distrust them. Little does he know that he has been left behind by the times!
If Daoxiong was respectful to Shi Zhijian before, it was because Shi Zhijian had big backers like Xu Sanshao and Lei Luo.
So now, Shi Zhijian's wisdom, or in other words cunning, made him admire him greatly!
…
Leave the Saipan office.
The two burly men who came with Dai Daoxiong immediately stepped forward.
Daeshengxiong raised the bag filled with 300,000 Hong Kong dollars in his hand, which meant that he had got the money.
The four people left the bank and came to the door. Shi Zhijian glanced at the signboard of "Zhou Ji Porridge Shop" not far away and said, "I'm hungry. Are you interested in a bowl of abalone porridge?"
The two big men glanced at Daoxiong.
Daoshengxiong shouted: "What do you think I'm doing? I won't run away after I get the money! Mr. Shi treats you to porridge, that's to give you face!"
Two big men, the one with a stern face who looked like his parents were dead was called Aaron, and the one with a toothpick in his mouth was called Ahu.
They are brothers and confidants of Zhang Jiuding, the boss of Hong Yihai.
This time Da Da Xiong came to withdraw money with Shi Zhijian. Zhang Jiuding was worried. On the surface, he asked them to accompany Da Da Xiong to withdraw money. In fact, they were monitoring Da Da Xiong and Shi Zhi Jian.
"Master Ding told me to go back immediately after taking the money!" Aaron said with a straight face, expressionless.
"Actually, it doesn't take much time to eat a bowl of abalone porridge!" Ah Hu rubbed his toothpicks with a smile on his face.
"Then let's go up and eat porridge! The minority obeys the majority!" Daeshengxiong shouted in a loud voice and led the way towards the porridge shop regardless of the situation.
As a club thug, I don't even have to eat abalone porridge. When I'm poor, I don't even have to eat pig blood porridge!
…
Zhou Ji Porridge Shop-----
It was five or six o'clock and the guests hadn't arrived yet, so Shi Zhijian easily asked for a private room.
Sitting down at the Eight Immortals table, Shi Zhijian was not polite and directly took the menu and ordered abalone porridge, followed by seven or eight meat and vegetable dishes, and finally ordered a dozen Kirin beers.
The waitress went down to order the food, and Shi Zhijian took out the cigarette from his arms, opened the cigarette case, and faced Da Daoxiong and the other three: "Eating cigarettes?"
Daeshengxiong took one respectfully.
Ahu also took one.
Only Aaron still had a straight face.
Shi Zhijian didn't care, he took one and bit it on his mouth. Before he could take out the fire, Dao Daoxiong leaned over to help him light the cigarette.
Seeing this, Aaron's eyes were disdainful and he snorted.
Ah Hu spit out the toothpick and laughed: "This cigarette is good, Marlboro! Aaron and I usually only smoke good luck!"
Shi Zhijian blew out a puff of smoke and seemed not to have heard Aaron's snort, "What are your surnames? What are your identities in Hong Yihai? Red stick? White paper fan?"
Aaron continued to have a straight face, as if he didn't want to talk to Shi Zhijian.
Ahu put one foot on the chair and took a few puffs of cigarette, and smiled: "My name is Chen Jinhu, he is my eldest brother Chen Jinlong, we are brothers!"
Dai Daoxiong added later: "They are both good at using swords and fists. They are both our Hong Yihai's double sticks!"
Shi Zhijian smiled: "It seems that Lord Ding is quite grand this time, and he even sent three red sticks with double flowers!"
"Double Flower Red Stick" is like a top horse in the name and in the gang. He can be beaten and endured. The most important thing is that he is loyal to the boss and can even risk his life.
This is the case for brothers Chen Jinlong and Chen Jinhu.
They were originally from Chaoshan and were bullied when they first came to Hong Kong. Later they joined Hong Yihai and Master Ding personally taught them kung fu. After hundreds of actual battles, they became vicious and violent in fights and became famous for not wanting their lives.
Last year, the two of them became famous by fighting alone against the 30 men of Hutchison boss "Huzi Yong". They were immediately promoted to a position with double bonuses, and were called "dragon brothers and tiger brothers" by people in the world.
At this moment, Shi Zhishi firmly said, "Master Ding sent out three red sticks with double flowers in one fell swoop", which made people feel harsh.
Daoxiong and the other three are not fools, they all know what they are doing today.
Da Daoxiong was monitoring Shi Zhijian.
Brothers Aaron and Ahu came to monitor Daoxiong again.
To put it mildly, it means that Lord Ding thinks highly of them, but to put it badly, it means that Lord Ding is too suspicious and no one will believe them!
"Master Ding is always serious about his work." Da Daoxiong picked up the tea cup and poured a cup of Longjing tea for Shi Zhijian.
"Master Ding is old. He will be sixty this year. From now on, Hong Yihai will still have to rely on you young and strong faction!" Shi Zhijian said casually.
Aaron's eyes flashed, full of vigilance.
Ahu was still laughing and joking, as if he didn't hear what Shi Zhijian was saying.
There was only a loud and fierce movement in my heart.
Yes, Master Ding is old!
Who will succeed Hong Yihai?
Relying on his few unfulfilled children?
Shi Zhijian pinched the teacup and sniffed it at the tip of his nose. The teacup was rotated back and forth on his fingertips: "This tea is a good thing. It absorbs the essence of heaven and earth. It absorbs all the five elements and eight trigrams, metal, wood, water, fire and earth. After being exposed to wind, sun and rain, it finally becomes an iron pot.
Stir-fry the water and soak it, and then the aroma will come out - being a human being is actually the same as making tea. If you want to get ahead, in addition to being able to endure hardships and endure suffering, you must also know how to seize opportunities!"
After Shi Zhijian finished speaking, he glanced at Daoxiong and the other three, "What about you, do you prefer making tea, or do you prefer making cups?!"
"What about making tea? What about making cups?" Dai Daoxiong looked solemn and his voice was trembling.
Shi Zhijian smiled and said, "If you make tea, if you can endure it, the pain will be over and the joy will come!"
Shi Zhijian held the tea cup and drank it in one gulp.
"Are you making a tea cup? If you don't do it right, you will be shattered into pieces!"