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Chapter 1683 Bundled Loans

Shen Dapeng pointed at Zheng Haixia, "This is off-plan housing. Nowadays, many real estate companies in Beijing, Shenzhen and Shanghai are doing this in order to reduce loans and compress the pressure caused by huge loan interest rates!"

"As for what you said, we have a commercial housing pre-sale certificate and other official documents. It's not a lie. How can others not believe it?"

"Also, I believe that this will definitely set off a rush to buy."

Shencheng is now in a period of rapid development. The land that Shen Dapeng purchased at a low price has now increased a lot. According to Shenzhen's current development rate, if it takes one or two years, the price of the land will be even higher.

The increase in land prices will naturally lead to an increase in housing prices. Two years later, housing prices will definitely be much higher than the current housing prices.

Consumers with a little bit of savvy will naturally understand this truth, so they are definitely willing to buy a house with the minimum amount of money. For off-plan houses, although they cannot see what they will look like in the future, there will definitely be a large number of consumers willing to pay this money.

After all, the money spent on buying a house now will save a lot of money compared to buying a house two years later, which is equivalent to saving a lot of money.

With this money saved, can’t it be used for decoration?

Therefore, Shen Dapeng is very optimistic about this.

"Dapeng, why are you so confident?" Zheng Haixia couldn't help but feel happy, "Even if there are many people willing to buy off-plan properties, it has nothing to do with our financial company, right?"

After hearing what Zheng Haixia said, Shen Dapeng stared at Zheng Haixia as if he were an alien, "Mr. Zheng, you are such a smart person, couldn't I have said it clearly enough?"

"If the second phase can spark a wave of home buying, wouldn't our financial company survive?"

"If you think about it, most of the population in Shenzhen now is not the local population, but immigrants who come here from all over the country to work hard, right? They don't have much money, but they want to settle here for a long time and develop, and they have

People still want to make money from this property.”

Shen Dapeng knew clearly that in his previous life, many people spent money to hoard a large number of houses in order to speculate in real estate. Finally, when housing prices rose sharply, they sold them to others and made a lot of money from them.

There are also people who have their own house, but still want to buy one or even two more to rent out, and collect rent every month, so as to obtain long-term profits and ensure a worry-free daily life.

"So since then, a large number of young people with dreams have been pouring into Shenzhen City, and houses have naturally become a scarce resource. They will definitely sell very well, including these off-plan houses. I guarantee that within half a year, they will definitely be sold.

It will sell for about the same amount.”

"However, except for some rich people, a large number of home buyers do not have much savings, so in order to buy a house, they can only choose to go to the bank for a loan and make monthly payments. Mr. Zheng, think about it, by that time, we will still worry about having no business.

Quantity?"

Shen Dapeng's words made Zheng Haixia suddenly wake up, with a look of surprise in her eyes, and she nodded repeatedly.

"Dapeng, you are right. There are benefits from real estate, and it also promotes the development of our financial company. It kills two birds with one stone. This method is really good!"

Shen Dapeng nodded with satisfaction, "Moreover, we can set appropriate restrictions. All customers who intend to obtain a loan to purchase a second-phase house, except those who cooperate directly with banks, must cooperate with our financial company to implement bundled loans."

"And it must be written clearly in the agreement. In this way, won't we win a large number of regular customers for us? If they just want to go back on the agreement and terminate the agreement, the legal aspects will be in our favor according to the agreement.

"

"So, the situation is not as bad as we thought. Everything must be looked forward to. There will always be a bright future."

Bundled sales?

Zheng Haixia carefully thought about the concept mentioned by Shen Dapeng and couldn't help but get excited. This method is really good. In this way, it can completely prevent other financial companies from attracting customers from her side.

Once customers sign an agreement with themselves, they will naturally know the pros and cons involved. If Huanglong Financial Company uses the same means to pry customers again, these customers will not dare to agree.

"Dapeng, then hurry up and start the second phase of the project."

Zheng Haixia couldn't help but get excited as she pictured what Shen Dapeng said in her mind. She couldn't wait to think about the financial company's rapidly rising business volume in the future.

"Haha, I still need to discuss this matter with Chairman Wang Zhongmao. After all, building a new building involves a lot of things. It cannot be solved in one or two times. It will take some time."

"According to what you say, we still have to wait until the Year of the Monkey and the Moon of the Horse?"

Zheng Haixia was suddenly discouraged.

"The days are long, and everything will get better. The current predicament will eventually pass one day, and I believe that our company's business will slowly get better before long, so you don't have to worry too much."

Shen Dapeng's words were not without his own considerations.

The booming sales of apartment buildings made him see the huge prospects of the real estate market. Therefore, as Chengyu Real Estate, we should seize as many opportunities as possible during this golden period of real estate prosperity to conduct an unprecedented expansion and operation.

To get more benefits.

But now that I am the operations director of Wanhai Plaza, my identity is there. Sometimes it is inevitable that there will be restrictions on what I do, so if I want to really develop the real estate market, I should show my identity.

And this time, in Shen Dapeng's opinion, is not the right time yet.

Therefore, it is not too late to purchase a large amount of land first and then start when the time is right.

The price of land in Shenzhen changes every day, so owning land at the lowest price is the first thing to do now.

In addition, in order to suppress his financial company, Qian Xiaohao did not hesitate to lose money to attract his own customers. Although on the surface it seemed that his company had no business, in fact Huanglong Financial Company was worse off than himself.

A business that loses money will not last long, and anyone who does business knows this.

Therefore, there will come a day when Huanglong Financial Company cannot survive.

And on that day, it will be the time for Pengzheng Financial Company to regain its glory.

Shen Dapeng came to Zheng Haixia this time, just to tell her the reasons behind this incident. As for the current quick way to revitalize the company, there is no quick way.

However, Shen Dapeng was not in a hurry and took his time. He would eventually outlast his opponent. This violated the laws of market competition. His opponent would eat it up and spit it out. Shen Dapeng was just trying to comfort Zheng Haixia's anxious heart.


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