Liu Fengxia had long been accustomed to Shen Dapeng's calm personality, otherwise Liu Fengxia was a little surprised by such an anxious question.
"Dapeng, what are you doing?"
"This loan is related to the subsequent development of our companies. Can I not be anxious? Auntie, you know, now all the profits of our companies are used for Wanhai Plaza, and there is not much profit left. If
Without this loan, it would be unthinkable for us to develop rapidly."
Liu Fengxia was stunned for a moment, then nodded slowly, "Dapeng, I understand what you mean, but there is nothing I can do about it. During this period, Chen Xiaoxu and I have been going to Guangming Bank for this loan matter.
Let’s run, there’s no problem with the procedures, but do you know the final loan amount the other party gave us?”
When Shen Dapeng heard that there was no problem with the loan procedures, he temporarily calmed down. However, when Liu Fengxia mentioned the loan amount, he suddenly became worried again.
"How much did you give us?" Shen Dapeng tried to make his voice calmer, but there was some expectation in his heart.
"Up to two hundred million!"
On the other side of the phone, Liu Fengxia's voice sounded a little downcast and disappointed.
What? Two hundred million?
Shen Dapeng's expectant heart suddenly fell into an abyss. Because of the huge gap between expectation and gap, Shen Dapeng fell silent for a while.
For a long time, neither person on both ends of the phone spoke.
"Dapeng, what do you think we should do now?"
Shen Dapeng on the other side of the phone remained silent. Liu Fengxia didn't know what Shen Dapeng was thinking, so she asked softly.
"With two hundred million, we can't even build a hotel! If other branches want to establish and develop, that's just a fantasy!"
Shen Dapeng said in a low voice, with a hint of helplessness in his tone.
"However, the bank said that because it is our first time to cooperate with them, and our strength is average, for customers like us, out of caution, they will only release so much."
Liu Fengxia's tone also seemed a little helpless.
Shen Dapeng knew in his heart that it was only normal for the bank to say this. After all, it was his first time to borrow such a huge amount. The bank would take into account their risks and would also control it. If it was the first time to borrow such a large amount, they would be afraid that
The risk factor is too high.
Thinking of this, Shen Dapeng didn't say anything more. After all, the bank followed its own procedures and it was understandable.
"Forget it, I'll handle this matter. Don't worry about it for now. It's Guangming Bank, right?" Shen Dapeng asked again.
Liu Fengxia nodded, "Yes, it is Guangming Bank. It is still very powerful in the capital. Dapeng, Chen Xiaoxu and I have been at odds with others about this matter, but..."
"Auntie, stop talking. I know it's not easy for you two. You have tried your best, but some things are not what we thought. We may need to deal with it from other aspects. Let me handle this matter."
Shen Dapeng interrupted Liu Fengxia, comforted Liu Fengxia, and then asked about Chen Xiaoxu.
Liu Fengxia told Shen Dapeng on the phone that Chen Xiaoxu still insists on going to the bank alone to discuss the loan during this period. She hopes that the bank can open up and increase the amount appropriately on the basis of 200 million. However, what came from Chen Xiaoxu
According to the news, the bank is gritting its teeth and will not let go.
When Shen Dapeng heard this, he couldn't help laughing. He didn't expect Chen Xiaoxu to be so serious about his work. He just confessed and stated the minimum limit of the loan. In order to reach this limit, Chen Xiaoxu did not hesitate to negotiate with the bank every day. It was indeed
not easy.
"Okay, I'll call Chen Xiaoxu to ask about the situation. Auntie, please put down the bank matters for now and focus on the food company. I will call you again when I have time."
Shen Dapeng hung up the phone after talking to Liu Fengxia for a few more words on the phone, and then called Chen Xiaoxu.
Soon, Chen Xiaoxu's call was connected, and Chen Xiaoxu's hearty voice came through, sounding very relaxed.
"Hello Dapeng, I haven't heard from you for a long time. How are you over there?"
Shen Dapeng did not answer Chen Xiaoxu's question directly, but asked straight to the point: "Brother Chen, you should be in the bank now, right?"
Chen Xiaoxu on the other side of the phone paused for a moment. Obviously, he was a little surprised by Shen Dapeng's words, but he quickly responded cheerfully.
"That's right, I've been busy discussing the loan with the bank recently, but Dapeng, don't worry, the matter will be settled soon. I also wanted to wait until the loan matter is finalized before giving you the good news."
It could be heard that Chen Xiaoxu was unwilling to talk about the difficulties he was encountering now, and tried to stay calm, giving Shen Dapeng the appearance that everything was going smoothly.
Shen Dapeng knew that the reason why Chen Xiaoxuan did this was not to reassure himself who was thousands of miles away? He just didn't want to cause too much trouble to himself.
However, some things cannot be solved by the strength of one person. Chen Xiaoxu is not facing a single person, but a huge bank.
Without any background or strong identity, it is simply impossible to get the bank to let go and reach a loan limit that you are satisfied with just by talking.
Although Shen Dapeng was deeply moved by Chen Xiaoxu's persistence, despite being moved, Shen Dapeng still felt that he should persuade Chen Xiaoxu not to waste his efforts like this again.
"My aunt just told me about the situation at the bank."
Shen Dapeng laughed calmly and said no more words.
However, thinking about Chen Xiaoxu's intelligence, he must be able to hear something from this sentence.
Sure enough, there was another brief silence on the phone, and this time it was replaced by Chen Xiaoxu's helpless sigh.
"Dapeng, it seems that you know everything. In fact, I have tried my best, but..."
Chen Xiaoxu wanted to explain something else, but was gently interrupted by Shen Dapeng.
"Don't say anything. I know what the situation is. Judging from the current situation, even if you are serious and negotiate with the bank every day, the bank will not let go. The maximum of 200 million is already their maximum limit.
Already."
"However, according to our original plan, if we want to open all these branches and operate them, it will be difficult for us to take big steps without one billion." Obviously, Chen Xiaoxu was also a little embarrassed.
Shen Dapeng couldn't help but feel touched that Chen Xiaoxu could consider the company so much, but he still sighed and said, "You're right. We planned it at the beginning. Without one billion, we can't take big steps again.
It can only develop slowly based on the existing foundation, which is not what I expect."