Shen Dapeng had budgeted at the beginning. Just buying land in Shanghai to build a Dream Hotel would cost at least more than 100 million.
The bank only provided a loan of 200 million yuan. With these 200 million yuan, it was only enough to build the Dream Hotel in Shanghai, not counting the later large-scale decoration and purchase of related things.
Such a small amount of money is indeed a bit too little.
"Dapeng, to be honest, you are right. I have been at odds with them in the past few days, but I have also found out their bottom line. The most they can give is 200 million. No matter how much more, they won't be able to approve it."
"Given the scale of our existing companies and the asset appraisals we have done, plus the popularity of our Xiaoyu brand, there is no problem with an appraisal of one billion, but banks have more to consider."
"After all, this is the first time we have borrowed so much, and banks have to consider their risk factors, so..."
Shen Dapeng already knew what Chen Xiaoxu was explaining from Liu Fengxia, so he interrupted Chen Xiaoxu's words.
"I know everything you said. So, you've done your best with the bank, so don't worry about it for now. I'll take care of the rest. How's the bicycle thing going?"
"Brother Peng, will you handle it?"
Obviously, Chen Xiaoxu was a little surprised that Shen Dapeng personally intervened in the bank. After all, banks have their own principles. Even if Shen Dapeng went to negotiate with the bank like him, the bank would not relax.
"Guangming Bank is the leader in the capital and even in the north. It is the strongest, and its policies are quite loose, so my aunt and I found them."
"They can give us 200 million. If we look for another bank, we may not even get 200 million."
Chen Xiaoxu's words were filled with a vicious and helpless tone about the difficult operation of loans.
"Brother Chen? That's the same thing? Don't go to the bank to discuss with them again. It won't work out. I'll figure it out." Shen Dapeng smiled faintly. "I asked you how is the bicycle matter?"
"Oh, this? The current operation is pretty good. Isn't school about to start soon? I guess the business can be better? I plan to go to other universities to promote it."
Shen Dapeng frowned and said directly: "Brother Chen, this is not what I asked about. Have you forgotten what I told you when I returned to the capital?"
Chen Xiaoxu obviously didn't react. After a moment of silence, he suddenly realized with a smile: "Yes? It's about finding managers, right? During this time, my aunt and I have been busy with bank loans, so we didn't take care of it.
"
Chen Xiaoxu naturally understood what Shen Dapeng meant, but he was really busy with loan matters and had no time to train managers.
Shen Dapeng does a lot of things by himself in Shencheng. So sometimes, it is inevitable to focus on one thing at the expense of the other. He urgently needs a helper to help him share some things. In this case, he can free up more time to take care of other things, so as not to worry about other things.
In a hurry.
"Hurry up, okay? I'm going to figure out how to deal with the bank loan. Once there's a result, I'll probably be a little busier. Then you have to come over as soon as possible."
Shen Dapeng still had great trust in Chen Xiaoxu. Although Chen Xiaoxu had misunderstood Shen Dapeng because of the previous incident, after the misunderstanding between the two people was resolved, Chen Xiaoxu only had deep admiration for Shen Dapeng, and from then on he devoted himself to helping Shen Dapeng.
At this point, Shen Dapeng did not expect that Chen Xiaoxuan was very capable. If he was allowed to help him, then some things would go very smoothly.
It's just that Chen Xiaoxu is a relatively low-key person. Regarding Shen Dapeng's reuse of him, Chen Xiaoxu was very humble at first and felt that his abilities were limited. However, he couldn't resist Shen Dapeng's sincere invitation and finally agreed.
"Okay, now that the bank matters are on hold for the time being, I will try my best to find suitable bicycle managers. At present, there are a few people with relatively strong abilities, but I have to check again before making a decision.
OK."
"You can handle it yourself. As long as you have confidence in the development of the company, are responsible, and manage people well, you can boldly move them up, but they should be trained and trained."
Regarding these, Shen Dapeng feels that as long as a few major principles are adhered to, the rest will not be a problem and the operation will not be difficult.
"I understand, I will deal with it as soon as possible." Chen Xiaoxu responded.
"Okay, there is nothing else to do. There is no use staying in the bank anymore. Go back and deal with the bicycle matter as soon as possible. I am waiting for the good news of your coming to Shen City."
After hanging up the phone with Chen Xiaoxu, Shen Dapeng put down the phone and rubbed his forehead vigorously.
This phone call gave Shen Dapeng a headache.
However, things didn't seem to be progressing. The relocation of the game company was settled with Liu Fengxia, and it could be settled with just a phone call from her, but the loan issue gave Shen Dapeng a big headache.
The original plan was to think that based on the asset evaluation of each company, he could lend out one billion, but who knew that the bank would give him so little, which was a big surprise to Shen Dapeng.
Although Shen Dapeng promised Liu Fengxia and Chen Xiaoxu on the phone to handle this matter by himself, only he knew how difficult it was to handle this matter, and it was not just a word of comfort that could make it happen.
Moreover, I didn’t have any personal connections here, so I had no choice but to come up with a mortgage loan, but now I can only lend 200 million with this method.
With the reality in front of him, Shen Dapeng thought about these two hundred million and remained silent.
Sometimes, I just have a lot of ideas, but all of them require money to help realize them. Without enough money, some ideas can only be ideas after all.
The air-conditioning sales area on the first floor was still crowded with people, and the discount lottery activities kept causing a climax. However, Shen Dapeng was too lazy to care. He sat in the relatively quiet office and looked at the commercial and residential buildings standing far outside the window.
Shen Dapeng couldn't help but fell into deep thought.
When Zheng Peng Financial Company was first established, a capital of 300 million was deposited in the Industrial Bank to provide loans for home purchase customers.
Shen Dapeng suddenly thought of this money. If part of this money was used together with the 200 million yuan loaned out by Guangming Bank for the start-up capital of each company branch, it would be a little less, but still considered
Can barely start.
However, this involves another problem. If for some reason, any one of the companies has an accident and there is a problem with funds, it is likely to cause the entire capital chain to be broken, and other companies will also be affected.