That's right, Sagawa Kenichi's words suddenly touched Goto Kanji's heart.
Although he had no idea what Ning Weimin was going to do, he actually had to withdraw so much money at once!
This was indeed too frightening for Goto Kanji.
However, compared with the 60 billion reduction in investment by customers, the complete loss of Ning Weimin, a major individual customer who was extremely fond of risky investments and ranked number one in terms of assets, was something Goshima Kanji could not accept.
So he immediately asked Kenichi Sagawa, "Why didn't you tell me about this earlier? Isn't President Ning really not planning to invest and trade in Nomura Securities?"
He was both questioning and reproving. It was one thing to agree with Sagawa's point of view just now, but it was another thing to be dissatisfied.
In fact, no matter what the reason, Ning Weimin's move was not a good thing for Goto Kanji.
There is no doubt that the former number one customer took the initiative to reduce the transaction amount, which had a huge impact on the sales department's overall performance in the second half of the year.
It would be strange if he had a pleasant appearance and a calm mind.
However, for Sagawa Kenichi, he had already thought of the reason. He and Ning Weimin had already communicated with Ning Weimin about this matter in private, and it was easy to deal with any inquiries from his superiors.
"No, President Ning just believes that the current stock price has seriously deviated from the fundamentals and the risks are indeed relatively high because of the recent badmouthing of Japanese stocks by the Western media. Therefore, he chose moderate arbitrage and looked for other investment targets in order to diversify the risks.
Once there is a major adjustment in the stock market, he will cover his positions at dips. Otherwise, he will not reduce his positions, but liquidate them all. As for why I didn't inform the sales department in advance, I'm sorry, this is also President Ning's special request.
.General Manager, you should be aware that President Ning will hold a wedding tomorrow to the big star Miss Matsumoto Keiko, known as the 'most beautiful woman' in the Japanese film industry. At such a special time, all kinds of Japanese media will come up with gossip.
Keep a close eye on them. Especially the amount of stocks that President Ning wants to reduce his position is not small. This is undoubtedly a disadvantage. He is not only afraid that the news will be leaked, causing changes in stock prices, but also worried that the media will interpret it too much and cause unnecessary public trouble.
.You should be considerate, right?"
Sagawa Kenichi's words were reasonable and reasonable, leaving Goto Kanji speechless for a moment and couldn't help but fall into silence.
The surrounding atmosphere was also a bit awkward, with all the cadres in the sales department holding their breath and concentrating, making the rhythm of the music coming from the dance floor seem abrupt.
However, it didn't take long for someone to raise objections, and the person who tried to make things difficult was Hiroo from the second lesson.
"So what? It's not your first day working at a securities company, Sagawa. Although the client's use of funds is ultimately decided by the client, don't we have the responsibility to make recommendations? Sagawa, as a professional, you have your due diligence
Have you fulfilled your responsibilities? Look at the current Japanese stock market. How can there be any decline? It is obvious that there is a big chance of winning. Those foreigners who withdrew their capital now know their own suffering. The more they cheer, the more our stock market will rise.
Degao. Times have changed. Don’t you even have the pride and confidence to be Japanese? Well, even if you don’t talk about professionalism, your professional experience is not at all. This client of yours is going to regret it.
What should I do? What if I get angry because of Takong in the future and are held accountable? Then there will be another tangled account. Do you still need the sales department to solve the problem for you? What on earth are you thinking? "
Not to mention, Sagawa Kenichi was not allowed to explain at all, and the head teacher of the first class also followed up to help.
"Sagawa, actually your reason just now is very far-fetched. Even if the customer has such concerns, transferring so much money from the account is not a trivial matter, and it is not easy for the customer. It requires payment
It’s expensive. Your client has made so much money, so he has to pay billions of yen in capital gains tax alone? Then do you think it’s possible for your client to transfer the money back after he transfers it away? Are you too naive?
Don't you know how to distinguish, so you blindly believe in the customer's excuses? Or are you doing nothing at all and deliberately trying to fool the sales department? I don't believe you can't see the illogical and contradictory aspects. What's more, your customer has just
I accepted the congratulations and gifts from the sales department. As the customer with the most personal assets, I accepted a Rolls-Royce worth 40 million yen. It was not appropriate to reduce the assets so quickly. It seemed that someone was taking advantage.
Suspicious..."
It should be said that the two section chiefs of the first and second classes were obviously giving Sagawa some eye drops.
At first glance, you can tell it's a factional fight.
But the problem is, what they say does have some truth and is very inflammatory.
After all, in this era, Japanese stock market securities trading has a special mark of the era. Some things that everyone in this era take for granted are actually very abnormal.
First of all, during the trading hours of the stock exchange, all contact between salesmen and customers for buying and selling transactions is over the phone.
Therefore, when some sales departments try every means to encourage customers to make frequent transactions in order to pursue performance, they often encounter unclear disputes such as "I said so at the time!", "You didn't say so at the time!".
Especially when the market is highly volatile, salespeople are overwhelmed by the buying and selling demands of a large number of customers, and are sometimes held responsible for losses by customers.
Almost all of them are tangled and unsolved cases.
However, as long as it is reported to the leader immediately after it occurs, the company will usually resolve it afterwards.
But even if the dispute is resolved, the whole sales department will inevitably be scolded by the head office.
If you don’t want to be scolded, or you don’t want to make things worse, you often end up having to pay out of your own pocket to make up for the customer’s shortfall.
Secondly, because we are not in the information age, most Japanese people lack real knowledge of the securities industry and financial common sense.
The good thing is that people these days are easily deceived by the sales staff of securities companies and invest their money in the stock market without realizing it.
But the downside is that customers often unreasonably demand that securities companies guarantee profits without losing money.
And the more high-net-worth clients are, the more likely they are to seek accountability from securities companies whenever they lose money.
In this situation, securities companies have no choice but to engage in insider trading and obtain some "ambulance stocks" to restore blood to damaged customers.
The reverse is also true, if a client fails to make any money due to good market conditions, some people will blame the securities company.
To put it bluntly, it is not easy to work in Japanese securities companies these days. In many cases, the sales staff are just bosses and not human beings. They must have the ability to talk like a lot of people and have a thick skin.
Finally, Japan is a high-tax country, and the capital market was liberalized at the request of American dad.
It can be wide in and out strictly.
For people who want to come to Japan to eat meat, it is actually much more difficult to transfer money from the stock market than to take money from a casino.
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Often a huge capital gains tax can peel off three layers of skin from the winner.
Especially for a winner like Ning Weimin who has made a lot of money, even though a large part of his stocks are invested in Hong Kong offshore companies in addition to his personal account and Dadao Trading Company account.
Even though the Republic and Japan signed a special agreement on tax policy in 1983.
But if he wants to successfully take the money out of Japan and transfer it to other countries, he still has to pay a high price.
Taxes for cashing out are not as exaggerated as tens of billions of yen, but billions of yen are unavoidable.
So as the two men mocked each other in tandem, the white fat flesh on Goto Kanji's body also trembled slightly.
Anyone who knows him well knows that he was persuaded by the two of them. This was the prelude to the storm, which meant that he was really angry.
There will soon be even greater anger erupting on Kenichi Sagawa.
But then again, the reasons for "back-stabbing the duo" are sufficient, and their cooperation is quite good, but Sagawa's preparations are even better.
He is not a fool, he has professional experience, and he is closely colluded with Ning Weimin.
When the two people met, they had already fully rehearsed the possible resistance, and these obstacles and questions were all expected.
Therefore, Goto Kanji was not given a chance to get angry, and Sagawa Kenichi, who had some time to rest, made a well-founded rebuttal.
"You don't have to be so weird. I can explain all your questions. First of all, President Ning is a foreigner. He has several properties and companies in Tokyo, Japan. Stock investment is only a part of his assets.
"
"Don't treat him like a layman. A person like him is knowledgeable and visionary. His investment decisions are never made by others. He is much smarter than those investment experts. Otherwise, he would not have achieved success in just a few years.
It’s so easy to become the largest customer with the largest personal investment amount in our sales department.”
"Similarly, he also has more investment options. So, is it surprising for him to use part of his investment to make other investments overseas? How could he regret it? Even if he shorts the Japanese stock market,
His judgment was wrong, which is not unacceptable to him. Who knows that he will not make more money overseas. His investment philosophy is completely different, okay? He is a real rich man, an international speculator, and a citizen of the world.
He is not a rich man born and raised in Japan."
"As for some people who suspect that his money was transferred away at a huge cost and will not come back easily, or that he cannot make investment adjustments because he accepted the luxury car as a gift from the sales department, this is even more short-sighted and ignorant.
Yes, President Ning proposed from our sales department that the money was invested overseas and will not come back. But it does not mean that he will not have follow-up funds in Japan to continue investing in stocks."
"Think about it, does he have a business background? In addition to owning a high-end restaurant like Danmiya Restaurant in Ginza, President Ning also owns a trading company that sells trolley suitcases and a bookstore in the Azabu area. These are all in a steady stream.
Not to mention he has many friends in the banking industry. Loans of hundreds of billions of yen are not a problem. The question is whether our sales department is worthy of people’s trust and trust."
"What's more, President Ning had already been angry with President Kitashiro of Hanwa Industrial Co., Ltd. about the sale of stocks. As an accompanying person, I was also present. I saw with my own eyes that President Ning explained to President Kitashiro that Hanwa Kogyo had
The reduction of Industrial's stock position from 5% to 2% is a temporary investment adjustment. He said that he is still very optimistic about the future development of Hanwa Industrial and will cover his position and buy it back if he has the opportunity. He also firmly supports President Beimao's financial management.
A business strategy that focuses on technology. So even President Beimao expressed his understanding and trust in President Ning’s reduction of positions. Is there any need to doubt this?”
"On the other hand, I have a few unpleasant words that I have to say. General manager, for customers like President Ning, the interest rates charged by our financing business are a bit high. The interest rates in banks are now low.
To what extent? As far as I know, President Ning recently borrowed several billion yen from Sumitomo Bank at an annual interest rate of less than 3%. As I see it, President Ning told me about this.
It means that he is a little dissatisfied. So it is no wonder that President Ning has to completely pay off the entire financing limit of the sales department. Isn't this normal? Since there is such a cheap financing supply, who is willing to pay 100% more in vain?
Five-fifths of interest?”
"In short, I think President Ning is quite shrewd. His measures to reduce positions are completely legitimate and reasonable in terms of his identity and assets. There is no need for random suspicion. If there is anything to worry about, it is that for such high-quality
For a customer, in some aspects of our services we failed to make necessary adjustments and follow-up in a timely manner based on market conditions, and there was a certain degree of omission, which is likely to make him dissatisfied."
"However, fortunately, I get along pretty well with President Ning, and I am very trusted by him. He is willing to discuss many things with me. I think that with me doing my best to maintain it, this customer should still be able to maintain it. As long as the general manager can
Given a more reasonable financing interest rate and appropriate representation, I believe that President Ning will continue to rely on Nomura Securities in the future. He will definitely increase the investment amount when the opportunity arises."
Well, Sagawa Kenichi's long speech is really powerful.
Not only did he completely neutralize the attacks of his two colleagues, but he also defeated the sales department and the general manager.
According to what he said, he was obviously showing off the trust of his customers, showing off his business capabilities, and giving himself credit.
Especially after the sales department just gave his customer a Rolls-Royce, he actually wanted the sales department to continue to give his customers benefits.
They protect the interests of their customers to the extreme, but they don't feel sorry for the sales department's efforts.
He really dared to speak.
As a result, for a time, Sagawa Kenichi's strange brain circuit not only stopped Goto Kanji's angry words from coming out.
Even everyone was stunned when they heard it. No one spoke for a long time, but they were just silently surprised.
For no other reason, although Sagawa Kenichi's explanation sounded very sufficient, but for some reason, everyone always felt that something was wrong.
What's more, this guy is openly going against everyone for the sake of customers at this time. No matter how reasonable he is, he offends his colleagues and is tantamount to slapping the general manager in the face.
Even if I was lucky enough to pass the test this time, I have laid the groundwork for myself in the future, fearing that I will always have to wear shoes.
So everyone's eyes were focused on Goto Kanji's face to see how he would choose to deal with it.