I started to talk to my driver, "Xiao Sui, how is your treatment at our recruitment office?"
Of course, I asked him this question for a purpose. On the one hand, I can understand the basic income situation of the entire unit's employees from his treatment. On the other hand, he is my driver, and I can use this to understand his needs.
In my heart, there should not be excessive distinctions between people, and I believe that everyone will feel unbalanced because of their low status, but most people accept it helplessly.
As the person around me, I should pay special attention to his emotions, because the people around me are the easiest people to discover my problems. I must be careful to make him serve me completely and willingly in the end. To do
At this point, in addition to emotional factors, there must also be material basis.
The emotional factor is actually very simple, that is, to make him feel that he is fully respected. The material basis is even simpler, that is, he must obtain the minimum living conditions. Of course, the higher the living conditions, the better
.
Everything I said is based on what I can solve within the scope of principles. Otherwise, there is only one way, and that is to change the driver. I am the head of the Provincial Recruitment Office, and now he is my
The driver was completely arranged by someone else, and I was not asked for any advice. But I don’t want to change my driver without any reason. This will not only affect the driver, but also arrange for him to be my driver.
The driver was disrespected by a certain leader.
He replied: "It only costs about 2,000 yuan a month. With all the subsidies and year-end bonuses, it only costs more than 30,000 yuan a year."
I smiled and said, "It's not bad. The average salary of our civil servants in Jiangnan Province has not reached this level."
He said: "Yes. I am very satisfied. However, the current prices are so high and house prices are rising even more. It is basically impossible to get married and buy a house in the future."
I asked him: "So where do you live now? At your parents' house?"
He replied: "Yes. My parents' house was allocated by their work unit before, and they later bought it for tens of thousands of dollars. Now that my brother is in the army, the three of us can still live there for the time being. But in the future
It's hard to say, because if my brother also changes his job and our two brothers get another wife, the family will be too crowded."
I said: "That's true. Xiao Sui, if you can buy a house now, buy it as soon as possible. House prices will only get higher and higher."
He shook his head and said: "House prices have risen from more than one thousand per square meter to four or five thousand per square meter. Many people are saying that prices will be reduced."
I couldn't help but laugh, "The prices will not drop. At least in the last few years, prices will only continue to rise. Let me analyze, for the location in the city center, especially those high-end properties, prices will rise in the next five years.
It can range from 20,000 square meters to 20,000 square meters."
He was immediately surprised and said: "How is it possible? Twenty thousand! Who can afford it?!"
I said: "The main reasons why housing prices will get higher and higher are: First, there is no fair competition. In our country, land is sold by the government to real estate developers. We have never heard of individuals buying a piece of land to build a house.
, therefore there is a lack of fair competition mechanism, and the land belongs to the state and is monopolized by the government. In addition, the government focuses its work on GDP, and land purchase is the main source of GDP revenue. The lack of fair competition mechanism leads to
Land prices are getting higher and higher. Therefore, the higher and higher housing prices are the needs of the government. Especially in recent years, with the acceleration of urbanization process, the government’s investment in basic supporting facilities has been increasing, and government debt has become more and more serious. All these need to be passed
Land is sold at a high price to solve the debt problem. Second, the existence of rigid needs. For example, in your situation, they are the potential buyers of rigid needs in the future. And most of us Chinese people have a complex in our hearts, that is, we must
To own your own house, this is also an inevitable factor in the generation of rigid demand. Third, as housing prices continue to rise, more and more people are speculating on real estate, that is, people who invest in real estate, because people will find that speculating on real estate
It makes money faster than any other business, which accelerates the rapid rise in housing prices. Of course, there are many reasons, so I won’t go into details. In short, I think if you want to buy a house, you should buy it as soon as possible, otherwise it will get worse.
The price will become more expensive in the future.”
He said: "I don't believe that houses will continue to rise like they are now. If that happens, we people will never be able to afford them."
I smiled and said, "That's not what you said. Now the country has a policy that allows buying a house through installment payment, that is, buying a house through a bank mortgage, so many people can still afford a house at the current housing prices. Of course, this
House prices cannot continue to rise forever. Any commodity must obey its economic laws. Once the price reaches a certain level, it will fall. But when will it fall? How high will the house price rise before it starts to fall? How far will it fall in the future?
At this point, these issues are unclear now. However, our country has too many people, and the urbanization process is accelerating, so I think housing prices will only rise rather than fall in the next five years at least. And from now on
Judging from the housing prices, the housing prices in the center of Jiangnan Province have just exceeded 11,000 square meters, so there is still a lot of room for housing prices to rise in the future. Just look at the extent of housing prices in Beijing and Shanghai this year.
.”
He asked me: "So, you mean it's more cost-effective to buy a house now?"
I nodded and said: "Of course. When it comes to buying a house, you can't always look at the prices in previous years. Don't always think that house prices will fall back to the previous prices. Think about it, are prices the same now as they were back then?
?How much has your salary increased now compared to before? It is simply impossible to return to the previous price. So, if you want to buy a house, buy it quickly. Especially for people like you who are in urgent need.
.”
He shook his head and said: "If I want to buy a 100-square-meter house, it will cost more than 400,000 yuan. How can I get so much money? Even for a bank loan, the down payment must be more than 100,000 yuan, plus decoration, furniture and electrical appliances.
If so, it would be at least 200,000 yuan."
I looked at him and said, "Why do you have to buy such a big house? Can't you buy a house of sixty or seventy square meters first? Your parents live in this city anyway. They are older and don't need to buy another house.
Yes. You bought a house just for your future marriage. It will be enough for a family of three. Don’t you think so?"
He grinned and said: "Director Feng, it seems you are right. Then I will go check out the house recently."
In fact, I have been analyzing the trend of our country's economy and the future trend of housing prices in recent times. What I told him just now is indeed the result I came up with. In fact, there is another factor that I did not mention, that
There are huge interests hidden in the real estate industry. Nowadays, the real estate industry is almost hugely profitable, and a large part of such huge profits has been divided up by developers and government officials colluding together. Therefore, it is strange that housing prices do not rise.
Some time ago, I also quietly bought a few apartments and put them there, because I felt that it was not worthwhile to keep my money in the bank.
After that incident with Tang Zi, I got to know her situation, and someone told me that she made a lot of money by speculating in real estate. Although I have never contacted her again, the matter of her making money by speculating in real estate, and me
The rapid rise in the price of the villa I live in also made me start investing in this area.
But I didn’t buy the real estate developed by Lin Yi, nor did I go to Ning Xiangru. Because I felt that my real estate speculation was not that glorious: many people really needed houses, but I was raising prices to make profits.
I felt that this was a sin. But I was unwilling to let go of such an opportunity to make money, not to mention that it was a legal act.
After talking to Xiao Sui for a while, I suddenly realized that the direction we were in was not on the road to the Provincial Education Commission, so I asked the driver: "Xiao Sui, isn't our provincial recruitment office in the Education Commission?
"
He came to me in surprise and asked: "Director Feng, don't you know the location of our unit?"
I suddenly felt that I was really confused, so I smiled and shook my head and said: "This time my transfer happened too suddenly. The leader of the Education Committee asked me to report immediately after I got the transfer order. Isn't this right? I am right
I don’t know anything about this new unit.”
Xiao Sui also laughed, "So that's it. Director Feng, that's it. I heard that a few years ago, our admissions office was moved out of the Education Committee. Because the number of admissions personnel has increased in recent years, the Education Committee can accommodate
We couldn’t accommodate that many people anymore, so we built a new office building in another place, where the current office is. It’s on the riverside across the river.”
I nodded and said, "That's it. By the way, Xiao Sui, the opposite side of the river has just begun to be developed, and the housing prices are not that high. You can buy a house in a community near your work, and it will be convenient to work in the future. A river-view house has the potential to increase in value in the future.
It’s very big. You can buy a house of more than 70 square meters first, and maybe if you sell it in a year or two, you can exchange it for a house of more than 100 square meters somewhere else.”
He looked at me suspiciously, "Really?"
I smiled faintly, "Haha! I just suggested this. After all, buying a house is not a trivial matter. In the end, you have to make your own decision."
At this moment, I'm thinking: Why don't I buy a house there? It's on the top floor or something, and it's a river view room. There should be a lot of room for appreciation, and I can still live in it for the time being. (To be continued)