As he said that, the old man frowned again and said, "Government-run banks are really new, but the money that comes and goes in banks is money, so you have to be careful."
Then he said with some worry, "Don't be like those private banks, which can't exchange money at all times. You have to be careful, don't let the evil officials take advantage of the loopholes and raise rats and fat insects!"
Zhu Yunxi smiled and said, "That's why my grandson added the word "royal" to the bank!"
As he spoke, he sat down next to the old man and poured tea for him, "My grandson asked the Ministry of Household Affairs to run this bank. The total principal is three million taels, but half of the silver in it is from our private treasury.
In other words, this bank belongs to our own family."
"Anyone who wants to be fooled, who wants to profit from it, or who is confused, should weigh his own head." He said, smiled again, and served tea with his hands, "Besides, adding the word "royal" sounds expensive.
Angry, the people will recognize it after seeing it!"
"They dare to fool the common people, but they don't dare to fool the emperor, right? You have to be careful anyway!" The old man curled his lips, "It's not a big mistake to be careful. Once the reputation of the people is ruined, there is no place to cry!"
As they were talking, they saw the door of the bank over there, which could accommodate four people entering at the same time, suddenly open. Then, dozens of people wearing uniform sapphire blue uniforms and looking like civil servants came out one after another.
Then, these people started to take off the door panels and put up disguises.
At the same time, they saw Zhao Sili leading a group of soldiers patrolling the city, standing along the street.
This scene made all the pedestrians on the street stop and watch curiously. Soon there were several circles of people crowding around, guessing what this place was doing while watching.
Then, amid the exclamations of the onlookers, a row of strong young men stood in front of the bank, shouting in unison.
"According to the decree, the Ministry of Household Affairs supervises the establishment of the Ming Dynasty Royal Bank to benefit the world..."
"Hey, the bank is run by the imperial court, is it run by the government?"
"What is the imperial court? Don't you see the word "royal"? It belongs to the emperor!"
"This is so new!"
The people who were watching were amazed, and those who knew how to read looked at the notice posted on the door.
But some people were whispering, "Is the imperial court so damn poor? What the fuck is there to say if something happens to a government-run bank? If you swallow it in one gulp, not even the bones and dregs will be left."
~
"From now on, the salaries of officials in Beijing and the military pay of the Beijing camp will be paid out by the Ming Dynasty Royal Bank!" On the second floor of the teahouse, Zhu Yunxi sat next to the old man and smiled and said, "It's convenient and easy!"
"Salary?" The old man gritted his molar teeth and glared, "Give me real money?"
"Officials should be given real salaries!" Zhu Yunxi said with a smile, "otherwise it would be all those silks and grains every year..."
"How much money will it cost?" The old man asked dissatisfiedly, "Isn't this a waste of money? They already have money, so who lives on their salary? In the end, all the tax money goes into their pockets..."
"Don't worry!" Zhu Yunxi patiently explained with a smile, "It's not cash, but banknotes." After saying that, he paused and said, "It's just banknotes!"
"Oh, that's not bad!" The old man nodded and grinned.
When you say this, the old man will understand. The Ming Dynasty followed the example of the previous Dynasty and issued paper banknotes. However, the value of those things depreciated so fast that it was too hard for ordinary people to wipe their butts.
If paper money is used to pay salaries to officials, there will definitely be a discount when exchanging money. After all calculations, the court will benefit and the officials will suffer.
The old man's favorite thing in his life is to see officials suffer losses. In his heart, there is such a simple plot.
But Zhu Yunxi never thought of discounting banknotes. It is unrealistic to promote banknotes at this stage. The biggest reason is that this thing is not equivalent to real money, and the people also need time to accept it.
Officials' banknotes must be exchanged in full, and prestige and reputation must be established first, so that they can have credibility.
At this moment, footsteps were heard on the stairs.
He Guangyi, the commander of the Jin Yiwei, bowed over with a wooden box in both hands, then knelt directly beside the old man and raised it high.
"What is this?" The old man was a little confused.
"The number one silver note in the sky!" Zhu Yunxi smiled and opened the wooden box and took out a beautiful silver note from it.
It is one foot high and six inches wide. It is made of finely crafted mulberry paper. It feels very thick and heavy in the hand.
On the front of the bank note are the characters "Daming Royal Bank", surrounded by complicated patterns. On the edge is a large red seam seal, "Daming Household Department".
On the left is February 28, the second year of Yongchang, and on the right is the number 1 Tianzi.
In the middle, there is a Ming Dynasty silver dollar.
There are a few lines of small print at the bottom, which states that the Ministry of Household Affairs issued an official ticket. Anyone who is willing to exchange the official ticket for money must exchange the official ticket in full without deviation or shortage. If there is any forger, it is the Yi tribe.
In fact, counterfeiting is impossible. The private sector itself does not have the ability to make mulberry paper. Furthermore, the patterns and various obscure numbers on each banknote have a unique meaning. Each banknote from the Ministry of Household Affairs and the Ministry of Industry
All banknotes are recorded.
"Grandpa Huang, this is prepared for you by your grandson. The first officially issued silver note from the Ming Dynasty Royal Bank!" Zhu Yunxi said with a smile.
The old man's eyes became a little complicated. He held the banknote in both hands and turned it over to reveal the back. There were several lines of small words on the back.
"Emperor Hongwu of the Ming Dynasty deposited one silver dollar and redeemed it immediately upon seeing the bill."
"Ours?" A smile appeared on the corner of the old man's mouth, "What's the use of just talking about it?"
Although he said he was disgusted, in the next second he carefully folded the banknote, put it in his arms and patted it with his big hand.
At this moment, the noisy long street downstairs suddenly became silent.
The old man looked out curiously. The people who had just poked their heads in and discussed happily suddenly all backed away with fearful expressions on their faces.
Not far away, a group of nearly a thousand infantrymen, led by a general, passed through the Jubao Gate.
"Who mobilized the troops?" The old man's eyes immediately stood up.
"Today is the day when military pay is distributed." Zhu Yunxi said with a smile, "Are you all here to receive money?"
Only then did the old man see clearly that the soldiers were all bare-handed and were wearing battle jackets instead of armor.
"You can't give banknotes to soldiers." The old man stood up and walked to the window, "You have to give enough!"
Zhu Yunxi also stood up and said with a smile, "How about my grandson accompany you to see him when you are old?"
~~
The two men came down from upstairs and were escorted by guards in casual attire, and entered the bank's lobby through the side door.
Inside the lobby is a row of counters that are about half as tall as a person. Behind each counter stands a person who looks like a cashier. Behind them are rows of large cabinets, some containing account books and some containing brightly colored silver coins.
"Line up, line up!" the general shouted from outside.
The combat effectiveness of an army can be seen from its ethos. Although the soldiers lined up had impatient expressions on their faces, they still obeyed orders and no one made any noise. m.caset
~~
The quiet lobby of the bank began to hear sounds.
The sounds of voices, the sound of abacuses, the sound of account books, the sound of silver coins clashing mixed together, making it seem a bit noisy but orderly at the same time.
"I'll take charge of the army's pay!"
A young soldier stood in front of the counter closest to the old man and Zhu Yunxi, looking around curiously.
He looked about the same age as Zhu Yunxi, but he was taller and taller. His face was dark and weathered, and he also had the unruly look of a proud soldier.
"Famous brand!" said the man behind the counter.
The soldier was startled for a moment, then quickly pulled the bronze medal from his neck and handed it over.
"What's your surname?" The person behind the counter took the name tag and flipped through the ledger for comparison.
"You are blind, isn't it written on it?" the soldier cursed.
"Zhang Baotang, don't be rude!" the general in charge of leading the team in the hall shouted, "What did I tell you before I came here? Are you looking for a slap in the face?"
Zhu Yunxi clearly saw a nonchalant sneer on the lips of the soldier named Zhang Gou'er.
Then he looked at the person behind the counter and said lazily, "Zhang Baotang is from the Zuo Sentinel C Team of the Young Army's Xiaoyi Camp. He has been in the army for four years and has been beheaded at two levels."
"Wait a minute!" The accountant behind the counter quickly flipped through the roster in his hand, then picked up the pen and quickly wrote on it, "There are three months of military pay, which is five and a half yuan in silver. Is it in change, in round, or deposited in the bank?
"
"Bring it quickly! I only have one day off, and I'm still grinding my teeth here with you!" Zhang Baotang said angrily, "Why should I save your money like this?"
"This kid has a bad temper?" the old man laughed in a low voice.
The accountant quickly counted out the silver dollars and copper coins from behind the counter and placed them in a row on the counter, "Please order!"
Zhang Baotang's radish-thick fingers said, "One, two, three..."
After counting, I carefully held it in my hand and turned around.
There was a smile on his side face, and he held a silver dollar and blew it hard, then put it to his ear and listened to the seductive sound.
"Young man!" the old man said, "What are you going to do with your military salary?"
Zhang Baotang's smile showed a bit of pride, "Let my mother save it so that I can get a wife!"
"Haha!" The old man laughed, "What a good boy!"
This chapter has been completed!