What did Zhang Zhao take out? Of course it was a banknote.
Historically, silver notes had to wait until the middle of the Northern Song Dynasty. Sichuan was suffering from iron money, so it invented Jiaozi similar to it.
Using complex patterns and specially agreed code words to conduct large transactions, this is also the world's earliest paper currency.
"What Khan means is that he wants to use this thing to directly make 500 coins? This is not just two palm-sized pieces of drawing paper. Who would agree?"
Even Cao Wantong, who was preparing to become Zhang Zhao's minion, was a little uneasy. Relying on power to carry out business activities was a consistent method of Sogdian businessmen.
But when it comes to money, they are a business nation where father and son are seeking profits, so they are very sensitive to this.
Moreover, Zhang Zhao recognized Cao Wantong's voiceover, because before Jiaozi was born in the Northern Song Dynasty, there was already a thing called flying money in the Tang Dynasty.
However, the purpose of Feiqian is still very simple. It cannot be used directly as a bank note, but is an exchange ticket, which plays a similar role to a bank draft.
Cao Wantongxi directly asked Zhang Zhao who would agree? There was something in his words.
Feiqian was popular in the Tang Dynasty and was guaranteed by government credit. When the Tang Dynasty declined and the various separatist forces in the Central Plains had no bottom line, Feiqian could no longer circulate.
To put it bluntly, whether you pay by flying money, paying by hand, or sending a money order, it is essentially a form of credit.
This credibility comes from two aspects: the guarantee of political power (force) and the guarantee of exchange capabilities.
"I recognize it! This drawing paper is divided into two, and one half is stored somewhere. The two pictures are exactly the same, with certain code words. As long as they match, I recognize it!"
Zhang Zhao said calmly, because he also understood the true meaning of Cao Wantong's question. After speaking, he waved to Guo Tiance.
"Cao Dutou may want to ask someone to identify himself. Guo Shenjun, please bring my treasure in for everyone to take a look."
Guo Tiance nodded and went out. After a while, six to seventy sergeants carried three humanoid objects as high as one person into the meditation room with "Hey! Hey!".
Zhang Zhao stood up with a smile, and then untied the silk covering the humanoid object one by one.
"Buddha!" Kang Jinshan screamed and knelt down.
Cao Wantong's eyes also burst out with golden light, and his eyes almost turned into the shape of copper coins. Even Master Shanyuan and other eminent monks were stunned.
What Zhang Zhao had people carry in were three human-shaped statues that were about three feet and two feet tall, or about one and a half meters tall.
The carving shows the appearance of the main treasure under King Chakravartin. Although the craftsmanship is relatively rough, it is valuable.
Because these three main treasures are made of pure gold, the golden crown on the head and the clothes on the body are all inlaid with jade and various precious stones. Once placed in the Zen room, the sunlight outside the door will make people feel
Can't open my eyes.
"Kang Dutou, some people say that the treasure hidden by this lord is worth 80,000 yuan. Do you think it is worth it?" Zhang Zhao asked with a smile, Kang Jinshan, who was sitting on the ground in fear beside him.
"It's worth it! It's absolutely worth it! It should be more than that!" Kang Jinshan nodded repeatedly. The current price of gold and silver coins is six, which is about one to six.
Eighty thousand guan is equivalent to 80,000 taels of silver and less than 14,000 taels of gold. This treasure statue should be so heavy no matter how heavy it is, not to mention that it is inlaid with a large number of gems and jade.
"There are thirty treasure treasures like this. With this as a guarantee, Cao Dutou thinks this banknote is worth five hundred coins?"
Although Zhang Zhao did not study finance in later generations, he still understood the simple principle of having a gold reserve and then using it to issue currency.
But this trust cannot be established overnight, so Zhang Zhao looked at Monk Shanyuan.
"The presiding master has been in Anxi for a long time and has connections with various Buddhist sects in Anxi.
Before coming here, I had conquered Dayun Temple in Shule, Samaroo Temple in Khotan, Lingyuan Temple in Shazhou, and Guanyin Temple in Guazhou.
As well as the consent of the Khotan Kingdom, Samampos, Anyuan Kingdom and Zhenyuan Kingdom, they are all willing to do acceptance business for a certain bank note.
If we can get the consent of Liangzhou Dayun Temple, then we can go from Liangzhou to Tianzhu Zhenyuan Kingdom.
It can be exchanged in Dunhuang, Khotan, Shule, Suiye, Ningyuan, Samarkand, Bukhara, Huwen City and Zhenyuan City.
There is no longer a need for merchants to travel east to west like today, and half of the transportation capacity is used to transport gold and silver.
In this way, each merchant can bring half more goods, whether it is stabilizing prices or merchant profits, it will be greatly increased."
Master Shanyuan only felt that his body was more itchy. He looked at Zhang Zhao with a headache. This Dharma King really defeated him! He repeatedly used the big hat to suppress people.
You see, if Liangzhou Dayun Temple does not agree, then the label of being uncooperative will immediately be pinned on his head, and then the Buddhist temples, kings, city lords and merchants will still hate him to death.
However, as a temple director who often made loan sharks, Master Shanyuan was no stranger to finance. After thinking about it for a while, he found that this business was indeed promising.
As long as they admit that the banknote in Zhang Zhao's hand can be accepted, the financial transactions of merchants along this road will be controlled by the temples along the way.
Such a convenient banknote saves merchants the trouble of transporting gold and silver and doubles their transportation capacity. The acceptance fee of fifty yuan for every thousand yuan is not much, right?
And if Buddhism masters this, wouldn’t the spread of Buddhism on the road from Hexi to Tianzhu be even faster?
However, Master Shanyuan's mind was spinning rapidly, and he couldn't agree too happily, otherwise, what kind of trouble would this Dharma King cause in the future?
Gugao
Moreover, it is definitely not possible to just promise to accept the money in vain. You need to have property collateral to do so.
So in just half a cup of tea, Master Shanyuan thought about Zhang Zhao's biggest problem with the banknote, which was how to distinguish the authenticity from the fake. He coughed and looked at Zhang Zhao.
"This move by His Holiness has indeed facilitated business everywhere, but the old monk also has a few points that he is unclear about, so he would like to ask His Holiness for guidance."
"Master, please speak!" Zhang Zhao stretched out his hand and made a gesture of please speak.
"The first is how to prevent the banknotes from being counterfeited by crazy people. A piece of drawing paper is worth five hundred coins. Ordinary people will not be able to earn this amount in their lifetime. There will definitely be people who take risks.
Second, if I want to offend His Holiness, the bank note was made by His Holiness, but I, the Buddhist community, have to bear the responsibility for the acceptance. What if one day I receive tens of thousands or even hundreds of thousands of coins and cannot accept it? What if His Holiness refuses to accept it?
If we accept it, what should we do?"
"Master, that's a good question, and this is exactly what I'm going to answer.
How to prevent fraud, master, please look at this drawing paper. A certain person is going to have four hairstyles: fifty strands, one hundred strands, two hundred strands, and five hundred strands. Each model has been drawn by someone.
There are eighteen details in this painting, large and small. If there is even one detail that does not match the model painting, it is fake.
At the same time, we can also agree on a number of passwords. Those who hold banknotes for acceptance must give the correct password before they can be accepted.
In the end, the pictures on the bank note were all completed by painters. From Anxi to Tianzhu Zhenyuan, people who are proficient in writing are very rare. There are even fewer who are proficient in writing and painting. How many people can make fakes?
I immediately ordered people to register those who are proficient in painting from all over the place. Anyone who dares to cheat will have his whole family beheaded!"
Zhang Zhao said and struck with his big hand, and the image of a ruthless hero suddenly came to his face.
Cao Wantongxi and others nodded. Indeed, as Zhang Zhao said, there are very few people who can copy this banknote. As long as these people are monitored, they will not dare to mess around.
Zhang Zhao has also fully considered this issue. If this were to happen in later generations, not to mention copying, you would never know where a great god would come out to teach you how to be a good person.
But during the Five Dynasties period, in remote places like Hexi and Anxi, there were very few people with this ability.
"As for the last question that the master is worried about, the treasures hidden by these three masters are not going to be moved away when I move here. The rights are a mortgage.
And the Buddha treasures in my hand can also be sent to Dayun Temple to be enshrined by eminent monks and great virtues."
Zhang Zhao had already thought about this. He brought back millions of gold and silver and did not dare to put it on the market at once. He might as well use this as collateral to sell the monks of Dayun Temple and the entire Anxi and Hexi
The monks all introduced sets.
In this way, he is equivalent to using these huge amounts of gold and silver that cannot be put on the market at once as a reserve for issuing banknotes. As long as they are not issued indiscriminately, it is generally okay to issue three to five times the value.
Five times six million guan, that is 30 million guan. With such huge financial resources, Zhang Zhao is fully confident that he can swallow up the Lingwu (Shuofang) Jiedushi and even the Fengzhou Tiande Army within three to five years.
territory.
These two fertile Hetao areas are both on the Yellow River. After Zhang Zhao captured Lanzhou, he could just go down the river to attack.
What's more, the Dingnan Army can be locked up in Xia and Youzhou, so that Zhang Zhao can swallow up all the combative party units and turn them into a large Xixia first.
Master Shanyuan made eye contact with several eminent monks from Dayun Temple, and then nodded lightly.
"This matter is of great importance. I would like to ask His Holiness to give the temple some time while we wait to discuss it."
Before Zhang Zhao could answer, Kang Jinshan, who had been silent all this time, suddenly looked at Zhang Zhao and said: "Since Khan wants to do this banknote business, he must have control over the land west of Hexi. It seems that the end of the Ganzhou Uighurs is not coming."
It’s far away!”
Zhang Zhao looked at Kang Jinshan with approval. His ability to praise was pretty good. He turned his eyes and looked at Master Shanyuan again.
"The Geluo family of Uighurs in Ganzhou are stubborn and stubborn, and the Gu family of the Uighur Khanate in Gaochang have all begun to fall into the arms of the Buddha. They are the only ones who still embrace Manichaeism, which is extremely hateful!
I have long had the intention of conquest, but I am short of military rations. I heard that Dayun Temple has hundreds of thousands of acres of good land outside Liangzhou City. I wonder if someone wants to rent it. Will you be accommodating?
Let's think about it together. It doesn't matter if someone's rent is higher. The main reason is that the warriors under his command have to eat, and if they don't have food, they will cause trouble."
After speaking, Zhang Zhao winked at Guo Tiance and Huixing monk Yang He.
"The weather is fine today. I heard that there is a cook from Samarkand in Kangdutou's house. She is very good at cooking. Caodutou, why don't you go to Kangdutou's house for feeding?"
Cao and Kang were stunned at the same time. They understood that Zhang Zhao might have something to talk to them about, or he might want to give the pale-faced Master Shanyuan a buffer time. The two of them hurriedly agreed.
Zhang Zhao left, but Guo Tiance and Yang He stayed. This was Zhang Zhao's arrangement. He would definitely not discuss the specific negotiations with Monk Shanyuan and other monks.
If he goes, if bargaining fails, then the only option left is to use force. It would be best to let Guo Tiance and Yang He go first.
Zhang Zhao's requirements are also very simple. First, Liangzhou Dayun Temple must be deeply bound to him. They must participate in the acceptance business of the banknotes from Hexi to Hezhong.
In principle, they can also use silver notes to exchange gold and silver at Zhang Zhao, but there must be regulations on when they can exchange it and when they cannot exchange it.
Secondly, at least half of the land property of Liangzhou temples, including Dayun Temple, must be handed over. Of course, Zhang Zhao does not want to fall out with them now.
Therefore, Zhang Zhao decided that in addition to pledging the gold and silver in his hands to various temples for no more than 500,000 guan, all the Buddhist treasures he brought from Tianzhu could also be mortgaged in their hands.
Moreover, Zhang Zhao does not want these properties from them, but actually leases them. The rent will be paid, but the right to use them must be in Zhang Zhao's hands.
He wants to control the land first by losing money, and when he has the conditions to fall out with these bald heads, he will confiscate it directly. If he doesn't want to be confiscated, he will pay taxes as usual.
As for how long it will take to compromise? Zhang Zhao feels that this cannot be done until at least the unification of Hexi and the capture of Lingzhou, Xiazhou and Fengzhou.
This chapter has been completed!